1. Publications for NCCC052
Refereed Journal Articles:
1. Ahmed and M. Arends-Kuenning. 2006. “Do Crowded Classrooms Crowd Out Learning? Evidence from the
Food for Education Programme in Bangladesh.” World Development 34(4):665─684.
2. Baek, E. & DeVaney, S. A. (2005). Human capital, bequest motives, risk, and the purchase of life insurance.
Journal of Personal Finance, 4 (2), 62-82.
3. Chang, H.S. and L. Zepeda. "Consumer perceptions and demand for organic food in Australia: Focus group
discussions" Renewable Agriculture and Food Systems.(20) no 3, 2005:155-167.
4. DeVaney, S. A. & Chiremba, S. T. (2005). Comparing the retirement savings of the baby boomers with other
cohorts. Compensation and Working Conditions, http://www.bls.gov/opub/cwc/cm20050114ar01p1.htm
5. Fisher, J. and A. C. Lyons. 2005. “The Ability of Women to Repay Debt After Divorce.” Journal of Women,
Politics, and Policy, 27(3/4): 161-168.
6. Fisher, J. and A. C. Lyons. 2006. “Till Debt Do Us Part: A Model of Divorce and Personal Bankruptcy.”
Review of Economics of the Household, 4(1) 35-52.
7. Fletcher, C. N., Nielsen, R. B., & Garasky, S. B. (2005). Transportation Hardship: Are You Better Off with a
Car? Journal of Family and Economic Issues, 26(3), 323-343.
8. Fox, J. J. & Bartholomae, S. (2006) Considerations in financial education programming for women. Journal
of Consumer Education, 23: 77-86.
9. Garasky, S. B., Fletcher, C. N., & Jensen, H. H. (2006). Transiting from Welfare to Work: No Bus, No Car, No
Way. Journal of Consumer Affairs, 40(1), 64-88.
10. Garasky, S., Morton, L. W., & Greder, K. (2005). The food environment and food insecurity: Perceptions of
rural, suburban, and urban food pantry clients in Iowa. Family Economics and Nutrition Review, 16(2): 41-48.
11. Gorham, E.E., Daniels, A.M., & Enevoldsen, B.L. (January 2005). Empowering rural families to create secure
communities. Journal of Family and Consumer Sciences, 97(1), 14-17.
12. Grable, J.E., Lytton, R.H., O’Neill, B., Joo, S-H., & Klock, D. Risk Tolerance, Projection Bias, Vividness, and
Equity Prices. Journal of Investing (2006), 15(2), 68-64
13. Gundersen, C. “Farm Poverty and Safety Nets,” with Susan Offutt, American Journal of Agricultural
14. Gundersen, C. “Are WIC Non-Recipients at Less Nutritional Risk than Recipients? An Application ofthe Food
Security Measure,” with M. Bitler and G. Marquis, Review of Agricultural Economics. (2005)
15. Gundersen, C. “Food Stamp Benefits and Child Poverty,” with D. Jolliffe, L. Tiehen, and J. Winicki, American
Journal of Agricultural Economics. (2005)
16. Gundersen, C. “A Dynamic Analysis of the Well-Being of WIC Recipients and Eligible Non-Recipients,”
Children and Youth Services Review, v27(1), 99-114. (2005)
17. Gutter, M.S. & Saleem, T. (2005) Financial Vulnerability of Small Businesses Owners: Portfolio Composition.
Financial Services Review. (Forthcoming 14(2))
18. Hatcher, C. B. (2006) Saving for retirement: implications of the reservation wealth model.” Journal of
19. Hatcher, C.B. and Tanwar, M. . (Forthcoming) Financial preparation for widowhood: evidence from the 1995
Survey of Consumer Finances. Journal of Personal Finance.
20. R. Haveman, K. Holden, B. Wolfe, S. Sherlund (2006) AHave Newly Retired Workers in the U.S. Saved
Enough to Maintain Well-Being Through Retirement Years?” Journal of Economic Inquiry. 44(2): 249-264
21. Jang, S. Ham, S. & Hong, G. S. (In press). Food-away-from-home expenditure of senior households in the US:
A double-hurdle approach. Journal of Hospitality and Tourism Research.
22. Kim, H. & DeVaney, S. A. (2005). The selection of partial or full retirement by older workers. Journal of
Family and Economic Issues, 26(3), 371-394.
