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  • Expanding on the four categories… In bullet three, you will notice the phrase “certify educational products…” etc. This is a little bit new and we’ll address that further under key initiatives for 2005.
  • Expanding on the four categories… In bullet three, you will notice the phrase “certify educational products…” etc. This is a little bit new and we’ll address that further under key initiatives for 2005.
  • These are the specific activities that support the four key efforts.
  • PowerPoint download

    1. 1. Welcome to a Panel Discussion on Financial Literacy
    2. 2. Panel Members Bill Cheeks – Midwestern and Eastern States Director, Jump$tart Coalition Al Duarte – VP of Education for In Charge Education Foundation, Inc. Orlando, FL Jacqueline Hill – Default Prevention Manager, Florida Dept. of Education, Office of Student Financial Assistance Margaret Joffe – Outreach Default Prevention Manager, R&B Solutions, Waukegan, IL
    3. 3. Financial Literacy <ul><li>Monday: November 14, 2005 </li></ul><ul><li>Time: 2:45 – 4:00 p.m. </li></ul><ul><li>Conference Room: Long Key </li></ul><ul><li>Workshop Format: Panel </li></ul><ul><li>Workshop Evaluation Form </li></ul><ul><li>Moderator: Wanda Stover, Assistant Director of Collections, NCSEAA, Phone: 919-248-4601 (direct) or e-mail at stover@ncseaa.edu. </li></ul>
    4. 4. Session Reminders… <ul><li>Sign-up for the drawing at the end of the session for various financial literacy resources </li></ul><ul><li>Submit your completed workshop evaluation form in the back of the room before you leave </li></ul>
    5. 5. Session Objective To create awareness of financial literacy statistics, trends, and resources that will facilitate programs or education on financial literacy to a variety of audiences at colleges, high schools, and community initiatives.
    6. 6. Session Format and Moderator <ul><li>Moderator: </li></ul><ul><ul><li>Wanda Stover, Assistant Director of Collections for the North Carolina State Education Assistance Authority (NCSEAA) </li></ul></ul><ul><ul><li>Panel Discussion : </li></ul></ul><ul><ul><ul><li>Each Panel Member has been given 15 minutes to speak on behalf of their organization and the initiatives focused on “Financial Literacy.” </li></ul></ul></ul><ul><ul><ul><li>After each Panel Member has completed there presentation; 15 minutes will be available for question and answer. </li></ul></ul></ul><ul><ul><ul><li>Panel Members will be here after the session if your questions do not get answered. </li></ul></ul></ul>
    7. 7. Introduction of Panel Members <ul><li>Bill Cheeks Jump$tart Coalition </li></ul><ul><li>Al Duarte VP Education, In Charge Education Foundation, Inc. </li></ul><ul><li>Jacqueline Hill Florida Dept. of Education, Office of Student Financial Assistance </li></ul><ul><li>Margaret Joffe R&B Solutions </li></ul>
    8. 8. Terms and Definitions… Literacy : Growing your knowledge in a certain subject area. Finance : The management of money s tatistics and research.
