FLAGSHIP COMPANIES FINANCIAL SERVICES:Shriram Transport Fin. Co. Ltd. Shriram ChitsShriram City Union Fin. Co. Ltd. Shriram Fortune Solutions Ltd.Shriram Life Insurance Co. Ltd. Shriram Wealth Advisors Ltd.Shriram General Insurance Ltd. Shriram Automall India Ltd.Shriram Housing Fin. Co. Ltd. Shriram Equipment Fin. Ltd.Shriram Insight Share Brokers Ltd. Bharat-Re Insurance Brokers Ltd.
SHRIRAM GROUP AT A GLANCE NON-FINANCIAL SERVICES:Shriram Green Power Co. Ltd.Hamon Shriram Cottrell Ltd. Take Solutions (Information Tech.)Shriram SEPL Composite Ltd. Rambal Ltd. (Auto parts Manuftur.)Lietner Shriram Manufacturing Ltd. Shriram Properties (Property Dev.)Blackstone Group Tech. Pvt. Ltd.Chemprojects Consulting Pvt. Ltd.
Shriram Transport Finance Co.Ltd. “NUMBER ONE” - NBFC In the Country. - Truck Finance Company In the Country.• Asset Under Management : Over Rs. 36,183 Cr.• IRR : 27.4%• Loan Recovery Rate : 98.6%• Branch Network : Over 488 Branches (Certified by Price Water House)
FINANCIAL HIGHLIGHTS OF STFC From 2007 to 2011 (Fig. in Cr.) AUM Total Income Net Interest Income Net Profit12,093 1,421 673 19019,559 2,507 1,211 389 23,321 3,729 1,727 612 29,159 4,495 2,217 873 36,183 5,429 3,102 1,229
SHRIRAM CITY UNION FINANCE LTD. Shriram City has a comprehensive range of offerings such as: •Financing of 2 Wheelers, 3 Wheelers & 4 Wheelers. •Financing of Consumer Goods. •Personal loans. •Small business loans & Loan against Gold.
FINANCIAL HIGHLIGHTS OF SCUF From 2007 to 2011 (Fig. in Cr.) AUM Total Income Net Profit2,507 349 52 3.369 623 88 4,620 934 117 5,216 1,103 194 7,998 1,321 241
SHRIRAM EPC• Turnover : Rs. 1450 Cr.• Headquartered in Chennai.• Offices in Mumbai, New Delhi, Kolkata, Beijing and Rotterdam.• Provides end-to-end solutions to Engineering, construction and project management services.• Focused on providing turnkey solutions for ferrous & non-ferrous, cement, aluminum, copper and thermal power plants etc.
SHRIRAM CHITS (P) LTD. • Turn over exceeding Rs. 2500 Crores. • Over 465 Branches. • Over 11000 employees. • Shriram Chits grown into a trusted household name for making Chits a viable form of saving and borrowing to all sections of the society. • Shriram Chits operates in four States. Tamil Nadu, Andhra Pradesh, Karnataka and Maharashtra
Shriram Insight Share Brokers Ltd. • 3rd largest Retail Stock Broking Co. in the country. • Highly Professional & Experienced Manpower. • Network of over 320 Branches. • More than 500 Franchisee. • Multiple Trading Terminals. • Mega Screens to Display Quotes.
SHRIRAM LIFE INSURANCE CO. LTD.TOP PRODUCTS • Joint venture with Sanlam - South Africa. • Shriram Life is the only Life Insurance Company in the country which has consecutively posted profit in their first two years of operation. • Over 140 branches across the country. • Presently 19 Products are available.
Take Solutions A Certified Microsoft Solution Provider. Successfully completed Software Projects in International Markets. Network of Offices in Singapore, USA, Hampshire & The African Continent to Procure Software Projects.
Shriram Properties (P) Ltd. providing quality• A Real Estate Developers, and affordable housing & commercial properties.• For over a decade it has completed 48 lacs sq. ft. of Residential space and 10.30 lacs sq. ft. of commercial space.• In addition to that currently 6 crores sq. ft. of built-up areas are under various stages of development across the country.
Shri PET Industries Ltd. The No. One Brand in South India. Leading Clients : - TATA Tea Limited. - Godfrey Phillips. - A. V. Thomas Group - Corn Products Company (I) Limited - Flemingo Pharmaceuticals - Cynamide Agro Limited & National Distilleries.
Rambal Ltd. (Auto parts Manufacturing) Exporting to markets like USA, UK, Singapore & Germany. Suppliers To : - TELCO - Ashok Leyland - Mahindra & Mahindra - Escorts, TVS Suzuki etc. Tie-up with Lucas to market shock absorbers.