23. Kim, J., L. Zepeda and P. Kantor “Child Labor Supply on US Family Farms: An Interdisciplinary
Conceptualization” Journal of Family and Economic Issues, (26), no. 1, March 2005: 159-173.
2. 24. Lawrence, F. C., B. J. Cude, A. C. Lyons, L. Marks, and K. Machtmes. 2006. “College Students’ Financial
Practices: A Mixed Methods Analysis.” The Journal of Consumer Education, 23, 13-26.
25. Loibl, C., Hira, T. K. & Rupured, M. (2006). First-time vs. repeat filers: The likelihood of completing a chapter
13 bankruptcy repayment plan. Financial Counseling and Planning, 17 (1), 23-33.
26. Loibl, C. & Hira, T. K. (2006). A workplace and gender-related perspective on financial planning information
sources and knowledge outcomes. Financial Services Review, 15 (1), 21-42.
27. Frederick O. Lorenz; Wickrama, K.A.S, and Rand. D. Conger and Glen Elder. Jr. 2005. “Negative Life Events,
and Mental and Physical Health During the Middle Years.” Journal of Health and Social Behavior.
28. Lyons, A. C. 2004/2005. “A Qualitative Study on Providing Credit Education to College Students.” The
Journal of Consumer Education, 22: 9-18.
29. Lyons, A. C. 2004/2005. “Evaluating Financial Education for the Unbanked: Does One Size Fit All?” The
Journal of Consumer Education, 22: 43-52.
30. Lyons, A. C. 2005. “Financial Education and Program Evaluation: Challenges and Potentials for Financial
Professionals.” Journal of Personal Finance, 4(4): 56-68.
31. Lyons, A. C., Y. Chang, and E. Scherpf. “Translating Financial Education into Behavior Change for Low-
Income Populations.” Financial Counseling and Planning Journal, forthcoming.
32. Lyons, A. C. and J. Fisher. 2006. “Gender Differences in Debt Repayment Decisions After Divorce.” The
Journal of Consumer Affairs, 40(2), 324-346.
33. Lyons, A. C., L. Palmer, K.S.U. Jayaratne, and E. Scherpf. 2006. “Are We Making the Grade? A National
Overview of Financial Education and Program Evaluation.” The Journal of Consumer Affairs, 40(2), 208-235.
34. Lyons, A. C., E. Scherpf, and H. Roberts. 2006. “Financial Education and Communication Between Parents and
Children.” The Journal of Consumer Education, 23, 64-76.
35. Lyons, A. C. and T. Yilmazer. 2005. “Financial Strain and Health: Evidence from the Survey of Consumer
Finances.” Southern Economic Journal, 71(4): 873-890.
36. Mammen, S., & Lawrence, F. C. (2006). How rural working families use the earned income tax credit: A mixed
method analysis. Financial Counseling and Planning, 17(1), 51-63.
37. McNamara, P. E. "Using Agricultural Economics to Strengthen Non-Governmental Organizations’ Food
Security Programs for People Living With HIV/AIDS: An Example from Honduras.” American Journal of
Agricultural Economics, Vol. 87(Number 5, 2005): 1304-09.
38. McNamara, P. E. and N. Lee. "Long-term Care Insurance Policy Dropping in the U.S. from 1996 to 2000:
Evidence and Implications for Long-term Care Financing." Geneva Papers on Risk and Insurance, Vol. 29, No.
4 (October 2004): 640-651.
39. McNamara, P.E., K.J. Reuter, and K.L. Sweedler. "`Empowering Consumers: Understanding Medical Privacy
Rights." Journal of Family and Consumer Sciences, Vol. 98, No. 2 (2006): 66-67.
40. O’Neill, B. Financial Security in a Complex World: Issues for the 2000s and Beyond. Journal of Family and
Consumer Sciences (2006), 98(2), 46-52.
41. O’Neill, B. Health and Wealth Connections: Implications for Financial Planners. Journal of Personal Finance
(2005), 4(2), 27-39.
42. O’Neill, B. Permanent and Expanded: Chapter 12 Bankruptcy Regulations Following BAPCPA. Agricultural
Finance Review (Spring 2006), 66(1), 17-25.
43. O’Neill, B., Sorhaindo, B., Xiao, J.J., & Garman, E.T. Financially Distressed Consumers: Their Financial
Practices, Financial Well-Being, and Health. Financial Counseling and Planning (2005), 16(1), 73-87.
