http://thebestcompanys.com/credit-monitoring/company/credit-com/ for nearly 20 years, Credit.com has been assisting customers with their financial well-being. Through their free credit monitoring tools, identity protection services, and access to credit reports and credit scores, Credit.com has been a consistently reliable source for their customers' financial monitoring needs.

1. Credit.com
Credit
Monitoring

2.
•
Free
Experian
Credit
Score
•
Free
Credit
Report
Card
•
Free
Credit
Ac5on
Plan
•
Free
Expert
Advice
•
Free
Monthly
Updates

3.
•
Full
Experian
credit
report
and
FICO®
Score
•
24/7
access
to
your
credit
data
•
Personalized
alerts
when
there
are
changes
to
your
credit
report
or
FICO®
Score
•
ID
theH
protec5on
•
$1
for
the
first
7
days,
and
$21.95/month
forward

4.
Credit.com
offers
a
discounted
trial
period
for
the
Experian
Credit
Tracker
which
costs
$1
for
a
7-­‐Day
trial,
during
which
all
features
of
the
Experian
Credit
Tracker
are
available.
Some
customers
have
stated
that
their
trial
did
not
have
all
features
un5l
the
end
of
the
7-­‐day
period
however.
Those
wan5ng
to
con5nue
as
subscribers
of
the
Experian
Credit
Tracker
do
not
need
to
do
anything
as
their
subscrip5on
will
automa5cally
renew
and
the
credit
card
which
they
have
used
to
sign
up
for
the
trial
will
be
billed.
Those
wan5ng
to
cancel
without
being
charged
must
call
and
cancel
before
the
end
of
the
7th
day
to
avoid
further
charges
being
billed
to
their
credit
card.

5.
Unlike
some
of
the
compe5ng
packages
available
for
credit
monitoring,
Credit.com
is
the
only
product
which
was
designed
by
leading
credit
experts.
Credit.com’s
experts
are
100%
commiZed
to
helping
consumers
understand
and
master
the
ins
and
outs
of
the
vast
amount
of
informa5on
about
one’s
credit
and
credit
score.

6.
With
every
free
Credit.com
account,
users
receive
five
easy-­‐to-­‐understand
credit
grades
and
their
credit
score,
as
well
as
advice
of
the
most
important
items
to
watch.
This
personalized
expert
advice
helps
members
to
beZer
manage
their
credit
immediately.

7.
All
users
with
a
free
Credit.com
account
can
quickly
and
easily
check
their
credit
standing
and
learn
about
the
different
factors
which
comprise
a
credit
ra5ng,
as
well
as
observe
see
how
they
compare
to
others.

8.
Credit.com
users
are
able
to
find
out
which
credit
cards
and
loans
that
they
are
most
likely
to
qualify
for
before
applying.
This
simple
prac5ce
avoids
mul5ple
hard
inquiries
on
one’s
credit
report.
Having
mul5ple
hard
inquiries
on
a
credit
report
can
lower
credit
scores
significantly.

9.
Credit.com
experts
have
over
17
years
of
experience
providing
personalized
advice
based
on
each
member’s
individual
credit
report
and
helping
users
understand
the
best
way
to
manage
their
credit
scores
and
interpret
their
credit
report.

10.
Customers
using
Credit.com’s
free
tool
may
worry
about
the
level
of
protec5on
which
they
can
expect
with
a
free
product.
All
data
with
Credit.com
is
fully
secure
and
safe
with
protec5on
by
bank-­‐level
encryp5on
on
the
site.
All
data
systems
are
monitored
24/7
so
that
customer’s
data
remains
secure.

11.
All
of
the
credit
report
informa5on
which
is
included
in
a
member’s
Credit.com
dashboard
comes
directly
from
Experian,
one
of
the
leading
and
most
comprehensive
credit
bureaus
in
the
U.S.

12.
All
free
Credit.com
accounts
are
updated
monthly
at
no
charge.
Members
can
regularly
check
their
credit
and
monitor
it
for
changes.

14. Credit.com
has
a
comprehensive
package
of
features
for
an
excellent
price.
Many
will
find
that
using
the
free
product
is
adequate
for
their
needs.
However,
this
product
does
not
include
automated
credit
or
iden5ty
monitoring,
so
one
using
the
free
product
must
monitor
their
credit
and
iden5ty
manually.
Credit.com
has
created
a
highly
func5onal
mobile
app
for
Apple
devices
running
iOS7
or
beZer,
which
allows
members
to
access
their
credit
informa5on
from
their
iPhone,
iPad
or
iPod.

16.
The
service
given
for
the
free
account
is
fairly
basic,
and
some
complain
that
the
score
which
is
provided
is
vague,
and
not
the
same
one
which
a
prospec5ve
lender
used.
There
are
over
100
credit
score
models
which
may
be
used
by
lenders,
and
so
it
is
difficult
to
say
which
one
each
par5cular
lender
will
use
when
determining
credit
worthiness.
The
free
product
does
not
provide
automa5c
alerts
when
something
changes
with
one’s
credit
report
or
score,
so
members
must
take
a
proac5ve
approach
should
they
want
to
monitor
for
credit
changes
or
possible
signs
of
iden5ty
fraud.
There
are
several
complaints
which
have
been
filed
with
the
BeZer
Business
Bureau
which
are
specifically
about
the
Experian
Credit
Tracker
and
the
difficul5es
cancelling
the
service.
Those
signing
up
for
the
7-­‐Day
trial
should
begin
the
process
to
cancel
on
the
5th
day
so
that
any
of
these
problems
are
best
avoided.

17. The
following
is
a
direct
quote
taken
from
a
response
which
was
provided
to
the
BeZer
Business
Bureau
and
posted
on
their
website
about
Credit.com’s
telephone
support
and
customer
service
(or
lack
thereof).
“…we
do
not
provide
phone
support
at
Credit.com,
however
we
do
provide
a
way
for
users
to
contact
us
shown
on
this
page:
h;p://www.credit.com/contact/”

19. There
are
many
benefits
to
using
Credit.com
as
well
as
poten5al
challenges.
One
should
weigh
the
site’s
security
and
pricing
against
the
fact
that
the
company
does
not
provide
in-­‐person
phone
support
and
the
challenges
which
others
have
reported
when
trying
to
cancel
their
subscrip5ons.
Pricing
for
the
Experian
Credit
Tracker
is
similar
to
other
products
on
the
market,
with
similar
features.
Credit.com
is
a
recommended
company,
and
those
purchasing
the
memberships
should
educate
themselves
on
each
of
the
features
and
know
exactly
what
it
is
that
they
are
purchasing.