LEITNER SHRIRAM MANUFACTURING • An Indo European Joint Venture between Shriram EPC Ltd. and Leitner Technologies to manufacture world-class Wind Electric Generators. • Turnover of Rs. 300 Crores and one of the largest manufacturers of Wind Turbine in India. • The core strength of its team of over 200 people emanates from its vast experience of wind electric generator manufacturing from ground zero level.
A Journey of Shriram General InsuranceCOMMENCED OPERATION ON 23 RD JULY 2008
OVERVIEW OF• Equity Partner : SGI owned by 74% Shriram Group & 26% with Sanlam Group (South Africa). SANLAM is a leading Financial Services Group of South Africa with a market capitalization of Rs. 30000 crores and more than Rs. 320000 crores Asset under Management.• Head Office : Jaipur.• MD & CEO : Mr. J. S. Gujral.
MR. R. THYAGARAJAN FOUNDER & CHAIRMAN • Masters Degree in Mathematics. • Masters Degree in Mathematical Statistics from the Indian Statistical Institute. • Associate of Chartered Insurance Institute (ACII), London. By inculcating the philosophy of “PUTTING PEOPLE FIRST” , he has transformed the Shriram Group into India’s Premier Networked Financial Services Supermarket Chain.
BOARD OF DIRECTORSMr. P.S. GopalakrishnanChairman - SGIMr. Gopalakrishnan had also been associated with various organizations in different capacities: Unit Trust of India - Ex - Executive Trustee Chairman Oriental Bank of Commerce - Ex - Chairman & Managing Director Indian Overseas Bank - Ex - Chairman & Managing Director Indian Banks Association - Ex - Chairman & Managing Director Industrial Finance Corporation of India - Ex - Chairman Tourism Finance Corporation of India - Ex - Chairman Management Development Institute - Ex - Chairman Labour Development Institute - Ex - Chairman
BOARD OF DIRECTORSMr. J. S. GujralMD & CEO• B.Com (Hons.) from Aligarh Muslim University.• University topper in P.G.D. from FCI, AMU.• Participated in various Advanced Management Programmes: - IIM, Ahmedabad. - Advanced Management Programme, ISB, Hyderabad. - Global Advance Management Programme from Kellog School of Business Management, Chicago, USA.
BOARD OF DIRECTORSMr. G. S. Sundararajan• Ex-Citibanker and more recently CEO & Managing Director of Fullerton India (Wholly owned subsidiary of Temasek, Singapore) has joined Shriram Capital as Managing Director.• In his 20 years of experience, he created and successfully ran business in Asset based Finance, SME, Retail and Rural Sectors.
BOARD OF DIRECTORSMr. Mathew Varghese• Mechanical Engineer, started his career with Indian Aluminum Company Ltd.• Subsequently joined The New India Assurance Co. Ltd. as Regional Engineer in 1967.• From the year 1981 to 1985 Mr. Mathew was heading “New India’s” operation in Thailand.• He was posted as Managing Director and Principal Officer of Kenindia Assurance Company, Nairobi, Kenya.• After his Retirement from "New India" in 2003, he was selected by Govt. of India and posted as Member - IRDA.
BOARD OF DIRECTORSMr. G. Anantharaman• Joined the Board of Shriram General Insurance Company Limited in the year 2008.• He is also the Chairman of Audit Committee of the Board.• He belongs to Indian Revenue Services (Income Tax) and before retiring as a Chief Commissioner Income Tax. He was also an Ex SEBI whole time Member.
BOARD OF DIRECTORSMr. D.V. Ravi• Commerce Graduate from St. Josephs college, Bangalore University.• Post Graduate Diploma in Management from Institute of Rural Management, Anand, Gujarat.• He has more than twenty years of experience in the field of planning, business process re- engineering and organizational change management.
BOARD OFMr. C.M. Dixit DIRECTORSFCA• He joined the oldest and the most reputed Pune based Chartered Accountancy Firm M/s. G.D. Apte & Co., Chartered Accountants as a partner on 2nd February, 1976.• He is very actively associated in the audits of big Public Sector Undertakings, Public and Private Limited Companies, Nationalized and Scheduled Banks, Life Insurance Corporation, Co-operative Banks, etc.
BOARD OF DIRECTORSMr. Merrick Oeschger• Representative of Sanlam Ltd. – South Africa.• More than 20 years experience in the General Insurance Industry.• Started his career with Mutual & Federal Insurance Company, where he served on the Executive from 2002.• Joined the Sanlam Group in February 2009 as Chief Operating Officer, New & External Markets.
