2013

Tariq Al-Basha

Jordan Commercial Banking Sector Ranking as of
June 30, 2013

With a population of 6.2 million and a...
Jordan Commercial Banking Sector Ranking as of June 30, 2013

Contents
Total Assets as of June 30, 2013 .....................
Jordan Commercial Banking Sector Ranking as of June 30, 2013

Jordan Commercial Banking Sector
Ranking as of June 30, 2013...
Jordan Commercial Banking Sector Ranking as of June 30, 2013

Paid-up Capital as of June 30, 2013
Ranking
1
2
3
4
5
6
7
7
...
Jordan Commercial Banking Sector Ranking as of June 30, 2013

Shareholders’ Equity as of June 30, 2013
Ranking

Bank's Nam...
Jordan Commercial Banking Sector Ranking as of June 30, 2013

Customers’ Deposits as of June 30, 2013
Ranking
1
2
3
4
5
6
...
Jordan Commercial Banking Sector Ranking as of June 30, 2013

Loans as of June 30, 2013
Ranking

Bank's Name

1
2
3
4
5
6
...
Jordan Commercial Banking Sector Ranking as of June 30, 2013

Loans/Deposits as of June 30, 2013
Ranking
1
2
3
4
5
6
7
8
9...
Jordan Commercial Banking Sector Ranking as of June 30, 2013

Earnings per Share (EPS) as of June 30, 2013
Ranking

Bank's...
Jordan Commercial Banking Sector Ranking as of June 30, 2013

Book Value – per Share as of June 30, 2013
Ranking
1
2
3
4
5...
Jordan Commercial Banking Sector Ranking as of June 30, 2013

Assets Growth Rate as of June 30, 2013
Ranking
1
2
3
4
5
6
7...
Jordan Commercial Banking Sector Ranking as of June 30, 2013

Deposits Growth Rate as of June 30, 2013
Ranking
1
2
3
4
5
6...
Jordan Commercial Banking Sector Ranking as of June 30, 2013

Total Deposits as of June 30, 2013
Ranking
1
2
3
4
5
6
7
8
9...
Jordan Commercial Banking Sector Ranking as of June 30, 2013

Net Income as of June 30, 2013
Ranking
1
2
3
4
5
6
7
8
9
10
...
Jordan Commercial Banking Sector Ranking as of June 30, 2013

References
http://www.arabbank.com.jo/
http://www.arabbankin...
Upcoming SlideShare
Loading in...5
×

Jordan's Commercial Banking Sector Ranking as of June 30, 2013

283

Published on

With a population of 6.2 million and a per capita GDP of around $4,900, Jordan occupies an area of about 89,000 square kilometers. The Kingdom is classified as an upper middle-income country. The country has limited natural resources (phosphate and potash are its main exported commodities).

The Jordanian economy is one of the most open in the region. It is well-integrated regionally through migration and remittances, trade, foreign direct investment, and tourism. To build a thriving private sector, Jordan is a signatory of a number of bilateral and multilateral trade agreements. Moreover, the Jordan Investment Board (JIB), whose aim is to facilitate the registration and licensing procedures for private sector project, was founded in 1995.

Underlying the spirit of openness, Jordan moved up the rankings (World Competitiveness Report) by 7 places in 2012 to attain the 64th spot. This improvement is largely captured by the innovation pillar (up 20 ranks), business sophistication (13 ranks) and by the goods market efficiency pillar (10 ranks) and its sub-unit (tax rate as a proportion of profits) which moved up the rankings from 39 to 27. However, the challenge to improving national competitiveness remains to be the macroeconomic pillar.

To serve the financial needs of the national economy, Jordan boasts a large financial services sector and one of the oldest stock markets in the region. Total assets of the banking sector are equivalent to 180 percent of GDP and this is higher than that in the GCC countries (110 percent). The regulatory capital to risk-weighted assets is equal to 19.5 percent and this is indeed indicative of a sound banking system. Also, it is estimated that the 28 insurance firms which operate in Jordan issued the equivalent of 2.0 to 2.2 percent of GDP in premiums.

