Uploaded on

US Privacy Associates, associates training powerpoint

US Privacy Associates, associates training powerpoint

  • Full Name Full Name Comment goes here.
    Are you sure you want to
    Your message goes here
    Be the first to comment
No Downloads

Views

Total Views
1,514
On Slideshare
0
From Embeds
0
Number of Embeds
1

Actions

Shares
Downloads
30
Comments
0
Likes
1

Embeds 0

No embeds

Report content

Flagged as inappropriate Flag as inappropriate
Flag as inappropriate

Select your reason for flagging this presentation as inappropriate.

Cancel
    No notes for slide
  • The person conducting the presentation should add their information here and include a short bio.
  • This page reflects the background of the detective that has implemented the “opt-out” process.
  • Explain the home page.
  • Explain that notes of many of the websites we will be discussing can be found at the US Privacy Associates website under the “resources” tab. This is to help keep the training flowing and reduce note taking by the attendee.
  • Explain that there are two Opt Out packages. One for the General Public and One for “Public Safety Officials.” The difference is verbiage in letters and the PSO book includes agency and rank.
  • This is what will be covered during the presentation.
  • This slide is designed to begin instructor/student interaction. Ask the question to the audience and share a story.
  • The gang area of the presentation can be used for the general public but is very helpful for law enforcement presentations.
  • This subject talks about the job of killing for a gang.
  • Gangster related movies that have become popular in our society.
  • A bullet proof vest customized with gang colors.
  • Raising the next generation around gang and street violence.
  • Humor.
  • Prison/street gang.
  • More stories about killing police officers.
  • This video shows how a death threat against an officer was planned. The officer eventually used the Opt Out e-book to protect his home address from Public record.
  • This slide is a motivational slide to ask the audience a question.
  • Explain to the audience the importance of having difference signatures. One for only at work. The “Online signature” is for anything placed on line. This includes signatures on documents when purchasing a home. A Non-important signature is usually for services that need a signature on a piece of paper. Usually just scribble.
  • This autograph is Randy Johnson. On the left is a FREE ballpark signature, on the right is a paid, approx. $350.00, autograph.
  • The use of a “Privately Owned” mailbox from the UPS Store can be used to look like an apartment complex to data vendors. The UPS store is a private company and tend not to release your personal information without your approval.
  • The goal is to “Stack” your home address on data vendor reports by using multiple privately owned mailboxes. Once one PO box is added to your data record it moves your true home address down on the list. When you add other P.O. boxes it continues to “Bump” the true home address down and eventually off the data vendor list.
  • The easiest way to “Stack” an address is by sending friends with “Privately Owned” magazines with your name on them. The magazines sell personal information to various data vendors therefore populating or “stacking” your home address on data vendor reports.
  • The address on the left is an obvious P.O. Box. The address on the right looks to be an apartment complex. 2903 N. Shoreline, Building 105, Apartment 254.
  • Everyone uses the P.O. box once it’s in place.
  • Once the P.O. box is in place I recommend using the online United States Postal Service form to complete a family move to the Privately Owned mailbox.
  • On this page notice the address. You may have to try entering the address various ways for it to be accepted. For example you may have to leave out the dash.
  • Notice this will cost one dollar to confirm the family move.
  • The credit card billing address must match the current or new address to continue with the family move.
  • This page offers you a chance to request free catalogs to be delivered to the privately owned mailbox. I recommend selecting all of them. When these companies sell your “new home” information it will be the privately owned mailbox that is populated on the data vendor sites.
  • This slide explains what the customer can expect from the USPS
  • This slide indicates what mail will be forwarded and for how long.
  • Tips for drivers license usage.
  • Tips for home food orders.
  • E-bay has the ability to track where items are shipped, so does PayPal. This information is available to some data vendors. UPS verifies people and residence via package delivery. If sent to the Privately Owned mailbox that information is what is released. Work mail should be sent to the P.O. box to thwart an unwanted co-worker from locating your home. Make sure insurance companies know the P.O. box is a mailing address and confirm your house is the covered address for the policy. Warranty card information on washers/dryers, computers etc. is used to up sell you or shared with data vendors.
  • Phone numbers can be tied to an address. Females have told phone companies their last names have changed so if the number is sold or listed people may not locate you via phone number. Always pay to have an unlisted phone number.
