The company and sales professional to best represent you in the sale of your property. What marketing and pricing will be most effective for achieving your sales goals. AT COLDWELL BANKER, WE NOT ONLY SELL MORE HOMES, WE SELL HOMES FOR MORE. The Coldwell Banker Full Service Advantage Our exclusive "Full Service Marketing System" is a customized marketing plan for selling your home that represents our commitment, in writing, to meet and exceed your home sale expectations. THANK YOU FOR CONSIDERING COLDWELL BANKER Two Important Decisions To Make

The company and sales professional to best represent you in the sale of your property.

What marketing and pricing will be most effective for achieving your sales goals.

THE PURPOSE OF OUR TIME TOGETHER Preview Your Home Discuss Your Home Sales Needs Develop a Customized Marketing Plan Determine a Price and Estimate of Net Answer Your Questions Make a Mutual Decision WE WILL WORK TOGETHER TO MEET YOUR NEEDS AND EXCEED YOUR EXPECTATIONS.

Preview Your Home

Discuss Your Home Sales Needs

Develop a Customized Marketing Plan

Determine a Price and Estimate of Net

Answer Your Questions

Make a Mutual Decision

WHAT HOME SELLERS WANT The highest possible profit The shortest time on the market The least inconvenience Frequent communication WE HAVE ASKED THOUSANDS OF HOME SELLERS WHAT IS MOST IMPORTANT. Most Sellers Share Four Priorities

The highest possible profit

The shortest time on the market

The least inconvenience

Frequent communication

WHAT IS MOST IMPORTANT TO YOU? Please share with me your needs and expectations about the marketing and sale of your home. WE WILL WORK TOGETHER TO MEET YOUR NEEDS AND EXCEED YOUR EXPECTATIONS. ________________________________________________________ ________________________________________________________ ________________________________________________________ ________________________________________________________ ________________________________________________________ ________________________________________________________

Please share with me your needs and expectations about the marketing and sale of your home.

A TRADITION OF SERVICE EXCELLENCE Established in San Francisco in 1906. Recognized as the industry leader with hundreds of billions of dollars in sales volume transacted each year. Our stability of a century of experience provides the foundation for the most personalized service in the industry. COMMITTED TO PROFESSIONALISM, INTEGRITY AND CUSTOMER SERVICE. Coldwell Banker Today Over 126,000 sales professionals worldwide Nearly 4,000 offices worldwide In 50 states and 29 countries Nearly $353 billion in sales in 2005 Over 1 million closed transactions in 2005 Our Heritage Although we are international in scope, we understand that every transaction is unique and very personal for each customer.

Established in San Francisco in 1906.

Recognized as the industry leader with hundreds of billions of dollars in sales volume transacted each year.

Our stability of a century of experience provides the foundation for the most personalized service in the industry.

Over 126,000 sales professionals worldwide

Nearly 4,000 offices worldwide

In 50 states and 29 countries

Nearly $353 billion in sales in 2005

Over 1 million closed transactions in 2005

Coldwell Banker is proud to celebrate its 100th anniversary in 2006!

Coldwell Banker is proud

to celebrate its

100th anniversary

in 2006!

UNPARALLED MARKETING REACH Buyers are everywhere! Fortunately, so is Coldwell Banker! We Connect More Buyers To Sellers More Than Anyone Else Atlanta Baltimore Bel Air Beverly Hills Brentwood Boca Raton Boston Carmel Chicago Clearwater Coral Gables Dallas Denver Fort Lauderdale Fort Worth Ft. Myers Jupiter Laguna Beach Longboat Key Malibu Manhattan Miami Minneapolis Montecito Monterey Naples Newport Beach Orlando Palm Beach Panama City Park City Pasadena Pebble Beach Puget Sound San Francisco San Marino Sarasota Sanibel Santa Barbara Silicon Valley St. Petersburg Tampa Venice/Englewood Washington D.C.

INTERNATIONAL PRESENCE France The Netherlands Spain Indonesia Venezuela Egypt Qatar Lebanon Australia India Turks & Caicos US Virgin Islands St. Maarten Israel Singapore Puerto Rico Costa Rica Belize Saudi Arabia China Canada Mexico Bahamas Bermuda Cayman Islands Dominican Republic Grenada Jamaica St. Kitts & Nevis

FLORIDA’S FULL SERVICE LEADER Coldwell Banker in Florida has achieved the premier position as the Sunshine State's leading residential real estate brokerage company. Nearly 175 offices Over 7,200 sales professionals Over $23.37 billion in closed sales volume AS FLORIDA GROWS... SO DOES COLDWELL BANKER. Statewide Strength

Coldwell Banker in Florida has achieved the premier position as the Sunshine State's leading residential real estate brokerage company.

