A shaklee business presentation for retiring


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  • It used to be that retirees only had to worry about things like inflation or living too long, but now they can add the Federal Reserve and political leaders on both sides of the aisle to their worries and concerns.In doesn’t take a rocket scientist to see the problem.  Bernanke continues to print money like it’s going out of style, and keeps extending the ultra low interest rates, which will remain until 2015.  These decisions are forcing all investors (primarily retirees) to add risk to their portfolios.  That means more retirees need to invest in the market, or even more complex investments, just to keep pace with inflation.  And that complicates the problem because it opens the door to not only fraud but loss of principal as well.Take the current situation with the Fiscal Cliff.  Both sides of the political aisle are threatening that, unless a deal is done, the middle class could pay up to $4,000 more per year in higher taxes.  Retirees, though, who have been forced into the markets, have probably lost that amount already … and could lose more.   It’s simple math: The market hit  a high of 13,610 on October 5, 2012.  After the election, the markets were rocked and fell more than 1,000 points; but a recovery ensued based mainly in the hope of a grand Fiscal Cliff compromise.  But here we sit, below 13,000 (5% off the year’s high) with more room to fall.  That means for every $100,000 a retiree has invested in the markets they’re down $5,000 and, from this point forward, every 130 point drop is another $1,000.So what should retirees do?  Will Rogers may have had the answer when he said, “I am not so much concerned with the return on capital as I am with the return of capital.”   In other words, always keep enough cash to weather any financial storm, even if it means adjusting your lifestyle downward; and only risk what you truly can afford to lose.The prevailing fiscal and political environment is causing retirees to consider investment risks outside their comfort zone.  That opens up the door for fraud.  Retirees can no longer use a traditional asset allocation filled with easy to understand investments such as CDs and bonds (or bond funds) to maintain their standard of living.  Retirees have become more aware of the dangers of fraud, thanks to Bernie Madoff and Robert Allen Stanford, but a lesser known threat lurks in their local communities, where small time bait-and-switch advisors are defrauding retirees at a record pace.Reports are not in for 2012 yet, but in 2011 the Federal Trade Commission reported that Americans submitted more than 1.5 million complaints about financial and other frauds – a 62% increase in just three years.  A quick visit to the Financial Fraud Enforcement Task Force website points to what seems to be an endless list of small time crooks lurking in just about every state.One of the most disturbing examples of financial fraud involves “office staging.”   Similar to home stagers portrayed on cable TV and in home improvement stores, crooks use high-end furniture, a library of financial publications and offices within local banks and law firms to appear sophisticated and affiliated with local, legitimate professionals.  But looks can be deceiving, which is why retirees have to take extra steps to protect themselves.  Consider asking the questions contained in the following link to help ward off fraudulent promises of high yield investments: Beware of High Yield Investment PromisesAs a final consideration, whenever you invest money, always require third party asset verification.  That’s another way of saying get your financial statements from someone other than your advisor.  As you know, Madoff’s ponzi scheme lasted multiple generations because he produced his own statements, making it easy for it to appear he was making them money. Had the accounts been held by a trusted third party such as Vanguard, Fidelity, or TD Ameritrade, clients would have seen actual instead of manufactured results.The markets are more volatile than ever.  The constant up and downs are causing more retirees to re-think traditional buy-and-hold strategies; and question the benefit of paying advisors excessive mutual fund commission for class A, B, or C shares.  We all know it’s very difficult to beat the markets, but if you’re paying someone to help and the help is not forthcoming, then why not go it alone and at least attempt to mimic the markets with low-cost index funds or Exchange Traded Funds.Look no further than to websites such as Forbes, Seeking Alpha, and Fool.com for the information individual investors needs to manage their own portfolio.  Today’s retirees are more responsible than ever before for their own retirement dollars.  They’re no longer surviving on pensions and Social Security alone.  This has been a paradigm shift for retirees, and many are opting to control – or at least have some more say – in how their life savings in being managed.  For those considering DIY investing, consider the following:Start Out Small.  No sense in wagering your life savings based on the advice in a couple of books or an article you just read.  Since there is no single best way to invest start out small and grow your investments as you build your knowledge and skill.  If you want to play it ultra-safe, and aren’t in a rush to manage your own money, find a stock market game to play.  The New Year is a great time to start and it’s a proven way to build your confidence and strategies.Watch Trading Costs.   $9 or $10 trades may not seem like a lot but if an investor has only $10,000 to invest, buying just 15 stocks would cost $150, or 1.5% of the total assets.  Then, if they wanted to sell, it’s another $150 in trading fees.  Now fees have reached $300 (or 3% of the whole enchilada).  That’s a cost much higher than traditional asset management fees, which average closer to 1%-1.5%Establish Investment Goals.  The biggest difference between professional and DIY investors is that professionals typically have goals that they are striving for, which helps them eliminate the emotional side of investing. If the target is an 8% return, achieving that goal might suggest it’s time to take some gains. Individual investors without goals and criteria for buying and selling can find themselves holding onto losers for too long, or losing out on winners by not selling near the top.Retirement may be eminent in 2013 or just one year closer for some, either way, new and existing retirees face a host of new threats and opportunities Whether it’s fighting fraud, combating fiscal and political gamesmanship, or deciding to invest on one’s own, 2013 should prove to be another interesting year for retirees.
