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August 2011



A Bi-monthly publication from The Gardner Group




    The Ten Commandments of HR Technology
   In today’s financial environment, HR decision-makers have little margin for error with technology decisions and
   implementations. The Gardner Group has partnered with MillsonJames, an industry-leading HR technology advisory firm which
   is helping our clients mitigate risk, improve efficiency, and reduce costs by following these Ten Commandments of HR
   Technology.

   For many HR professionals, the effects of the economy have been hard-hitting and long-lasting. Despite tighter operating
   budgets, the pressure perhaps never has been greater on HR to deliver higher quality service—and with greater efficiency.
   Often, the solution to this two-edged demand is supplied by the right HR technology—whether in the form of a simple-but-solid
   online benefits-enrollment system, or a more complex, fully-integrated HR technology solution cutting across payroll, HR,
   benefits, and time and attendance. Regardless of the specific technology, HR decision makers understand that technology is part
   of the solution, and that tens to hundreds of thousands of tightly-held budget dollars are at stake.

   But you must also understand the flip-side reality of HR technology: the wrong investment in the wrong technology can be a fast
   track to organizational pain and suffering.

   You can attack the technology and efficiency challenge with both caution and confidence by adhering to these Ten
   Commandments of HR Technology. At the Gardner Group, we would be happy to assist you with any technology challenge you
   may be facing.
    The Ten Commandments of HR Technology

           I.     Thy Technologies Must Integrate and Speak to One Another
           II.    Thy Systems Must Be Flexible and Scalable
           III.   Thou Must Ensure the Security of thy Technology and Data
           IV.    Thy Technology Should Educate as Well as Transact
           V.     Thou Shall Ensure that Service and Support are on Par with
                  the Technology
           VI.    Thou Shall Prefer “Configurable” over “Customizable”
           VII. Thou Shall Not Need an IT Degree to Set up or Manage
           VIII. Thy Data Belongs to You—Not the Provider
           IX.    Thou Shall Require Strong Reporting Capabilities
           X.     Thy Systems Shall be Hosted and Web-Enabled
   To paraphrase a well-worn saying, “you may not have the time (or money) to do things right the first time. But you’ll almost
   always have the time (or money) to do them over.” Before you make your next big HR-technology decision, we encourage you to
   leverage these Ten Commandments of HR Technology and allow us to assist you through the process. There is, of course, a solid
   HR technology solution for what your organization needs. You just need to take the right steps to find it and we’re happy to help.
   To access a recent article published on the full Ten Commandments of HR Technology, please visit
   http://www.mec.mediaedgehost.com/digital/HRFLsummer11/index.html .
                                                                                                                   -MillsonJames, LLC



  Will Online Enrollment Systems Make for a                                                                  Environment
 The past five years have witnessed a 165% growth rate in the proportion of employees that use some combination of Web-
 based technology to enroll in their benefits thus reducing the high volume of paper used during the benefits enrollment season
 according to a new study from The Guardian Life Insurance Company of America (Guardian). The study, Benefits & Behavior:
 Spotlight on Technology and Enrollment sheds light on a larger trend of technology and Internet usage contributing to paper
 reduction and operating efficiencies in the workplace.

                                                    Additional highlights from the study include:

                                                       40% of employees enrolled via computer-only versus 12% five years ago
                                                       36% used paper only to enroll versus 58% five years ago
                                                       21% report that they used a combination of paper and computer versus 11%
                                                       five years ago.
                                                       61% used computer-based enrollment for some portion of their employee
                                                       benefits enrollment.

 Among the 61% of full-time employees who used computer-based enrollment for some portion of their employee benefits
 enrollment:
        Most (92%) cite convenience as the top reason that they access their benefits online.
        87% said online access to benefits saves time and 73% said it gives them more control.
        67% of employees mentioned the environment as an important reason for accessing their benefits online.
                                                                                                                          -PRN Newswire
August, 2011

     How Do Benefits Enrollment
          Vendors Differ?
                                                                       The Value and ROI for On-line
The benefits technology marketplace is evolving rapidly                   Benefits Administration
creating sometimes an overwhelming number of
vendors. Benefits Enrollment Vendors not only differ              An on-line benefits administration system has the opportunity to
based on type of solutions they provide but also based            automate manual or redundant, paper-based processes, engage
on:                                                               employees with self-service tools, and enable employers to access
                                                                  benefit participation patterns. Several methods for automating the
                            Experience- There are a great         benefits administration function are available within the
                            number of vendors who have            marketplace.
                            been around a long time but
                            haven’t really done many              Through your partnership with The Gardner Group, we can assist
                            enrollment transactions on            you to ensure that the right technology is deployed to achieve the
                            their system.                         unique objectives of your organization.

