Savings-Led Microfinancefor Indian Tamil Women in Sri Lanka:Planting For Your Future<br />Presented by:<br />Tseli Mohamme...
Country Profile<br />Population: 21.3 million.<br />Ethnic groups (2002): Sinhalese (74%), Tamils (18% Sri Lankan Tamils 1...
2<br />
Background<br />2 Major Groups: Sri Lankan Tamils & Indian Tamils<br />19th Century: Indian Tamils brought to work plantat...
Central Province (tea & rubber plantations)<br />“We are so poorly paid that I cannot afford to feed my children properly ...
"They face little prospect of finding work except on the tea estates… <br />It has become a kind of vicious circle. <br />...
Feasibility: Characteristics<br />Plantation workers account for 30% of population below poverty line<br />Working plantat...
Feasibility: Competitors<br />Cell phone banking<br />Convenient <br />Charge fees<br />Do not provide social capital<br /...
Major Challenges<br />Sociocultural Issues – exclusion<br />Plantation owners – labor laws<br />Politics/Bureaucracy – dis...
Potential Partnerships<br />Hatton Women’s Committee<br />Women empowerment<br />Education and leadership training<br />Wo...
Potential Funding Sources<br />Ford foundation ($180,000)<br />American Jewish World Services ($50,000)<br />MacArthur Fou...
11<br />Project 5 Year Overview<br />
Budget Overview<br />12<br />
Expected Outcomes<br />13<br />
Potential Expansion Programs<br />Empowerment to demand better working conditions and wages<br />Vocational training for w...
15<br />Thank You!Questions?<br />
Extra Budget Info<br />16<br />
Upcoming SlideShare
Loading in...5
×

Saving Group for Sri Lankan Tamils

506

Published on

Published in: Education
0 Comments
0 Likes
Statistics
Notes
  • Be the first to comment

  • Be the first to like this

No Downloads
Views
Total Views
506
On Slideshare
0
From Embeds
0
Number of Embeds
0
Actions
Shares
0
Downloads
0
Comments
0
Likes
0
Embeds 0
No embeds

No notes for slide

Saving Group for Sri Lankan Tamils

  1. 1. Savings-Led Microfinancefor Indian Tamil Women in Sri Lanka:Planting For Your Future<br />Presented by:<br />Tseli Mohammed<br />Kristin Musser<br />ArjunaPremachandra<br />Sebastian Saronge<br />Nathan Tiller<br />
  2. 2. Country Profile<br />Population: 21.3 million.<br />Ethnic groups (2002): Sinhalese (74%), Tamils (18% Sri Lankan Tamils 12.9% & Indian Tamils 5.1%), Muslim (7%), Other (1%)<br />Religions: Buddhism, Hinduism, Islam, & Christianity<br />Languages: Sinhala and Tamil (official), English<br />Education: Compulsory up to age 14. Primary school attendance: 96.5%. Literacy: 91%<br />Health:Infant mortality rate:18.57/1,000; Life expectancy: 73 yrs. (M) & 77 yrs. (F)<br />Work force: 7.6 Million (excluding northern provinces)<br />Currency: Sri Lanka Rupees (SLR) <br />1<br />
  3. 3. 2<br />
  4. 4. Background<br />2 Major Groups: Sri Lankan Tamils & Indian Tamils<br />19th Century: Indian Tamils brought to work plantations<br />1948: Independence, Indian Tamils considered stateless<br />2000: 30,000 Indian Tamils stateless<br />Currently: <br />90% granted citizenship, 30,000 stateless Indian Tamils<br />350,000 Indian Tamil plantation workers<br />70% are women<br />Wage: 450 SLR/day ($4.08/day)<br />3<br />
  5. 5. Central Province (tea & rubber plantations)<br />“We are so poorly paid that I cannot afford to feed my children properly or give them a proper education” <br />~ Woman Tea Worker*<br />Population (2001): 2,420,000<br />Indian Tamils (19.9%): 467, 060<br />Women (51%): 239, 322<br />Women 16-64 (67%): 160,345<br />5-Yr Project Target (25%):<br />40,086<br />4<br />*BBC News: Hardships of Sri Lanka’s Indian Tamils. Retrieved from: http://news.bbc.co.uk/2/hi/south_asia/903606.stm<br />
  6. 6. "They face little prospect of finding work except on the tea estates… <br />It has become a kind of vicious circle. <br />Generation after generation of Tamils of Indian origin in Sri Lanka work on the estates and, in so doing, condemn themselves to a life of financial hardship.”*<br />5<br />*BBC News: Hardships of Sri Lanka’s Indian Tamils. Retrieved from: http://news.bbc.co.uk/2/hi/south_asia/903606.stm<br />
  7. 7. Feasibility: Characteristics<br />Plantation workers account for 30% of population below poverty line<br />Working plantations for generations<br />Workers lack power and autonomy over labor<br />Sociocultural isolation, stigma, discrimination<br />6<br />
  8. 8. Feasibility: Competitors<br />Cell phone banking<br />Convenient <br />Charge fees<br />Do not provide social capital<br />MFIs already in region<br />Majority are micro-credit<br />Used for consumption, rather than sustainable business purposes<br />Traditional Banking systems<br />Not designed for poor<br />7<br />
  9. 9. Major Challenges<br />Sociocultural Issues – exclusion<br />Plantation owners – labor laws<br />Politics/Bureaucracy – disconnect<br />Funding – start up resources, sustainability<br />Scalability – management issues<br />8<br />
  10. 10. Potential Partnerships<br />Hatton Women’s Committee<br />Women empowerment<br />Education and leadership training<br />Women’s Liberation Movement of Sri Lanka<br />Women’s Rights<br />Centre for Women’s Research<br />Empowerment towards “non-traditional” employment opportunities<br />Ceylon Planters Society<br />Labor union<br />Political Party<br />9<br />
  11. 11. Potential Funding Sources<br />Ford foundation ($180,000)<br />American Jewish World Services ($50,000)<br />MacArthur Foundation ($250,000)<br />Expected Operating Budget for 5-Yr Project: <br />$206,740<br />10<br />
  12. 12. 11<br />Project 5 Year Overview<br />
  13. 13. Budget Overview<br />12<br />
  14. 14. Expected Outcomes<br />13<br />
  15. 15. Potential Expansion Programs<br />Empowerment to demand better working conditions and wages<br />Vocational training for women and young adults in communities.<br />Negotiation skills and knowledge of rights<br />Gain partnership with legal council/aid<br />14<br />
  16. 16. 15<br />Thank You!Questions?<br />
  17. 17. Extra Budget Info<br />16<br />

×