BOARD OF DIRECTORSMr. Hendri M. Nigrini• Representative of Sanlam Ltd. – South Africa.• More than 35 years experience in the Non-life Insurance Industry.• Working with Santan Ltd., a Non-life Insurance Company of Sanlam Ltd., as Executive Head – Risk Services.• Also served on the Board of several Companies.
SIZE OF GENERAL INSURANCE INDUSTRY Year Gross Written Premium (In Cr.) %age Growth Over Last Year2000 - 01 100872001 - 02 12732 26.222002 - 03 15237 19.672003 - 04 17357 13.912004 - 05 17481 0.712005 - 06 20359 16.462006 - 07 24905 22.332007 - 08 27824 11.722008 - 09 30352 9.092009 - 10 34984 15.262010 - 11 42569 21.682011 - 12 53031 24.58 Except ECGC, AIC & Health Ins. Cos.
INSURANCE IN INDIAFig. in Crore (Except ECGC, AIC & Health Ins. Cos.) Projected
1 ST YEAR PREMIUM OF GEN. INS. Sl. No. CO. Insurer 1st Yr. Premium (In Crores) 1 Royal Sundaram 0.24 2 Reliance 0.58 3 Iffco - Tokio 5.83 4 Tata - AIG 78.46 5 ICICI Lombard 28.13 6 Bajaj Allianz 141.96 7 Cholamandalam 14.79 8 HDFC Ergo 9.46 9 Universal Sompo 0.48 10 Future Generali 9.81 11 Bharti AXA 28.50 12 Shriram General Insurance 113.75 13 Star Health 22.50 14 Apollo DKV 2.97
2 ND YEAR PREMIUM OF GEN. INS. CO. Sl. No. Insurer 2nd Yr. Premium (In Cr.) 1 Reliance 185.68 2 ICICI Lombard 212.54 3 Bajaj Allianz 296.48 4 Iffco Tokio 213.38 5 Royal Sundaram 184.43 6 Tata AIG 233.92 7 Cholamandalam 97.03 8 HDFC Ergo 112.93 9 Shriram General Insurance 416.92
GROSS UNDERWRITTEN PREMIUM March 2011-12 April to March Insurers (Fig. in Cr.) 2011-12 (Fig. in Cr.) United India 1153.96 8167.05 New India 894.03 8535.68 National 869.42 7784.91 Oriental 696.32 6043.97ICICI-Lombard 415.75 5150.14 Bajaj Allianz 359.00 3333.47 Iffco - Tokio 202.68 2008.46 HDFC Ergo 210.43 1873.14
GROSS UNDERWRITTEN PREMIUM March 2011-12 April to March 2011-12 Year of Insurers (Fig. in Cr.) (Fig. in Cr.) Operations Royal Sundaram 161.00 1491.00 11.5 Years Shriram General 153.34 1266.44 3.5 Years Tata-AIG 149.23 1697.45 10.5 Years Reliance General 135.12 1712.55 11.5 YearsCholamandalam MS 115.30 1344.02 8 Years Bharti AXA 93.57 866.93 3.5 Years Future Generali 90.93 937.76 4.5 Years Universal Sompo 48.72 404.57 4 Years SBI General 39.39 250.29 2 Years L & T General 19.05 143.51 1.5 Years Raheja QBE 1.64 20.76 3 Years
THE INDIAN INSURANCE AWARD – 2011 India Insurance Review Journal, in association with Celent (www.celent.com) organized "The Indian Insurance Awards 2011" on June 7, 2011 at Mumbai. The Jury consisted of Mr. S. B. Mathur, Secretary General – Life Insurance Council, Mr. S.L. Mohan, Secretary General – General Insurance Council and Mr. Vepa Kamesan, MD – Institute of Insurance & Risk Management). Shriram General Insurance obtained Excellence in Growth Award 2011 for the General Insurance Segment.
THE INDIAN INSURANCE AWARD – 2012 India Insurance Review Journal, in association with Celent (www.celent.com) organized "The Indian Insurance Awards 2012" on June 7, 2012 at Mumbai. The Jury consisted of Mr. S.B. Mathur, Secretary General, Life Insurance Council, Mr. R. Chandrasekaran, Secretary General, General Insurance Council, and Mr. Vepa Kamesan, Managing Director, Institute of Insurance and Risk Management and Mr. Shirish Pathak, CEO, Fintelekt. Shriram General Insurance obtained Excellence in Growth Award 2012 for the General Insurance Segment for second consecutive year.