44. O’Neill, B. & Xiao, J.J. Financial Fitness Quiz Findings: Strengths, Weaknesses, and Disconnects. Journal of
Extension (February 2006), 44(1), 6 pages [WWW document] URL: www.joe.org/joe/2006february/rb5.shtml.
45. Pankow, Debra L. (2006). Using a Simulation to Raise Awareness of Issues Faced by Limited Resource
Audiences. The Forum for Family and Consumer Issues June 2006, Vol. 11, No. 1.
46. Porter, N., DeVaney, S. A., Poling, R. L., Stum, M. S. & Schuchardt, J. (2005). Financial Security in Later Life:
A national initiative and model for eXtension. Journal of Extension, 43(6), December, 1-10. http://www.joe.org/
47. M. Putnam, Sherraden, M., Edwards, K., Porterfield, S., Wittenburg, D., Holden, K., Saleeby, P., (2005)
"Recommendations for a Research Agenda on Asset Development for People with Disabilities.” Journal of
3. Social Work in Disability & Rehabilitation 4(3): 61-86.
48. Rodriguez-Flores, A. & DeVaney, S. A. (2006). Amount and sources of income of older households in Mexico.
Financial Counseling and Planning, 17 (1), 64-72.
49. Seiling, S. B. & Shockey, S. S. (2006). Financial education and stage of change behavior: Evidence from an
IDA program. Journal of Consumer Education, 23: 27-36.
50. Seiling, S. B. (2006). Changes in the lives of rural low-income mothers: Do resources play a role in stress?
Journal of Human Behavior in the Social Environment, 13 (1): 19-42.
51. Vincent, A. M. & DeVaney, S. A. (2003). Who contributes to charitable organizations? Journal of Consumer
Education, 21, 59-68. (Publication was delayed until Nov 2005).
52. Wickrama, K.A.S, Frederick O. Lorenz; Rand D. Conger and Glen Elder. Jr. 2005 “Gendered Trajectories of
Work Control and Health Outcomes in the Middle Years: A Perspective from the Rural Midwest.” Journal of
Aging and Health,17: 779-806.
53. Wickrama, K.A.S, Frederick O. Lorenz; Rand D. Conger and Glen Elder. Jr. (In Press) “Married and Recently
Divorced Mothers’ Changes in Family Financial Strain and Physical Health: An Investigation of Trajectories
During the Middle Years.” Social Science and Medicine.
54. Wickrama, K. A. S., Rand D. Conger and William Abraham. 2005. “Early Risks and Later Health: The
Intergenerational Transmission of Socioeconomic Adversity through Mental Disorder and Physical Illness.”
Journal of Gerontology, A Special Issue, 60B:125-129.
55. Wickrama, Thulitha and K. A. S. Wickrama. 2005 “The Influence of Farm Characteristics on Health of Rural
adults.” Journal of Rural Health, 21:378-383.
56. Wickrama, Thulitha, K. A. S. Wickrama and Chalandra, Bryant. (In press) “The Influence of Community
Poverty on Adolescent Obesity: Race/Ethnicity Moderating Effects.” Journal of Youth and Adolescence.
57. Yao, R., Gutter, M. S. & Hanna, S. D. (2005). The financial risk tolerance of Blacks, Hispanics and Whites.
Financial Counseling and Planning, 16(1), 51-62.
58. Yao, R. & Hanna, S. D. (2005). The effect of gender and marital status on financial risk tolerance. Journal of
Personal Finance, 4(1), 66-85.
59. Yilmazer, T. & DeVaney, S. A. (2005). Household debt over the life cycle. Financial Services Review, 14 (4),
60. Yin, B. & Yao, R. (2006). Consumption patterns of Chinese elders: Evidence from a survey in Wuhan, China.
Journal of Family and Economic Issues, in press.
61. Yin, W., DeVaney, S. A. & Stahura, J. (2005). Determinants of household expenditure on computer hardware
and software. The Journal of Consumer Affairs, 39 (2), 252-273.
62. Zepeda, L. and J. Li. “Who buys local food?” accepted, Journal of Food Distribution Research, in press for
November (37) 2006.
63. Zepeda, L. and Li, J. "Characteristics of organic food shoppers" accepted Journal of Agricultural and Applied
Economics, in press for April (39) 2007.