    9. 9. Statistics on Financial Literacy <ul><li>Only 7% of parents said their child understands financial matters well. </li></ul><ul><li>More young people filed for bankruptcy than graduated from college in 2002. </li></ul><ul><li>70% of college undergraduates have at least one credit card; the average student who carries balances on their cards have debts of more than $10,000. </li></ul><ul><li>Teenagers spend over $172 billion dollars annually. </li></ul><ul><li>Only 21% of students between the ages of 16 to 22 say they have ever had a personal finance course at school. </li></ul>
    10. 10. Introduction to Bill Cheeks Jump$tart Coalition
    11. 11. www.JumpStart.org
    12. 12. Jump$tart Coalition for Personal Financial Literacy <ul><li>An independent, non-profit coalition of more than 170 national organizations and entities. </li></ul><ul><ul><ul><ul><ul><li>Non-Profit Organizations </li></ul></ul></ul></ul></ul><ul><ul><ul><ul><ul><li>Educational Institutions </li></ul></ul></ul></ul></ul><ul><ul><ul><ul><ul><li>Financial Associations </li></ul></ul></ul></ul></ul><ul><ul><ul><ul><ul><li>Corporations </li></ul></ul></ul></ul></ul><ul><ul><ul><ul><ul><li>Government Agencies </li></ul></ul></ul></ul></ul>www.JumpStart.org
    13. 13. National Leadership <ul><li>Chairman </li></ul><ul><li>H. Randy Lively, President and CEO, American Financial Services Association </li></ul><ul><li>Vice Chairman </li></ul><ul><li>Don Blandin, President and CEO, Investor Protection Trust </li></ul><ul><li>Secretary </li></ul><ul><li>Presently Vacant </li></ul><ul><li>Treasurer </li></ul><ul><li>E. Joseph Face Jr., Commissioner, Virginia Bureau of Financial Institutions </li></ul><ul><li>Representing the National Association of Consumer Credit Administrators </li></ul>www.JumpStart.org
    14. 14. National Management Team <ul><li>Executive Director </li></ul><ul><li>Laura Levine </li></ul><ul><li>Assistant Director </li></ul><ul><li>David Casserly </li></ul><ul><li>Regional Director, Western States </li></ul><ul><li>Nancy Brown </li></ul><ul><li>Regional Director, Midwest/Eastern States </li></ul><ul><li>Bill Cheeks </li></ul><ul><li>Regional Director, New England States </li></ul><ul><li>Dan Hebert </li></ul><ul><li>Clearinghouse Manager </li></ul><ul><li>Rosella Banister </li></ul>www.JumpStart.org
    15. 15. Mission <ul><li>Seeks to improve the personal financial literacy of young adults. </li></ul>Goals <ul><li>Evaluate the financial literacy of young adults. </li></ul><ul><li>Develop, disseminate and encourage the use of standards for grades K-12. </li></ul><ul><li>Promote the teaching of personal finance. </li></ul>www.JumpStart.org
    16. 16. Jump$tart Coalition for Personal Financial Literacy <ul><li>Financial smarts for students! </li></ul><ul><ul><ul><li>Advocate the importance of financial education </li></ul></ul></ul><ul><ul><ul><li>Quantify the need through student evaluation </li></ul></ul></ul><ul><ul><ul><li>Set standards and benchmarks for achieving results </li></ul></ul></ul><ul><ul><ul><li>Facilitate education through a grassroots network </li></ul></ul></ul>www.JumpStart.org
    17. 17. How We Do It (Key Activities): <ul><li>Teacher Resources </li></ul><ul><li>Teacher Events </li></ul><ul><li>Clearinghouse </li></ul><ul><li>Best Practices </li></ul><ul><li>Evaluation </li></ul><ul><li>Biennial Student Survey </li></ul><ul><li>Assessment Test Bank </li></ul><ul><li>Set Standards </li></ul><ul><li>Encourage Use of Standards/Benchmarks </li></ul><ul><li>Certify Materials for the Clearinghouse </li></ul><ul><li>Advocacy </li></ul><ul><li>Track Legislation </li></ul><ul><li>Public Presentations </li></ul><ul><li>Media Outreach </li></ul><ul><li>Newsletter, Web Site </li></ul>www.JumpStart.org
    18. 18. National Initiatives <ul><li>National Biennial Survey </li></ul><ul><li>Standards & Benchmarks </li></ul><ul><li>Public Awareness Campaign </li></ul><ul><li>Clearinghouse </li></ul><ul><li>Monitoring of Legislation </li></ul><ul><li>Quarterly Newsletter </li></ul><ul><li>April- Financial Literacy for Youth Month </li></ul><ul><li>State Coalitions </li></ul><ul><li>Assessment </li></ul>www.JumpStart.org