  • Conventional wisdom dictates that when someone retires from the professional world they essentially retire from active life as well. But Ochsner Health System Executive Wellness section head Dr. W. Brooks Emory said the “golden years” can be every bit as active and fulfilling as the pre-retirement years. “If you’re coming up on retirement at age 60 or 62, you really have approximately one third of your life in front of you,” he said. “It’s a tremendous opportunity.  Don’t waste it.  If you’ve got one third of your life in front of you, that’s a huge investment in time and commitment.  You could do a lot with that.” With more and more people living well into their 80s, Emory said there’s just no reason to slow down in your 60s.“Statistics say that if you live to be 66, the chances of living to see 80 are higher than if you’re 40 at the same point in time,” he said.  “The fastest growing population segment is people over 80.Emory suggests staying as physically active as possible for as long as your health allows while stimulating the mind and spirit with interests, hobbies and goals.“The real issue is for people to stay physically active and commit themselves to do something,” Emory said.  “I see people in their late 50s or early 60s that have had some sort of job for 35 years, retire, go home without some sort of hobby or something to do outside their home, and they just shrivel up and go away.” And there are programs available for seniors looking to stay active. Ochsner’s Golden Opportunity is a program that promotes an active, healthy and independent lifestyle for senior citizens. Golden Opportunity director Angela Foster said the program, which began in 2000, boasts more than 4,000 members, about 75 percent of which are between 60 and 80 years old.The members are treated to a variety of activities and programs designed to keep them healthy and active.“We focus on all points of wellness,” she said.  “Physical wellness, mental wellness, social wellness, spiritual wellness – we try to make sure we have a variety of activities hitting on each part of wellness.”With four Golden Opportunity offices spread throughout the Greater New Orleans region, Foster said there are more than enough opportunities for local seniors to stay active.“You can come here and get any kind of question answered pertaining to senior wellness,” she said.  “We have partnerships with outside vendors to provide our members with outside resources…It’s a one stop shop for seniors throughout the area.
  • A shaklee business presentation for retiring

    2. 2. You can retire from a job, but don't ever retire from making extremely meaningful contributions in life. Stephen Covey After a lifetime of working, raising families, and contributing to the success of this nation in countless other ways, senior citizens deserve to retire with dignity. Charlie Gonzalez
    3. 3. THREE RETIREMENT TRENDS FOR 2013* • Politicians and Federal Reserve Will Continue to Wage War Against Retirees • Fraud Moves Up On The List Of Biggest Retirement Fears • More Retirees Will Become DIY Investors *FORBES 12/31/2012 @ 2:00PM by Robert Laura – Retirement activist http://www.forbes.com/sites/robertlaura/2012/12/31/three-retirement-trends-for-2013/
    4. 4. When you retire, it's a place in life, a part of the journey. You just don't quit work; you develop an attitude where you can do what you please. Tom T. Hall Don't simply retire from something; have something to retire to. Harry Emerson Fosdick
    5. 5. There are 2 critical questions that must be answered 1. Will I ever be able to retire? 2. What is the easiest way to earn guaranteed income?
    6. 6. MY RETIREMENT CONCERNS • It’s not about more years; it’s about healthier years. • Will I outlive my money? • Will Social Security be there for me when I need it? • What are my medical costs going to be? • Will Medicare costs go up? • Should I invest in Long Term Care? • My 401(k) is being taxed when I take out the money • Will I have my home mortgage paid or do I move? • Will I still be able to leave something to my estate? • Life insurance may not be an option due to health • There are mandatory withdrawals of my 401(k)
    7. 7. MY RETIREMENT REQUIREMENTS • I want to retire in style • I want to be as healthy as possible until I pass • I want to enjoy my life and my family • I want to be able to travel and enjoy the world • I want the freedom to be all that I can be • I want to volunteer my time on my schedule • I want to retire on my schedule not someone else's • I want to leave a legacy for my family • I don’t want to be a burden to my kids • I don’t want to outlive my money
    8. 8. A SOLUTION • Create a business that will give lifetime income • Create an estate you can leave to your heirs • Work at the pace your feel comfortable • Work from anyplace you want • Take a vacation when it fits your schedule • Supplement any retirement plan you currently have • Only look at the boss when you are looking in the mirror.