Books and Book Chapters:
1. Cook, C. C; Steggell, C.D; Suarez, A.; & Yust, B. (2006). Housing Affordability. In J.L. Merrill; S. R. Crull,
K.R. Tremblay; L.L. Tyler & A.T. Carswell. (eds). Pp. 225-256. Introduction to Housing. Prentice-Hall.
2. Fisher, J. and A. C. Lyons. 2005. “The Ability of Women to Repay Debt After Divorce,” pp. 161-168 in
Women, Work, and Poverty: Women Centered Research for Policy Change (Ed. Heidi Hartman). Binghamton,
NY: The Hawthorn Press, Inc. (co-published in Journal of Women, Politics, and Policy)
3. R. Haveman, K. Holden, B. Wolfe, A. Romanov (forthcoming). “A Comparison of Two Cohorts of Retired
Workers at the Time of Retirement.” Olivia Mitchell, B. J. Soldo and B. Madrian (eds) Transitioning to
Retirement: How Will Boomers Fare? Philadelphia, PA: Wharton Pension Research Council.
4. O’Neill, B. and Ensle, K. Small Steps to Health and Wealth™ (2006). Ithaca, NY: Natural Resource,
Agriculture, and Engineering Service, 132 pages.
5. Roskey, C. B. and M.S. Green (2006). Federal Government Housing Policies. In Introduction to Housing.
Upper Saddle River, NJ: Pearson Prentice Hall.
4. Proceedings and Other Publications:
1. Bi, L. & Hanna, S. D. (2006, March) Do Financial Planners Serve the Interests of Their Clients? Use of
Financial Planners, Credit Card Balances and Liquid Assets. American Council on Consumer Interests.
2. Chen, C. C. & Hanna, S. D. (2006, March) Changes in Retirement Adequacy. 1995-2001: Accounting for
Stages of Retirement. Council on Consumer Interests. Baltimore, MD.
3. Chen, C.-C., & Hanna, S. D. (2006). Changes in retirement adequacy, 1995-2004: Accounting for retirement
stages. Proceedings of the Academy of Financial Services, in press.
4. Chen, C. C., Peng T. C., Evans, D. A., & Hanna, S. D. (2006, March) Putting Your Money Where Your Mouth
Is. Do Households Optimize Their Investment Portfolios Based on Their Subjective Risk Tolerance?
American Council on Consumer Interests. Baltimore, MD.
5. Cramer, S.C., Dalla R. L., Moulikgupta, P., & Kennedy, H., (2003) Promoting Family Resiliency Through
Research on Latino Immigrant in Rural, Mid-Western Communities, Family Relations and Human
Development/Family Economics and Resource Management Biennial: The Journal of the FRHD and FERM
Divisions of the American Association of Family and Consumer Sciences (Volume 5)
6. Cramer, S. L., Xia, Y., Moran, B., and Davis, E. (2005) Economic Well-Being of Midwestern Households: A
Comparison of Alternative Measures, Proceedings of the Association for Financial Counseling and Planning
Education, Scottsdale, AZ, pp. 2-13.
7. Cude, B., Lawrence, F., Lyons, A., Marks, L., Machtmes, K., Metzger, K., LeJeune, E. (2006). College students
and financial literacy: What they know and what we need to learn. Proceedings of the 33rd Conference of the
Eastern Family Economics-Resource Management Association, 102-109.
8. Cude, B. J., Angela C. Lyons, and the American Council on Consumer Interests Consumer Education
Committee. 2007. “Improving the Financial Literacy of College Students.” Home Economics Institute of
9. Dolan, E. M., Seiling, S. B., & Glesner, T. (2006). Making it work: Rural low-income women in service jobs.
Proceedings of the Eastern Family Economics and Resource Management Association Conference, February
23-25, Knoxville, TN, 38-46.
10. Dolan, E.M., Braun, B., Katras, M.J. & Seiling, S. (2006) Rural TANF recipients: How they fare over time.
Presented at the Welfare Research and Evaluation Conference, Crystal City, Virginia, June 5, 2006.
11. Evans, D., Wang, C. & Hanna, S. D. (2006). Factors related to meeting the five times annual income guideline
for life insurance. Proceedings of the Academy of Financial Services, in press.
