B maikel sajangbati presentation

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Maikel Sajangbati

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B maikel sajangbati presentation

  1. 1. 9/26/2012 1
  2. 2. 9/26/2012 2
  3. 3. AGENDA INDONESIA MARKET OUTLOOK 2012 HIGHLIGHT of INDONESIA HNWI HOW TO PROTECT YOUR WEALTH (Assets)? A Private Wealth Management Perspective9/26/2012 3
  4. 4. INDONESIA MARKET OUTLOOK 2012 OVERVIEW OF INDONESIA9/26/2012 4 Source: Bank Indonesia (2012); BPS (2011)
  5. 5. INDONESIA MARKET OUTLOOK 20129/26/2012 5
  6. 6. INDONESIA MARKET OUTLOOK 2012 Population– 240 million Currency : IDR (Rupiah) The Best Three in Asia Pacific (China, India, Indonesia) Exchange Rate : ~ IDR 9.500,- GDP ~ $ 800 Billion GDP growth 6.4%9/26/2012 GDP / Capita > US$ 3,800,- 6
  7. 7. INDONESIA MARKET OUTLOOK 2012 Inflation (YOY) 4.58% JCI > 4,000 Goverment Budget - 2.23% Reserves ~ $ 108.9 Billion Public Debt / GDP : 25% Member of G-20 Credit Rating : Baa3 (Investment Grade)9/26/2012 7 *yoy July 2012
  8. 8. INDONESIA MARKET OUTLOOK 2012 G20 COUNTRIES GDP GROWTH 2011 Q4 (in USD trilion) 1 United States 15.09 11 India 1.68 2 China 7.30 12 Spain 1.49 3 Japan 5.87 13 Australia 1.49 4 Germany 3.58 14 Mexico 1.15 5 France 2.78 15 South Korea 1.12 6 Brazil 2.49 16 Indonesia 0.85 7 England 2.42 17 Dutch 0.84 8 Italy 2.30 18 Turkey 0.78 9 Russia 1.85 19 Switzerland 0.64 10 Canada 1.74 20 Saudi Arabia 0.589/26/2012 8
  9. 9. AGENDA INDONESIA MARKET OUTLOOK 2012 HIGHLIGHT of INDONESIA HNWI HOW TO PROTECT YOUR WEALTH (Assets)? A Private Wealth Management Perspective9/26/2012 9
  10. 10. HIGHLIGHT of INDONESIA HNWI Population 2007-2010 ?Source : Asia Pacific Wealth Report 2011, by Capgemini & Merrill LynchNote 2011 : India -18% (dropout Top 12) VS South Korea Hongkong -16.7% Singapore -7.8% 10 Asia Pacific HNWI Population + 1.6%
  11. 11. HIGHLIGHT of INDONESIA HNWI Wealth Distribution 2010 ?Note 2011 : Source : Asia Pacific Wealth Report 2011, by Capgemini & Merrill Lynch; Economist Intelligence Unit, 2011Asia Pacific HNWI Wealth -1.1%India - 33.4% 11Hong Kong - 16.7%
  12. 12. HIGHLIGHT of INDONESIA HNWIComposition HNWI in Asia Pacific 2015 F 120 100 Phillipines 1 % Malaysia 2% 80 Indonesia 3% Thailand 4% 60 Singapore 5% Taiwan 5% 40 Hong Kong 5% South Korea 11 % 20 India 14% China 49% 0 12Source : Wealth Report Asia 2011, by Julius Baer & CLSA Asia Pacific Market .
