How Your Credit Score is Calculated
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How Your Credit Score is Calculated

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If you understand how your credit score is calculated, you not only gain insight into the overall process, but can start making strides to improving your overall score.

If you understand how your credit score is calculated, you not only gain insight into the overall process, but can start making strides to improving your overall score.

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  • 1. HowYourCredit ScoreisCalculated CREDITSCORE WHAT FACTORS ARE USED TO CALCULATE YOUR CREDIT SCORE? PAYMENT HISTORY aMOUNTS OWED LENGTH OF CREDIT HISTORY nEW CREDIT TYPES OF CREDITUSED WHERE IS THE INFORMATION FOR THESE CATEGORIES COLLECTED? Your Credit Report lENDING INSTITUTIONS pUBLIC RECORDS GATHERED BY For more USEFUL REAL ESTATE INFO www.sellingwarnerrobins.com 35% Anita Clark Realtor HOW MUCH EMPHASIS IS BASED ON EACH CATEGORY? PAYMENT HISTORY aMOUNTS OWED 30% length of credit history NEW CREDIT typesof creditused 15% 10% 10% check out S ource: http://sellingwarnerrobins.com/2014/01/how-your-credit-score-is-calculated/