12. Fletcher, C. N.,Winter, M., & Shih, A. (2005). Tracking the Transition from Welfare to Work. Consumer
Interests Annual, Volume 51, American Council on Consumer Interests. Columbus, OH. Available on-line:
13. Grable, J., Roszkowski, M., Joo, S., O’Neill, B., & Lytton, R. How Well Do Individuals Assess Their Own Risk
Tolerance? An Empirical Investigation. Consumer Interests Annual, (American Council on Consumer
Interests), (2006), 52, 229. [WWW document] URL:
14. Gundersen, C. “Farm Poverty Lowest in U.S. History,” with S. Offutt, Amber Waves, v3(3), 20-27. (2005)
15. Gundersen, C. “State Policies and the Gap in Food Insecurity Rates of Food Stamp Participants and Eligible
Non-Participants,” with D. Jolliffe and L. Tiehen, Insights on Southern Poverty: The Newsletter of the UK
Center for Poverty Research, v3(1), 1, 3-5. (2005)
16. Hanna, S. D. & Lindamood, S. (2006). Subjective assessment of emergency fund adequacy. Proceedings of the
Academy of Financial Services, in press.
17. R. Haveman, K. Holden, B. Wolfe, A. Romanov (2005) "Assessing the Maintenance of Savings Sufficiency
over the First Decade of Retirement" CESifo Working Paper Series No. 1567 Document: Available from the
SSRN Electronic Paper Collection: http://papers.ssrn.com/paper.taf?abstract_id=844666
18. Kim, E. J & Geistfeld, L. (2006, March) Elder Fraud: An American-Korean Comparison. American Council on
Consumer Interests. Baltimore, MD.
5. 19. Lawrence, F. C., B. J. Cude, D. Bagwell, M. Gutter, A. Lyons, and S. L. W. Rhine. 2006. “Get Financially Fit!
Increasing Financial Literacy on College Campuses.” Proceedings of the Association for Financial Counseling
and Planning Education, forthcoming.
20. Lawrence, F., Metzger, K., LeJeune, E., Marks, L., Machtmes, K., & Lyons, A. (2005). College students’
money management behaviors and who influences. Proceedings of the Association for Financial Counseling
and Planning Education, 30-32.
21. Lawrence, F., Reichel, C., & Scallan, S. (2006). Louisiana house: Home and landscape resource center – A
vital resource for disaster recovery. Proceedings of the 33rd Conference for the Eastern Family Economics-
Resource Management Association, 74-76.
22. Lee, J. H. & Hanna, S. D. (2006). Factors related to consumer credit attitudes. Proceedings of the Academy of
Financial Services, in press.
23. Lee, J. & Yang, S. J. (2006, March) The effects of household income drops on household economic status.
American Council on Consumer Interests. Baltimore, MD.
24. Lindamood, S. & Hanna, S. D. (2006, March) The more financially knowledgeable person in older couple
households. American Council on Consumer Interests. Baltimore, MD.
25. Lyons, A. C., Y. Chang, J. Dew, J. Fisher, and U. Neelakantan. 2006. “Household Finance Issues and Marital
Instability.” Consumer Interests Annual, 52. See http://www.consumerinterests.org/i4a/pages/Index.cfm?
26. Lyons, A. C. and E. Scherpf. 2005. “Moving from Unbanked to Banked: Evidence from the Money Smart
Program.” Federal Reserve Bank of Chicago’s research website, CEDRIC. See
27. Lyons, A. C., M. Rachlis, M. Staten, and J. J. Xiao. 2006. “Translating Financial Education into Knowledge and
Behavior Change.” Consumer Interests Annual, 52. See
28. Mammen, S., Lass, D., & Seiling, S. (2006, July) To work or not to work: how rural low-income mothers
make employment decisions. Poster presented at 2006 IAREP-SABE Conference, Paris, France, July 7.
29. Mammen, S., & Lawrence, F. (2006). Use of the earned income tax credit by rural working families.
Proceedings of the 33rd Conference of the Eastern Family Economics-Resource Management Association,
30. Morton, L. W., Greder, K., & Garasky, S. (2005). Patterns of food access and food insecurity among rural
elders. The Report from National Council on Family Relations, 50(3): F31-F32.