The Jordanian capital market (established in 1978) lists all Jordanian banks and insurance firms and most of the largest service and manufacturing firms in the country (247) in total, has a market capitalization to GDP ratio equal to about 100 percent and 50 percent of its capitalization is owned by non-Jordanians.

Published in: Economy & Finance, Business
0 Comments
0 Likes
Statistics
Notes
  • Be the first to comment

  • Be the first to like this

No Downloads
Views
Total Views
283
On Slideshare
0
From Embeds
0
Number of Embeds
1
Actions
Shares
0
Downloads
9
Comments
0
Likes
0
Embeds 0
No embeds

No notes for slide

Transcript of "Jordan's Commercial Banking Sector Ranking as of June 30, 2013"

  1. 1. 2013 Tariq Al-Basha Jordan Commercial Banking Sector Ranking as of June 30, 2013 With a population of 6.2 million and a per capita GDP of around $4,900, Jordan occupies an area of about 89,000 square kilometers. The Kingdom is classified as an upper middle-income country. The country has limited natural resources (phosphate and potash are its main exported commodities). The Jordanian economy is one of the most open in the region. It is well-integrated regionally through migration and remittances, trade, foreign direct investment, and tourism. To build a thriving private sector, Jordan is a signatory of a number of bilateral and multilateral trade agreements. Moreover, the Jordan Investment Board (JIB), whose aim is to facilitate the registration and licensing procedures for private sector project, was founded in 1995. Underlying the spirit of openness, Jordan moved up the rankings (World Competitiveness Report) by 7 places in 2012 to attain the 64th spot. This improvement is largely captured by the innovation pillar (up 20 ranks), business sophistication (13 ranks) and by the goods market efficiency pillar (10 ranks) and its sub-unit (tax rate as a proportion of profits) which moved up the rankings from 39 to 27. However, the challenge to improving national competitiveness remains to be the macroeconomic pillar. To serve the financial needs of the national economy, Jordan boasts a large financial services sector and one of the oldest stock markets in the region. Total assets of the banking sector are equivalent to 180 percent of GDP and this is higher than that in the GCC countries (110 percent). The regulatory capital to risk-weighted assets is equal to 19.5 percent and this is indeed indicative of a sound banking system. Also, it is estimated that the 28 insurance firms which operate in Jordan issued the equivalent of 2.0 to 2.2 percent of GDP in premiums. tariqalbasha@outlook.com Project Finance Officer since June, 2013 Bachelor of Arts (Honours) Business Management in 2012 The University of Greenwich The Jordanian capital market (established in 1978) lists all Jordanian banks and insurance firms and most of the largest service and manufacturing firms in the country (247) in total, has a market capitalization to GDP ratio equal to about 100 percent and 50 percent of its capitalization is owned by non-Jordanians.
  2. 2. Jordan Commercial Banking Sector Ranking as of June 30, 2013 Contents Total Assets as of June 30, 2013 ................................................................................................................... 3 Paid-up Capital as of June 30, 2013 .............................................................................................................. 4 Shareholders’ Equity as of June 30, 2013 ..................................................................................................... 5 Customers’ Deposits as of June 30, 2013 ..................................................................................................... 6 Loans as of June 30, 2013 ............................................................................................................................. 7 Loans/Deposits as of June 30, 2013 .............................................................................................................. 8 Earnings per Share (EPS) as of June 30, 2013 ............................................................................................... 9 Book Value – per Share as of June 30, 2013 ............................................................................................... 10 Assets Growth Rate as of June 30, 2013 ..................................................................................................... 11 Deposits Growth Rate as of June 30, 2013 ................................................................................................. 12 Total Deposits as of June 30, 2013 ............................................................................................................. 13 Net Income as of June 30, 2013 .................................................................................................................. 14 References .................................................................................................................................................. 15 2|Page
  3. 3. Jordan Commercial Banking Sector Ranking as of June 30, 2013 Jordan Commercial Banking Sector Ranking as of June 30, 2013 Total Assets as of June 30, 2013 Ranking Bank's Name 1 2 3 4 5 6 7 8 9 10 11 Total Assets (JOD) Arab Bank Group Housing Bank for Trade and Finance Jordan Ahli Bank Jordan Kuwait Bank Cairo Amman Bank Bank of Jordan Bank al Etihad Capital Bank Arab Jordan Investment Bank Arab Banking Corporation Invest Bank Total 24,174,832,000 7,022,831,055 2,599,493,621 2,403,188,181 2,189,663,255 1,994,714,509 1,822,972,995 1,683,667,045 1,170,064,799 880,008,525 739,096,265 46,680,532,250 Market Share by Total Assets 4% Arab Bank Group 4% 2% 2% 2% Housing Bank for Trade and Finance 4% Jordan Ahli Bank 5% Jordan Kuwait Bank 5% 52% 5% Cairo Amman Bank Bank of Jordan 15% Bank al Etihad Capital Bank Arab Jordan Investment Bank Arab Banking Corporation Invest Bank 3|Page
  4. 4. Jordan Commercial Banking Sector Ranking as of June 30, 2013 Paid-up Capital as of June 30, 2013 Ranking 1 2 3 4 5 6 7 7 7 7 7 Bank's Name Paid up Capital (JOD) Arab Bank Group Housing Bank for Trade and Finance Jordan Ahli Bank Capital Bank Bank of Jordan Bank al Etihad Jordan Kuwait Bank Cairo Amman Bank Arab Jordan Investment Bank Arab Banking Corporation Investbank Total 534,000,000 252,000,000 165,000,000 165,000,000 155,100,000 110,000,000 100,000,000 100,000,000 100,000,000 100,000,000 100,000,000 1,881,100,000 Market Share by Paid-up Capital Arab Bank Group Housing Bank for Trade and Finance Jordan Ahli Bank Capital Bank Bank of Jordan Bank al Etihad Jordan Kuwait Bank Cairo Amman Bank Arab Jordan Investment Bank Arab Banking Corporation Investbank 5% 5% 5% 29% 5% 5% 6% 14% 8% 9% 4|Page 9%
