Investment & savings Plan for U.A.E. residents

1. Future Invest
By : K.Sreekanth

2. Future Invest – Single Premium
• A plan to harvest the performance of market
linked funds with a one time investment.
• Investment can be from AED 25000 upwards.
• Entry load (Allocation charge) of just 2%.
• Fund Management Charge of less than 1.5%.
• Zero Exit load.
• Partial withdrawals allowed.
• Additional Top ups allowed.
• Free Fund Switches.
By : K.Sreekanth

3. Future Invest – Single Premium
110
105
100
95
90
Aggressive
Fund
5.6
5.4
5.2
5
4.8
4.6
4.4
4.2
Emerging
Market Fund
CHOICE OF FUNDS
By : K.Sreekanth

4. Future Invest – Single Premium
110
105
100
95
90
Balanced
Allocation
Fund
102
100
98
96
94
92
Conservative
Allocation
Fund
CHOICE OF FUNDS By : K.Sreekanth

5. Future Invest – Single Premium
Projected returns at 20% with investment AED 100,000.
Year PREMIUM
ALLOCATION
CHARGE
YEAR END
FUND VALUE
1 100,000 2,000 115,410
2 0 0 135,990
3 0 0 160,314
4 0 0 189,066
5 0 0 223,050
6 0 0 263,220
7 0 0 310,701
8 0 0 366,823
9 0 0 433,159
10 0 0 511,568
11 0 0 604,248
12 0 0 713,796
13 0 0 843,281
14 0 0 996,333
15 0 0 1,177,240 By : K.Sreekanth

6. Future Invest
NAV and Returns of Emerging Market Fund
1-May-14
8-May-14 42
15-May-14 0.51
22-May-14 10.08%
29-May-14 87.56%
5-Jun-14
12-Jun-14
100,000
2,000
98,000
5.0568
19379.84
Date NAV Units Fund Val
1-May-14 5.0568 19379.84 98,000
8-May-14 5.1712 19379.84 100,217
15-May-14 5.3362 19379.84 103,415
22-May-14 5.4623 19379.84 105,859
29-May-14 5.4776 19379.84 106,155
5-Jun-14 5.4684 19379.84 105,977
12-Jun-14 5.5663 19379.84 107,874
NAV on 1 May 2014
No of Units Purchased
Fund Growth based on NAV's
Fund Management Charge of 1 to
1.5% PA will be deducted.
5.5663
Sample Illustration of Fund Growth in Future Invest Single based on the NAV of Emerging
Market Fund; Investment date- 1 May 2014
Investment Amount in AED
Entry Load (Allocation Charge) 2%
Net Amount
5.4623 % Growth in 42 days =
5.4776 Then Annualised growth=
5.4684
5.0568
5.1712 No of days from 1 May to 12 Jun =
5.3362 Difference in NAV=
DATE
Emerging Markets Fund
Projected growth on the existing performanceBid
USD
By : K.Sreekanth

7. Future Invest – Regular
• A plan to harvest the performance of market
linked funds with a Regular Savings (S.I.P.).
• Savings can be from AED 500 upwards monthly.
• Minimum payment period of 3 years.
• Fund Management Charge of less than 1.5%.
• Zero Exit load after 3 years.
• Partial withdrawals allowed after 2 years.
• Additional Top ups allowed.
• Free Fund Switches.
By : K.Sreekanth

8. Future Invest – Regular
CUSTOMER CAN CHOOSE FROM THE BELOW FUNDS
1. Aggressive Strategy
2. Balance Strategy
3. Conservative Strategy
4. U.A.E. Islamic Funds
5. Sukuk Income Fund
6. U.A.E. Distribution Fund
7. Cautious Income Fund
8. U.A.E. Growth Fund
9. U.A.E. Trading Fund
10. GCC Oppurtunities Fund
11. MENA Bond Fund
12. MENA Divident Leader Fund
13. Emerging Markets Fund
By : K.Sreekanth

9. Future Invest – Regular
Projected returns at 20% with monthly savings of AED 1000 for 3 years.
Year PREMIUM
ALLOCATION
CHARGE
YEAR END
FUND VALUE
1 12,000 7,200
2 12,000 4,800
3 12,000 600 31,965
4 0 0 37,528
5 0 0 44,103
6 0 0 51,874
7 0 0 61,060
8 0 0 71,917
9 0 0 84,751
10 0 0 99,920
11 0 0 117,850
12 0 0 139,044
13 0 0 164,094
14 0 0 193,704
15 0 0 228,703
no
withdrawals
By : K.Sreekanth

10. Thank you