                            Target Market- Most vendors           The Value and ROI for On-line Benefits Administration
                            have a specific target market
                            albeit, small, mid-size or large            According to CFO.com, the average cost for an HR staff
                            employers.                                  member to manually enroll an employee in benefits is
                                                                        $109.48; the average cost for an employee to enroll online
     Carrier Connection Capabilities – Not all vendors                  via self-service is $21.79 – an 80% savings.
     have the ability to feed data electronically to
     carriers.                                                          According to
                                                                        Towers Perrin,
     Ongoing Support – Some vendors simply provide                      online employee
     the software and training to administer the                        self-service
     solution while others offer continuous one on one                  results in a 15%
     support.                                                            time savings by
                                                                        HR staff.
     Pricing – Most vendors price on a Per Employee
     per Month basis.                                                   According to Risk & Insurance, manual administration and
     Core vs. Voluntary Benefits – Some solutions are                   billing processes can cause a 7% error in premium billing.
     only set up to handle the most basic benefit plans                 Some vendors and consultants estimate that $5.00 - $15.00
     while an emerging trend with some vendors is                       per Employee per Month can be saved with more accurate
     enabling the enrollment of voluntary products                      insurance premium/claims payments.

     Features/Functionality/Services Wrapped Around               Value levers contributing to a Return on Investment include:
     the Technology
                                                                               Reduced benefit-related calls to HR – using an online
          Multi-lingual Capabilities                                           enrollment system will result in fewer benefits related
          Active or Passive Enrollment                                         calls because employees have access to much more
          Qualified Life Events Approved by                                    information about historical, current and prospective
          Administrator                                                        benefits.
          Consolidated Billing
          HR Alerts and Approvals                                              Reduce enrollment transaction costs – Paper, printing
          Compensation Statements                                              and postage costs can be eliminated as employees
          Call Center Support                                                  access information via self-service.
          Paper fulfillment                                                    Reduce Liability – By automating processes such as
          Complexity of Eligibility Rules                                      Evidence of Insurability, the liability associated
          Customization vs. Personalization                                    historically with manual processes is reduced and/or
          Plan Comparisons                                                     eliminated.
          Portal Integration
          Decision Support Tools                                               Elimination of duplicate data entry – An online
          Historical Reporting                                                 enrollment system that integrates with payroll/HRIS
          Blast Emails                                                         can transfer data without redundant data entry and
          Benefit Enrollment Surveys                                           can eliminate the need for HR to enter any data into
          On boarding                                                          the system.

                                   -HR Technology Advisors                     Reduce Billing Errors – An online administration
                                                                               system can increase the accuracy of benefit elections
                                                                               and eligibility data that is transferred to benefit
                                                                               carriers to ensure that both Company and Carrier are
                 Have You Visited Us                                           on the same page.
                  on Facebook Yet?                                             Improve Employee Satisfaction with the Benefits
  As another means of communicating and keeping                                Enrollment Process – Employees can be assured that
  our clients informed we created a Facebook page.                             Life Event Changes are processed with the right
  We are posting our Newsletter, Health Tips, and                              information at the right time and can be instantly
  much more. Come visit us by clicking the link below:                         notified if additional information is required.
                                                                               Enrollment also becomes personalized allowing
http://www.facebook.com/pages/The-Gardner-Group/123662150999462                employees access anywhere, any time facilitating
                                                                               better decision making.
  Make sure you become a fan of our Page!                                                                         -HR Technology Advisors

