Legal Matters Matter for Financial Security

703 views
679 views

Published on

Published in: Economy & Finance, Business
0 Comments
0 Likes
Statistics
Notes
  • Be the first to comment

  • Be the first to like this

No Downloads
Views
Total views
703
On SlideShare
0
From Embeds
0
Number of Embeds
2
Actions
Shares
0
Downloads
2
Comments
0
Likes
0
Embeds 0
No embeds

No notes for slide

Legal Matters Matter for Financial Security

  1. 1. Program Planning Guide This document is for non-profit educational purposes only. This document may not be used by a profit-making company or organization. When used by a non-profit organization, appropriate credit must be given to the Cooperative Extension Legally Secure Your Financial Future: Organize, Communicate and Prepare education program. Materials for this program were developed by a team from six Land Grand Universities. The program is included in the program toolkit of the Cooperative Extension Financial Security in Later Life national initiative. For more information go to: http://www.csrees.usda.gov/fsll.
  2. 2. Program Planning Guide Table of Contents Acknowledgements. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 Legal Disclaimer. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 Copyright . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 Contact Information. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 Background . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Overview . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 Target Audience . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 Program Objectives. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 Program Resources . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 Suggested Program Formats . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 Planning . . . . . . . .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 State Specific Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Working with Your State Bar Association. . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Working with Your Local Attorney. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9 Working with Your Health Care Providers. . . . . . . . . . . . . . . . . . . . . . . . . . . 9 Local Educator/Coordinator Responsibilities . . . . . . . . . . . . . . . . . . . . . . . . . 9 Timetable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 Seminar Fee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 Other Program Planning Resources . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 Evaluation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 Marketing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13 Additional Resources……………………………………………………………….... 14 References. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15 Legally Secure Your Financial Future: Organize, Communicate, Prepare 2 Cooperative Extension
  3. 3. Program Planning Guide Acknowledgements Legally Secure Your Financial Future: Organize, Communicate, Prepare (LYSFF) is a legal education program of the Cooperative Extension Financial Security in Later Life (FSLL) national initiative of CSREES-USDA. The LSYFF education program was developed by a National Design Team of the following Extension professionals: Chair: Marilyn C. Bischoff, MS, University of Idaho-Boise Team Members: Joanne Bankston, PhD, Kentucky State University, Frankfort Gail M. Gordon, MBA, University of Wyoming, Laramie Elizabeth E. Gorham, PhD, South Dakota State University, Brookings Beverly Healy, MEd, University of Idaho in Ada County, Boise Jacque L. Miller, MS, Colorado State University, Fort Collins Debra Pankow, PhD, North Dakota State University, Fargo Assistance provided by: Kelli Jo Anthon, BS, AFC, former Program Assistant, CSREES-USDA, Washington, DC Jane Schuchardt, PhD, Family Economics Program Leader, CSREES-USDA, Washington, DC Many other people contributed to the development and refinement of these materials. The LSYFF Design Team wish to acknowledge the contributions of: Authors of Supplemental Materials Marsha Goetting, PhD, CFP®, CFCS, Montana State University, Bozeman Joyce Jones, PhD, Oklahoma State University, Stillwater Nancy Porter, PhD, Clemson University, Clemson, SC Carol A. Schwab, JD, LLM, former Professor and Extension Specialist, North Carolina State University, Raleigh • Logo and Marketing Design Wyvette A. Williams, Cooperative Extension Graphic Designer, Kentucky State University, Frankfort Wendy Douglass, former Extension Marketing Specialist, Colorado State University, Ft. Collins • Curriculum Reviewers Suzann Enzian Knight, MOE, MS, CFP®, University of New Hampshire, Durham Marsha Goetting, PhD, CFP®, CFSC, Montana State University, Bozeman Jeanette Tucker, PhD, Louisiana State University, Baton Rouge • Web Site Reviewers Sharon E. DeVaney, PhD, Purdue University, West Lafayette, IN Suzann Enzian Knight, MOE, MS, CFP®, University of New Hampshire, Durham Don McLeod, PhD, University of Wyoming, Laramie • Attorneys Reviewers for State Specific Information Idaho – Robert Aldridge, Attorney at Law, ID Bar Association Legally Secure Your Financial Future: Organize, Communicate, Prepare 3 Cooperative Extension
