Monthly Market Risk Update: March 2024 [SlideShare]
Barchester Green Investment Introduction Tim Bradford
1. BARCHESTER GREEN INVESTMENT
The UK’s longest established Independent Financial Adviser (IFA)
specialising in socially responsible, environmental and ethical investment
Barchester Green Investment Ltd is authorised and regulated by the FSA
to provide independent financial planning advice.
2. ABOUT US
Barchester Green Investment is a whole of WHY CHOOSE
BARCHESTER GREEN INVESTMENT?
market, fully independent practice.
Independent Financial Advisers
We always offer our clients the choice
In business for over twenty years
of paying by commission or by fee.
Founder members of the
UK Social Investment Forum
We work with individuals, social enterprises,
Specialists in green, ethical
charities and private business.
and sustainable investment
You will be working with a business owner
Barchester Green Investment is a – all of our advisers have a vested interest
Partnership – owned and run by the advisers in the long-term health of the business
and support staff. This means clients always A highly skilled back office team
deal with a business owner, giving you a
committed and personal service.
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3. OUR SERVICES
Most people who approach us want to make a change in their financial lives;
perhaps you are nearing retirement and want to discuss your options, or you are
considering how to plan ahead for the long-term more effectively and efficiently?
Depending on your financial requirements, we can offer different levels of service:
HOLISTIC FINANCIAL REVIEW FINANCIAL HEALTH CHECK
A full financial review looking at all aspects of your Meeting with an adviser to discuss your
financial planning, taking into account your attitude financial aims and money management.
to risk, and ethical and environmental criteria.
FINANCIAL EDUCATION SESSIONS
PORTFOLIO REVIEW
We run workshops and information events
Providing you with advice relating to a portion of for clients covering a wide range of financial
your overall savings and investment portfolio. planning topics.
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4. OUR SERVICES
Here are just some of the areas our advisers ABOUT OUR SERVICE
work with clients on:
We believe that taking independent financial advice can,
Environmental and ethical investment and must, produce real benefits for you and your family
in a number of crucial areas, including:
Self Invested Personal Pension (SIPPs) and
Small Self Administered Schemes (SSASs) • Matching your investments with your ethical
and environmental values
Retirement planning
• Simplifying the administration of your financial affairs
ISAs and other tax efficient investments
• Putting in place a plan to make the most of your money
Lump sum investment and portfolio management
• Recommending other professional service
Mortgages (both commercial and residential)
providers where appropriate, such as legal
Insurance or accountancy services
Inheritance tax planning
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5. THE ADVISERY PROCESS
1. INFORMATION 2. CONSULTATION 3. RECOMMENDATIONS 4. ACTION
In order to give you the Once we have received Your adviser will If you decide to proceed,
most appropriate advice, your questionnaire we will summarise their your adviser will help
we need to understand schedule an appointment recommendations in you complete any
your circumstances in with you so we can discuss a clear, easy-to-read forms and ensure your
some depth. To do this your circumstances. report. The report is investments are properly
we will ask you to fill in always open to further set up. This may involve
At this meeting we will
our financial questionnaire discussion. a further meeting in
normally complete
in detail. This includes order to complete the
an ‘attitude to risk
your ethical and necessary paperwork.
questionnaire’, discuss
environmental criteria.
your ethical concerns,
explain our services and
discuss any charges.
The initial consultation is
free and you are under
no obligation to proceed.
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6. FOLLOW UP WORK/ONGOING REVIEW PROCESS
Our aim is to build a long-term ANNUAL REVIEWS
relationship with you, which, We will write to you on an agreed date each year
requesting a review meeting for a date that suits you.
over time, will help you make
the best use of your money. At annual review meetings we usually cover:
• Performance against relevant ‘benchmarks’
Even the best financial plans will • Changes in circumstances
be subject to changes, either as • Portfolio rebalancing
a result of new taxation rules or • Changes to taxation rules
as a result of changes in your • Forward planning and assessing
circumstances. For this reason if your objectives changed
we recommend that you meet From the results of the review meeting,
with your adviser at least annually. we then agree a new action plan.
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7. OUR VALUES
Barchester Green Investment ENVIRONMENTAL COMMITMENTS
actively promotes the value of Green themes within our own business include:
investing in companies which • Reducing waste and using recycled materials
are making a positive contribution • Sourcing local suppliers and working with
to society and the environment. social enterprise businesses
So, where possible, we seek to • Working as a partnership – we are structured
use suppliers and services which as a partnership because we believe this gives
the company greater long-term stability
are in keeping with these values.
MAINTAINING INDEPENDENCE
We also donate a percentage of Barchester Green Investment is an independent company,
annual profits to social enterprise owned and run by the advisers and support staff. We are
not owned by an insurance or investment company, so
businesses and charities.
the advice you receive is truly impartial
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8. YOUR ADVISER
TIM BRADFORD Qualifications:
Tim joined Barchester Green Investment FPC I, II, III Financial Planning Certificate
in 2005 and gives advice to clients on a MAQ Mortgage Advice
wide range of subjects. These include Qualification
investment advice, retirement planning, ER1 Equity Release and
mortgages and protection. Home Reversion
For Tim’s full profile, please visit www.barchestergreen.co.uk/our-people
Head office: London office:
01722 331 241 020 7785 6531
45–49 Catherine Street First Floor
Salisbury 1 London Bridge
Wiltshire London
SP1 2DH SE1 9BG
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