  • MagicJack is great for people with high speed internet. You can select an out of state phone number and set your address to another location.
  • Good video on the bad’s of VOIP phone’s.
  • Once a child has a phone in their name chances of them getting offered pre-approved credit rises. The number and their name may now be available in a data vendor list. Once the contract is expired keep the number but change phone carriers. This is known as “porting” a phone. Obtaining subscriber information is much more complicated on a “ported” phone. Start watching for credit mailings in your child’s name. This would indicate a possible compromise in your child’s identity.
  • When you purchase a cell phone tell the sales rep what name you want appearing on caller ID. If it’s after the sale contact customer service, many can update caller id info.
  • People who have “smartphones” or a phone that can receive emails can use a service called NowMessage to receive their voice mails as an email.
  • Be careful when opting out of some online companies. They may not have your email address but may want you to provide one to opt out. Use a non-working email address.
  • ALL mail should now go to the P.O. Box. It’ doesn’t matter what it is.
  • The only time you won’t use a PO box on an application is when purchasing a home. The lending company will require the home address be used. This is why you should use a trust fund. The US Code explains it’s a Federal violation to KNOWINGLY make a false statement for the purpose of influencing the action of a Federal Credit Union. Basically, don’t use this training to dodge paying bills.
  • This is from a Best Buy credit application
  • The actual law.
  • Headers are “pulled” from credit applications and applicant information is sold to data vendor companies to update your address for advertisement targeting. When you list a relative on a credit application, the credit companies continue to build a “Family Tree” of relatives around you. Ask if you may list a friend to be contacted.
  • Example of a family flow chart.
  • Contact numbers for the 3 credit bureaus.
  • A sample letter to initiate a credit freeze. It’s better to use the online service but letters and instructions are included in the Opt Out e-book.
  • Don’t provide home information to the listed locations unless using the privately owned mailbox.
  • Various online search companies
  • How zabasearch works. Search for Bobby Oxford in Illinois.
  • Name, home address, map and recorded date listed.
  • Sign up for ZabaSphere to know when people search your name.
  • If zabasearch refuses to remove personal information after sending a letter they do offer an online opt-out for 20.00 for two and a half years.
  • ZabaSearch is linked to Intelius. Their opt out info is in the privacy package.
  • Here is what Intelius request’s to opt out. I recommend calling them and telling them you have faxed proof and your info is still listed. Some operators remove it while you’re on the phone.
  • A list of the data vendors that require a letter be sent to opt out of their online data list.
  • Sample letter
  • Explain the DMA.org., optoutprescreen and privacy rights.org
  • This ties all the prior slides and information together. The WHY’s of what we provide.
  • Explain this is what a data vendor report contains. Point out that all of the information contained is what is needed to commit an identity theft.
  • Point out the address history and the reason for the PO boxes is to “Stack” the current address and historical address off this report.
  • Point out all of the available personal information. Note the family members are in blue links for more information and the Mothers maiden name is listed as well.
  • Tips for the recorders office.
  • Open Records video.
  • Open Records video.
  • Open Records video.
  • Trust fund information.
  • **Don’t use your name as the trust** Stress the importance of using a code name, family pets name,
  • The pictures here show Bret Michaels from the rock band Poison used the “Bret Michaels trust fund of 1993.” His information would have been harder to locate if he would have used something other than his name. Also not the direction of the “T” crossing in the autograph versus the legal signature.
  • Covering the use of magazines. Remember the magazine mailing address will be sold to data vendors to target you with advertisements.
  • Basic online safety.
  • Wireless safety
  • Wireless safety.
  • Wireless safety.
  • Continued thought and motivation slide to audience.
  • A person tears up a pre-approved credit offer.
  • Tapes it back together and completes the application process.
  • The credit card is issued.
  • Funny class break
  • The basic tips for prevention of ID theft.
  • Basic ID Theft tips.
  • Skimmer video.
  • Debit card pin #: Encourage people not to use debit at point of sale since they aren’t as protected as using a credit charge. Tell people to place a bogus pin number on the back of their debit card. If lost or stolen and the card is used in a debit machine that takes the card in, after 3 incorrect attempts with the bad pin # the card is removed from circulation. RFID is Radio Frequency Identification: RFID is a small chip with an antenna that emits personal information from credit cards to passport ID’s to card readers that convert the information into readable data.
  • Make sure people know about free child identification cards available online.