31. Nielsen, R.B., Garasky, S., & Fletcher, C. N. (2005). Assets and Program Participation. Consumer Interests
Annual, Volume 51, American Council on Consumer Interests. Columbus, OH. Available online:
32. Niemeyer, S.M.; Cook, C. C.; Crull, S. R. & White, B.J.(2005). Housing and services for the aging in rural
communities. Proceedings of the Annual Conference of the Housing Education and Research Association.
October, Denver, CO.
33. O’Neill, B. Changing Behavior One Step at a Time: The Small Steps to Health and Wealth™ Workbook.
Consumer Interests Annual, (American Council on Consumer Interests), (2006), 52, 417-418. [WWW
document] URL: www.consumerinterests.org/files/public/ONeill_ChangingBehaviorOneStepataTime.pd
34. O’Neill, B. Small Steps to Health and Wealth. Eastern Family Economics/Resource Management Association
35. O’Neill, B. Small Steps to Health and Wealth. Association for Financial Counseling and Planning Education,
36. O’Neill, B., Sorhaindo, B., Xiao, J.J., & Garman, E.T. Health Effects of Financial Stress: Associations With
Demographic, Financial, and Other Variables. Association for Financial Counseling and Planning Education,
37. O’Neill, Barbara; Schuchardt, Jane; Pankow, Debra; Porter, Nancy, Seiling, Sharon; Branch, Judy; & Miller,
Jacque (2007, accepted for publication) eXtension: A High Tech Resource For Improving Financial Security.
Journal of the National Association of Extension Consumer and Family Scientists.
38. O’Neill, B., Sorhaindo, B., Prawitz, A., Kim, J., & Garman, E.T. Financial Distress: Definition, Effects and
Measurement. . Consumer Interests Annual, (American Council on Consumer Interests), (2006), 52, 488-495.
6. [WWW document] URL:
39. O’Neill, B., Schuchardt, J., Weagley, R.O., & Hayhoe, C. Stating Over: Financial Education for Bankruptcy
Filers. Consumer Interests Annual, (American Council on Consumer Interests), (2006), 52, 404-407.[WWW
40. O’Neill, B. & Xiao, J.J. Personal Finance Resiliency Assessment Quiz. Eastern Family Economics/Resource
Management Association (2006), 82-84.
41. Pankow, Debra L, and Thompson, Cheryl (2006). Increasing Perceived Competence and Confidence Through
Financial Literacy Teacher Training. AFCPE November 15-17, 2006, San Antonio, TX. (Wrote proposal,
assisted with proceedings and developed display, presented)
42. Roskey, C. B. (April 2005). Health Care of Children in Iowa. Annual meeting of the American Council on
Consumer Interests, Columbus, OH.
43. Seiling, S. B., Stafford, K., McCabe, S., & Reschke, K. (2006). Social support as a means to well-being for
rural low-income mothers. Proceedings of the Eastern Family Economics and Resource Management
Association Conference, February 23-25, Knoxville, TN, 88-100.
44. Shaffett, B. D., Tucker, J. A., Berry, A. A., & Cosgrove, S. (2006). Disaster preparation, response and recovery
issues encountered by family resource management practitioners after Hurricanes Katrina and Rita. Eastern
Family Economics and Resource Management Association 2006 Conference Program and Proceedings, 50-56.
45. Wang, C. & Hanna, S. D. (2006, March) The risk tolerance and stock-ownership of business-owning
households. American Council on Consumer Interests. Baltimore, MD.
46. Wickrama, K. A. S. 2005. Tsunami Damages and Recovery of WDF families in the Hambantota, Sri Lanka. A
report submitted to International Donor Agencies on the request of Women Development Federation in
Hambantota, Sri Lanka.
Technical Reports and Research Briefs:
1. Braun, B., & Huddleston-Casas, C. (2006). Laboring Towards Economic Self-sufficiency: A Policy
Perspective. Rural Families Speak Project Policy Brief. Available at http://fsos.che.umn.edu/imig/assets/16501/
2. Huddleston-Casas, C., & Braun, B. (2006). Laboring Towards Economic Self-sufficiency: A Research
Perspective. Rural Families Speak Project Policy Brief. Available at http://fsos.che.umn.edu/imig/assets/16501/
3. Morton, L. W., M. J. Oakland, K. Greder, S. Garasky, P. Flakoll, and T. Li. (2005). Food in My Community: A
Case Study of Palo Alto County. Iowa State University Extension, Department of Sociology, and Center for
Designing Foods to Improve Nutrition (CDFIN). Technical Report Number 1006.
