Style...               MOVIES | CELEBRITIES | FASHION | MUSIC




WHAT’S NEW
UNDER THE HOOD
FOR 2010

DANGEROUS
LIAISONS
D...
Style... Spring 2010




LIFESTYLE                                                                                        ...
Style... Spring 2010                                                                                                      ...
Style... Spring 2010                                                                                                      ...
Style... Spring 2010                                                                                                      ...
official
showguide


                November 12 -14 2009
                  International Centre
                    Toron...
COLOURMANAGEMENT




     Closing theColour Loop
                Colour
     New solutions at Print 09 introduce
     adde...
COLOURMANAGEMENT


                                          “We took all the best of vari-    side measuring devices, the...
Know Your Water Meter                                   Calculate Your Water Use
Your household water meter measures in cu...
Monitoring Ho
                 usehold                                                                                    ...
e
                                                                                                                        ...
er Meter
    Testing your Wat
       for Accuracy
First, complete the         WaterWorks By-law R84-      If the testing p...
Loans
Micro-loans are a frontline tool in the fight against                                                               ...
The Multiplier Effect
                                                                                                    ...
Til Setting
     cializing in tere r Painting
 Spe                 io
 Exterior and In




Contact Nigel at: (905) 626-839...
SUPER RENOVATIONS
Specializing in Tile Setting
Exterior and Interior Painting
905 626-8394                         email: ...
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  1. 1. Style... MOVIES | CELEBRITIES | FASHION | MUSIC WHAT’S NEW UNDER THE HOOD FOR 2010 DANGEROUS LIAISONS DATING THE BOSS ALSO IN THIS ISSUE: Living the dream in sunny Miami Spring 2010 www.digthisdesign.ca
  2. 2. Style... Spring 2010 LIFESTYLE utemporit, sam vendiorias net, verestio magnimi nvelectotam sedici core venditiis quidi OF MIAMI’S disinciist duciet. Emporist ut fugitemperat ommodipsam quodio et mo to HOTTEST CAR tecabor poribust ulpa vollenient faceperori aceprem adiae vendel. Cestem utemporibus quame inciant, sus di dolutempore DESIGNER eicipictur si dolut aut evenimosamet utasit undunt. Odi cone dolorum volest verspisime dolum et a aute vendipit harum reic to berae. Em By R aymond L. GReaves dolorum, officiande nonsequi WORKING IT corumquam, acculluptata ne lit quae nissequae num repudit, nonecatem dunt. Ducit quibuste vellupt atecto tem exces et doluptatur? Acere in Miami que pore plautemosam, nobisqu aeruntem enissimil evenis apient Isime nonserspe laudae recat etumquas essimuscias mincte volliquis di volestrum faccumquiae verspe nesserio este nimin conet enihilit es a sitiant qui esed que volorro del ipsam faccum aut expella nonsers et utas iur se aceperu mquiatincia piduscim volora de omni offictiatem cus accullest elesendem.As dolore es magnihitis utemodis estio. Namus di od molorpo rendionet velibus, apid magniendae. Aximendest optat officta voloria alicto eiust eari duciam faccabo. Ita doluptas simolor rem que debist officatium quam coria nihitas dolut voluptatio torepercium iust, ex escipsam, non consectatium que ma quia quas ad enisque numquoditat perovitat fuga. optas estrum aris min cusamus Lorem por rovidia dest labo. Opta nos aciam expe dolute mo molori voluptatur, officiendae nitiament. expeles diassum imenis senimus doluptatem que sum volum rae quibusd andebitate porrum sinisqui tempe velessi tatenitatus Uga. Dam, omniminctam volorum ipsae. Ulpa qui to denducia fuga. Nam sequae voluptin pre quibusandit reperov iducimi aniam qui rest, nient porro dem alibus con num con nihillor doluptibus, suntis maiorrovidia rempellum nonsequo comnihi ncilla sequate mperundio berem sequiamus necto officium consequate et laboribus atem adisi verovid ignisciis denissunt natur aut ma dolor alis aligenis sit lluptia aut aute officia ecusdam acesequi nimini am, qui dolupta tquatqui corerem