  4. 4. Program Planning Guide Allan Bosch, Attorney at Law, ID Bar Association Reese Verner, Attorney at Law, ID Bar Association Iowa – John R. Baker, Iowa Concern Hotline Staff Attorney, IA Bar Association South Dakota – Ann Marie Feiock, Young Lawyers President, SD Bar Association • Pilot Sites Idaho – Ada County Iowa – Monona County South Dakota – Fall River County • Funders and Sponsors Cooperative States Research, Education and Extension Service – United States Department of Agriculture Association of Financial Counseling and Planning Education Legal Disclaimer Legally Secure Your Financial Future: Organize, Communicate, Prepare is designed to acquaint the participant with certain legal information about estate planning and end-of-life issues. It is not designed as a substitute for legal advice, nor does it tell everything one needs to know about estate planning and end-of-life issues. Future changes in the law cannot be predicted, and statements in this program are based solely on the laws in force on the date of publication. If participants have specific questions, they should seek professional advice. A resource listing of attorneys by state can be provided by the specific State Bar Association. You can locate your state bar association at http://www.abanet.org/barserv/stlobar.html. Copyright • Educational and nonprofit organization: Materials may be reproduced for educational purposes only, provided that materials are reproduced using all logos and identifying information. • Commercial or for-profit organizations: No materials may be reproduced or transmitted in any form or by any means including downloading, copying, recording, or any other information storage and retrieval system without permission in writing from the contact person for this program. • Individuals: Materials may be used for personal and private use. Contact Information Legally Secure Your Financial Future: Organize, Communicate, Prepare is a curriculum in the national Cooperative Extension initiative, Financial Security in Later Life. This program seeks to help people improve personal finance behaviors leading to financial security in later life, enhance the ability of local educators and their partners to deliver effective programs, and increase economic vitality and quality of life for families and communities. The resources listed in this guide are located on the Cooperative Extension National Initiative website for Financial Security in Later Life: http://www.csrees.usda.gov/fsll under Tools for Educators. Click on Program Toolkit and Legally Secure Your Financial Future. Send comments or questions to Marilyn Bischoff, LSYFF development team chair, mbischof@uidaho.edu, Jane Schuchardt, jschuchardt@csrees.usda.gov or Nancy Porter, norter@Clemson.edu, FSLL initiative co-chairs. Legally Secure Your Financial Future: Organize, Communicate, Prepare 4 Cooperative Extension
  5. 5. Program Planning Guide Background Many Americans die without a will or advanced health directives. According to the United Way (American Bar Association, 2004), approximately 60% of Americans die without a will. Only 42% of adult Americans possess a will and 21% of the respondents have created a trust. Forty- six percent of White Americans have a will while 28% of African-Americans and 20% of Hispanic-Americans possess wills (Martindale-Hubbell, 2004). Recent research conducted by AARP (2000), found that among Americans age 50 and older, 60 percent have a will, 45 percent have a durable power of attorney, and 23 percent have a living trust. However, 36 percent of Americans in this age group have none of these legal documents and only 17 percent have all three. While research is limited regarding estate planning and behavior associated with preparing important legal documents, several factors are often cited for the lack of preparation. Many people believe that property will pass on to their heirs under state law in a manner they would like. Some just never get around to making specific legal arrangements to protect their survivors. Other reasons frequently mentioned include: believing that assets are not large enough to warrant transfer tax liability; thinking that estate planning is not important for young adults; concern about the costs of preparing wills and important documents; and discomfort in discussing end-of- life issues with family members. For additional background and research related to financial security in later life, visit the Financial Security in Later Life Website at http://www.csrees.usda.gov/fsll. Select ‘Tools for Educator’ and then go to ‘Background and Supporting Research’. Legally Secure Your Financial Future: Organize, Communicate, Prepare 5 Cooperative Extension