4. Greder, K. and Morton, L. W. (2005) Year Four: Iowa Food Security Project Final Report, FY 2004. Iowa
State University, Ames, IA.
5. Gundersen, C. How Iowa Fares: Food Insecurity in Iowa and the United States. Iowa State University
Extension Policy Brief SP-272. (2005)
6. Roskey, C. B. and M.S. Green (2006) Iowa Family Survey Report.
7. Wickrama, K. A. S. 2005. Mental Health Consequences in Tsunami affected Adolescents : A study in a Sri
Lankan Village. A report submitted to International Releif Agencies, Sri Lanka.
Grants and Contracts:
1. Bauer, Jean W., Katras, Mary Jo, Arwood, Donald, Hess, Donna, Richards, Leslie, & Garasky, Steven. Rural
prosperity: A longitudinal study of rural communities and rural low-income families. U.S. Department of
Agriculture, National Research Initiative. $499,998. September/2004 – August/2006.
2. Conger, R. D. (Principal Investigator), Conger, K. J., Lorenz, F. O., Melby, J. N., Rueter, M. A., Simons, R. L.,
and Wickrama, K. A. S. (Co-Investigators). 1990-2004. “Critical Transitions in Rural Families at Risk.” Funded
7. by the National Institute of Mental Health. $5,314,620 (MH51361).
3. Rochelle Dalla (PI), Catherine Huddleston-Casas (co-PI), and Rich Bischoff (co-PI). Russell Sage Foundation:
Push and Pull Factors Influencing Latino Immigrants” Residential Stability in Rural Midwestern Communities,
4. Dong, F.M., S.M. Pueppke, P.K. Khanna, P. Garlick, P.E. McNamara, K.A. Tappenden, S.M. Donovan, E. de
Mejia, S.Y. Lee, K.R. Cadwallader. “Illinois Future Foods Initiative.” USDA CSREES. 2005-2008. $508,000
(includes $29,802 for P.E. McNamara continuing support for economic research on food security and nutrition
and the health status of people living with HIV/AIDS in less-developed countries).
5. Greder, K. and Morton, L. W. “Iowa Food Insecurity Project.” Iowa Department of Human Services, Des
Moines. (Co-Principal Investigator). $19,806 plus $19,826 in state match. 10/2005-9/2006.
6. Greder, K. and Morton, L. W. “Community Food Security Project.” Iowa Department of Public Health, Des
Moines. (Principal Investigator). $3,000. 10/2004-9/2005.
7. Greder, K. and Morton, L. W. “Iowa Food Insecurity Project.” Iowa Department of Human Services, Des
Moines. (Co-Principal Investigator). $4,980 plus $6,162 in state match. 10/2004-9/2005.
8. Elizabeth E. Gorham. AARP - Medicare Part D education targeting those who would qualify for low-income
subsistence (October 2006-January 2007) for $15,000 to $20,000 (pending)
9. Elizabeth E. Gorham & Bernadine Enevoldsen. South Dakota State University, College of Family and
Consumer Sciences, Human Development, Consumer and Family Sciences Department Research Grant for
Economic and Psychological Determinants of Savings Behavior of South Dakota Native Americans. April –
August 2006 for $1,000.
10. Elizabeth E. Gorham, Carolyn Clague and Kari Frechte. Citibank - Personal Finance Education for Native
American Youth in South Dakota: Native American government, education, business, and cultural values
leaders focus group study for $5,000 (2006); Personal Finance Education for Native American Youth in South
Dakota: An SDSU Extension Response for $15,000 (2006-2007).
11. Elizabeth E. Gorham & Karla Trautman. United States Department of Agriculture – Cooperative State
Research, Education and Extension Services for Medicare-approved drug discount card sign-up campaign for
low-income eligible South Dakota beneficiaries (September 2004 – extended to February 14, 2006) for $50,000.
12. Gundersen, C. and Brent Kreider. U.S. Department of Agriculture, Economic Research Service, University of
Wisconsin, Institute for Research on Poverty, Small Grants Program, “How Sensitive are Inferences about
Relationships Between Food Stamps and Food Insecurity to Reporting Error?” $30,000.