  13. 13. HIGHLIGHT of INDONESIA HNWIIndonesia HNWI Diversification by Asset ClassSource : Asia Pacific Wealth Report 2011 by Capgemini; Merrill Lynch Global Wealth Management Financial Advisor Survey, 2011 13
  14. 14. HIGHLIGHT of INDONESIA HNWIIndonesia HNWI Diversification by GeographicSource : Asia Pacific Wealth Report 2011, by Capgemini; Merrill Lynch Global Wealth Management Financial Advisor Survey, 2011 14
  15. 15. HIGHLIGHT of INDONESIA HNWI Indonesia HNWI Passion InvestmentsSource : Asia Pacific Wealth Report 2011, by Capgemini & Merrill Lynch Global Wealth Management Financial Advisor Survey, 2011 15
  16. 16. HIGHLIGHT of INDONESIA HNWI Change in Equity ?Performance of Stock Market Indices (August, 31 2012) 16 Source : Kemenkeu, IMF, Bank Dunia, Bloomberg
  17. 17. HIGHLIGHT of INDONESIA HNWI Product Maturity ? 17Source : Asia Pacific Wealth Report , by Capgemini & Merrill Lynch
  18. 18. HIGHLIGHT of INDONESIA HNWI Indonesia HNWI Wealth Source ?Source : Asia Pacific Wealth Report 2011, by Capgemini; Merrill Lynch Global Wealth Management Financial Advisor Survey, 2011 18
  19. 19. HIGHLIGHT of INDONESIA HNWI Wealth Explosion in Asia: Estimates of Wealth & HNWI: 2015 F Wealth of HNWI Adult Population (m) No of HNWI (1.000) (USD bn)China 1.024,7 1.378 8.764India 805,6 403 2.465Indonesia 161,0 99 487Philippines 56,9 38 164Thailand 52,2 128 609South Korea 38,5 310 1074Taiwan 19,2 68 329Malaysia 18,7 136 593Hong Kong 6,2 131 711Singapore 4,1 129 616Total 2.187,1 2.821 15.812 19Source : Wealth Report Asia 2011, by Julius Baer & CLSA Asia Pacific Market
  20. 20. HIGHLIGHT of INDONESIA HNWI Key Wealth Estimates 2010-2015: Indonesia 5 year Cagr 2010 2015 %Adult Population (m) 153 161 1Number of HNWI (,000) 33 99 24,7Wealth of HNWI (USD bn) 129 487 30,4Nominal GDP (IDR tn) 6.423 13.805 16,5USD/IDR 9.009 6.750 5,9Nominal GDP (USD bn) 708 2.029 23,5Property market returns 11Stock market returns 14,9Source : Wealth Report Asia 2011, by Julius Baer & CLSA Asia Pacific Market 20
  21. 21. HIGHLIGHT of INDONESIA HNWI Lifestyle Index ? Average price across countries Avg. InflationItem Specification Curr. Price, USD 1 year ago, USD (%)Wine Lafite Rothschild 2000 3.336 2.807 21,9Wedding banquet 500 persons at top hotel 92.146 78.783 18,8Ladies handbag Chanel quilted bag 4.185 3.509 17,5Business-class flight Avg. return to Ldn/NY 6.121 5.329 16,9Piano Steinway Grand 201.021 171.816 16,7Hotel Suites Four Season 6 Star 652 568 15,1Residential property 4000 sq ft high-end 16.847.143 14.394.514 14,4Ladies shoes Classic Louboutin pumps 1.868 1.668 10,8Hospital 1 day top-end hospital 443 400 10,8Jewellry Tiffany 2 ct diamond ring 96.479 85.140 10,3Car Mercedes S500 321.522 292.459 10,2Lawyer 1 hour fee with partner 519 472 9,7Watch Oyster Rolex 32.102 29.515 9,1Golfclub membership Top local golf club 304.818 287.306 7,6Cigar Cohiba siglo VI 760 711 5Boarding School Average Eton/Deerfield 51.499 49.364 4,6Mens suit Giorgio Armani 5.532 5.342 4,3Rootcanal Top local dentist 1.510 1.455 4,3Facial aesthetic procedure Sculptura liquid face lift 6.578 6.306 4,3University fees Average Oxford/Harvard 51.016 49.677 2,8 21 Lifestyle Index Inflation 11,7 Source : Wealth Report Asia 2011, by Julius Baer & CLSA Asia Pacific Market
  22. 22. AGENDA INDONESIA MARKET OUTLOOK 2012 HIGHLIGHT of INDONESIA HNWI HOW TO PROTECT YOUR WEALTH (Assets)? A Private Wealth Management Perspective9/26/2012 22
  23. 23. HOW TO PROTECT YOUR WEALTH (Assets)? A Private Wealth Management Perspective “A holistic approach that seeks to coordinate High Netwoth Investors’ needs over their life times with the needs of their families” “ A Comprehensive and Cohesive system aimed at accumulating and growing assets, preserving and protecting Assets and transitioning assets“9/26/2012 23
  24. 24. HOW TO PROTECT YOUR WEALTH (Assets)? A Private Wealth Management Perspective 3 PILLARS OF WEALTH MANAGEMENT Pillar 1 Pillar 2 Pillar 3 WEALTH WEALTH GROWTH WEALTH PROTECTION & & DISTRIBUTION & PRESERVATION ACCUMULATION TRANSITION Insurance - Life Insurance : Tax Management Retirement Buy & Sell Agreement - General Insurance : Liability Insurance Investment Estate Management Trust - Family Living Trust Bussiness Venture Hedging Money Management Diversification - Asset Class 24 - Geographic
  25. 25. HOW TO PROTECT YOUR WEALTH (Assets)? A Private Wealth Management Perspective 5 Ways to Protect Your Wealth 1 • OBJECTIVES 2 • RISK & RETURN 3 • TIME HORIZON 4 • RISK PROFILE 5 • DIVERSIFICATION9/26/2012 25
  26. 26. HOW TO PROTECT YOUR WEALTH (Assets)? A Private Wealth Management Perspective 1. Set Up Your Objective9/26/2012 26
  27. 27. HOW TO PROTECT YOUR WEALTH (Assets)? A Private Wealth Management Perspective Set Up Your Objective PRIORITY • Working Capital • Retirement Fund • Education • Dream House • Pilgrimage • Philanthropy • Charity • Set up Business Venture9/26/2012 27
  28. 28. HOW TO PROTECT YOUR WEALTH (Assets)? A Private Wealth Management Perspective 2. Recognising & Managing Potential Risk & Expected Return High Risk = High Return Low Risk = Low Return No Risk Free Instruments Market Risk Specific Risk Defaultt Risk9/26/2012 Interest Rate Risk 28
  29. 29. HOW TO PROTECT YOUR WEALTH (Assets)? A Private Wealth Management Perspective Recognising & Managing Potential Risk & Expected Return Contd Currency Risk Inflation Risk Legal Risk Credit Risk Operational Risk Reputational Risk9/26/2012 29 Country Risk
  30. 30. HOW TO PROTECT YOUR WEALTH (Assets)? A Private Wealth Management Perspective RISK & RETURN % Potential Return GAMBLING Business Art & Venture Antiques Derivative Stock Obligasi Deposit TBill Potential Risk SD9/26/2012 30
  31. 31. HOW TO PROTECT YOUR WEALTH (Assets)? A Private Wealth Management Perspective How to Attract Global Investors ? • Political Stability • Currency Stability • Market Segment • Economic Growth9/26/2012 31
  32. 32. HOW TO PROTECT YOUR WEALTH (Assets)? A Private Wealth Management Perspective How Can You Protect Your Assets When Starting a Business ? • A Corporation • Limited Partnership • Limited Liability Company • Limited Liability Partnership • Trust • Liability Insurance9/26/2012 32
  33. 33. HOW TO PROTECT YOUR WEALTH (Assets)? A Private Wealth Management Perspective 3. Set Up Your Desired Time Horizon Short 1–2 Medium 3–5 5 ++ Term Long Term Term Years Years Years9/26/2012 33
  34. 34. HOW TO PROTECT YOUR WEALTH (Assets)? A Private Wealth Management Perspective 4. Identify Your Personal Risk Profile SCALE 0 5 10 VERY VERY CONSERVATIVE MODERATE AGGRESIVE CONSERVATIVE AGGRESIVE9/26/2012 34
  35. 35. HOW TO PROTECT YOUR WEALTH (Assets)? A Private Wealth Management Perspective 5. Implement the Diversification RISK MINIMIZATION BETTER RETURN STRATEGIC & GLOBAL ASSET ALLOCATION DON’T PUT ALL OF OUR EGGS IN ONE BASKET9/26/2012 35
  36. 36. SUMMARY AGENDA INDONESIA MARKET OUTLOOK 2012 HIGHLIGHT of INDONESIA HNWI HOW TO PROTECT YOUR WEALTH (Assets)?9/26/2012 36 A Private Wealth Management Perspective
  37. 37. For More Info, Please contact us : PT MaeSa Consulting Indonesia Contact : Maikel Sajangbati, CWM Phone : +62 21 7333115  Email : maesa@maesaconsulting.co.id9/26/2012 Website : www.maesaconsulting.co.id 37

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