Redefining Small-Dollar <br />Lending and Bill Payment<br />
 The Problem<br /><ul><li> 61% of Americans live paycheck to paycheck
 $32b bank, overdraft and late fees</li></li></ul><li> The Numbers<br /><ul><li>$50B @ 500% Interest
 $8B fee income to lenders
 47% of loans for bill payment</li></li></ul><li>introducing<br />
Game changing small dollar loans<br />
Key factors in gaining market leadership<br />
Exciting momentum<br />
Our team<br />
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BillFloat Presentation

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  • "We can guarantee you that no presentation today will address a pain point as acute as the one we are about to describe.
    61% of Americans live paycheck to paycheck.
    The only cash flow management they practice is deciding who NOT to pay.
    We are here today to solve a critical problem for consumers that need a better way to pay critical bills.
  • Here’s the rub for consumers -- Pay day lenders extend $50 billion a year, mostly at 500% interest.
    That plunges millions of consumers into a spiral of debt.
    There’s a better way, and here it is.
  • We’d like to introduce you to BillFloat
  • We are disrupting the market for small dollar loans at the perfect time – just as the Federal and State regulators are clamping down on predatory lending practices at the Pay Day Loan Centers.
    We are dong this by being a) Affordable…….
  • How are we achieving this? It comes down to the three Ds
  • So I’d like to show you just how easy BillFloat is for the consumer.
  • We are offering the consumer real time decisions and loan availability by applying technology intelligently. This is the next generation of credit check.
    We look at the key factor of suitability by asking a very basic question -- What is this loan being used for?
    We then review contextual data that tells us how likely it is that we will get repaid by the consumer.
    Technology and common sense together allow us to extend loans with confidence and at low default rates.
  • BillFloat Presentation

    1. 1. Redefining Small-Dollar <br />Lending and Bill Payment<br />
    2. 2. The Problem<br /><ul><li> 61% of Americans live paycheck to paycheck
    3. 3. $32b bank, overdraft and late fees</li></li></ul><li> The Numbers<br /><ul><li>$50B @ 500% Interest
    4. 4. $8B fee income to lenders
    5. 5. 47% of loans for bill payment</li></li></ul><li>introducing<br />
    6. 6. Game changing small dollar loans<br />
    7. 7. Key factors in gaining market leadership<br />
    8. 8.
    9. 9.
    10. 10.
    11. 11. Exciting momentum<br />
    12. 12. Our team<br />
    13. 13. Join us…<br />

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