Nearly 175 offices

Over 7,200 sales professionals

Over $23.37 billion in closed sales volume

Hojin Chang, Realtor, GRI Born in South Korea, Hojin Chang immigrated to the United States at age 7 alongside his family who had hopes and dreams of a better life. They found that dream in sunny Orlando, Florida in 1982. Growing up in Orlando, he learned from his parents who owned a successful local small business how hard work, dedication, a sincere compassion to help others, and honesty can lead to success. He also learned of some of the natural resources that make Orlando such a neat place to call home. He discovered the lakes while fishing and water skiing, the beaches through surfing, and country club communities through golf and tennis. For him, real estate has become a new passion of his since he loves sharing the great things Orlando has to offer with newcomers in the area and offering insights on new areas to long time residents. His entire education has taken place in Florida. While in Orlando he attended the Lake Highland Preparatory School and went on to receive his Bachelor of Arts from Florida State University. Upon graduation he attended IFREC for his real estate education and began his real estate career in 1997 at age 24. During his career he continued his real estate education through the Florida Realtor Institute and earned his designation GRI which only 4% of realtors nationwide have received. Since then he has consistently ranked among the top 10% of realtors nationwide in sales volume and each year he has been one of the youngest to achieve this distinction at Coldwell Banker. Import and Place Your Photo Here Then Delete this Box Hojin Chang Coldwell Banker 7626 Sand Lake Road Orlando, FL 32819 Cell: 407-234-8659 Email: hojchang@gmail.com http://sworlando.wordpress.com http://www.sworlandohomes.net

Born in South Korea, Hojin Chang immigrated to the United States at age 7 alongside his family who had hopes and dreams of a better life. They found that dream in sunny Orlando, Florida in 1982. Growing up in Orlando, he learned from his parents who owned a successful local small business how hard work, dedication, a sincere compassion to help others, and honesty can lead to success. He also learned of some of the natural resources that make Orlando such a neat place to call home. He discovered the lakes while fishing and water skiing, the beaches through surfing, and country club communities through golf and tennis. For him, real estate has become a new passion of his since he loves sharing the great things Orlando has to offer with newcomers in the area and offering insights on new areas to long time residents.

His entire education has taken place in Florida. While in Orlando he attended the Lake Highland Preparatory School and went on to receive his Bachelor of Arts from Florida State University. Upon graduation he attended IFREC for his real estate education and began his real estate career in 1997 at age 24. During his career he continued his real estate education through the Florida Realtor Institute and earned his designation GRI which only 4% of realtors nationwide have received.

Since then he has consistently ranked among the top 10% of realtors nationwide in sales volume and each year he has been one of the youngest to achieve this distinction at Coldwell Banker.

GLOBAL CONNECTIONS. LOCAL RESULTS Cartus The world's leading relocation company. Representing 30 of the FORTUNE 50 companies. Served over 100,000 customers in 2005 in 130 countries. The Coldwell Banker International Referral Network Over 126,000 sales associates worldwide. Nearly 4,000 offices worldwide. In 50 states and 29 countries. Relocation Services & Referral Network MOVING OUT OF OUR AREA? LET US ASSIST YOU IN FINDING YOUR NEXT HOME ANYWHERE! Properties we represent receive additional exposure to over 20,000 out-of-town homebuyers interested in relocating to Florida.

Cartus

The world's leading relocation company.

Representing 30 of the FORTUNE 50 companies.

Served over 100,000 customers in 2005 in 130 countries.

The Coldwell Banker International Referral Network

Over 126,000 sales associates worldwide.

Nearly 4,000 offices worldwide.

In 50 states and 29 countries.

Customary Services Coldwell Banker Exclusive Services Specialized Skills & Services Preferred Services WHERE MOST REAL ESTATE SERVICES END…THE COLDWELL BANKER FULL SERVICE MARKETING SYSTEM BEGINS.

Customary Services

Coldwell Banker Exclusive Services

Specialized Skills & Services

Preferred Services

CUSTOMARY REAL ESTATE SERVICES

CUSTOMARY REAL ESTATE SERVICES These are customary services offered by Coldwell Banker and most fine real estate companies. Multiple Listing Service For Sale Yard Sign Property Information Flyer Basic Internet Property Listing REALTOR.com ® (basic) fl.living.net Competitive Market Analysis Required Seller Disclosures AT COLDWELL BANKER, EVEN THESE CUSTOMARY SERVICES ARE HANDLED WITH UNCOMMON CARE AND EXPERTISE TO GET THE BEST RESULTS FOR YOU.

These are customary services offered by Coldwell Banker and most fine real estate companies.