    19. 19. Jump$tart Coalition Personal Finance Survey <ul><li>National Benchmark Study </li></ul><ul><li>Four Areas of Personal Finance: </li></ul><ul><ul><ul><ul><li>Income </li></ul></ul></ul></ul><ul><ul><ul><ul><li>Money Management </li></ul></ul></ul></ul><ul><ul><ul><ul><li>Spending and Credit </li></ul></ul></ul></ul><ul><ul><ul><ul><li>Saving and Investing </li></ul></ul></ul></ul><ul><li>High School Seniors </li></ul><ul><li>Surveyed in Non-Finance Related Classes </li></ul>www.JumpStart.org
    20. 20. Jump$tart Survey National Results By Year <ul><li>1997 – 57 </li></ul><ul><li>2000 – 51.9 </li></ul><ul><li>2002 – 50.2 </li></ul><ul><li>2004 – 52.3 </li></ul>1997 2000 2002 2004 D C B A On average, students get a failing grade! www.JumpStart.org
    21. 21. Jump$tart Coalition 2004 Financial Literacy Survey <ul><li>2004 National Benchmark Study </li></ul><ul><li>4,074 High School 12 th Graders </li></ul><ul><li>215 Schools </li></ul><ul><li>33 States </li></ul><ul><li>Average Score = 52.3 </li></ul>www.JumpStart.org
    22. 22. Jump$tart Survey Results By Ethnic Group 55.5 48.3 48.3 46.7 44 www.JumpStart.org
    23. 23. Jump$tart Survey Results By Family Income 49.5 51.3 54.1 55.9 48.5 www.JumpStart.org
    24. 24. Jump$tart Survey Results By Gender Boys 52.4 Girls 52.2 Girls are catching up. www.JumpStart.org
    25. 25. Jump$tart Survey Results By Key Subject Area 63 55.4 45.4 41 www.JumpStart.org
    26. 26. Jump$tart Survey Results By Plans After High School 41.9 48 55 48.8 43 www.JumpStart.org
    27. 27. Jump$tart Survey – Where Do Kids Learn about Money? 58.3% 19.5% 2.4% 2.2% 17.6% www.JumpStart.org
    28. 28. State-Specific Survey Benchmarks <ul><li>Georgia - 52.6% </li></ul><ul><li>Iowa - 53.7% </li></ul><ul><li>Kansas - 48.8% </li></ul><ul><li>Louisiana - 46% </li></ul><ul><li>Mississippi - 53.3% </li></ul><ul><li>Missouri - 53.4% </li></ul><ul><li>New Hampshire - 56.6% </li></ul><ul><li>Utah - 48.8% </li></ul><ul><li>Washington - 55.5% </li></ul><ul><li>West Virginia - 46.5% </li></ul><ul><li>Wisconsin - 54.7% </li></ul>www.JumpStart.org
    29. 29. <ul><li>2006? </li></ul>www.JumpStart.org
    30. 30. Jump$tart Coalition Personal Financial Literacy On the Web Site Student Achievement Benchmarks for grades: 4, 8 and 12 Topics in four key areas:  Income  Money Management  Spending and Credit  Saving and Investing www.JumpStart.org
    31. 31. Jump$tart Website www.JumpStart.org
    32. 32. Resource Clearinghouse www.JumpStart.org
    33. 33. Jump$tart State Coalition Map www.JumpStart.org
    34. 34. Teacher Training Events in 2004 <ul><li>Alabama </li></ul><ul><li>Arkansas </li></ul><ul><li>Florida (2) </li></ul><ul><li>Georgia </li></ul><ul><li>Indiana </li></ul><ul><li>Iowa </li></ul><ul><li>Louisiana </li></ul><ul><li>Mississippi </li></ul><ul><li>New Hampshire </li></ul><ul><li>New Jersey </li></ul><ul><li>New York </li></ul><ul><li>South Carolina </li></ul><ul><li>Tennessee </li></ul><ul><li>Utah </li></ul><ul><li>Washington </li></ul><ul><li>West Virginia </li></ul><ul><li>Wisconsin (3) </li></ul>www.JumpStart.org
    35. 35. Teacher Training Events in 2005 <ul><li>Alabama </li></ul><ul><li>Arizona </li></ul><ul><li>Arkansas </li></ul><ul><li>Florida </li></ul><ul><li>Georgia </li></ul><ul><li>Indiana </li></ul><ul><li>Iowa </li></ul><ul><li>Louisiana </li></ul><ul><li>Mississippi </li></ul><ul><li>Nevada </li></ul><ul><li>New Hampshire </li></ul><ul><li>New Jersey </li></ul><ul><li>New York </li></ul><ul><li>Pennsylvania </li></ul><ul><li>Rhode Island </li></ul><ul><li>South Carolina </li></ul><ul><li>Utah </li></ul><ul><li>Vermont </li></ul><ul><li>Washington </li></ul><ul><li>West Virginia </li></ul><ul><li>Wisconsin (3) </li></ul>www.JumpStart.org
    36. 36. Financial Literacy for Youth Month <ul><li>Arizona </li></ul><ul><li>Alabama </li></ul><ul><li>California </li></ul><ul><li>Florida </li></ul><ul><li>Georgia </li></ul><ul><li>Indiana </li></ul><ul><li>Iowa </li></ul><ul><li>Louisiana </li></ul><ul><li>Maine </li></ul><ul><li>Michigan </li></ul><ul><li>Mississippi </li></ul><ul><li>New Hampshire </li></ul><ul><li>South Carolina </li></ul><ul><li>Tennessee </li></ul><ul><li>Texas </li></ul><ul><li>Utah </li></ul><ul><li>Washington </li></ul><ul><li>West Virginia </li></ul><ul><li>Wisconsin </li></ul>www.JumpStart.org
    37. 37. Jump$tart Coalition for Personal Financial Literacy www.JumpStart.org
    38. 38. Thank You! Bill Cheeks, Midwest/Eastern States Regional Director www.JumpStart.org
    39. 39. Introduction to Al Duarte, VP Education In Charge Education Foundation, Inc.
