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REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
REALTORS® Federal Credit Union - Full Member Presentation
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REALTORS® Federal Credit Union - Full Member Presentation

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  • 1. REALTORS® Federal Credit Union
  • 2. What is a Credit Union? <ul><li>Member-owned </li></ul><ul><li>Not for profit </li></ul><ul><li>Cooperative financial institutions </li></ul><ul><li>Truly democratic organizations – each member has one vote regardless of funds on deposit to be used at the annual meeting to elect volunteer directors </li></ul>
  • 3. What is a Credit Union? <ul><li>Must have a defined field of membership </li></ul><ul><ul><li>Members and employees of NAR </li></ul></ul><ul><ul><li>State and local associations and their employees </li></ul></ul><ul><ul><li>MLS’s, but not their employees </li></ul></ul><ul><ul><li>REALTOR® owned businesses, but not their employees </li></ul></ul><ul><ul><li>Family members/ household members </li></ul></ul><ul><ul><ul><li>Grandparents, parents, spouse, brothers and sisters, children and grandchildren (includes step relationships for parents, siblings and children and adopted children) </li></ul></ul></ul>
  • 4. What is a Credit Union? <ul><li>“ Once a member, always a member.” </li></ul><ul><li>Credit Unions offer very similar products to banks, but at better rates and terms and with different motivations </li></ul>
  • 5. REALTORS®FCU - Products <ul><li>Share Accounts Available </li></ul><ul><ul><ul><li>Savings </li></ul></ul></ul><ul><ul><ul><li>Money Market Savings </li></ul></ul></ul><ul><ul><ul><li>Checking </li></ul></ul></ul><ul><ul><ul><li>Certificates </li></ul></ul></ul><ul><ul><ul><li>IRA Savings </li></ul></ul></ul><ul><ul><ul><ul><li>Traditional IRA </li></ul></ul></ul></ul><ul><ul><ul><ul><li>Roth IRA </li></ul></ul></ul></ul><ul><ul><ul><ul><li>SEP IRA </li></ul></ul></ul></ul><ul><ul><ul><li>IRA Certificates </li></ul></ul></ul><ul><ul><ul><ul><li>Traditional IRA </li></ul></ul></ul></ul><ul><ul><ul><ul><li>Roth IRA </li></ul></ul></ul></ul><ul><ul><ul><ul><li>SEP IRA </li></ul></ul></ul></ul>
  • 6. REALTORS®FCU - Products <ul><li>Consumer Loans Available </li></ul><ul><ul><ul><li>New & Used Auto </li></ul></ul></ul><ul><ul><ul><li>New & Used Motorcycle </li></ul></ul></ul><ul><ul><ul><li>New & Used RV & Boat </li></ul></ul></ul><ul><ul><ul><li>Personal </li></ul></ul></ul><ul><ul><ul><li>Debt Consolidation </li></ul></ul></ul><ul><ul><ul><li>Line of Credit & “Professional Development” Line of Credit </li></ul></ul></ul><ul><ul><ul><li>Share Secured ( Closed End Loan ) </li></ul></ul></ul><ul><ul><ul><li>Share Secured Line of Credit </li></ul></ul></ul><ul><ul><ul><li>Home Equity </li></ul></ul></ul><ul><ul><ul><li>Mortgage </li></ul></ul></ul><ul><li>“ Horizon Loan” - Limited Time Offer! </li></ul>
  • 7. REALTORS®FCU - Services <ul><li>ATM Access </li></ul><ul><li>Online Banking </li></ul><ul><li>Electronic Transfers </li></ul><ul><li>Remote Deposit </li></ul><ul><li>Bill Pay </li></ul>
  • 8. REALTORS®FCU - Notices <ul><li>eStatements - View and print account statements </li></ul><ul><li>myAlerts – Arrange personalized alerts with notifications IE: account balances, loan rates, and more! </li></ul><ul><li>myNotices - Notifications from REALTORS® FCU </li></ul><ul><li>myNews - Product /promotional updates and news </li></ul>
  • 9. Click “ Membership ” to get started!
  • 10. Click “ Membership Application ”
  • 11. Review Application Requirements Search NRDS ID Association & Board Staff Employees NRDS ID = 999999999 (Nine 9’s)
  • 12. Enter Eligibility Information
  • 13. Select Individual or Joint Account and complete Personal Information
  • 14. Select Account Types to open…
  • 15. Review New Account Agreement
  • 16. Select Identity Verification answers…
  • 17. REALTORS®FCU - Basics <ul><li>Becoming a Member of REALTORS®FCU </li></ul><ul><ul><ul><li>Eligibility </li></ul></ul></ul><ul><ul><ul><li>Membership Application </li></ul></ul></ul><ul><ul><ul><li>Select Accounts to Open </li></ul></ul></ul><ul><ul><ul><li>Fund Account </li></ul></ul></ul><ul><ul><ul><ul><li>NEW MEMBERSHIP </li></ul></ul></ul></ul><ul><ul><ul><ul><ul><li>Credit Card </li></ul></ul></ul></ul></ul><ul><ul><ul><ul><ul><li>Debit Card </li></ul></ul></ul></ul></ul><ul><ul><ul><ul><ul><li>ACH/Check </li></ul></ul></ul></ul></ul>
  • 18. Complete Account Funding
  • 19. Congratulations! Your account is now open! Remember! Write down your new account number!