Multiple Listing Service

For Sale Yard Sign

Property Information Flyer

Basic Internet Property Listing

REALTOR.com ® (basic)

fl.living.net

Competitive Market Analysis

Required Seller Disclosures

COLDWELL BANKER EXCLUSIVE SERVICES

COLDWELL BANKER EXCLUSIVE SERVICES Internet Property Marketing: FloridaMoves.com Coldwellbanker.com REALTOR.com ® (enhanced) OpenHouse.com eMarketing Tools National Brand Advertising and Promotions Local Newspaper Advertising Just Listed Targeted Mailing Coldwell Banker Previews® International Coldwellbankerpreviews.com OUR EXCLUSIVE SERVICES TAKE YOUR CUSTOMIZED MARKETING PLAN TO A HIGHER LEVEL.

Internet Property Marketing:

FloridaMoves.com

Coldwellbanker.com

REALTOR.com ® (enhanced)

OpenHouse.com

eMarketing Tools

National Brand Advertising and Promotions

Local Newspaper Advertising

Just Listed Targeted Mailing

Coldwell Banker Previews® International

Coldwellbankerpreviews.com

INTERNET PROPERTY MARKETING • National Association of REALTORS’ Survey - 2003 Coldwellbanker.com REALTOR.com Fl.living.net OpenHouse.com 77% OF HOMEBUYERS BEGIN THEIR SEARCH ON THE INTERNET* FloridaMoves.com

eMARKETING ADVANTAGE Enhanced Listings on REALTOR.com Multiple photos, detailed information, contact information Featured Homes Listings on REALTOR.com Prominent positioning on search result pages Multiple Property Photos Properties with multiple photos are viewed 299% more than those without Search Engine Initiative Our 56,000 search terms drive buyers to our listings LeadRouter The most effective rapid response system in the industry MAXIMUM EXPOSURE ON FIVE WEB SITES REACHING MORE ONLINE HOMEBUYERS

Enhanced Listings on REALTOR.com

Multiple photos, detailed information, contact information

Featured Homes Listings on REALTOR.com

Prominent positioning on search result pages

Multiple Property Photos

Properties with multiple photos are viewed 299% more than those without

Search Engine Initiative

Our 56,000 search terms drive buyers to our listings

LeadRouter

The most effective rapid response system in the industry

NATIONAL AND LOCAL ADVERTISING Our national advertising is designed to generate broad marketing exposure, giving Coldwell Banker top of mind awareness. Showcasing our listings to millions of weekly readers in the region’s most widely read publications. Reaching Millions of Potential Buyers National Exposure on Major TV Networks Local Newspaper Advertising

“ JUST LISTED” TARGETED MAILING Upon listing your home for sale, we will immediately send “Just Listed” postcards to a targeted list of prospective buyers and nearby homeowners. REACHING PROSPECTIVE BUYERS FOR YOUR HOME.

Upon listing your home for sale, we will immediately send “Just Listed” postcards to a targeted list of prospective buyers and nearby homeowners.

COLDWELL BANKER PREVIEWS INTERNATIONAL Since 1933. Selling the world's most exclusive real estate. Representing the "who's who" in business, entertainment and politics. PREVIEWS ® TRANSACTS AN AVERAGE OF $153 MILLION* DOLLARS WORTH OF LUXURY HOME SALES EVERY DAY. *As reported by affiliates in the Coldwell Banker® franchise system for the calendar year 2005. Coldwellbankerpreviews.com Marketing Our Most Exquisite Luxury Homes

Since 1933.

Selling the world's most exclusive real estate.

Representing the "who's who" in business, entertainment and politics.

SPECIALIZED SKILLS & SERVICES

MY SPECIALIZED SKILLS Home Preparation Recommendations Using our exclusive Home Enhancement System, I will help you increase the marketability and value of your home. OUR PERSONAL AND PROFESSIONAL EXPERTISE IS WHAT DEFINES COLDWELL BANKER. *Subject to Florida Brokerage relationship laws. Skillful Negotiations When offers are presented, I will advise you to help attain the best possible price and terms. I will promote your interests in developing a clear and binding contract.* Transaction Management I will work on your behalf to successfully close the sale, from monitoring the contract progress to managing the closing process.

Home Preparation Recommendations

Using our exclusive Home Enhancement System, I will help you increase the marketability and value of your home.

MY SPECIALIZED SERVICES Add a service, hit (enter) to add next service.

Add a service, hit (enter) to add next service.