Transcript

  • 1.  
  • 2. Protection of Personal Information Instructor : Detective Mike
  • 3. Detective Mike Founder OOD
    • Police Officer:
    • Vehicular Homicide:5 years
    • Gang Detective: 6 years
    • Academy Instructor:13 years
    • 2002 Officer of the year.
    • Re-wrote the new hire background investigation manual for a state agency.
    • Implemented Redaction process for a state agency.
  • 4. A message from Mike.
  • 5. Insert Welcome Video
  • 6.  
  • 7.  
  • 8.  
  • 9. Areas to Protect Your Information
    • Signature
    • Get a Private Owned Mailbox
    • Motor Vehicle Information
    • Home address and phone number.
    • Credit applications/companies
    • Business locations
    • Magazine/internet activity
    • Opt-out of online data vendors
    • Trust Fund
  • 10. Why do YOU think protection of personal information is important?
  • 11.  
  • 12.  
  • 13. Insert Video 1 Here
  • 14.  
  • 15.  
  • 16.  
  • 17.  
  • 18.  
  • 19.  
  • 20.  
  • 21. Insert Video 2 Here
  • 22. Why protect personal information from being fed to data vendors?
    • Do you need to protect your information and your family?
    • Protect your identity & protect your assets!
    • To protect your information you must understand how your information is released to online data-bases.
  • 23. Protect Your Signature
    • Have variations of your signature.
    • Work signature
    • “ Online” signature (financial)
    • Non-important signature.
  • 24. Protect Your Signature
  • 25. Use a Privately Owned Mailbox
      • Use a private business to obtain a P.O. Box.
      • Don’t use the U.S. Postal Service.
      • Proper use of a P.O. box looks like an
      • apartment complex to data companies
      • and will be added to internet search engines.
      • Private companies are more secure
      • and tend not to release your information.
      • UPS Store or other private company.
  • 26. Use a Privately Owned Mailbox
    • The reason for obtaining a P.O. Box is to stack YOUR information. Get 3! One for 6 months, get a second for 6 months then move to a final P.O. Box.
    • By stacking, it appears to People Finder web engines you have moved.
    • Every time you get a new P.O. box, order the free magazine’s offered by completing a “change of address” form.
  • 27. Use a Privately Owned Mailbox
    • The best way to “stack” your P.O. box is to send magazines to multiple P.O. boxes. By doing this the search engines continue to add addresses to your personal information.
    • THE MORE THE BETTER!
  • 28. Example of P.O. Mailbox Label
    • 2903 N. Shoreline
    • Suite 105
    • P.O. Box 254
    • Chicago, IL 60601
    • 2903 N. Shoreline 105-254
    • Chicago, IL 60601
    WRONG!
  • 29. Use a Privately Owned Mailbox
    • All family/friends use this P.O. Box
      • Husband/Wife
      • Children
    • Use this P.O. Box on your Voter Application.
  • 30.  
  • 31.  
  • 32.  
  • 33.  
  • 34.  
  • 35.  
  • 36.  
  • 37. Motor Vehicle Department
    • Remove your Social Security Number from your drivers license.
    • Update your drivers license and
    • vehicle registration to the P.O. Box.
    • When you get your first P.O. Box
    • order a new drivers license so
    • your license has a P.O. Box listed.
    • Save the license with your actual home address.
  • 38. Home Address/Phone Number
    • Don’t give out your home address & phone number.
    • Don’t use them on credit applications.
    • Don’t have bills or publications sent to your home.
    • Don’t order Pizza or other food to be
    • delivered to your home!
    • Make Sure family members don’t use your home address!
  • 39. Home Address Phone Number
    • The only mail you should receive at your home is JUNK MAIL/RESIDENT MAILERS!
    • Have ebay items sent to the P.O. Box. (ebay tracking info)
    • All mail order items need to be sent to the P.O. Box. (UPS)
    • Work mail need to be sent to the P.O. Box.
    • Insurance companies.
    • Warranty information cards.
  • 40. Home Address Phone Number
    • If you don’t need a phone at home don’t get one.
    • Never give your phone number out to people you don’t know.
    • Inform the phone company your last name has changed. They will change the last name and
    • if/when they sell the information it will be incorrect.
    • Pay to have an unlisted phone number.
  • 41.  
  • 42. Insert Video 4 Here
  • 43. Home Address Phone Number
    • Kids and phones…..
      • Avoid using your child’s name on cell phones.
      • Change your child’s number when the contract expires or “port” the phone.
      • Watch for mailings in your child’s name.
      • Magic Jack.
  • 44. Home Address & Phone Number
    • Use a cell phone for all credit Applications.
    • Give this phone number out only to people/businesses you want contact from.
    • When buying a cell phone: Ask the sales person to use “bogus” name or company for caller ID.
  • 45. Phone Tip
  • 46.  