  6. 6. Program Planning Guide Overview Legally Secure Your Financial Future: Organize, Communicate, Prepare was designed to address the concerns mentioned on page 4. The program educates individuals about the importance of evaluating their current legal condition related to later life issues, the necessity of developing a personal action plan, and the important steps to take in safeguard you and your family’s financial future. Developing a plan to protect, distribute and transfer one’s assets requires organization, communication, and preparation. Target Audience This program is designed for adults. The material is developed at a 10th grade reading level. The Coordinator and other collaborators may provide assistance in customizing this program to meet the needs of community. The Coordinator, Educator and/or guest presenter will then identify content relevant for targeted audiences based on general needs and socio-economic factors of that audience, such as minority audiences or audiences of people age 50 and older. Program Objectives Participants who attend this legal education program will: • Recognize the importance of personal records, a valid will, durable powers of attorney, advance health directives, living wills, and other estate planning documents; • Gain awareness and knowledge of the kinds of personal information to gather, organize and store so that family members can easily access them; • Develop a list of important documents to be organized and or updated; • Understand the importance of family communication about legal issues; • Understand how to select and work with an attorney; and • Increase knowledge of estate planning and end-of-life issues and develop a plan to address them. Program Resources This Program Planning Guide is provided to assist State Extension Specialists, State Contacts, and local Educators in initiating the LSYFF program. It provides information related to program planning, marketing, and evaluation resources. It has a specific section to assist in working with a State Bar Association and local attorney. Information is provided to orient the attorney to the program and to give him/her guidelines for their involvement in and support of the program. The Educator Guide provides a suggested script for each of three seminars to be used by the Extension Educator or other program presenter. It assists participants in organizing their legal papers and getting the help they need to legally prepare them for their financial future. The LYSFF program can be delivered through a single seminar or a series of seminars depending on audience needs. The following resources are provided to assist local Educators and collaborators in conducting the LSYFF program: Legally Secure Your Financial Future: Organize, Communicate, Prepare 6 Cooperative Extension
  7. 7. Program Planning Guide • Organize (Seminar One Conducted by an Educator) Seminar one features information to guide participants in recording, organizing, and/or updating important papers related to estate planning. Participants will receive a packet of forms to inventory documents/papers and assets, directions for replacement of documents, and proper storage. -PowerPoint presentation: Organize: Recordkeeping -Participant handouts: Record of Important Papers Household Inventory Replacing Very Important Papers (VIPS) Developing SMART Goals Form • Communicate (Seminar Two Conducted by an Educator with Health Care Professional) Seminar two features how to initiate family communication about later life issues, with additional information on advanced directives for health care, and selecting an attorney. -PowerPoint presentation: Communicate: Advanced Health Care Directives -Participant handouts: Advanced Health Care Directives Quiz Selecting and Working With an Attorney Ask the Attorney Form - Case Studies • Prepare (Seminar Three Conducted by an Educator with an Attorney) This seminar provides participants with 1) initial responses