PREFERRED SERVICES

PROTECTING YOUR INVESTMENT Our affiliated company, Sunbelt Title Agency, supports our customer satisfaction goals with timely and accurate closings. A home warranty creates buyer confidence and peace of mind, thereby enhancing the marketability of your home. Sell With Confidence, You’re Protected! SECURITY - Protect your buyer against breakdowns for one full year after closing. With optional seller coverage while your home is listed, your major appliances and systems are protected.* CONVENIENCE - To have problems resolved quickly, “24/7”, simply call one toll-free number to arrange for service through our local network of preferred professional technicians. *Subject to warranty terms. Certain restrictions apply. Title Services Complete closing services A title professional will explain the benefits of title insurance in protecting your investment from on-record title defects Financial strength and stability guarantees the highest quality services Your best interests will be protected during a smooth, efficient closing

Our affiliated company, Sunbelt Title Agency, supports our customer satisfaction goals with timely and accurate closings.

A home warranty creates buyer confidence and peace of mind, thereby enhancing the marketability of your home.

Sell With Confidence, You’re Protected!

SECURITY - Protect your buyer against breakdowns for one full year after closing.

With optional seller coverage while your home is listed, your major appliances and systems are protected.*

CONVENIENCE - To have problems resolved quickly, “24/7”, simply call one toll-free number to arrange for service through our local network of preferred professional technicians.

Complete closing services

A title professional will explain the benefits of title insurance in protecting your investment from on-record title defects

Financial strength and stability guarantees the highest quality services

Your best interests will be protected during a smooth, efficient closing

REAL ESTATE RESOURCES A POWERFUL NETWORK MORTGAGE SERVICES Having buyers pre-approved prior to your acceptance of an offer, will minimize the possibility of taking your home off the market for an unqualified buyer. Also, take advantage of our mortgage pre-approval services at no cost or obligation before beginning the search for your next home. COLDWELL BANKER COMMERCIAL NRT Providing a full complement of commercial services to our residential customers with commercial properties to sell, lease or have managed. PROPERTY MANAGEMENT AND RENTALS Residential rental and property management services for investment properties: Assistance in locating rental properties Management services for investment properties Finding and screening tenants, negotiating leases

MORTGAGE SERVICES

Having buyers pre-approved prior to your acceptance of an offer, will minimize the possibility of taking your home off the market for an unqualified buyer.

Also, take advantage of our mortgage pre-approval services at no cost or obligation before beginning the search for your next home.

COLDWELL BANKER COMMERCIAL NRT

Providing a full complement of commercial services to our residential customers with commercial properties to sell, lease or have managed.

PROPERTY MANAGEMENT AND RENTALS

Residential rental and property management services for investment properties:

Assistance in locating rental properties

Management services for investment properties

Finding and screening tenants, negotiating leases

PRICING YOUR HOME TO SELL Competitive Market Analysis (CMA) With details about competitive properties and what buyers are willing to pay, you can determine the best price for your home. A CMA takes into consideration: Prices paid for recently sold comparable properties Similar properties currently on the market that are competing for the attention of buyers Comparable homes that did not sell, showing what buyers have not been willing to pay in today's market YOUR COLDWELL BANKER SALES PROFESSIONAL WILL PROVIDE YOU WITH A COMPETITIVE MARKET ANALYSIS.

Competitive Market Analysis (CMA)

With details about competitive properties and what buyers are willing to pay, you can determine the best price for your home.

A CMA takes into consideration:

Prices paid for recently sold comparable properties

Similar properties currently on the market that are competing for the attention of buyers

Comparable homes that did not sell, showing what buyers have not been willing to pay in today's market

THE STEPS INVOLVED IN SELLING YOUR HOME Develop a Competitive Pricing Strategy Implement a Full Service Marketing Plan Negotiate a Favorable Contract for You Manage the Contract Through Closing Process Transaction Closed After Sale Follow-Up MY ULTIMATE OBJECTIVE IS TO HELP YOU ACHIEVE THE HIGHEST POSSIBLE PROFIT FROM THE SALE OF YOUR HOME.

Develop a Competitive Pricing Strategy

Implement a Full Service Marketing Plan

Negotiate a Favorable Contract for You

Manage the Contract Through Closing Process

Transaction Closed

After Sale Follow-Up

WE ARE READY… TO GO TO WORK FOR YOU! The Coldwell Banker Tradition of Service You will be backed by the extensive resources and 100-year heritage of one of the premier real estate organizations in North America. Our Local Coldwell Banker Office You will benefit from the marketing exposure and expertise of our team of dedicated local real estate professionals. My Personal Commitment I will devote my energy to meeting your needs. I will stay in touch and keep you informed throughout the transaction. COLDWELL BANKER... THE RIGHT CHOICE FOR YOU.

The Coldwell Banker Tradition of Service

You will be backed by the extensive resources and 100-year heritage of one of the premier real estate organizations in North America.

Our Local Coldwell Banker Office

You will benefit from the marketing exposure and expertise of our team of dedicated local real estate professionals.

My Personal Commitment

I will devote my energy to meeting your needs.

I will stay in touch and keep you informed throughout the transaction.