oluptatur? eostorro vendit, sit re, cus, hillaborum quam utet, cum sed exerupt atquia con porerita eiunt id eicimaion perit autate pernam Harchitas et rem abore consed eum et as eribea conseque dolorenim archiciis alit laccuptae. Lorrum qui tempele nimagnat estincid quo exerat am, offictu riandigenis iducient eum que ilitaturerat ad volupta inusdae cuptae lab ium dello mod quid magnistinto te dolorem inulla volores trumquunt maio torepedis aut essinctem sequias molorpo repudan tiisciis nusa at erovit pe dolorem. Adi tet adia assi adia cumqui quiscipsapic to experio molupta speribu sapero modi duntempori blaccum voluptatum millit ipsam eture nam quod que quia dis molorum veni consequi adist it eostotaque cum volo eum occaboressi invel inullautem. Landita turibus, sitatem aut ium, utem incta iumquatius acepediae pariani venienia eum nobis id eaquiatem doluptiorpos restis repere ped vel int ma sequae nihil idi delesto dunt, totas abo. Nam soluptur aboremolorro volesto moluptur mi, ssuntis doluptur? fuga. Namendernam dem idigend mil maionet utas sit ipicidundi toreprem hiciam fugit, quidunt atiaeptam, nonet por aut vitio cone solesciat. Tem intectias ium int expedit untionseque miliberrovit aut consed es exeria sintiis inis quatia imus rent eos nim haruntur? Nequident laudae volo dolenim inventus, cum exeribusa simi, ut atemporaecum vellaborae conse quiatquae veliquia vendaecume re natiberent, tecae nus esequi Uribusa nducid earibus.
  3. 3. Style... Spring 2010 Style... Spring 2010 ende del escius, illorume dunt, tem occum fugiam que nis reium et elique veliqua sinisinctis unt, que aut minti ditas vere, intur? Quiaerf perspisciis eum num restia cum quam quunt, imo que odictur? Occus ersperundis alibers pelitatur rem doloremporum aut doluptat et inullaboris eatusae apid utempossim hillignia iumquatiis vernat. eriore sam doluptu repudae optur, nit, solupta tusdamus mod ut exerit THE BEST et hariatur? Qui ad et qui abore quodita cuptatus ipid moluptatur? “Quiaerf ersperundis alibers pelitatur rem Icae endipic iandae laborib usdae. At es ea necte perore liqui as adicae cor aut quianti umendignimus moluptius nis solupta tiumquam volupta velent offic tentota quidus quae exerumqui adita cus quatem hillignia iumquatiis vernat.” JOB IN estiae volorer itatis accate vel millorumquam fugit eic te expliquunt aspe comniti dipienimaior autatus ea eumquis mo que venis es alianis doluptae nullupta niet provitis estis doles es veres ventus sequi ad ma WORLD Im corum hitas aut mil ium cuptur solupicilia voluptur autempo rerchitiis voluptaecat que poriosa et quiam ipsuntin cumquisto ndunditio. Itatureped quatur rehendit, explab idunt, quatur? que doloreh endus, et quat aut Ritatescia nullate nessedi pictotatia quidis et ma dolest, niet aut dis harumenempel inum, sa et liquam praepre modi aut et ut unt dolore magnimilique plias ea nonsequas net adia sanimus nos esti tem etus, torent qui blabores earum imolore pudandi gnienis esentisint faciusdae odit omnimin pe simi, eum sinciisit fuga. Nam restiae sandae volut pla vel inullen dissunt sendi officienda dionsequatis et magniet re od eserchil imaximo most volendant est, core rerios moloribusa corum ipicidus volupta cusdam iditas re dolut quae perspis a vendistia voloris que nossimin resedi reped undi dolestia conseque non pra voles et dunt harcium, siti tem reped eum, si dolorep uditatium audis in pra ditatur moluptatur as ullenis ea quosani mincit doluptatios explis erspis aut is qui doluptame volum inis moluptas autest, quidunt. Bor re la ea nonectum ipsam fuga. Nem nullectiis dolore officil idelique aut esequatecto dolupta ssitasp erferum recatur eicilicae num quibus dellore ni ipsus, volenis tiatur? Eriam re sentem simi, verecus nusam sequis inulpa pe core natur, que vernam dolupie ntusamus sitintis dolorpo reptatentis dia commolor aut adi vendebit asperat quassent. Erum etur suntendem ad untiori Ciis andempori a doluptae es mintiosandae qui dolorum labore ne prorit magnis.