    40. 40. InCharge ® Education Foundation, Inc. <ul><li>The InCharge Education Foundation is a national nonprofit organization that specializes in personal finance education and research. Visit us at www.inchargefoundation.org </li></ul>
    41. 41. Research <ul><li>Our research department conducts surveys regularly that focus on both the debt distressed population and the consumer credit industry </li></ul><ul><li>Our research has been published in a number of refereed academic journals </li></ul><ul><li>We have also presented at numerous professional and academic events (e.g. AFCPE, ACCI) </li></ul>
    42. 42. Education <ul><li>Consumer Credit and Money Management Education </li></ul><ul><ul><li>Awareness (e.g. magazines) </li></ul></ul><ul><ul><li>Technology (e.g. e-Learning, Internet) </li></ul></ul><ul><ul><li>Collaborative Efforts </li></ul></ul>
    43. 43. Education <ul><li>K-12 </li></ul><ul><li>College </li></ul><ul><li>Adult </li></ul><ul><li>Underserved Populations </li></ul>
    44. 44. K-12 <ul><li>Jump$tart Coalition for Personal Financial Literacy </li></ul><ul><li>4HCCS Financial Champions Academy </li></ul><ul><li>4HCCS Consumer Savvy/Cyber Savvy </li></ul><ul><li>JA Worldwide Finance Park </li></ul><ul><li>NCL LifeSmarts </li></ul><ul><li>NEFE HSFPP/Success Street Sweep </li></ul>
    45. 45. K-12 <ul><li>Credit Compass classroom </li></ul><ul><li>YOUNG MONEY classroom </li></ul><ul><ul><li>Grab Todd’s Cash </li></ul></ul><ul><li>Coming Soon! </li></ul><ul><ul><li>Credit Booster high school </li></ul></ul><ul><ul><li>Mind Your Finances interactive </li></ul></ul>
    46. 46. College <ul><li>YOUNG MONEY ® </li></ul><ul><ul><li>1.8 million magazines distributed each year </li></ul></ul><ul><ul><ul><li>6 issues per year, 300,000 per issue </li></ul></ul></ul><ul><ul><ul><li>Distributed at major college campuses nationwide </li></ul></ul></ul><ul><ul><ul><li>99% distributed at no cost to the readers </li></ul></ul></ul><ul><ul><li>Web site has over 6 million page views per year ( www.youngmoney.com ) </li></ul></ul>
    47. 47. Adult <ul><li>American Savings Education Counsel (ASEC) </li></ul><ul><li>Credit Booster ( www.creditbooster.com ) </li></ul><ul><li>Credit Compass ( www.creditcompass.com ) </li></ul><ul><li>InCharge Guide to Homeownership </li></ul><ul><li>InCharge Radio Network ( www.inchargeradio.com ) </li></ul><ul><li>Mind Your Finances ( www.mindyourfinances.com ) </li></ul>
    48. 48. Underserved Populations <ul><li>Hispanic/Latino (Spanish speaking population) </li></ul><ul><ul><li>Dinero Hispano TM ( www.dinerohispano.com ) </li></ul></ul><ul><li>U.S. Department of Defense – Financial Readiness Campaign </li></ul><ul><ul><li>Military Money ® ( www.militarymoney.com ) </li></ul></ul><ul><li>Consumer Federation of America (CFA) – America Saves </li></ul>
    49. 49. Underserved Populations <ul><li>U.S. Conference of Mayors (USCM) – DOLLARWI$E Campaign </li></ul><ul><ul><li>Detroit </li></ul></ul><ul><ul><li>Miami </li></ul></ul><ul><li>Hawaii Council on Economic Education (HCEE) </li></ul><ul><ul><li>K-12 personal finance and economic education program geared toward native Hawaiians and their descendents </li></ul></ul><ul><li>Debtor Education </li></ul><ul><ul><li>www.personalfinanceeducation.com </li></ul></ul>
    50. 50. Questions <ul><li>Al Duarte </li></ul><ul><ul><li>[email_address] </li></ul></ul>
    51. 51. Introduction to Jacqueline Hill Florida Dept. of Education Office of Student Financial Assistance
