Velosurance Trusted Partners

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Whether at your home, on your auto, riding the trail or the road, bicycles are rarely covered for theft or damage. Velosurance Bicycle Insurance offers the availability of a multi-risk, stand-alone insurance policy allowing cyclists to insure their bikes for theft, physical loss, damage, and liability.
http://velosurance.com

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  • Hello, thank you for taking a few moments to watch this presentation. In the next few minutes I will explain how Velosurance benefits both your shop and your customers.
  • So what exactly is Velosurance?We are a national company founded by two cyclists. As we’ve all seen, bike prices have increased dramatically in recent years. Surprisingly there was comprehensive policy that’d insure a bike.This is where Velosurance comes in.
  • Cyclists are exposed to a number of risks that can be costly. Bikes can be stolen, crashed, hit by cars and fall off car racks. Realistically, the World is tough on bikes.With Velosurance you can protect yourself from serious out-of-pocket expenses.
  • The biggest question that we have to answer is “isn’t my bike covered by my homeowner’s insurance?”The only answer is “maybe”Bikes are covered in bits in pieces by some policies and the coverage is often questionable. Just ask anyone who tried making a bike related claim on their homeowners policy. It’s never easy, you have no idea if the bike is in fact insured or for how much. Worst part of all? Any claim to a homeowner’s policy will trigger an increase in premium or even policy non-renewal. Velosurance covers your bike for insured value – your bike does not depreciate. Velosurance covers your bike anywhere in the US and Canada. We even provide optional world-wide coverage.
  • You’ve heard me say it before and I’ll say it again: almost anything that can happen to the bike is covered. Laid your bike down in a group ride and destroyed your new Zipp 404? Covered.Destroyed your cycling kit in the crash? Covered.Had a momentary lapse of reason, left the bike on the roof of your car and drove it into the garage? Covered.Airline damaged your bike? Covered.Frame failure? Covered.Bike stolen? Covered.
  • Velosurance Trusted Partners

    1. 1. WHAT IS VELOSURANCE? National company founded by cyclists for cyclist Over 4 years in development Underwritten by A-rated insurance company
    2. 2. WHY VELOSURANCE? There is no other bicycle insurance policy that covers as much as we do Just about anything that happens to a bike is covered Covers both the bicycle and the rider
    3. 3. HOW VELOSURANCE COMPARES TO ALTERNATIVES Homeowner’s policy has restrictions on value, type of losses Many policies won’t cover a loss away from your home Avoids the hassle of a homeowner’s claim Avoids the consequences of homeowner’s claim – your rates won’t go up Often costs less than adding to homeowner’s policy Covers insured value of the bike (no depreciation)
    4. 4. WHAT IS COVERED? Medical payments Personal liability Road side assistance Worldwide coverage Racing coverage Event fee reimbursement Replacement bike rental Cycling apparel Borrowed bikes Out of warranty bikes
    5. 5. WHAT IS NOT COVERED? Commercial use of the bike, such as bike messengers Cosmetic damage, such as scratches Repair and maintenance
    6. 6. DISCOUNTS Multiple bikes on one policy IMBA USA Cycling (USAC) USA Triathlon (USAT)
    7. 7. TRUSTED PARTNER (BIKE SHOP) BENEFITS Insured customers are 10x more likely to replace or repair a damaged or stolen bikes Increases customer loyalty Introduces new customers to your shop Increase sales Listed in a searchable national database Claimant referred to your shop
    8. 8. WHEN TO DISCUSS VELOSURANCE At the point of sale (bikes valued over $1000) After major repairs After serious injuries (medical coverage) Customer plans to travel (renting a bike box) Triathletes (travel with their bike) Racers (crashes covered)
    9. 9. EXAMPLE 1 A triathlete flies out of state for a race Airline damages his bike Triathlete locates a Velosurance Trusted Partner Rents a race bike Completes the race Files a claim Rental fee reimbursed
    10. 10. EXAMPLE 2 Mountain biker cracks a frameset Locates a Velosurance Trusted Partner Purchases a new frame and buildup Files a claim Reimbursed for cost of new frame, parts and labor
    11. 11. EXAMPLE 3 Customer’s bike is stolen from his car Police report is filed Craig’s List, eBay and pawn shops checked Files a claim Received a check for insured value Returns to Trusted Partner to buy a new bike, likely with upgrades
    12. 12. EXAMPLE 4 Client injured in cycling accident Admitted to a hospital Client has high health insurance deductible Velosurance medical payment covers client’s health insurance deductible and co-pay Damage to the bike and cycling apparel is covered as well
    13. 13. HOW TO GET A QUOTE Go to http://velosurance.com Complete Get a Quote form
    14. 14. HOW TO BECOME A PARTNER Apply online: http://velosurance.com/partner/new E-mail: info@velosurance.com Phone: 888-663-9948 Skype: velosurance

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