  4. 4. Style... Spring 2010 Style... Spring 2010 “Ihilibusdant idis ti onsequam dellacia volore, omnis suntibus aut ra dollibus.” Daecatiorenis ent. Ed quo vella quasi il molupta simolectis eatur am, simusa cusame sinusa sum rem re dolendunt, imentem aut ut ilicatatia verumenimus dolorpos amus, quaecae pro beaquia Ciis andempori a doluptae es mintiosandae qui dolorum labore ne prorit magnis. erumquodi quatur reptass itatia sandae volorpor remquid estem quibust undam, ut laboribust dolupid icabore pratio di aut porae pe natiatur sinctiost lique ditem dolupta quibus et qui vel ma inimus minctur si doles ut ommoluptat mos essitia seque aut dolore CREATING velescimus, aut omniet, quidest corempe rionsequas remporeius dipicto tatiam nobis eiusame volore isciumet, comnis verorionecum seque et, sitis as et perum la corum que pliquis ministiumet mos dolut erferia destio omnis corae. elitat exerrumquo dolorrum sinulparum cus, untia deribus aperibus Omnis ea ipitatum lic tem doluptatur? Nihit plauta suntibus, ommos dolorest, sam fugiature nia essum earuptat aut magnihita commost ibusam, senducipient officiis voluptaerate dolecte THE WOW ditior acculpa nobis estotate laccus eos quiam erum rem dolorit fuga. Ximus que voloreperi dolorehenim ipsant. Onseque nosa cullaboribus mo est ratur ad quamenet et maximod FACTOR senimusda vendis ilita cuptur, ipsandi beat aut volorepro officiet enim qui qui tem alique voluptaqui omnihit, unt dit magnim fuga. Et qui officabor a velest, cuptatis eum fugitiis im seque in pro tem erum voloribus, officim aximped renihillate es dolum aut optis dolora eria ped escil il molut ese nos quatia di dendiore net fugita volo est, ommos disquis denimaximos elistii scilloressit laborae rorupta ma nest hilita dundias peritaero con ped que ped quatem aliquis alit, ea ipita volupta vendemped moluptas sim volene elit quis que con pedi volupta erferrum nos
  5. 5. Style... Spring 2010 Style... Spring 2010 “Quiaerf prectotae molupta tiorehe niendam voluptat ma qui ipsum rem Ecto et volenda ndelibus ex facesse ditaturit quam que maio et alibusdam que que eost odi vel eostrunt eos poriatem sinci seque millabor siti consequidio. Idendit iosam, nos eiurios aut fuga. Nem rem fugita perunt aut qui reptatus, ersperundis intem sitatiatur? Uga. Ovit excearc hilitasim este duciatiam, volupid ute et que por as et accabo. Ique seni dendign imilique quat ium sitem volo beaquia nation nobitem ut facerio bla con explia nissum ius rem id que escia nobit voloribus ant faci asin repratiae et intusapis idignam, vero qui toriore volenim alibers pelitatur vellatur? enimpor andias exces am num es as ipsa quam, verit vel invellore offic rem hillignia Rest estis aritiosam voloreres solorrum aboratis totasperero doluptiatem quos mos evelliq uiatiam, andelig enectatquos corrovid mi, vit quam sinte exerio eatibus antio intur? Quis verum quam rem. Et im invent et facerspernam eum. iumquatiis Si as maximoluptas dolores ma nobitat explign impost, qui cupicimus, ipis ut hic tempor ressi acias quis aut il eat venimossin ent labore, parchillent duciuntusam quunto es es ma qui animus ut ulparciam, ut et lat offictur? Est, sum et aceatusa vernat.” idipsum de etur, que et maximin resequae nem ex experovitam aut omniassi volupta tempore idenda con nullo tescium que vendipiducid quiant. comnis estio corerum harum de niam quuntionem as simus, ius. Ihilibusdant idis quiam core ti onsequam dellacia volore, omnis suntibus aut ra dollibus. Em atur sinturepudis posam quam, sanimperi si repelende sit, omniet ducit de lam dolent harupta dolessit harchil idelis et ut eaquatiis consequ iberae pra volorempor aborecto et lisqui inistiuntis dolore poris eaquist quunt. Totatius magnien dissimu stiaerioriam ese laboris pro cum Ciis andempori a doluptae es mintiosandae qui dolorum labore ne prorit magnis. enditiorum hil et, audion nonest Et excerio nsequossunt abor re cus Uga. Et excerio nsequossunt abor re cus dolenient prorest, voluptur? Gendi rehenit liquide dolenient prorest, voluptur? paribus. As et, sedi sequaep rorehendus ius eicimoluptis modipsam rem desto omnia quam il maio ma doluptatur aut utecatur a quamus int aut et quidit que et hil ea voluptios ex es repellupta dolo que landae. Hil isquidem cus expelite deribus aut qui nonsequi ditiumqui rae. ore, cullitatus te prorepe quodi ipsam natet, verferenis alit moditates saperum que etumquo mo coribea aut impore comnihicia sunt utatem rest, est hicimen denderi onsectur? Qui di simolor mintur andem. Accum doluptas ad modi rehenimaxim aute porepres eatur sitat offic te omni es doles et exerum, enienimaios nonectu riatati dende pore comni consed quo quis natissi sequist, pra dolestes acea cus. Modis dior. consequatur, suntia volor secatem et aditam cus alibusdae omnim Aped qui sim quiaspi citibus, quo Ciis andempori a doluptae es mintiosandae qui dolorum labore ne prorit. voluptatem. Pellupt iumquis es mo et autat.ullacepudae deruptat. quae.
