Lic New Bima Bachat Plan Table No 816

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  • Full Name Full Name Comment goes here.
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  • I am Dipak Sen an authorized agent-cum-advisor of Life Insurance Corporation of India (LIC of India) serving in West Bengal. I am here to help you to choose the right LIC policy as per your needs and requirements. I can provide more details on LIC’s various Investment plans. This way you can save your valuable time and hard earned money. I help you by suggesting a best option of LIC policy which full fill your Dreams and requirements.
    Email me at dpksen82@gmail.com for suggestions/consultations/queries regarding any Policy of LIC.
    Thanks & Regards,
    DIPAK SEN
    dpksen82@gmail.com
    M.NO: 09836936890
    Are you sure you want to
    Your message goes here
  • I am Dipak Sen an authorized agent-cum-advisor of Life Insurance Corporation of India (LIC of India) serving in West Bengal. I am here to help you to choose the right LIC policy as per your needs and requirements. I can provide more details on LIC’s various Investment plans. This way you can save your valuable time and hard earned money. I help you by suggesting a best option of LIC policy which full fill your Dreams and requirements.
    Email me at dpksen82@gmail.com for suggestions/consultations/queries regarding any Policy of LIC.
    Thanks & Regards,
    DIPAK SEN
    dpksen82@gmail.com
    M.NO: 09836936890
    Are you sure you want to
    Your message goes here
  • Call me for LIC policies in Kolkata 09836936890
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  • hii call me .......for Mumbai, thane , navi mumbai
    Pankaj 8655498753
    pankajvdubey@gmail.com
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  • For Any Sort of Financial Help, or for LIC Policies across Bhopal and Nearby Areas.
    Connect me,

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    Mayank
    9754838949
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  • 1. LIC’s New Bima Bachat Plan Benefits Bima Bachat Plan Plan No. 175 New Bima Bachat plan Plan No. 816 Maturity Benefit Maturity Benefit Single Premium Paid along with Single Premium Paid along with loyalty addition loyalty addition less extra less Taxes and extra premiums ,if any premiums ,if any. Death Claim Benefit Payment of Sum Assured Death Claim Benefit First 5 years: Death Benefit Modified Sum Assured shall be payable. After completion of 5 years: Sum Assured and Loyalty Additions, if any shall be payable.
  • 2. LIC’s New Bima Bachat Plan - Benefits There is no change in the percentage of Survival Benefit payable under Bima Bachat – Plan 175 and New Bima Bachat Plan - 816 SURVIVAL BENEFIT Year-> No Change in SB (as a percentage of Sum Assured ) Term ↓ 3RD 6TH 9TH 12TH 9 15% 15% MAT XXX 12 15% 15% 15% MAT 15 15% 15% 15% 15% 15th MAT
  • 3. LIC’s New Bima Bachat Plan Eligibility Conditions and Restrictions Description Particulars Age at entry Age at Maturity Policy Term Plan No 175 Bima Bachat 15 to 66 years irrespective of the policy term Plan No. 816 New Bima Bachat Minimu m Maximum Term = 9 15 years Term = 12 Term = 15 66 yrs 63 yrs 60 yrs Maximum 75 Years Maximum 75 Years 9 , 12 and 15 years 9 , 12 and 15 years Minimum Basic Sum Assured Age at Entry and SA based on policy term Minimum 20000 and in multiple of Rs 5000 No upper limit Term = 9 35000 Term = 12 50000 Maximum Term = 15 Term = 9/12/15 70000 No upper Limit SA shall be in multiple of Rs.5000
  • 4. LIC’s New Bima Bachat Plan High Sum Assured Rebate New Bima Bachat Plan 816 Bima Bachat Plan No. 175 Sum Assured Band Sum Assured Band % of Tabular Premium Less than 50000 50000 and less than 100000 Less than 75000 5% 100000 and less than 200000 7% 200000 And above 8% 15 years 8% Nil 100000 and less than 200000 4% 6% Less than 150000 12 years 6% Less than 100000 Nil 75000 to less than 150000 150000 and above 9 years Nil 200000 and above Policy Term Policy term – 9,12 and 15 years % of Tabula r premi um Policy Term Nil 150000 and less than 300000 3% 300000 and above 5%
  • 5. LIC’s New Bima Bachat Plan Surrender Value LIC’s Bima Bachat Plan No 175 LIC’s Bima Bachat Plan No. 816 Available after completion of 1 year. Available at any time during the policy term subject to realization of the premium cheque. SV available No Loyalty Addition payable. No Loyalty Addition payable. Higher of GSV or SSV payable Higher of GSV or SSV payable Guaranteed Surrender Value (GSV) GSV is equal to 90% of the single premium paid excluding extra premium and less amount of Survival benefits paid earlier. Special Surrender Value (SSV) Discounted value of Single Premium paid excluding extra premium, if any. at any time. Guaranteed Surrender Value (GSV) 1st Year ~ 70% of Single Premium excluding taxes and extra premium, if any. Thereafter ~ 90% of Single Premium excluding all Survival Benefits paid earlier, GSV taxes and extra premium, if any. modified Special Surrender Value (SSV) Discounted value of Single Premium paid excluding taxes and extra premium, if any.
  • 6. LIC’s New Bima Bachat Plan - Loan Loan ~ Modified LIC’s Bima Bachat LIC’s Bima Bachat Plan No 175 Plan No. 816 Loan available after payment of first Loan facility available after completion of premium. 1 policy year Loan can be granted up to 90% of the Loan can be granted unto 60% of Special Surrender Value Surrender Value.
  • 7. LIC’s New Bima Bachat Plan Table No 175 Bima Bachat Plan Service Tax was borne by the corporation. Table No 816 New Bima Bachat Plan Service Tax shall be applicable at the prevailing rates and borne by the policyholder as per rules. There shall be no change in the following Items Back Dating Paid-up Value Assignment/Nomination