  • 20. <ul><li>After writing down your Account Number, go back to REALTORSFCU.ORG to enroll in online banking: </li></ul>
  • 21.  
  • 22. REALTORS®FCU - Basics <ul><li>Accessing funds in your account </li></ul><ul><ul><ul><li>ATM Deposits & Withdrawals </li></ul></ul></ul><ul><ul><ul><li>Scan Checks For Deposit </li></ul></ul></ul><ul><ul><ul><li>Electronic Transfers To & From Other Banks/Credit Unions </li></ul></ul></ul><ul><ul><ul><li>Direct Deposit </li></ul></ul></ul><ul><ul><ul><li>Electronic Debits </li></ul></ul></ul><ul><ul><ul><li>Debit Card Purchases/Use PIN For “ Cash Back ” </li></ul></ul></ul><ul><ul><ul><li>Bill Pay </li></ul></ul></ul><ul><ul><ul><li>Write Checks </li></ul></ul></ul><ul><ul><ul><li>Mail Deposits </li></ul></ul></ul>
  • 23. REALTORS®FCU - Basics <ul><li>Assistance with your account </li></ul><ul><ul><ul><li>Secure online messages </li></ul></ul></ul>Click “ Self Service ” & “ Send Us a Message ”
  • 24. REALTORS®FCU - Basics <ul><li>Assistance with your account </li></ul><ul><ul><ul><li>Secure online messages </li></ul></ul></ul>
  • 25. REALTORS®FCU - Basics
  • 26. REALTORS®FCU - Basics Transaction information pre-fills … Select reason for inquiry…
  • 27. REALTORS®FCU - Basics
  • 28. REALTORS®FCU - Basics <ul><li>Assistance with your account </li></ul><ul><ul><ul><li>Member Care </li></ul></ul></ul>Call 866.295.6038 24 / 7!
  • 29. REALTORS®FCU - Basics
  • 30. REALTORS®FCU - Basics <ul><li>Becoming a Member of REALTORS®FCU </li></ul><ul><li>Using Your REALTORS®FCU Account </li></ul><ul><ul><ul><li>Accessing Funds (Deposits & Withdrawals) </li></ul></ul></ul><ul><ul><ul><li>Assistance with your account </li></ul></ul></ul><ul><ul><ul><li>Account Statements </li></ul></ul></ul><ul><ul><ul><li>eNotices </li></ul></ul></ul><ul><li>Applying for a Loan </li></ul><ul><li>Opening Additional Share Accounts </li></ul>
  • 31. REALTORS®FCU - Basics <ul><li>Sent to your email address: </li></ul><ul><li>myAlerts </li></ul><ul><li>myNotices </li></ul><ul><li>myNews </li></ul>
  • 32. REALTORS®FCU - Basics <ul><li>How To Apply For A Loan </li></ul><ul><ul><ul><li>Log into online banking </li></ul></ul></ul><ul><ul><ul><li>Instant response! </li></ul></ul></ul>
  • 33. REALTORS®FCU - Basics
  • 34. REALTORS®FCU - Basics <ul><li>Becoming a Member of REALTORS®FCU </li></ul><ul><li>Using Your REALTORS®FCU Account </li></ul><ul><ul><ul><li>Accessing Funds (Deposits & Withdrawals) </li></ul></ul></ul><ul><ul><ul><li>Assistance with your account </li></ul></ul></ul><ul><ul><ul><li>Account Statements </li></ul></ul></ul><ul><ul><ul><li>eNotices </li></ul></ul></ul><ul><li>Applying for a Loan </li></ul><ul><li>Opening Additional Deposit Accounts </li></ul>
  • 35. REALTORS®FCU - Basics <ul><li>Opening Additional Share Accounts </li></ul><ul><ul><ul><li>Log in to online banking </li></ul></ul></ul>
  • 36. Click “Accounts” to get started!
  • 37. Select Account Types to open…
  • 38. No - Credit Card No - Debit Card Yes - ACH/Check Yes - RFCU Transfer Existing Member Adding Additional Share Accounts :
  • 39. REALTORS® FCU Share Account Transfer
  • 40. Congratulations! Your new share account is now open!
  • 41. Business Accounts <ul><li>Who Can Open A Business Account? </li></ul><ul><li>REALTOR® State & Local Associations </li></ul><ul><li>REALTOR® Boards </li></ul><ul><li>REALTOR® Institutes, Societies & Counsels </li></ul><ul><li>REALTOR® Owned Businesses, IE: Brokerages, MLS’s </li></ul>
  • 42. Business Account - Products <ul><li>Business Savings </li></ul><ul><li>Business Money Market Savings </li></ul><ul><li>Business Certificates </li></ul><ul><li>Online Banking Inquiry & eStatement Access </li></ul><ul><li>Small Business Loans (up to $50,000) </li></ul><ul><li>Small Business Lines of Credit (up to $50,000) </li></ul><ul><li>Coming Soon! </li></ul><ul><li>Business Checking & Debit Cards </li></ul><ul><li>Commercial Loans (over $50,000) </li></ul>
  • 43. Business Account – Open Account
  • 44. Business Account – Open Account
  • 45. Business Accounts Business Services 301.355.7575 Monday – Friday 8:30AM – 5:00PM (Eastern Time) [email_address]

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