    52. 52. Sponsored by:
    53. 53. Free Comprehensive Program For Default Prevention
    54. 54. Target Audience <ul><li>Institutions </li></ul><ul><li>Students </li></ul><ul><li>Parents </li></ul><ul><li>Lender Partners </li></ul>
    55. 55. <ul><li>Navigating Your Financial Future is designed to specifically target the student population in the Florida College Education system </li></ul><ul><li>OSFA’s goal is to educate students and to assist borrowers in Charting A Course For Debt Management </li></ul>
    56. 56. Navigating Your Financial Future <ul><li>Early Intervention Programs </li></ul><ul><li>Debt Management Seminars </li></ul><ul><li>Entrance and Exit Counseling </li></ul><ul><li>Comprehensive Website </li></ul><ul><li>Default Prevention Resources and Materials </li></ul><ul><li>FAA Train-the-Trainer Workshops </li></ul><ul><li>Information Sessions for High Risk Borrowers </li></ul>
    57. 57. Default Prevention Tools <ul><li>Training Material </li></ul><ul><li>Posters </li></ul><ul><li>Brochures </li></ul><ul><li>Web-site Pages </li></ul><ul><li>Direct Mail Pieces </li></ul><ul><li>Film Productions </li></ul><ul><li>Flash Presentations </li></ul><ul><li>Resource Package </li></ul>
    58. 58. Series of Educational Booklets, Worksheets, and Print Collateral Educating Students and Borrowers about Debt Management Skills Brochures
    59. 59. Financial Aid Brochure <ul><li>Scholarships </li></ul><ul><li>College Saving Plans </li></ul><ul><li>Federal and Private Student Loans </li></ul><ul><li>Florida Specific Grants and Scholarships </li></ul>
    60. 60. Loan Repayment <ul><li>Understand Basic Terminology Associated With Repayment </li></ul><ul><li>Explain the Consequences of Default </li></ul><ul><li>Define Various Repayment Options </li></ul><ul><li>Deferment, Forbearance, Consolidation </li></ul>
    61. 61. Career Planning <ul><li>Identify Career Interests Through An Assessment Of Skills And Career Options </li></ul><ul><li>Plan Your Future And Maintain An Active Professional Strategy </li></ul><ul><li>Learn How To Create An Impressive Resume </li></ul><ul><li>Establish Good Interview Techniques </li></ul>
    62. 62. School And Life Management <ul><li>Establishing Goals That Are Important In Achieving Balance Between Work, Life And School </li></ul><ul><li>Learn The Sacrifices, Challenges And Priorities Students Face Today </li></ul><ul><li>Manage Priorities Guilt And Personal Tasks Efficiently While In School </li></ul>
    63. 63. Managing Your Budget <ul><li>How to Create a Budget </li></ul><ul><li>Tips on Organizing Student Loan Documents </li></ul><ul><li>Instruction for Managing Financial Obligations </li></ul>
    64. 64. Managing Your Credit <ul><li>Financial Choices That Affect Your Future </li></ul><ul><li>Good Credit Is Critical To Success </li></ul><ul><li>How To Read A Credit Report </li></ul><ul><li>Preventing Identity Theft </li></ul>
    65. 65. Posters <ul><li>Designed to Educate Students and Borrowers </li></ul><ul><li>about Debt Management Skills </li></ul><ul><li>Positive Reinforcement </li></ul><ul><ul><ul><ul><ul><li>Innovative and eye catching </li></ul></ul></ul></ul></ul><ul><li>Accessibility to areas of high student activity </li></ul>
    66. 66. Website <ul><li>Effective awareness around issues pertaining to Default Prevention </li></ul><ul><li>User friendly site that allows visitors to quickly navigate to Default Prevention information </li></ul><ul><li>Offers orientation, education and consultation </li></ul>www.navigatingyourfuture.org
