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Virginia Health Care Law Power Point

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Virginia Health Care Law Power Point Virginia Health Care Law Power Point Presentation Transcript

  • HEALTH CARE
    REFORM
    WHAT IT
    MEANS FOR YOU
  • WHY DID WE NEED HEALTH CARE
    REFORM?
    WHAT DID WE WIN?
    MYTHS AND LIES
    WHAT’S NEXT
  • QUIZ
  • How many additional Virginians
    will get insurance under
    the new law?
    240,000
    750,000
    1.2 million
    5 million
  • How many additional Virginians
    will get insurance under
    the new law?
    240,000
    750,000
    1.2 million
    5 million
  • How many small businesses
    in Virginia will potentially
    get the tax credits provided
    under the new law?
    10,000
    48,000
    50,000
    102,000
  • How many small businesses
    in Virginia will potentially
    get the tax credits provided
    under the new law?
    10,000
    48,000
    50,000
    102,000
  • How many Virginia seniors
    will benefit from the
    improvements in Medicare?
    50,000
    70,000
    1.1 million
    4 million
  • How many Virginia seniors
    will benefit from the
    improvements in Medicare?
    50,000
    70,000
    1.1 million
    4 million
  • Why Reform?
  • $
  • BANKRUPTCIES
    OTHER
    OTHER
  • WHO DO YOU KNOW?
    DROPPED
    DENIED CLAIMS
    DELAYED CLAIMS
  • Unsustainable: Costs Double
    Without Reform
    • Health Insurance Costs in Virginia went up 83% from 2000-2007
    • The average Virginia family’s premiums went from $6,684 to $12,198 in the last decade
    • Health insurance rates have grown 8.1% every year compared to wages decreasing 1.2% in recent years
  • WHO DO YOU KNOW?
  • HOW DIDWE GET HERE?
  • WHAT WILL
    WE GET?
  • Seniors and
    the disabled
    Pay full drug costs after
    Incurring $3,600 in
    Medicare Part D Plans
  • SENIORS
  • Seniors and
    the disabled
    $250 REBATE
    This Year
  • CHILDREN
    DENIED
    COVERAGE
  • DROPPED
    BECAUSE YOU’RE
    SICK
  • ANNUAL &
    LIFETIME
    LIMITS
  • GUARANTEE
    OF HEALTH
    SECURITY
  • SMALL BUSINESSES
  • 102,600 SMALL BUSINESSES IN
    Virginia WILL GET TAX CREDITS
    TO COVER THEIR EMPLOYEES
  • SMALL BUSINESS
    TAX CREDITS
    < 25 EMPLOYEES
    AVERAGE WAGES: < $50K
  • SMALL BUSINESS
    TAX CREDITS
    UP TO 35%
  • SMALL BUSINESS
    TAX CREDITS
    2014 – 50%
  • LARGE EMPLOYERS
    50+ EMPLOYEES
    MAY PAY A FEE IF THEY
    DON’T OFFER COVERAGE
  • LARGE EMPLOYERS
    < 50 EMPLOYEES
    CAN USE EXCHANGES
  • EXCHANGES
  • Affordable for
    Individuals and
    Businesses
  • PREMIUM
    CREDIT
    $88,000
    FAMILY OF 4
  • FEE FOR CHOOSING
    NOT TO BE COVERED
    2014 - $95 or 1%
    2016 - $695 or 2.5%
  • LIMIT
    OUT-OF-POCKET
    COSTS
    $6K – INDIVIDUALS
    $12K - FAMILIES
  • MAMMOGRAMS
    COLONOSCOPIES
    ANNUAL WELLNESS
    VISIT
  • WASTE
    FRAUD
    ABUSE
  • IMMIGRANTS
  • EXCHANGES
  • MYTHS
    AND
    LIES
  • MYTH:
    IT’S A
    GOVERNMENT
    TAKEOVER
  • TRUTH:
    BUILDS ON THE
    CURRENT SYSTEM
    OF PRIVATE
    INSURANCE
  • TRUTH:
    NEW
    RULES
    FOR PRIVATE
    INSURANCE
  • MYTH:
    MEDICARE BENEFITS WILL BE CUT
  • TRUTH:
    BUDGET REDUCTIONS
    AFFECT INSURANCE
    COMPANIES AND
    PROVIDERS
  • TRUTH:
    THE NEW LAW
    INCREASES
    MEDICARE
    BENEFITS
  • NEXT
    STEPS
  • Alan Brinkley
    Columbia University Historian