  • 47. Current Creditors
    • Any company you have an account
    • with should be asked not to rent, release or sell your information.
    • Phone companies, banks, water, gas,
    • electric, cable, insurance, credit card
    • companies.
  • 48. Future Creditors
    • Request that new credit companies you use not rent, release or sell your information.
    • Use your P.O. Box for any and all applications. *Except new home purchase*
    • Understand U.S. Code Title 18,
    • Sec., 1014 & look for it on applications.
  • 49.  
  • 50.  
  • 51. Future Creditors
    • Any credit applications you complete have a high probability of being sold to many other companies including internet companies.
    • List a relative not living with you.
    • Who you list & who list’s you-
    • Is the number one reason you become linked with family members.
  • 52.  
  • 53. The Three Credit Bureaus
    • Equifax
      • 1-800-525-6285
      • www.equifax.com
    • Experian
      • 1-888-397-3742
      • www.experian.com
    • Trans Union
      • 1-800-680-7289
      • www.transunion.com
  • 54.  
  • 55. The Three Credit Bureaus
    • Call the 3 credit bureaus and ask them not to rent, sell or release your information.
    • Pay to have a credit freeze placed on your records.
    • Credit bureau information is sold to several companies.
    • Credit bureaus release basic header or applicant information.
    • AND call 888-567-8688 to opt-out of pre-approved offers for credit.
  • 56. Business Locations
    • Don’t give out information to:
      • Grocery stores
      • Hardware stores
      • Electronic stores
      • Music stores
      • Toy stores
      • Movie rental locations
      • Department stores
      • Fish jar drawings
      • Casinos
  • 57. Free Public Record
    • http://www.crimetime.com/online.htm
    • http://www.searchbug.com/
    • Social Security Validator
    • People finder websites http://www.zabasearch.com/
    • http://www.searchsystems.net/
    • www.whitepages.com
  • 58.  
  • 59.  
  • 60. Backstop Your Identity https://www.zabasearch.com/zabasphere/signup/
  • 61.  
  • 62.  
  • 63. Intelius
    • To ‘opt out’ your public information Intelius requires you to faxed proof of identity such as a state issued ID card or driver’s license (cross out the photo and driver’s license number; they only need to see the name, address and date of birth).
    • Or call (425) 974-6100.
  • 64. Internet data vendors to opt out of *All require letters to be sent*
    • WhoWhere.com WorldPages.com 555-1212.com Federal Do Not Mail LexisNexis ZabaSearch Choicepoint Accurint Ameridex.com Anywho.com Acxiom.com
    InfoSpace.com InfoUSA.com Intelius.com PeopleData.com PeopleFinder.com PrivateEye.com SwitchBoard.com USSearch.com USAPeopleSearch.com WestLaw.com WhitePages.com
  • 65.  
  • 66. Internet data vendors to opt out of
    • www.the-dma.org (Direct marketing assoc.)
      • The DMA is the largest U.S. association of marketers – invoking DMA opt outs can diminish receiving marketing mail and catalogs.
      • Only businesses that are members of the DMA will comply with an opt out request through the DMA programs. The DMA offers several flavors of opt outs. It offers a Mail Preference Service opt out, an email list opt out, and an opt out that lets you remove the names of deceased people from mailing lists. The Mail Preference Service should not affect your receipt of mail and catalogs from companies that you already do business with.
  • 67. DMA Choice.org
  • 68.
    • www.the-dma.org (Direct marketing assoc.)
      • The DMA is the largest U.S. association of marketers – invoking DMA opt outs can diminish receiving marketing mail and catalogs.
      • Only businesses that are members of the DMA will comply with an opt out request through the DMA programs. The DMA offers several flavors of opt outs. It offers a Mail Preference Service opt out, an email list opt out, and an opt out that lets you remove the names of deceased people from mailing lists. The Mail Preference Service should not affect your receipt of mail and catalogs from companies that you already do business with.
    • www.optoutprescreen.com
    • http://www.privacyrights.org (online data brokers)
  • 69. P.O. Boxes, Opt-out’s, credit bureau’s
    • Why a minimum of 3 P.O. Box’s?
    • Why the opt-outs?
    • Why put a freeze on the credit bureaus?
  • 70.  
  • 71.  
  • 72.  
  • 73. Recorders Office
    • Do not file anything unless you HAVE to.
    • Many Recorder Offices sell information (Name & Addresses) This is how people end up on mailing list’s.
    • Do not allow credit cards, bank account information or social security numbers to be recorded.
  • 74.  
  • 75. Insert Video 5
  • 76.  
  • 77. Trust Fund
    • The best way to protect personal information
    • There are several benefits
      • Put all assets it trust.
      • You name the beneficiaries.
      • Your family won’t have to go through probate court should/when you die.