    67. 67. Additional Resource Materials
    68. 68. Workshops <ul><li>Intervention programs for a targeted group at high-risk of default behaviors </li></ul><ul><li>Sponsor seminars to educate lenders on innovative Default Prevention techniques and strategies </li></ul><ul><li>Identify areas of improvement for the school and lender in the “entrance and exit interview” </li></ul><ul><li>Provide informational sessions to prepare Financial Aid Directors and staff on how to facilitate workshops </li></ul><ul><li>Develop a specific default management plan for schools </li></ul>
    69. 69. <ul><li>Spanish Version of Brochures and website </li></ul><ul><li>Traducir a Espa ñ ol </li></ul><ul><li>CD Brochures -Combined sound, images and animation to create a short story that entertains and educates the target audience on Default Prevention </li></ul>Coming Soon!
    70. 70. Monthly Newsletter Coming Soon!
    71. 71. <ul><li>Jacqueline Hill </li></ul><ul><li>Default Prevention Manager </li></ul><ul><li>[email_address] </li></ul><ul><li>850-212-1108 </li></ul><ul><li>www.navigatingyourfuture.org </li></ul>Sponsored by:
    72. 72. Introduction to Margaret Joffee R&B Solutions
    73. 73. Identify strategies for managing your finances with R&B Solutions!
    74. 74. <ul><li>We provide financial counseling </li></ul><ul><li>and consumer education services. </li></ul><ul><ul><ul><li>Knowledgeable staff </li></ul></ul></ul><ul><ul><ul><li>The latest technology </li></ul></ul></ul><ul><ul><ul><li>Customized to our clients needs </li></ul></ul></ul>
    75. 75. We offer specialized financial counseling in the following areas: <ul><li>Medical Bills - With over 19 years of Medicaid and Charity business, R&B Solutions offers services designed to help uninsured and underinsured patients and reimburse providers for their services. </li></ul>
    76. 76. <ul><li>Recovery and Litigation - Our state of the art technology and on-site litigation staff brings resolution to delinquent accounts. </li></ul><ul><ul><ul><li>Trained to counsel debtors </li></ul></ul></ul><ul><ul><ul><li>Trained to motivate debtors to make </li></ul></ul></ul><ul><li> payment in full </li></ul><ul><ul><ul><li>Trained to initiate satisfactory payment </li></ul></ul></ul><ul><li> arrangements for our clients. </li></ul>
    77. 77. <ul><li>Student Loans – As a third party servicer, R&B Solutions provides customized solutions designed to meet the guarantor’s needs in all areas of student loan management. </li></ul><ul><ul><ul><li>Aversion </li></ul></ul></ul><ul><ul><ul><li>Prevention </li></ul></ul></ul><ul><ul><ul><li>Collections </li></ul></ul></ul>
    78. 78. <ul><li>Default Aversion – Customized programs to educate and counsel borrowers about their options to avoid default on their student loans as well as provide loan management skills to avoid future problems. </li></ul>
    79. 79. Services Include: <ul><li>Effective Letter Campaigns </li></ul><ul><li>Knowledgeable Customer Service </li></ul><ul><li>Field Representative Support </li></ul><ul><li>Skip Tracing </li></ul><ul><ul><ul><ul><ul><li>In-house </li></ul></ul></ul></ul></ul><ul><ul><ul><ul><ul><li>Field Representative </li></ul></ul></ul></ul></ul>
    80. 80. SUCCESS
    81. 81. Default Prevention – Develop and implement programs for agencies who administer or guarantee student loans.