to their specific legal questions from a qualified state bar association attorney; 2) information about common family issues confronting attorneys today; and 3) highlights the importance of getting good reliable information for making major decisions regarding estate planning and end- of-life issues. -PowerPoint presentation: Prepare: Advice from an Attorney -Participant handouts: Legal Terms Commonly Asked Questions of Attorneys • Additional Seminar Topics An optional fourth seminar could be offered to address additional legal issues depending on the needs and interests of the participants. You may want to customize the seminar with additional topics. The following are some suggestions: • Federal Estate Taxes • Federal Gift Tax • State Inheritance or Estate Tax • Trusts • Probate • Estate Planning For Farmers or Family Business Owners • Preplanning Your Funeral • Transferring Non-titled Property • Settling an Estate: Duties and Responsibilities of a Personal Representative Legally Secure Your Financial Future: Organize, Communicate, Prepare 7 Cooperative Extension
  8. 8. Program Planning Guide This optional seminar could be based on complementary programs offered in other Cooperative Extension disciplines or estate planning curriculum listed on the FSLL Web site at http://www.csrees.usda.gov/nea/economics/fsll/edu_estate.html. Suggested Program Formats The suggested time for presenting each module is two hours, with one hour and a half for presentation followed by a half-hour of questions and answers. Allow at least one break during the presentation of the module. • Recommended format: Week One: Seminar One – Organize Week Two: Seminar Two – Communicate Week Three: Seminar Three – Prepare • Optional format 1: Week One: Seminar One – Organize Week Two: Seminar Two – Communicate Week Three: Seminar Three – Prepare Week Four: Seminar Four – Optional Related Legal Topic The next two options would require pre-registration and participant handouts be mailed in advance to participants. Participants would need to complete and bring the inventory of important papers with them to the first seminar. • Optional format 2: Week One: Seminar One and Two – Organize and Communicate (Provide an abbreviated presentation of topics and allow attorney to cover advanced directives and living wills in next seminar.) Week Two: Seminar Three – Prepare • Optional format 3: Provide only one seminar with an abbreviated presentation of the topics. This approach may require the length be adjusted to three hours. Legally Secure Your Financial Future: Organize, Communicate, Prepare 8 Cooperative Extension
  9. 9. Program Planning Guide Planning State Specific Information The information provided in this program is intended to be of a generic nature and not a guide to state law. Some of the materials offered in this program will need state-specific information. Permission is granted and users are encouraged to add the following: • State and local identities • State and local information, resources, and laws regarding the subject addressed Since state laws vary the state coordinator of this program will need to work with the State Bar Association to make materials state specific. Another option for adapting materials for state specific information is to work with a Law School in your state. To easily identify the parts that require information pertaining to your state, look for this logo in the text: If state specific information is added, the following credit line is appropriate to use: “State specific information for [name of state] was State added by [name of individual] from [source].” Specific The following information will need to be made state specific: • PowerPoint Presentation, Prepare: Advice from an Attorney • Responses to seven Case Study Situations • PowerPoint Presentation, Communicate: Advanced Health Care Directives • Responses to Advanced Health Care Directives Quiz • Other appropriate handouts used in the program Citizens of a neighboring state may select to participate in this program across state lines, especially if the program location is near the border. Be certain that they understand that the laws of their state may be different and remind them to consult an attorney from their state or recommend they ask their local Educator if they anticipate offering this same program in their state. State Extension Specialist or state contacts offering this program are encouraged to make available state’s specific handouts to states on their border. Working with Your State Bar Association Extension Specialists and Educators implementing the LSYFF program should use