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An Introduction to Site               Insurance & Warranties               PLUS Information about                Contracts...
Is it a plot or a renovation  project? Either way it’s going to need specialist            cover.    Renovation Insurance
Home Insurance  EXCLUDES    this!Extension Insurance
Home Insurance  Exclusions
Remember, the projectyou are embarking on isunique, so deal with anexpert that understands          that.  Self-Build Insu...
£270,000£561 premium
New Build  Site Insurance Legal ExpensesStructural Warranty
Conversion    Extension   Renovation Flat Conversion   Site Insurance Existing Structure  Legal ExpensesPossibly a Structu...
Site Insurance                   Site Insurance covers                 Extensions, Renovations,                   Conversi...
Site Insurance    New Works    Public Liability Employers Liability  Plant & Equipment Caravan & ContentsPersonal Possessi...
Structural Warranty    Arrange this PRIOR to                        submitting a Building                      Regulation ...
Some general tips...                           Party Wall Liability                          You are contractually        ...
Contracts            Just how trusting are you                  going to be?
Some general tips...       Claims
Some general tips...                              Security                         ID Visitors/Delivery                   ...
Some general tips...                Health & SafetyYou will have duties underworkplace health and safety law if:a) you int...
Some general tips...                                          Health & Safety                Your Involvement             ...
FAQ        My contractor has      Insurance already, do I       need Site Insurance?
FAQ       Do I have to have Site      Insurance or a Structural             Warranty?
Thanks for listening, are there any questions?   We are on stand        D21
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An Introduction to Site Insurance & Warranties PLUS Information about Contracts & Health & Safety

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Site Insurance and Warranties

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Transcript of "An Introduction to Site Insurance & Warranties PLUS Information about Contracts & Health & Safety"

  1. 1. An Introduction to Site Insurance & Warranties PLUS Information about Contracts & Health &•Self Build Safety•Extension•Renovation•Conversion•Improvement
  2. 2. Is it a plot or a renovation project? Either way it’s going to need specialist cover. Renovation Insurance
  3. 3. Home Insurance EXCLUDES this!Extension Insurance
  4. 4. Home Insurance Exclusions
  5. 5. Remember, the projectyou are embarking on isunique, so deal with anexpert that understands that. Self-Build Insurance
  6. 6. £270,000£561 premium
  7. 7. New Build Site Insurance Legal ExpensesStructural Warranty
  8. 8. Conversion Extension Renovation Flat Conversion Site Insurance Existing Structure Legal ExpensesPossibly a Structural Warranty
  9. 9. Site Insurance Site Insurance covers Extensions, Renovations, Conversions and New Build projects and should be purchased when you exchange contracts on the plot or building you wish to extend.
  10. 10. Site Insurance New Works Public Liability Employers Liability Plant & Equipment Caravan & ContentsPersonal Possessions Personal Accident & Broken Bones Legal Expenses Has work started?
  11. 11. Structural Warranty Arrange this PRIOR to submitting a Building Regulation Application to SAVE money. We can cover properties that have been completed and require a warranty retrospectively to sell on.
  12. 12. Some general tips... Party Wall Liability You are contractually responsible for damage to the Party Wall so make sure it’s covered.
  13. 13. Contracts Just how trusting are you going to be?
  14. 14. Some general tips... Claims
  15. 15. Some general tips... Security ID Visitors/Delivery Drivers Out of Sight out of Mind
  16. 16. Some general tips... Health & SafetyYou will have duties underworkplace health and safety law if:a) you intend to sell the property on completion, in which case they would be considered to be a developerb) you directly employs (even if only temporarily), workers to build the propertyc) you choose to manage the project taking on contractors to do the work
  17. 17. Some general tips... Health & Safety Your Involvement Application of Health & Safety at Work LegislationLevel 1 Entirely DIY – not selling on completionLevel 2Self-managed with own labour & Subcontractors Level 3Self-managed with own subcontractors Level 4Kit Home with self-managed trades  at the point the kit supplier hands over.Level 5Watertight Shell with self-managed finishes  at the point the contractor hands over.Level 6 Turnkey project with active clientLevel 7 Custom Homebuilding
  18. 18. FAQ My contractor has Insurance already, do I need Site Insurance?
  19. 19. FAQ Do I have to have Site Insurance or a Structural Warranty?
  20. 20. Thanks for listening, are there any questions? We are on stand D21
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