    82. 82. <ul><li>Market Research </li></ul><ul><li>Product Branding </li></ul><ul><li>Content Development </li></ul><ul><li>Website Design </li></ul><ul><li>Entrance and Exit Counseling </li></ul><ul><li>Publicity Tools </li></ul><ul><ul><ul><li>Brochures </li></ul></ul></ul><ul><ul><ul><li>Posters </li></ul></ul></ul><ul><ul><ul><li>Conference Materials </li></ul></ul></ul><ul><li>Newsletter </li></ul><ul><ul><ul><li>Designed </li></ul></ul></ul><ul><ul><ul><li>Edited </li></ul></ul></ul><ul><ul><ul><li>Published </li></ul></ul></ul><ul><li>Workshops </li></ul><ul><ul><ul><li>Designed and Developed </li></ul></ul></ul><ul><ul><ul><li>Experienced Presenters </li></ul></ul></ul>Default Prevention Services include:
    83. 83. <ul><li>NYFF Logo - OSFA, Florida Dept. of Education </li></ul><ul><li>TSAC – Tennessee Student Assistance Corporation </li></ul>Examples of Success…
    84. 84. Questions for Panel Members <ul><li>Question #1 </li></ul><ul><ul><li>Highlight some of your experiences with developing stronger “financial management” skills in college students, adults, and teens? </li></ul></ul>
    85. 85. Questions for Panel Members <ul><li>Question #2 </li></ul><ul><ul><li>Where do each of you feel the “greatest need” is as it relates to Financial Literacy awareness? </li></ul></ul>
    86. 86. Questions for Panel Members <ul><li>Question #3 </li></ul><ul><ul><li>Can you recommend some specific resources that are either FREE or at a minimal cost to help facilitate the learning of Financial Management skills for different target groups? </li></ul></ul>
    87. 87. Questions for Panel Members <ul><li>Question #4 </li></ul><ul><ul><li>What has been the greatest “learning experience” in your position based on the needs of your customers or clients? </li></ul></ul>
    88. 88. Questions for Panel Members <ul><li>Question #5 </li></ul><ul><ul><li>What do you think we can all do in our complex lives today to help continue the “Mission” of awareness and education for financial literacy? </li></ul></ul>
    89. 89. Audience Questions <ul><li>Please feel free to ask a question of the Panel Members. </li></ul><ul><li>Use the microphone to ask the question so others can hear you. </li></ul><ul><li>Panel Members will be here after the session to answer any other questions you may have. </li></ul>
    90. 90. Summary <ul><li>Did we meet our objective? </li></ul><ul><li>We used expert panel members who bring varied experiences and expertise. </li></ul><ul><li>We shared resource ideas from the panel and audience. </li></ul><ul><li>We allowed for questions from the audience. </li></ul><ul><li>Did we cover all aspects of this topic that you wanted discussed? </li></ul><ul><li>Don’t forget to complete your “Workshop Evaluation” form. </li></ul>
    91. 91. Contact Information for Panel Members Margaret Joffe Outreach Default Prevention Manager R&B Solutions 860 Northpoint Blvd Waukegan, IL 60085 800-560-9106 x7083 [email_address] Jacqueline Hill Default Prevention Manager Florida Dept. of Education Office of Student Financial Assistance 1940 North Monroe Street, Suite 70 Tallahassee, Florida 32303-4759 (850) 212-1108 [email_address] Al Durate VP of Education InCharge Education Foundation 2101 Park Center Drive, Suite 310 Orlando, FL 32835 (407) 532-5896 [email_address] Bill Cheeks Midwestern and Eastern States Director Jump$tart (770) 794-6942 [email_address]
    92. 92. Resources and Drawing <ul><li>For All: </li></ul><ul><li>Copy of “Young Money” magazine </li></ul><ul><li>Copy of “Update” publication from Jump$tart Coalition </li></ul><ul><li>Jump$tart Personal Finance Tips – Calendar </li></ul><ul><li>Copy of “NextStep” Magazine, Next Step Publishing, Inc, Victor, New York </li></ul><ul><li>Copy of the OSFA Default Prevention Program Overview Brochure </li></ul><ul><li>Drawing…… </li></ul>
    93. 93. Thank You for Attending and Participating