Harrell ncrc 3 22-13 financial security and affordable housing
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Harrell ncrc 3 22-13 financial security and affordable housing

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Financial Security and housing affordability for older adults

Financial Security and housing affordability for older adults

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  • First Appearance: Describe downtown Convention Center, Opera House, Mary Tyler Moore Statue, then nicollet mall, nicollet towers and light rail station.
  • Meet Rose. Rose is an 83 year old resident of Nicollet Towers in downtown Minneapolis. Nicollet Towers provides affordable housing for nearly 300 older persons, persons with disabilities, and families, and is located in a dense, compact neighborhood and close to several bus lines.  Rose uses public transit two to three times a week, relying on the bus more than she used to, as walking has become more difficult, and takes the bus to the light rail that takes her to the Mall of America. She’s able to regularly walk or take short trips to restaurants, shopping, church, and to the Orchestra Hall. Her ability to take the bus allows her to maintain her independence and involvement in her community. Slightly more than one half-mile to light rail
  • Affordable housing near transit can provide access to community resources for older adults and others.Affordable housing near transit is increasingly at risk, especially for seniors who are the majority of residents.Federal, state, and local governments should place emphasis on the preservation of affordable housing near transit.

Harrell ncrc 3 22-13 financial security and affordable housing Harrell ncrc 3 22-13 financial security and affordable housing Presentation Transcript

  • Ensuring Financial Security & AffordableHousing for Older AmericansDr. Rodney Harrell, Sr. Strategic Policy Advisor,AARP Public Policy InstituteMarch 23,2012
  • 60 5779490102030405060708090100Total TotalEmployedUnemployed Out of LaborForcePercentVeryorSomewhatConcernedEmployment StatusBoomers’ concern: Not being able to afford to stay incurrent home for the rest of one’s life.Source: AARP Public Policy Institute, 2012. “Boomers and the Great Recession: Struggling to Recover”Age category: 50-64Base=3950
  • State Housing Profiles:www.aarp.org/statehousingprofiles
  • Fewer 50+ Householders Own WithoutMortgagesSource: Harrell, Housing for Older Adults: The Impacts of the Recession, AARP PublicPolicy Institute, 2011
  • 50+ Householders WhoOwn With MortgagesSource: Harrell, Housing for Older Adults: The Impacts of the Recession, AARP PublicPolicy Institute, 2011
  • Lower-Income Households Age 50+Experience Significant Housing CostBurdensSource: Harrell, Housing for Older Adults: The Impacts of the Recession, AARP Public PolicyInstitute, 2011
  • Housing Cost Burdens areWorsening for Older AdultsSource: Harrell, Housing for Older Adults: The Impacts of the Recession, AARP PublicPolicy Institute, 2011
  • Meeting the Affordability NeedSource: Center for Housing Policy: “Housing an Aging Population, Are we Prepared?” 2012
  • PPI Report:“Preserving Affordability and Access in Livable Communities:Subsidized Housing Opportunities near Transit and the 50+ Population”Authors:Rodney Harrell, PhDAARP Public Policy InstituteAllison BrooksReconnecting AmericaTodd NedwickNational Housing Trust AARP, Reconnecting America, and the National Housing Trust developed a study, research paper and Solutions Forumthat looked at housing, transportation, and land use. This study looked at the differences between housing near transit and housing far from transit, the location ofsubsidized housing in 20 cities, and how housing location mattered to older persons who lived in those apartments.PPI Report #2009-15
  • • Long waiting lists forhousing• Safety and perceptionof safety were issues• Lack of access to trainstation limits the use byresidents• Good bus service onmain avenues,problems gettingelsewhereCleveland, OH
  • © Google 2010
  • © Google 2010© Google 2010© Google 2010© Google 20101122 33
  • Twin Cities, MN• The downtown location inMinneapolis has accessto light rail, buses,shopping• Car access not asimportant as in otherareas due to effective,useful transit
  • © Google 2010NicolletTowersNicolletMallLight Rail Station
  • Nicollet Mall, Minneapolis© Google 2010© Google 2010 © Google 2010© DrUrbanPolicy.com 2012
  • Who Benefits the Most from HousingNear Transit?Minimal Benefit Full BenefitLow Amount of LimitationsHigh Amount of LimitationsIndividual:Open to the idea of transit, withoutunaddressed cognitive or physical impairments,and able to read and understand signageCommunity (External):Living in well-planned, safe, healthy communities andin walkable neighborhoods with resources nearby.Frequent, accessible, reliable transit service thatconnects to most other places that one would want totravel to.Individual:Significant physical limitations that preventboarding or waiting for transit.Those who do not understand the transit system.Community (External):Living in poorly planned or economically strugglingcommunities with little shopping or services nearby.Poor transit service, including bus drivers who won’tstop, poor route planning, unreliable service,inaccessible stops/stations, high crime levels.
  • Policy Implications• The preservation of existing (andcreation of new) affordable housing,particularly in advantageous locations.Housing• Greater integration of transportationand land use in policy, planning andimplementation effortsIntegration• Improvements and greater investmentin transitTransportation
  • Contact:Rodney Harrell, PhDrharrell@aarp.org@DrUrbanPolicy (Twitter)Facebook.com/DrUrbanPolicyAARP Public Policy Institute Livable Communitiesaarp.org/ppi/liv-comTwitter:@AARPpolicyAARP.org/livableAARP Foundation Housing Solutions Center:aarp.org/housingsolutionscenter (aarp.org/vivienda en Español)Presentations will be available at www.ncrc.org/conference/ by March 29, 2013