  5. 5. Jordan Commercial Banking Sector Ranking as of June 30, 2013 Shareholders’ Equity as of June 30, 2013 Ranking Bank's Name 1 2 3 4 5 6 7 8 9 10 11 Arab Bank Group Housing Bank for Trade and Finance Jordan Kuwait Bank Bank of Jordan Jordan Ahli Bank Capital Bank Cairo Amman Bank Bank al Etihad Arab Jordan Investment Bank Investbank Invest Bank Arab Banking Corporation Total Shareholders' Equity (JOD) 3,883,910,000 984,255,223 388,172,102 283,530,808 280,210,316 262,667,896 240,356,390 239,093,562 150,077,864 134,518,473 128,018,874 6,974,811,508 Market Share by Shareholders' Equity Arab Bank Group Housing Bank for Trade and Finance 4% 3% 3% 2% 2% 2% Jordan Kuwait Bank 4% Bank of Jordan 4% Jordan Ahli Bank 6% 56% 14% Capital Bank Cairo Amman Bank Bank al Etihad Arab Jordan Investment Bank Investbank Invest Bank 5|Page
  6. 6. Jordan Commercial Banking Sector Ranking as of June 30, 2013 Customers’ Deposits as of June 30, 2013 Ranking 1 2 3 4 5 6 7 8 9 10 11 Bank's Name Customers' Deposits (JOD) Arab Bank Group Housing Bank for Trade and Finance Jordan Ahli Bank Bank of Jordan Jordan Kuwait Bank Cairo Amman Bank Bank al Etihad Capital Bank Arab Jordan Investment Bank Arab Banking Corporation Invest Bank Total 15,057,734,000 4,860,417,178 1,820,052,155 1,549,111,073 1,485,413,270 1,436,403,894 1,045,260,157 1,035,051,791 579,339,644 540,399,901 490,925,532 29,900,108,595 Market Share by Customers’ Deposits Arab Bank Group Housing Bank for Trade and Finance Jordan Ahli Bank Bank of Jordan Jordan Kuwait Bank Cairo Amman Bank Bank al Etihad Capital Bank Arab Jordan Investment Bank Arab Banking Corporation Invest Bank 5% 4% 3% 2% 2% 2% 5% 5% 50% 6% 16% 6|Page
  7. 7. Jordan Commercial Banking Sector Ranking as of June 30, 2013 Loans as of June 30, 2013 Ranking Bank's Name 1 2 3 4 5 6 7 8 9 10 11 Loans (JOD) Arab Bank Group Housing Bank for Trade and Finance Jordan Ahli Bank Jordan Kuwait Bank Cairo Amman Bank Bank of Jordan Bank al Etihad Capital Bank Arab Banking Corporation Invest Bank Arab Jordan Investment Bank Total 10,363,730,000 2,582,238,673 1,311,055,303 1,284,648,962 1,001,686,580 907,604,701 906,200,040 633,805,470 486,406,907 420,920,031 383,291,671 20,281,588,338 Market Share by Loans Arab Bank Group 3% 2% 2% 2% Housing Bank for Trade and Finance 5% 5% Jordan Ahli Bank 5% Jordan Kuwait Bank 51% 6% Cairo Amman Bank Bank of Jordan 6% 13% Bank al Etihad Capital Bank Arab Banking Corporation Invest Bank Arab Jordan Investment Bank 7|Page
  8. 8. Jordan Commercial Banking Sector Ranking as of June 30, 2013 Loans/Deposits as of June 30, 2013 Ranking 1 2 3 4 5 6 7 8 9 10 11 Bank's Name Arab Banking Corporation Bank al Etihad Jordan Kuwait Bank Invest Bank Jordan Ahli Bank Cairo Amman Bank Arab Bank Group Arab Jordan Investment Bank Capital Bank Bank of Jordan Housing Bank for Trade and Finance Loans / Deposits 90.01% 86.70% 86.48% 85.74% 72.03% 69.74% 68.83% 66.16% 61.23% 58.59% 53.13% 100.00% 90.00% 80.00% 70.00% 60.00% 50.00% 40.00% 30.00% 20.00% 10.00% 0.00% 8|Page Loans/Deposits
  9. 9. Jordan Commercial Banking Sector Ranking as of June 30, 2013 Earnings per Share (EPS) as of June 30, 2013 Ranking Bank's Name 1 2 3 4 5 5 6 7 8 9 10 EPS (JOD) Arab Banking Corporation Jordan Ahli Bank Invest Bank Arab Jordan Investment Bank Bank al Etihad Capital Bank Bank of Jordan Cairo Amman Bank Housing Bank for Trade and Finance Jordan Kuwait Bank Arab Bank Group 0.06 0.07 0.07 0.08 0.10 0.10 0.13 0.17 0.19 0.27 0.39 Earnings per Share (EPS) 0.45 0.39 0.4 0.35 0.3 0.27 0.25 0.2 0.17 0.13 0.15 0.1 0.05 0 9|Page 0.19 0.08 0.06 0.07 0.07 0.1 0.1 Earnings per Share (EPS)