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August 2011 newsletter

  • 1. August 2011 A Bi-monthly publication from The Gardner Group The Ten Commandments of HR Technology In today’s financial environment, HR decision-makers have little margin for error with technology decisions and implementations. The Gardner Group has partnered with MillsonJames, an industry-leading HR technology advisory firm which is helping our clients mitigate risk, improve efficiency, and reduce costs by following these Ten Commandments of HR Technology. For many HR professionals, the effects of the economy have been hard-hitting and long-lasting. Despite tighter operating budgets, the pressure perhaps never has been greater on HR to deliver higher quality service—and with greater efficiency. Often, the solution to this two-edged demand is supplied by the right HR technology—whether in the form of a simple-but-solid online benefits-enrollment system, or a more complex, fully-integrated HR technology solution cutting across payroll, HR, benefits, and time and attendance. Regardless of the specific technology, HR decision makers understand that technology is part of the solution, and that tens to hundreds of thousands of tightly-held budget dollars are at stake. But you must also understand the flip-side reality of HR technology: the wrong investment in the wrong technology can be a fast track to organizational pain and suffering. You can attack the technology and efficiency challenge with both caution and confidence by adhering to these Ten Commandments of HR Technology. At the Gardner Group, we would be happy to assist you with any technology challenge you may be facing. The Ten Commandments of HR Technology I. Thy Technologies Must Integrate and Speak to One Another II. Thy Systems Must Be Flexible and Scalable III. Thou Must Ensure the Security of thy Technology and Data IV. Thy Technology Should Educate as Well as Transact V. Thou Shall Ensure that Service and Support are on Par with the Technology VI. Thou Shall Prefer “Configurable” over “Customizable” VII. Thou Shall Not Need an IT Degree to Set up or Manage VIII. Thy Data Belongs to You—Not the Provider IX. Thou Shall Require Strong Reporting Capabilities X. Thy Systems Shall be Hosted and Web-Enabled To paraphrase a well-worn saying, “you may not have the time (or money) to do things right the first time. But you’ll almost always have the time (or money) to do them over.” Before you make your next big HR-technology decision, we encourage you to leverage these Ten Commandments of HR Technology and allow us to assist you through the process. There is, of course, a solid HR technology solution for what your organization needs. You just need to take the right steps to find it and we’re happy to help. To access a recent article published on the full Ten Commandments of HR Technology, please visit http://www.mec.mediaedgehost.com/digital/HRFLsummer11/index.html . -MillsonJames, LLC Will Online Enrollment Systems Make for a Environment The past five years have witnessed a 165% growth rate in the proportion of employees that use some combination of Web- based technology to enroll in their benefits thus reducing the high volume of paper used during the benefits enrollment season according to a new study from The Guardian Life Insurance Company of America (Guardian). The study, Benefits & Behavior: Spotlight on Technology and Enrollment sheds light on a larger trend of technology and Internet usage contributing to paper reduction and operating efficiencies in the workplace. Additional highlights from the study include: 40% of employees enrolled via computer-only versus 12% five years ago 36% used paper only to enroll versus 58% five years ago 21% report that they used a combination of paper and computer versus 11% five years ago. 61% used computer-based enrollment for some portion of their employee benefits enrollment. Among the 61% of full-time employees who used computer-based enrollment for some portion of their employee benefits enrollment: Most (92%) cite convenience as the top reason that they access their benefits online. 87% said online access to benefits saves time and 73% said it gives them more control. 67% of employees mentioned the environment as an important reason for accessing their benefits online. -PRN Newswire
  • 2. August, 2011 How Do Benefits Enrollment Vendors Differ? The Value and ROI for On-line The benefits technology marketplace is evolving rapidly Benefits Administration creating sometimes an overwhelming number of vendors. Benefits Enrollment Vendors not only differ An on-line benefits administration system has the opportunity to based on type of solutions they provide but also based automate manual or redundant, paper-based processes, engage on: employees with self-service tools, and enable employers to access benefit participation patterns. Several methods for automating the Experience- There are a great benefits administration function are available within the number of vendors who have marketplace. been around a long time but haven’t really done many Through your partnership with The Gardner Group, we can assist enrollment transactions on you to ensure that the right technology is deployed to achieve the their system. unique objectives of your organization. Target Market- Most vendors The Value and ROI for On-line Benefits Administration have a specific target market albeit, small, mid-size or large According to CFO.com, the average cost for an HR staff employers. member to manually enroll an employee in benefits is $109.48; the average cost for an employee to enroll online Carrier Connection Capabilities – Not all vendors via self-service is $21.79 – an 80% savings. have the ability to feed data electronically to carriers. According to Towers Perrin, Ongoing Support – Some vendors simply provide online employee the software and training to administer the self-service solution while others offer continuous one on one results in a 15% support. time savings by HR staff. Pricing – Most vendors price on a Per Employee per Month basis. According to Risk & Insurance, manual administration and Core vs. Voluntary Benefits – Some solutions are billing processes can cause a 7% error in premium billing. only set up to handle the most basic benefit plans Some vendors and consultants estimate that $5.00 - $15.00 while an emerging trend with some vendors is per Employee per Month can be saved with more accurate enabling the enrollment of voluntary products insurance premium/claims payments. Features/Functionality/Services Wrapped Around Value levers contributing to a Return on Investment include: the Technology Reduced benefit-related calls to HR – using an online Multi-lingual Capabilities enrollment system will result in fewer benefits related Active or Passive Enrollment calls because employees have access to much more Qualified Life Events Approved by information about historical, current and prospective Administrator benefits. Consolidated Billing HR Alerts and Approvals Reduce enrollment transaction costs – Paper, printing Compensation Statements and postage costs can be eliminated as employees Call Center Support access information via self-service. Paper fulfillment Reduce Liability – By automating processes such as Complexity of Eligibility Rules Evidence of Insurability, the liability associated Customization vs. Personalization historically with manual processes is reduced and/or Plan Comparisons eliminated. Portal Integration Decision Support Tools Elimination of duplicate data entry – An online Historical Reporting enrollment system that integrates with payroll/HRIS Blast Emails can transfer data without redundant data entry and Benefit Enrollment Surveys can eliminate the need for HR to enter any data into On boarding the system. -HR Technology Advisors Reduce Billing Errors – An online administration system can increase the accuracy of benefit elections and eligibility data that is transferred to benefit carriers to ensure that both Company and Carrier are Have You Visited Us on the same page. on Facebook Yet? Improve Employee Satisfaction with the Benefits As another means of communicating and keeping Enrollment Process – Employees can be assured that our clients informed we created a Facebook page. Life Event Changes are processed with the right We are posting our Newsletter, Health Tips, and information at the right time and can be instantly much more. Come visit us by clicking the link below: notified if additional information is required. Enrollment also becomes personalized allowing http://www.facebook.com/pages/The-Gardner-Group/123662150999462 employees access anywhere, any time facilitating better decision making. Make sure you become a fan of our Page! -HR Technology Advisors