13. Gundersen, C. U.S. Department of Agriculture, Economic Research Service, University of Arizona, American
Indian Studies Program Small Grants Program, “A National-Level Study of Food Stamp Program Participation
among Native Americans: 1988-2004.” $30,000.
14. Michael S. Gutter, Dept. of Workforce Development, “Dislocated worker’s Interactive Financial Management
Resource,” Winter-Fall 2005, $5000 and Beckner Outreach Grant, Winter-Summer 2005, $12,000
15. Michael S. Gutter, Great Lakes Higher Education, “Assessing the Effect of a Personal Finance Class on College
Students’ Knowledge and Behavior,” 2005-2007, $150,000.
16. K. S. U. Jayaratne, A. C. Lyons, and L. Palmer. “Capacity Building for Impact Evaluation of Financial
Education Programs,” National Endowment for Financial Education, 2004-2006, $138,000.
17. Frances Lawrence and Jeannette Tucker. 2005-2009. National Association of Securities Dealers Investor
Education Foundation. A saving and investing model for elementary and secondary school employees. ($74,
18. Brenda J. Lohman. The Annie E. Casey Foundation awarded to Principal Investigator Andrew Cherlin, Johns
Hopkins University, January 2004. Subcontract through Northwestern University to Brenda J. Lohman,
$66,690. Title: Welfare reform and the well-being of children. 07/01/04 – 06/30/05. National Institute of Child
Health and Human Development, $6,324,019 awarded to Principal Investigator: Andrew Cherlin, Johns
Hopkins University, April 2004. Co-Principal Investigators include: Ronald Angel, University of Texas; Linda
Burton, Pennsylvania State University; P. Lindsay Chase- Lansdale, Northwestern University; Andrew; Robert
Moffitt, Johns Hopkins University; and William Julius Wilson, Harvard University. Associate Investigators
include: Rebekah Levine Coley, Boston College, Brenda Lohman, Iowa State University, David C. Ribar,
George Washington University and James Quane, Harvard University. Subcontract through Northwestern
University to Brenda J. Lohman, $160,678. Title: Welfare Reform and The Well-Being Of Children. 07/01/04 –
19. A. C. Lyons, Excellence in Economic Education Teacher Training Grant, National Council on Economic
8. Education and U.S. Department of Education, 2005-2006, $15,000.
20. A. C. Lyons. “Household Debt Levels in the U.S. and Asia: A Comparison of the Causes and Consequences,”
ACES Global Connect, 2005-2006, $2,500.
21. McNamara, P.E. “Health Insurance Coverage Trends in Illinois, 1996—2005.” UIC School of Public Health,
Sub-contract Award, Illinois Department of Financial and Professional Regulation, 2005, $34,867.
22. McNamara, P.E. “Investor Education: Reaching Out to Underserved Audiences.” Investor Protection Trust.
23. McNamara, P.E. and N. Sugrue. “Distributive Justice, Disparities, and Health Policy in Rural America.” UIC
College of Medicine at Rockford, Project EXPORT. Sub-contract Award. 2004-2005. $80,000.
24. Debra Pankow (PI). eXtension, Financial Security for All Pioneer Community of Practice, $75,000 (2006).
25. Debra Pankow (PI) and Cheryl Thompson. Excellence in Economic Education. $12,600 Financial Literacy
Teacher Training (January 2006-August 2006). Taught two 2 credit courses to educators.
26. Rui Yao and Elizabeth E. Gorham. South Dakota State University, College of Family and Consumer Sciences
Research/Scholarship Support Fund for Factors that affect the risk tolerance of Chinese households in the US
(June 2006 – May 2007) for $4,995.
27. Greg Sanders, Marlys Bratteli and Margaret Fitzgerald. North Dakota Mental Health and Aging Project,
$87,763.00, (2006-2007). Department of Human Services, Division of Mental Health and Substance Abuse.
28. J. J. Xiao, S. Shim, B. Barber, and A. C. Lyons. “The Formation of Positive Financial Behavior Among Young
Adults and the Effects on Their Life Successes,” National Endowment for Financial Education, 2007-2009,
29. Zepeda, L. Center for World Affairs and the Global Economy, University of Wisconsin-Madison,“Alternative
Food Demand,” 2002-2005, $50,000.
30. Zepeda, L. US Department of Agriculture National Research Initiative "The demand for alternative food:
Perceptions and characteristics of US shoppers," 2002-06, $170,000.