state specific legal information. Each state offering this program will need to develop a strong relationship with their state bar association to make sure state specific information is accurate and useful. The State Extension Specialist (or an Educator acting as a state contact) will need to take an active role in building this relationship. The state contact should begin working on this relationship and adapting the materials well in advance of the program being offered at the local level. A recommended timeline would be 4 – 6 months before conducting seminars. The state contact should follow these steps: • Call a member of your own state’s Bar Association for information on their structured activities or current campaigns. Legally Secure Your Financial Future: Organize, Communicate, Prepare 9 Cooperative Extension
  10. 10. Program Planning Guide • Request information such as list of attorneys, other educational materials and resources provided by their state bar association. • Provide a LSYFF information packet with the same materials assembled for the local attorney including a promotional brochure for Cooperative Extension in your state listing local contact information. (See packet information listed under Working with Your Local Attorney) • Request opportunities to promote LSYFF to their membership or have the program included in their list of suggested community service activities. An example of a mutually beneficial working relationship in South Dakota has resulted in the Bar Association paying for a graduate student to adapt educational materials to the laws of their state. In addition, the state’s young lawyers group is making LSYFF their statewide service project. Links to each state bar association can be found on the American Bar Association Website at http://www.abanet.org/barserv/stlobar.html . Working with Your Local Attorney The local Educator or Coordinator will need to recruit a local Bar Association attorney specializing in family law, wills, and estates to present the Prepare seminar. When targeting low-income audiences you may want to work with Legal Services Corporations to identify an attorney to be seminar speaker. LSC attorneys may not be versed in estate laws, but they will be able to speak to the specific concerns of this audience. The Web site for Legal Services Corporations is http://www.lsc.gov. Take a personal approach by calling the attorney you have selected to set up a face-to-face meeting. At the arranged face-to-face meeting provide him/her with the Attorney Packet be prepared to discuss: • Key points to cover in seminar • Selected format for program • Profile of participants determined from pre-registration assessment • Specific information about the local program • Other information to assist in customizing the seminar • Responsibilities of the Educator and attorney • Questions about the seminar Working with Your Health Care Professional The local Educator/Coordinator should recruit a health care provider working for a local hospital, medical clinic, or public health department to present information about Advanced Health Care Directives. Their educational interest regarding this topic has increased as a result of the Patient Self-Determination Act of 1991, requiring them to inform the public if they receive any federal funding (Medicare/Medicaid). Follow the same steps recommended for recruiting and meeting with a local attorney found in the section above. Put together a Health Care Professional Packet to help prepare him/her for their presentation. For the steps to recruit a speaker refer to the FSLL – A Guide for Community Educators at http:// www.ces.purdue.edu/financialsecurity/planning/skr_recruit.html . Legally Secure Your Financial Future: Organize, Communicate, Prepare 10 Cooperative Extension
  11. 11. Program Planning Guide Local Educator/Coordinator Responsibilities In addition to recruiting and working with seminar speakers, the Educator or Coordinator is the driving force behind the organization and implementation of this program at the local level. The list of responsibilities provided below may be delegated to others or handled directly by the Educator or Coordinator. • Market and promote the program • Locate and make facility arrangements • Register and collect participant fees • Provide refreshments • Duplicate handouts and distribute at the seminar • Collect participant questions for the attorney and forward to the attorney • Provide speaker with audience demographic information from participant pre- registration/assessment forms • Provide or arrange for visual aids and AV equipment • Assist with