Carp chapter newsletter final aug 8 2013


Published on

August Newsletter for Scarborough CARP

Published in: Education, Technology
  • Be the first to comment

  • Be the first to like this

No Downloads
Total views
On SlideShare
From Embeds
Number of Embeds
Embeds 0
No embeds

No notes for slide

Carp chapter newsletter final aug 8 2013

  1. 1. 8/8/13 CARP Chapter Newsletter 1/9 You are receiving this e-new sletter because you are a CARP member. Having trouble reading this email? View it on your brow ser. Not interested anymore? Unsubscribe Instantly. CARP CHAPTER NEWSLETTER IN THIS ISSUE Scarborough CARP News By Rob Cairns Canada 150: Canada’s Untold Stories By Harry van Bommel, Founder of the Project Driver Safety Course for Older Drivers By Renate Crizzle The Crime of the 21st Century – By Dianne Ojar-Ali, author of Mrs. Fraud and You. Life Style Tip - Finding Solutions By Joe Robinson Amalgamation in the Health Sector can have Positive Outcomes for Communities By Renate Crizzle In Case You Missed It SEE ALSO: JOIN CARP RENEW MEMBERSHIP GIFT MEMBERSHIP CARP ACTION ADVOCACY BENEFITS COMMUNITY SEARCH THURSDAYAUGUST 8, 2013 Scarborough CARP News By Rob Cairns Welcome to edition two of the Scarborough CARP Newsletter. We are pleased to bring you some great information directly to your inbox. The last 3 months have been extremely busy for Scarborough CARP. We hosted our May 16th, 2013 Health and Wellness Event at the Scarborough Hub. It was well attended and attendees found the presentations informative and inspiring. Our next event will be Health and Nutrition: Enhancing Your Life tenatively scheduled for September 26th, 2013 from 4:00pm - 7:00pm at the Scarborough Civic Center. Recently Scarborough CARP has been out in the community. We have been at the following Community Events: 1. May 25th MPP Balkissoon’s Community Services and Health Fair. 2. June 14th Tamil Seniors’ Event at the Scarborough Hub. 3. June 27th Retirement Suites By The Lake. Scarborough CARP is also working on several partnerships with other community groups which we hope to announce soon. In the last couple of months Scarborough CARP has ventured into the Social Media World and we will continue to share information with our community using Social Media.
  2. 2. 8/8/13 CARP Chapter Newsletter 2/9 - Advertisements - FWD TO A FRIEND Think you know someone that will enjoy this email? Why not send it to a friend? UNSUBSCRIBE If you no longer wish to receive this mail please unsubscribe. Please connect with us on the following Social Media Networks: 1. Our Website 2. Twitter 3. Facebook 4. YouTube 5. Flikr If you have any concerns, feedback or questions, please email us at The team at Scarborough CARP would like to wish each of you a very happy and enjoyable summer and we look forward to seeing everyone soon! back to top Canada 150: Canada’s Untold Stories By Harry van Bommel, Founder of the Project My parents died in their 50s. If I don’t record their stories, they will be lost forever. That is an onerous task but also a thoroughly enjoyable one! The boomers and their children have rarely kept diaries, journals, letters or other documents. We may have thousands of photos without captions stored on our computers but we have few documents that tell our stories. Canada 150: Canada’s Untold Stories wants to change that. The project encourages Canadians to record some of their stories. It could be a short memory attached to a photo or memento or a full-length book or film. It could be poems or a collection of love letters. It can be almost anything that can be digitally photographed, read, watched or listened to for generations to come. “But I don’t have any children,” some people will say. Or “Who would want my stories?” is another common
  3. 3. 8/8/13 CARP Chapter Newsletter 3/9 response. In fact, your former classmates, the neighbours of your youth or the descendants of your extended family (e.g., through your aunts and uncles) and friends may all want to learn from, and enjoy, your stories. Imagine going to your local library and finding an index card that says they have your great-grandmother’s diaries. Would you read them? Of course you would. Do you know what the hardest thing is about recording stories? Getting started! Do you know what the second hardest thing is? Stopping! That’s what Canada 150 is about. Working with local and national organizations, we will encourage you to get started on recording your stories. Our website has a free online book to help you get started ( What about the second part – stopping? Most people who work on family trees will tell you that their research is never done. That is true. However, having July 1, 2017, Canada’s 150th birthday as a deadline means that what is known by then will be saved forever. Anything else you learn afterwards can be part of Volume 2! Will people really want to read what you have written? I helped a friend in her 80s record her stories into a short book as a Christmas present for her family. Once she started sharing stories, there were many to tell. In fact, a few months after she gave the book to her family she told me, “Harry, I think I have a sequel!” and then she laughed. How to start? Write your family a letter once a week for 40 weeks (but don’t give it to them). After 40 weeks you will have 40-120 pages of letters that you can edit and put together in a book with captioned photos. It really is that easy! If you write two letters a week about your childhood, your schooling, your friends and family, your work, your travels, your volunteer work, your highs and lows, your faith, your beliefs and anything else you like, you can have a book done in 20 weeks. back to top Driver Safety Course for Older Drivers By Renate Crizzle We all have heard a lot about older drivers in recent times with older drivers being labelled unsafe drivers. But for most older drivers this is not really true although, according to the
  4. 4. 8/8/13 CARP Chapter Newsletter 4/9 Insurance Institute for Highway Safety, when drivers get to 75 and over the crash rate increases. So, is there something we can do to keep ourselves safe on the roads as we age? It has been suggested that a refresher course that would update our driving knowledge could prove beneficial. Well, at least Barry, one of our fellow Scarborough CARP members who took such a course, agrees. Barry is a snowbird. While wintering in Florida he participated in an AARP (American Association of Retired Persons) driver safety class which is specifically geared to senior citizens. The course identifies ways in which older drivers can compensate for the physical changes that occur as we age. Each participant gets a workbook to keep at the end of the class. So I got curious and asked Barry if I could borrow this workbook. Well, this workbook is very informative. It points things out to you that you may innately know but are not really conscious of. It discusses declining vision, diminished hearing, slower reaction time and their consequences on driving. Studies have shown that as we age reaction time typically increases about three tenths of a second. And while three tenths of a second doesn’t sound like much, it can mean the difference between having a crash and not having a crash! Are you aware of the three-second following distance? Basically the rule says that you should maintain a three- second distance between your vehicle and the vehicle travelling in front of you. Well, what does that really mean? Do you know what a three-second distance is? The hand book suggests that while you drive you should locate a fixed point ahead, such as a road sign or other such marker, that the vehicle in front of you will pass. When the vehicle in front of you arrives at that road sign, start counting 1001, 1002, 1003. If your own vehicle arrives at the road sign when you say 1003 you have the three-second safe following distance. If you arrive before you count 1003, you are driving too close. Try it out. You might be surprised (I was driving too close although I would never have suspected that). The work book talks about medications and their influence on driving, physical limitations while also giving some exercise tips, about specific danger points (left hand turns, right of way situations), avoiding head on crashes, large vehicles on the road, drowsy, distracted and angry drivers, overtaking rules, major road signs and pavement markings. It also points out the importance of the proper distance between your breastbone and the centre of the airbag cover in your steering wheel to protect yourself from injury in case the airbag inflates. The safe distance is 10-12” or 25-30 cm. Measure it for the fun of it to see if you are sitting too
  5. 5. 8/8/13 CARP Chapter Newsletter 5/9 close to the wheel. Also, do you know where your hand position should be on the steering wheel to prevent injury to your hands and arms in case of airbag inflation? The best position is the 8 and 4 o’clock position, followed by 9 and 3 o’clock. The book gives many little useful hints because some of us have developed bad or lazy driving habits over time. It also talks about the importance of a proper fit between you and your car such as being able to see above the steering wheel, being able to reach controls with ease, being able to easily adjust the driver seat, no tinted windshields, the importance of side/curtain airbags (apparently older drivers have more side impact crashes), adaptive equipment such as pedal adjusters, etc. I found the review useful. I am interested in what our members think, and would like to ask you 2 questions: (1) (a) Do you think that taking a one day Driver Safety Course specifically geared to drivers over 50 such as the one offered by AARP for a small fee would be beneficial to you? (b) Would you take such a course voluntarily? (2) What do you think are the most important components of a driver safety course? Please send your reply to Happy Motoring! back to top The Crime of the 21st Century – By Dianne Ojar-Ali, author of Mrs. Fraud and You. How many of you believe that when Mrs. Fraud is running around the city it is only to commit Financial Fraud aka Banking Fraud? Now, I am not saying that your belief is not correct; I just wanted to let you know that it is a small piece of the pie. Some of the most common types of fraud committed are: Driver Licenses, Medical, Social Insurance, Character of Criminal, Financial, Cyber and Electronic Pickpocketing. Other types are Insurance, Tax, Child Support, Religious, Nigerian Scam, Grandparents Scam, Western Union and Grants to name a few.
  6. 6. 8/8/13 CARP Chapter Newsletter 6/9 Let us look at Banking or Financial Fraud, it is the easiest to resolve because the financial institutions will forward it to the appropriate department to investigate and if the result is in your favour, meaning you are innocent, after they go back and forth with you and they come to the conclusion that you are not at fault then guess what they will credit you the missing funds. The other side of the coin is if their investigation indicates that it is someone you know, for example a family member or friend then you can be responsible, ask questions when you speak to the investigators. What is a compromised or possibily compromised card or account? This is whereby; someone may or may not have taken money from your credit or bank card. For example; compromised is when someone did take money from your account by copying your card and within 24-48 hours they can deposit empty envelopes in the bank machines and they will keep trying to withdraw funds by testing the card within your cashback limit, (the limit that the bank allows you when you make deposits in the bank machines and you can immediately take out that amount of money and the rest is placed on hold until your check or cash deposited is cleared), and by that time the bank will get an alert and contact you to verify the information. Your card will be frozen in the case of your credit card and with your bank card your cashback limit will be reduced until you receive your replacement card. Possible compromised is when there was an individual working at XYZ from January to June for example and that employee was Mrs. Fraud and was fired. Every customer she attended to to within that period of six months is a potential Victim and as a precaution and follow up they are also contacted to verify the activity on their account. Assuming the funds are not missing the client also must change their card regardless if they choose to or not because Mrs. Fraud does not work on a fixed schedule. Now I just want to clarify that sometimes when you are shopping as Christmas is around the corner and we do not keep track of our spending habits, the credit card or financial companies however are tracking your spending. It is in place to protect you; however if it does not reflect your spending habits they will block your account. I do not want you to get upset, simply turn your card over and there is usually a 24 hour contact telephone number. Please work with them, as I was one of them and if you need to increase your daily credit limit, again choose a limit within reason and that you
  7. 7. 8/8/13 CARP Chapter Newsletter 7/9 can afford and pay back. The interest rates are very high and Mrs. Fraud and her friends test your card limits and they do not care about you. The lesson today is to keep track of your credit card and bank statement daily if possible but at least weekly. ASK QUESTIONS! Report any unusual activity as soon as possible because there are time factors involved or you will have to eat the loss. Place alerts on your credit bureau files and order a free copy of your report and ensure that it is not reflected on your file. Get protection before you become a victim. Dianne can be contacted by sending an email to or visit> back to top Life Style Tip - Finding Solutions By Joe Robinson Have you ever purchased or rented a PVR, bought a new cell phone, laptop or computer, tried to assemble a piece of furniture where the instructions are in "stick-figure" language, or needed directions to a particular place? We all have, and at times were stymied as to how to operate the technology, put the pieces together, or find the correct path. There are many ways to obtain answers and advice for these issues. Don't be afraid to return to the store/dealer where you purchased the tech; most retailers are happy to show you how to work a PVR, activate options on your phone or give advice on how to assemble furniture. The Internet is also a great place to find information on these items -- go to a search engine such as Google and type in words such as "Microsoft Word tutorial", "How to program a PVR", "find map of Elmvale, ON". Another, time-honoured way of obtaining assistance is to ask someone in your family, a friend or a neighbour. We used to say that if you want to find out how to program a VCR, DVD or Blu-Ray player, ask a teenager! The bottom line is -- Don't be afraid to ask! And the flip side to that statement is -- Don't be afraid to return the favour.
  8. 8. 8/8/13 CARP Chapter Newsletter 8/9 back to top Amalgamation in the Health Sector can have Positive Outcomes for Communities By Renate Crizzle Most people are a bit skeptical that the changes in the health care system will have positive effects for the population. Most regard it as a money saving scheme. However, one Region has indeed seen a positive effect. The Board of the Canadian Mental Health Association Haliburton, Kawartha, Pine Ridge Branch has announced that as a result of savings realized from the amalgamation of the Kawartha Lakes branch and the Peterborough branch they were able to add three new front line positions. Those three positions are (1) Mental Health Case Manager – Hospital to Home program in Peterborough, (2) Housing Support Worker in Kawartha Lakes, (3) Peer outreach in Kawartha Lakes and surrounding areas. As you know, there is a lot of work going on regarding realigning and amalgamating health services in Scarborough. So it is good to know that a positive outcome is possible and has been achieved in one Region. Let’s make sure the same will happen for Scarborough. back to top In Case You Missed It Scarborough CARP has been posting reular articles on our website. Please check back on a regular basis for more news and tips. The following are the articles posted on our website in the last three months:
  9. 9. 8/8/13 CARP Chapter Newsletter 9/9 1. Scarborough Hospital and Centenary Hospital Stake Holder Meeting by Renate Crizzle 2.Retirement Planning - Doug Willford 3.CARP National Advocacy Highlights July 2013 4. Planned Health Care Links For Scarborough 5. Tip Utilities Fraud 6. Introduction To Dianne Ojar-Ali 7. Retirement Suites By The Lake 8. Retirees Living Longer and Better Outside of Canada 9. Scarborough CARP at the Tamil Seniors Event June 14 10. MPP Balkisoon's Community Services and Health Fair 11. Scarborough CARP May 16th Health and Wellness Event back to top © 2012 CARP, All Rights Reserved About Us | Privacy Policy | Legal Disclaimer CARP 30 Jefferson Avenue, Toronto, ON, M6K 1Y4 Canada