  • 78. Trust Fund
    • Things to consider
      • Hire an attorney to prepare it.
      • Have the attorney listed as the agent.
      • The attorney can’t/won’t release your information because of attorney/client privilege.
      • Don’t record this document.
      • Don’t use your name as the trust.
      • Buy everything under the trust
        • House
        • Vehicles.
  • 79. Trust Fund Note the signature vs. autograph Specifically the direction of the “T” crossing. Autograph date 11-16-06 Signature 2-9-06
  • 80. Magazine/Internet
    • Magazine subscriptions are the number one source of released personal information.
    • Magazine companies make money by selling your information!
    • Have all magazine/internet information sent to your P.O. Box for all family members.
  • 81. Magazine/Internet
    • If the internet site isn’t secure don’t
    • order from it.
    • Keep your computer protected from virus’ and spy-ware.
    • Use a firewall.
    • Educate your family about releasing information on the internet.
    • Use something other than your name as an email address.
  • 82. Magazine/Internet
    • Do business with companies you know.
    • Contact the company before making a purchase and confirm someone actually works there.
    • Avoid using your real identity.
      • Hotmail
      • Eharmony
      • Chat groups
      • Myspace
  • 83.  
  • 84. Insert Video 6
  • 85.  
  • 86.
    • If someone was wanting to target your assets?
    • If someone wanted to cause harm to you or your family as retaliation for ANY reason?
    • If an internet predator targeted you or your child?
    • If it occurred to you?
  • 87. Shred or tear?
  • 88. Shred or tear?
  • 89. Shred or tear?
  • 90.  
  • 91. Tips to Avoid Identity Theft
    • Shred all mail with personal information on it.
    • Don’t give out your information over the phone unless you called them.
    • Always review your bank statements or check them often online for charges.
    • Store all your personal information in a secure place.
  • 92. Tips to Avoid Identity Theft
    • Don’t carry personal checks
      • Use gelled ink
      • Shred used/returned checks
    • Don’t carry more than one credit card.
    • Cancel all old credit cards you don’t use/need.
    • Have phone numbers for credit cards held kept in a location you can find them if the cards are lost or skimmed.
  • 93.  
  • 94. Tips to Avoid Identity Theft
    • Don’t carry personal checks
      • Use gelled ink
      • Shred used/returned checks
    • Don’t carry more than one credit card.
    • Cancel all old credit cards you don’t use/need.
    • Have phone numbers for credit cards held kept in a location you can find them if the cards are lost or skimmed.
    • Copy the contents of your wallet or purse.
  • 95. Tips to Avoid Identity Theft
    • Don’t carry social security cards & birth certificates.
    • Debit card pin number.
    • *RFID*
  • 96. Tips to Avoid Identity Theft
    • Children
  • 97. Easy as 1-2-3-4
    • Complete the Opt-Out Book
    • Obtain a P.O. Mailbox
    • USPS Family Move
    • Trust Fund
  • 98. Guaranteed Identity Recovery
    • ID Recovery Specialists will:  
    • Place all necessary electronic and hard copy fraud alerts
    • To all three credit bureaus
          • -        To Social Security Administration (SSA)
          • -        To Federal Trade Commission (FTC)
          • -        To US Postal Service (USPS)
          • -        To state of residence Office of Attorney General
  • 99. Guaranteed Identity Recovery
    • Research credit history and verify if fraud includes items such as:
          • Public Records - liens, judgments, bankruptcies -        Credit Accounts - New and/or Derogatory
          • Addresses
          • Prior Employment
          • Issue fraud alert to and work with affected financial institutions and credit card companies
          • Issue fraud victim statements and work with all three bureaus to restore credit accuracy
  • 100. Guaranteed Identity Recovery
    • Whenever a Fraud Issue Warrants
          • -        Trace Social Security Number
          • -        Notify and work with Department of motor vehicles
          • -        Notify and work with creditors who have extended credit due to misuse of victims identifying information
          • -        Notify and work with collection agencies of those creditors
          • -        Notify and work with Law Enforcement officials
          • -        Recommend licensed attorneys where appropriate
  • 101. End Result:
    • Identity Theft PREVENTION
    • Internet name removal
    • Over 80% reduction junk mail
    • Stop pre-approved offers for credit
    • Reduce threats at home
    • Reduce employee work time fixing Identity problems
    • Increased personal employee safety and security
    • Guaranteed Identity recovery if compromised
  • 102. Questions?
  • 103. Thanks! Privacy Associate info: