San francisco hbc january 9 2013

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San francisco hbc january 9 2013

  1. 1. January 9, 2013 San Francisco Follow: @Redfinbayarea Like: http://www.facebook.com/RedfinbayareaSlide 1 of 58
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  8. 8. Case-Shiller: San Francisco Area v. 20-City 250.00 San Francisco 20-City Composite 200.00 150.00 100.00 50.00 0.00Slide 8 of 55
  9. 9. San Francisco Area Up 7.5% year-over-year Peak was May 2006 Down 34% from peak Currently at September 2008 prices 20-City Composite Up 3% year-over-year Peak was July 2006 Down 29% from peak Currently at September 2009 pricesSlide 9 of 58
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  19. 19. Highlights of Redfin’s Site ● ● ● ● ● ● ● ● ●Slide 19 of 58
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  22. 22. Income oSalary—Past 30 days oHourly—Consistency and history oSelf-employed—Two year average Credit Assets o 660 for FHA o Down Payment o 680 for Conventional o Closing Costs o 720 for Rate Improvement o Cash ReservesSlide 22 of 58
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  31. 31. o o o o o Good news! Loan payments are made in arrears, so your first loan payment will not be for almost two months!Slide 31 of 58
  32. 32. *In no way does Redfin benefit financially from recommending lenders – we just think they’re great lenders!Slide 32 of 58
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  36. 36. 10 mins 5 mins End Let’s Get Started!Slide 36 of 58
  37. 37. 15 mins 7.5 mins End Let’s Get Started!Slide 37 of 58
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  48. 48. Get pre-approved Tour homes Find dream home Consult with agent, write offer Submit offer to listing agent Negotiations Success! Mutual Acceptance Earnest money [Within 3 days]Overview of a Inspection contingency [10-17 days]Purchase Title review [5 days] Loan & Appraisal Contingency [17 days] Waiting for loan approval Escrow signing appointment Closing! Get keys and take possession! Receive Redfin refund Complete Redfin surveySlide 48 of 58
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