the duplication of seminar materials • Attend the seminar and handle local arrangements • Introduce the speaker for the seminar presentation • Present Seminar One and parts of Seminar Two • Facilitate Seminar Three • Present information to participants related to professional fees and mention the no endorsement clause. Timetable Preparing for LSYFF seminars will require approximately three to six months of planning. A list of tasks to be accomplished during this time frame are illustrated below Timeline Task Responsible Party 5 - 6 Months Before Begin developing State Extension Specialist or relationships with identified State Program Coordinator program stakeholders: -State Bar Association -University Law School - Others you identify 5 Months Before Make state specific changes in State Bar Association program materials Attorney Recruited by State Extension Specialist, Coordinator, or Educator 4 Months Before Program materials distributed Extension Specialist or State via state web site or other Program Coordinator selected methods 3 Months Before Make contact and recruit local Local Educator professionals as speakers 3 Months Before Arrange meeting with selected Local Educator guest speakers and provide information packets 3 Months Before Set date, choose location, and Local Educator other logistics arrangements. 2 Months Before Begin marketing and Local Educator Legally Secure Your Financial Future: Organize, Communicate, Prepare 11 Cooperative Extension
  12. 12. Program Planning Guide promotional campaign 1 Month Before Begin registration Local Educator 2 Weeks Before Confirm last minute details Local Educator with speakers 1 Week Before Prepare participant packets Local Educator and seminar equipment /supplies Seminar Date Conduct Seminar Local Educator/ Speaker 1 Week After Send thank you notes to Local Educator speakers and follow up information to attendees 2 Weeks After Submit seminar evaluation Local Educator results to assigned state Extension specialist or contact. S/he 4 – 6 Months After Send out follow-up evaluation Local Educator to participants 6 Months After Submit follow-up evaluation Local Educator results to assigned state contact Create your own timetable by making a list of the tasks relevant to your program and select dates appropriate to your situation. Another source that provides a list of program planning tasks and a check list are: Seminar Timetable http://www.ces.purdue.edu/financialsecurity/planning/semtimetable.html Seminar Checklist http://www.ces.purdue.edu/financialsecurity/planning/semchecklist.html Establishing Seminar Fee Seminar fee will be established at the state and/or local level. Costs to be considered when setting a fee include: • materials reproduction • mailing or other publicity costs • staff time to organize the session • coffee and other refreshments • supplies • equipment rental • room costs • speaker/s costs and/or honorarium If targeting limited-income audiences, it may be necessary to secure financial funds to cover costs through other resources such as financial institutions, donations, small grants, and sponsorships. Other Program Planning Resources Legally Secure Your Financial Future: Organize, Communicate, Prepare 12 Cooperative Extension
  13. 13. Program Planning Guide For additional information and resources to assist in planning a LSYFF program visit the FSLL – A Guide for Community Educators at http://www.ces.purdue.edu/financialsecurity/main.html Legally Secure Your Financial Future: Organize, Communicate, Prepare 13 Cooperative Extension
  14. 14. Program Planning Guide Evaluation The following evaluation tools are provided to assist in measuring outcomes of the LYSFF program and in generating impact reports. All completed original assessment and evaluation forms should be sent to Dr. Liz Gorham, 301 NFA/2275A, SDSU, Brookings, SD 57007. National and state summaries will be made available from Dr. Gorham upon request gorham.liz@ces.sdstate.edu. The educator will duplicate the necessary evaluation forms and distribute as indicated below: • Participant Registration/Pre-Assessment To be completed by the program participant as a part of the registration process. • Participant End of Program Assessment To be completed by the program participant at the end of the last seminar. • Participant Follow-up Assessment To be mailed to program participants 3-6 months after the end of the program with a return stamped envelope and an offer to send more information about estate planning from the list of Extension/State Bar Association-sponsored literature for the return of the assessment. • Professional Follow-up Evaluations To be mailed to professionals involved in the program 3 – 6 months after the end of the program. o Educator Program Evaluation o Attorney Program Evaluation o Health Care Professional Evaluation Please obtain approval from your University IRB (Institutional Review Board) for research on human subjects prior to distributing and collecting the End of Program and Program Follow- up Assessments from participants. Generally, this type of research will qualify for an expedited review on university campuses. Without a signed consent form from each program participant for the End of Program assessment, this information can only be used to assess the effectiveness of the curriculum; it cannot be used in reported research project results. Assign each participant a number to be used on all three assessment forms: Registration-Needs, End of Program, and Follow-up Program. Using a separate consistent number for each participant provides an opportunity to compare behavior prior to, directly after, and longer-term after the program. State Specific TOOLS (links) for research: • Script (with signed consent form) to be read before distributing End of Program Assessment • Cover letter to include with Follow-up Assessment • For State FSLL Contacts: Reporting Impact from LSYFF to FSLL Legally Secure Your Financial Future: Organize, Communicate, Prepare 14 Cooperative Extension
  15. 15. Program Planning Guide Marketing Publicity and Promotional Ideas This section provides samples to use in promoting a local LSYFF program. If you would like to design your own promotional tools there are helpful tips provided on the Website for the FSLL – A Guide for Community Educators at http://www.ces.purdue.edu/financialsecurity/promotion/pl_publicity.html • Improve Your Program Marketing: Focus on Your Audience • Fifty Publicity Ideas • Sample Promotional Brochure • Sample Participant Invitation Letter • Sample Media Releases • Sample Professional Fact Sheet • Sample Legal Seminar Announcement • Sample Letter Size Seminar Promotional • Sample Legal Size Program Promotional Flyer • Sample Billboard • Logos Legally Secure Your Financial Future: Organize, Communicate, Prepare 15 Cooperative Extension
  16. 16. Program Planning Guide References References for Program Planning Guide American Association of Retired Persons (AARP) Research Group. (April 2000). Where there is a will…legal documents among the 50+ population: Findings of an AARP survey. Retrieved July 8, 2004 from http://research.aarp.org/econ/will.html American Bar Association. (2004). Guide to Wills and Estates (2nd Edition). Random House. Bennet, J., (2001). AARP Legal Checkup Seminar; Coordinator’s Guide for Extension Educators. University of Florida Extension-Collier County. Bechman, J. Badenhop, S. Rowe, B. and Schuchardt, J. Financial Security in Later Life: A Guide for Community Educators. Financial Security in Later Life Initiative. CSREES- USDA. http://www.ces.purdue.edu/financialsecurity/main.html Evans, R. P. (1999). The Locket. New York, NY: Simon & Schuster. Kerbel, C., Anderson, J., DiSpirito, K. (2004). Getting Fiscally Fit. Center for Personal Financial Education. Martindale-Hubbell. (May 24, 2004). Many Americans leave loved ones vulnerable, due to lack of estate planning, new survey finds, Lexis-Nexis. Retrieved July 28, 2004 from http://www.lawyers.com/legal_topics/browse_by_topic/index.php? O’Neill, B. (2004). Facilitator’s Guide for Community Educators: Catch-Up Strategies For Late Savers. National Endowment for Financial Education. http://www.csrees.usda.gov/nea/economics/fsll/edu_latesaver.html Strum, M. (2002). Facilitator Guide: Can We Talk? Critical Conversations About Financing Long Term Care. University of Minnesota. http://fsos.che.umn.edu/stum/ltc/default.html Strum, M., Bechman, J., Knight, S. (2002). Facilitator Guide: Take the Road to Financial Security in Later Life. Financial Security in Later Life National Initiative, CSREES- USDA.http://www.csrees.usda.gov/nea/economics/fsll/edu_roadtofsll.html Schwab, C., Planning Your Estate: A Guide to Help You Work With Your Attorney. North Carolina State University and North Carolina Bar Association. Accessed March 15, 2004 from http://www.ces.ncsu.edu/depts/fcs/estates/index.html Legally Secure Your Financial Future: Organize, Communicate, Prepare 16 Cooperative Extension
  17. 17. Program Planning Guide References for Seminar One: Organize AARP Research Group. (2000). Where there is a will…legal documents among the 50+ population: Findings of an AARP survey. Retrieved July 8, 2004 from http://research.aarp.org/econ/will.html American Bar Association. (2004). Guide to Wills and Estates (2nd Edition). Random House. Bischoff, MC and Lawrowski, MA., (1996). Recordkeeping: What to Keep, What to Discard, Coming To Grips With Your Finances Home Study course. MS 112-2, Moscow, ID: University of Idaho. Bloodless Healthcare International, Inc. (2000). Bryant Quinn, J. (1997). Making the Most of Your Money. New York, NY: Simon and Schuster, Inc. Goetting, M. (2000). Record of important papers. Circular 2C124, Montana State University, Bozeman. Goetting, M. (2002). Replacing those VIPs (very important papers), MontGuide Fact Sheet. Montana State University, Bozeman. Accessed March 15, 2004 from http://www.montana.edu/wwwpb/pubs/mt9513.html Goetting, M. (2002). Your important papers, what to keep and where, MontGuide Fact Sheet. Montana State University, Bozeman. Accessed March 15, 2004 from http://www.montana.edu/wwwpb/pubs/mt9611.html Hemphill, B. (2002). Taming the Paper Tiger at Home. Washington, DC: Kiplinger Books. Internal Revenue Service. (2003). Starting a Business and Keeping Records, Publication 583, Washington, D.C. Internal Revenue Service. (1999). IRS Publication 552, Washington, DC. Jones, J. E. (2004). Taking Inventory: Valuable Records, Oklahoma State University Extension, Stillwater, OK. Retrieved October 1, 2005 from http://osuextra.okstate.edu/pdfs/T-4151web.pdf Jones, J. E. (2004). Taking Inventory: Household Possessions, Oklahoma State University Extension, Stillwater, OK. Retrieved October 1, 2005 from http://osuextra.okstate.edu/pdfs/T-4152web.pdf Porter, N. (2002). Basic Building Blocks of Successful Financial Management, Investing for Your Future, NRAES-156, Ithaca, NY: Natural Resource, Agriculture and Engineering Service Legally Secure Your Financial Future: Organize, Communicate, Prepare 17 Cooperative Extension
  18. 18. Program Planning Guide References for Seminar Two: Communicate Erb, B. Living will registry. Accessed March 15, 2004 from http://www.uslivingwillregistry.com/pr_calif.shtm Hospice. Hospice Care: Comfort and Compassion When It’s Needed Most. Accessed September 25, 2004 from http://www.nhpco.org/files/public/NHF_brochure_Pink_Communicating.pdf Lang, L., & Quill, T. (2004). Making decisions with family at the end of life, American Family Physician, August 15, 2004. Accessed September 25, 2004 from http://www.aafp.org/afp/20040815/719.html Partnership for Caring. (2001). Talking about your choices. Accessed March 15, 2004 from http://www.partnershipforcaring.org/Resources/choices_set.html Schwab, C., Planning Your Estate: A Guide to Help You Work With Your Attorney. North Carolina State University and North Carolina Bar Association. Accessed March 15, 2004 from http://www.ces.ncsu.edu/depts/fcs/estates/index.html Schwab, C., Planning Your Estate: How do I discuss end-of-life issues with my family? North Carolina State University and North Carolina Bar Association. Accessed March 15, 2004 from http://www.ces.ncsu.edu/depts/fcs/estates/cases/case_studies.html Schwab, C., Planning Your Estate: Preparing for possible future incompetence. North Carolina State University and North Carolina Bar Association. Accessed March 15, 2004 from http://www.ces.ncsu.edu/depts/fcs/slide3/slide.htm References for Seminar Three: Prepare American Bar Association. (2004). Guide to Wills and Estates (2nd Edition). Random House. Badenhop, S. (2001). Estate Planning Series (FCS5-420 – FCS5-428). University of Kentucky Cooperative Extension Service, College of Agriculture, Lexington. http:// www.ca.uky.edu/agc/pubs/HEPUBS.HTM Colgate, K.A. (2003). The Everything Wills and Estate Planning Book. Avon, Massachusetts: Adams Media Corporation. Downes, J & Goodman, J.E. (1995). Dictionary of Finance and Investment Terms. Hauppauge, NY: Barron’s Educational Series, Inc. Garman, T.E. & Forgue, R.E. (2003). Personal Finance, Seventh Edition. Boston: Houghton Mifflin Company. Goetting, M. (2002). Probate. Montana State University, Bozeman. Legally Secure Your Financial Future: Organize, Communicate, Prepare 18 Cooperative Extension
  19. 19. Program Planning Guide Idaho State Bar. (1999). Basic Estate Planning, Boise, Idaho. Haman, E.A. (1998). Power of Attorney Handbook. Naperville. IL: Sphinx Publishing. Schwab, C., Planning Your Estate: A Guide to Help You Work With Your Attorney. North Carolina State University and North Carolina Bar Association. http://www.ces.ncsu.edu/depts/fcs/estates Warda, M. (2000). How To Make Your Own Will, Second Edition. Naperville, IL: Sphinx Publishing. Legally Secure Your Financial Future: Organize, Communicate, Prepare 19 Cooperative Extension

×