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Retail Banking in India - The Comprehensive Industry Report
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Retail Banking in India - The Comprehensive Industry Report


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Use this report to'Understand how retail industry is growing What are strategies taken by retail bank companies and their comparison thereof' and much more''INTRODUCTIONRetail banking in India has …

Use this report to'Understand how retail industry is growing What are strategies taken by retail bank companies and their comparison thereof' and much more''INTRODUCTIONRetail banking in India has fast emerged as one of the major drivers of the overall banking industry and has witnessed enormous growth in the recent past. The Retail Banking Report encompasses extensive study & analysis of this rapidly growing sector. It primarily covers analysis of the present status, current trends, major issues & challenges in the growth of the retail banking sector. This report helps in Banks, financial institutions, MNC Banks, academicians, consultants and researchers to have a better understanding of the booming opportunities in retail banking in India. MAJOR FINDINGSWith recession departing away from away global economy, opportunities are slowly emerging in emerging markets. Since emerging markets, except China, were less depending upon US for growth; are first to come out of recession eclipse. Growth opportunities in banking, especially retail segment is set to witness fast growth due to high consumption. The higher growth of retail lending in emerging economies is attributable to fast growth of personal wealth, favourable demographic profile, rapid development in information technology, the conducive macro-economic environment, financial market reforms, and several micro-level supply side factors. The retail banking strategies of banks are undergoing major transformation, as banks adopt a mix of strategies like organic growth, acquisitions and alliances. This has resulted in a paradigm shift in the marketing strategies of the banks. Public Sector Banks players are adopting aggressive strategies, leveraging their rural branch network and their customer vase to earn a larger share of the retail pie. Banks are also going in for innovative strategies like cross selling, packaged selling of retail products and technology based banking. At the same time, new foreign players are also entering this high growth sectorPOINTS DISCUSSED* Global retail banking vis--vis Indian scenario* Indian retail banking overview* What are the regulatory factors involved in Indian banking industry* How interest rate risks, money laundering, and outsourcing are affecting the performance of banking sector'* What would be the impact of Basel-II norms in Indian banking industry'* What are the implications of SARFESI Act on recovery of money' * How the banking industry would combat the competition from upcoming sectors like mutual funds'* What are the various issues and challenges before this industry'* What are strategies taken by retail bank companies and their comparison thereof' PLAYERS PROFILEDThe report contains major profiles of - Andhra Bank, AXIS Bank, Bank of Baroda, Bank of India, Canara Bank, Citibank, Central Bank of India, Deutsche Bank, HDFC Bank, HSBC, Indian Overseas Bank, ICICI Bank, I D B I (Industrial Development Bank Of India), Indian Bank, ING Vysya Bank, Jammu & Kashmir Bank Ltd, State Bank of India, Saraswat Co-Operative Bank Ltd, Syndicate Bank, UCO Bank and Union Bank of IndiaPRODUCTS ANALYSED* Indian retail credit* Housing finance* Auto finance * Consumer durable loan* Educational loan* Other personal loans* Credit cards* BancassuranceFOR WHOM* Banks, Financial institutions* MNC Banks * Academicians * Consultants * Researchers RESEARCH METHODOLOGYThe data used, extensively draws from the in-house and proprietary sources available at Cygnus as our research team regularly tracks the sector. The other sources include Bank for International Settlements (BIS), Reserve Bank of India, Banking related Journals, and Research papers, Industry portals, Government Agencies, and Trade associations, monitoring of Industry News and developments etc. The data has been cross-checked by the research team and validated to provide the latest and unambiguous information. ADDITIONS IN THE EDITION Global Banking Scenario o Introduction o Global banking assets

Published in: Business, Economy & Finance

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