    9. 9. QUESTIONS THAT NEED ANSWERS • What kind of business will meet those requirements? • Why would I choose a specific company? • What are the products/services? • What do I have to do and can I do it? • Can the business provide the income I need?
    10. 10. INTRODUCING SHAKLEE • Introducing the Shaklee lifestyle attainment plan • Cash, Trips, Cars, Dreams
    11. 11. Shaklee Corporation – founded in 1956 Now the number 1 natural food supplement company in the USA Over 100 scientists Over $300 million spent on research and development WHO IS SHAKLEE?
    12. 12. DR. SHAKLEE FOUNDER AND VISIONARY • “We believe in quality. Quality comes first.” • Created the first multi-vitamin in 1915 • Understood the healing powers of nature • Created the philosophy of “Thoughtsmanship and Living in Harmony with Nature.”
    13. 13. ROGER BARNETT CHAIRMAN AND CEO • “We are ambassadors of goodness” • Believes in the potential of the industry • Invested millions and spent several years researching companies before buying Shaklee 2006 • Committed to our future
    14. 14. QUESTIONS THAT NEED ANSWERS • What kind of business will meet those requirements? • Why would I choose a specific company? • What are the products/services? • What do I have to do and can I do it? • Can the business provide the income I need?
    15. 15. WHY SHAKLEE? No preservatives, No artificial coloring, No GMOs, No artificial flavorings
    16. 16. CLINICAL RESEARCH At Shaklee, scientific research has been a corporate strategy for over 30 years Their commitment to clinical research separates Shaklee from the competition Over 100 scientific papers – Published in peer journals- support the product safety and efficacy Clearly differentiates between natural, naturally derived, and scientifically formulated ingredients
    17. 17. QUESTIONS THAT NEED ANSWERS • What kind of business will meet those requirements? • Why would I choose a specific company? • What are the products/services? • What do I have to do and can I do it? • Can the business provide the income I need?
    18. 18. IT IS REALLY SIMPLE Everyone wants to feel better tomorrow than the way they feel today Shaklee products help people feel better Healthy Nutrition Healthy Weight Healthy Beauty Healthy SportsHealthy Home Healthy Kids
    19. 19. Vitalizer® Strips Energizing Shaklee 180 Vivix® NutriFeron Basic H2 cleaner
    20. 20. All in one Vita-Strip TM Vitamins, Mi nerals, Ome ga- 3s, Phytonut rients
    21. 21. Shaklee Micronutrient Advanced Release Technology™ 12 Patents and 2 Patents Pending The right nutrients, to the right place, at the right time. Vita-Lea® multivitamin Immediate release in the stomach Caroto-E-Omega (fatty acid) Coating protects from stomach acid for release in upper intestine B+C Complex Sustained-release gel-diffusion system clinically proven to maintain blood- nutrient levels over 12 hrs. Optiflora® Probiotic Triple-layer coating protects the active cultures through the stomach for release in lower intestine
    22. 22. Global cutting edge research in the fight against CELLULAR aging! The truth of the matter is that we all age. But now we can do something about it. A phytonutrient blend that harnesses the antioxidant properties of the muscadine grapes. 10 times more powerful than resveratrol alone in SLOWING a key mechanism of cellular aging.
    23. 23. Vivix ingredients shown to slow aging at the cellular level in 4 ways! 1. Cell Defense In a clinical study, Vivix ingredients blunted the biological stress response, which, over time, can lead to cellular aging. 2. Cell Energy In a laboratory study, Vivix ingredients increase energy production at the cellular level which is know to decline as we age. 3. Cell Repair In a laboratory study, Vivix ingredients protected and repaired DNA, which is assaulted millions of times every day. These assaults can damage the cell’s DNA, creating a “TYPO” that may compromise cell function and longevity. 4. Cell Performance In a laboratory study, Vivix ingredients activated a genetic regulator that helps improve cellular performance and slowed the formation of damaging AGE proteins, which accumulate and result in cell damage
    24. 24. • 24 grams of hunger fighting protein • 6 grams of fiber • Powered by Leucine • 23 vitamins and minerals • Non-GMO soy protein • Low glycemic • No artificial flavors, sweeteners, or preservatives added • Gluten free, lactose free
    25. 25. Scientifically proven to help you lose weight and maintain the weight you desire!
    26. 26. Before-to- After: Lost 30 lbs After – After: Still down 3 pant sizes one year later. I lost the weight and gained the smarts to keep it off. “ No mom jeans for this mom.”
    27. 27. Before-to- After: Lost 95 lbs Take your shape in a whole new direction After – After: 41 lbs in the first 90 days, and a total weight loss of over 95 pounds. I can even fit into my wedding dress again!