  10. 10. Jordan Commercial Banking Sector Ranking as of June 30, 2013 Book Value – per Share as of June 30, 2013 Ranking 1 2 3 4 5 6 7 8 9 10 11 8 7 6 5 4 3 2 1 0 Bank's Name Book Value - per Share (JOD) Arab Bank Group Housing Bank for Trade and Finance Jordan Kuwait Bank Cairo Amman Bank Bank al Etihad Bank of Jordan Jordan Ahli Bank Capital Bank Arab Jordan Investment Bank Invest Bank Arab Banking Corporation 7.27 3.91 3.88 2.40 2.17 1.83 1.70 1.59 1.50 1.35 1.28 7.27 3.91 3.88 2.4 2.17 1.83 1.7 Book Value - per Share 10 | P a g e 1.59 1.5 1.35 1.28
  11. 11. Jordan Commercial Banking Sector Ranking as of June 30, 2013 Assets Growth Rate as of June 30, 2013 Ranking 1 2 3 4 5 6 7 8 9 10 11 Bank's Name Arab Jordan Investment Bank Cairo Amman Bank Arab Banking Corporation Capital Bank Invest Bank Bank al Etihad Arab Bank Group Jordan Kuwait Bank Housing Bank for Trade and Finance Bank of Jordan Jordan Ahli Bank Assets Growth Rate 13.3% 8.2% 6.4% 4.8% 4.3% 4.2% 1.1% -0.3% -1.0% -1.1% -1.9% Assets Growth Rate 16.00% 14.00% 12.00% 10.00% 8.00% 6.00% 4.00% 2.00% 0.00% -2.00% -4.00% 11 | P a g e Assets Growth Rate
  12. 12. Jordan Commercial Banking Sector Ranking as of June 30, 2013 Deposits Growth Rate as of June 30, 2013 Ranking 1 2 3 4 5 6 7 8 9 10 11 Bank's Name Arab Banking Corporation Invest Bank Cairo Amman Bank Capital Bank Bank al Etihad Arab Jordan Investment Bank Jordan Kuwait Bank Housing Bank for Trade and Finance Arab Bank Group Bank of Jordan Jordan Ahli Bank Deposits Growth Rate 14.70% 10.00% 9.01% 8.98% 5.53% 4.76% 4.21% 1.10% 0.99% -0.46% -2.36% Deposits Growth Rate 16.00% 14.00% 12.00% 10.00% 8.00% 6.00% 4.00% 2.00% 0.00% -2.00% -4.00% Deposits Growth Rate 12 | P a g e
  13. 13. Jordan Commercial Banking Sector Ranking as of June 30, 2013 Total Deposits as of June 30, 2013 Ranking 1 2 3 4 5 6 7 8 9 10 11 Bank's Name Arab Bank Group Housing Bank for Trade and Finance Jordan Ahli Bank Jordan Kuwait Bank Cairo Amman Bank Bank of Jordan Bank al Etihad Capital Bank Arab Jordan Investment Bank Arab Banking Corporation Invest Bank Total Total Deposits (JOD) 17,357,879,000 5,627,884,310 1,950,063,677 1,860,283,045 1,634,126,956 1,580,300,768 1,294,708,852 1,136,294,130 873,177,690 660,391,430 516,049,898 34,491,159,756 Market Share by Total Deposits Arab Bank Group Housing Bank for Trade and Finance Jordan Ahli Bank Jordan Kuwait Bank Cairo Amman Bank Bank of Jordan Bank al Etihad Capital Bank Arab Jordan Investment Bank Arab Banking Corporation Invest Bank 4% 3% 3% 2% 1% 5% 5% 5% 50% 6% 16% 13 | P a g e
  14. 14. Jordan Commercial Banking Sector Ranking as of June 30, 2013 Net Income as of June 30, 2013 Ranking 1 2 3 4 5 6 7 8 9 10 11 Bank's Name Arab Bank Group Housing Bank for Trade and Finance Jordan Kuwait Bank Capital Bank Cairo Amman Bank Bank of Jordan Jordan Ahli Bank Bank al Etihad Arab Jordan Investment Bank Invest Bank Arab Banking Corporation Total Net Income (JOD) 208,275,000 52,495,870 26,644,892 18,070,969 17,436,405 16,765,579 11,026,657 10,149,304 8,557,633 7,333,755 6,155,952 382,912,016 Market Share by Net Income Arab Bank Group Housing Bank for Trade and Finance Jordan Kuwait Bank Capital Bank Cairo Amman Bank Bank of Jordan Jordan Ahli Bank Bank al Etihad Arab Jordan Investment Bank Invest Bank Arab Banking Corporation 4% 3% 3% 2% 2% 2% 4% 5% 7% 54% 14% 14 | P a g e
  15. 15. Jordan Commercial Banking Sector Ranking as of June 30, 2013 References http://www.arabbank.com.jo/ http://www.arabbanking.com/world/Jordan/En/Pages/default.aspx http://www.ajib.com/en http://www.bankaletihad.com/ http://www.bankofjordan.com/boj50/index.htm http://www.cab.jo/ http://www.capitalbank.jo/ http://www.hbtf.com/wps/portal http://www.investbank.jo/ http://www.ahli.com/ http://www.jkb.com/ 15 | P a g e

×