    28. 28. • Created by world-renowned immunologist Dr. Yasuhiko Kojima • 40 years of pain staking research testing hundreds of natural compounds • Naturally increases the interferon in the body • Phytonutrient blend provides support at the cellular level • Studies have shown extraordinary and immune protection • Impacts Natural Killer (NK) cells, a frontline immune system defense • Power breakthrough in immune system science
    29. 29. • Super concentrated – 16 oz. makes 48 gallons of super power cleaner • One bottle is the equivalent to 5,824 bottles of Windex • Use for thousands of household jobs. Cuts through grease and grime from any washable surface • Leaves no smeary residue, streak free, patent pending formula • Non-Toxic, No phosphates, Natural, Biodegradabl e surfactants
    30. 30. QUESTIONS THAT NEED ANSWERS • What kind of business will meet those requirements? • Why would I choose a specific company? • What are the products/services? • What do I have to do and can I do it? • Can the business provide the income I need?
    31. 31. WHAT DO I HAVE TO DO? Every product has a PV (Point Value) It is as EASY as 1 -2 - 3 1. Join us and order your own field test products so you can become familiar with them as quickly as possible. 2. Share your product results with other people who may benefit from them as you did. 3. Find 3 people who see these benefits and want to become part of our team.
    32. 32. 1. JOIN AS A GOLD AMBASSADOR • To take full advantage of the Shaklee earning opportunity, your best choice is to join as a Gold Ambassador for $299. Includes: • 1 Vitalizer • 1 Vivix (single serving) • 1 NutriFeron • 1 Shaklee 180 Vanilla • 1 Basic H2 • 2 Spray bottles Total Point Value of 250 Retail value of $350 • Plus: 3 free months of a personal website • A distributor welcome kit • 15% discount with an additional 10% for autoship items • An international business
    33. 33. 2. SHARE YOUR PRODUCT RESULTS • The business is about sharing your product results with other people. This is called social marketing. • It is proven that the most successful people in the business are those who have a strong passion and belief in the product.
    34. 34. 3. FIND 3 TEAM MEMBERS • Team building – The art of working together to teach each key person on your team how to duplicate and create their own team. • Each team member spends their time guiding people through this simple 3 step program rather than specializing in direct sales. • Have fun teaching other people how easy it is to duplicate.
    35. 35. DUPLICATE • Buy and consume Shaklee products • Acquire a few customers who also like Shaklee products • Each month you will purchase about 200 Point Value of products • 2 Vitalizer = 110 • 1 Vivix = 55 • Another 35 PV for miscellaneous household or skin care products. • OR, you will find some customers who will purchase products directly from you to reach 200 PV
    36. 36. BECOME A DIRECTOR • You create a 200 PV business • You teach 3 other people to do a 200 PV business • You teach those three to find 3 people who will also da a 200 PV business • You now have a total of: 12 people doing 200 PV • That brings your Total PV to 2600 PV and your monthly bonus check will be about $500.
    37. 37. BECOME A SENIOR DIRECTOR • One of your three will eventually get to 2000 PV • You will then train a new person to replace them so that you consistently do 2000PV • Your average income will be about $1,100 per month.
    38. 38. BECOME A COORDINATOR As each team member reaches 2000 PV, they leave your direct group and duplicate your team. You will then replace that team member and repeat the duplication.
    39. 39. QUESTIONS THAT NEED ANSWERS • What kind of business will meet those requirements? • Why would I choose a specific company? • What are the products/services? • What do I have to do and can I do it? • Can the business provide the income I need?
    40. 40. DIRECTOR (3 months = 2 Free Registrations to Las Vegas SR DIRECTOR (6 months) = $ 1,000 COORDINATOR (9 months) = $ 3,000 SR COORDINATOR* (12 months) = $ 5,000 EXECUTIVE COORDINATOR* (15 months) = $ 25,000 Requirement: 2000 PV (could be 3 personal) 1 Director 2 Directors 2 Directors & 10,000PV 3 Directors & 20,000PV Position FastTRACK Rewards Your Personal FastTRACK Bonuses $ 34,000 * See the Shaklee Statement of Privileges & Responsibilities and the 2011-2012 Incentives Booklet for full requirements. PLUS: You will earn 50% of any direct team members that participate in FastTRACK
    41. 41. 50% MATCHING BONUSES $34,000 x 50% = $17,000* $17,000 x 3 = $51,000 + $34,000 = $85,000 $85,000 FastTrack + over $5,000 in regular commissions and overrides = $90,000+ *Matching Bonuses from Sr. Coordinators and Executive Coordinators on FastTRACK will be paid over 2 months on Sr. Coordinators and 4 months on Executive Coordinators after the FastTRACK achiever’s maintenance period is achieved. See rules for full details.
    44. 44. QUESTIONS THAT NEED ANSWERS • What kind of business will meet those requirements? • Why would I choose a specific company? • What are the products/services? • What do I have to do and can I do it? • Can the business provide the income I need?