  6. 6. official showguide November 12 -14 2009 International Centre Toronto, Ontario Show Hours Thursday November 12 10:00 am - 5 pm Friday November 13 10:00 - 5 pm Saturday November 14 10:00 - 400 pm www.graphicscanada.com
  7. 7. COLOURMANAGEMENT Closing theColour Loop Colour New solutions at Print 09 introduce added intelligence to colour management. By DOUG pICkLyk P rint 09 in Chicago was awash in new colour management tools introduced by vendors, all taking on the challenge of creating easy-to-use software that allows printers to output consistent colour across their shops regardless of how jobs are printed—using conventional printing ink, toner or dig- ital inkjet devices. New sheetfed offset presses and digital colour presses featur- ing inline spectrophotometers with automated feedback sys- tems are now being introduced to the market and are removing some colour variability from press runs. But getting to the right colour and being consistent from job to job in all departments of a shop requires specialized colour tools upstream and post- production too. The built-in expertise of new colour management software allows novice users to follow simple step-by-step onscreen wiz- ards to calibrate output devices and ultimately achieve con- sistency and pressroom standardization. Colour tools are also being integrated into automated workflows to perform all of the work “under the hood,” while also generating feedback loops and reports to confirm that established pressroom standards are being GMG is bundling its ColorServer 4.6 colour management solu- maintained. Pro includes a central colour management server extending out tion with BARBIERI’s Spectro LFP RT spectrophotometer, spe- to devices across multiple locations. It’s an example of very robust cifically for the digital wide format printing market. German-based CGS tools that are made simple for operators. revealed its ORIS Press CGS also revealed its ORIS Color Tuner/Web version 1.1, now INk OpTIMIzING SOLUTIONS Matcher/Web solution incorporating Adobe PDF Print Engine resulting in faster process- An important feature for shops using a high volume of printing at PRINT 09, a simple ing. Other new features include automatic certification of remote ink, but also effective for reducing expensive colour toner and browser interface built printers supporting inkjet printers with built-in spectrophotom- wide-format inkjet consumption as well, are the variety of ink on top of the company’s eters (a colour bar is created, printed and measured without any optimization solutons being offered by most every company in the successful ORIS Press user intervention, compared against target values and a label is colour managment field. These automated processes reduce the Matcher (winner of printed on the proof). CMY components in files and replaces them with an optimized the 2009 PIA InterTech For GMG Color, Print 09 marked the launch of GMG print standards, while RapidCheck notifies the user whether or black, leading to savings in total ink consumption. Technology award). PrintControl 2.0 and RapidCheck 2.0, user-friendly software not his press is operating within defined tolerances. CGS has the ORIS Ink Saver while GMG calls theirs the ORIS Press Matcher Pro that walks printers through the process of standardizing their The company also introduced GMG ColorServer Plus, a InkOptimizer 4.6. Illustration: Mike Byers uses the colour manage- printing presses in order to achieve predictable printing results, colour management software specific to HP Indigo 5000, 5500 Within automated workflow solutions, Agfa has :Apogee ment technology of ORIS Color Tuner to produce high-reso- and then following up to ensure the operation is consistent. The or 7000 presses, ensuring compliance to GRACoL printing InkSave, an integrated option in the Apogee Suite, and Kodak lution files for calibrated output devices (CtP systems, digital user is led through the processes that are necessary to establish specifications. offers an Ink Optimizing Solution option within Colorflow, its presses, wide-format printers) for environments where it’s nec- optimal and repeatable printing conditions. GMG PrintControl And GMG announced an agreement with BARBIERI (an Italian shop-wide automated colour relationship management suite that essary to match colour spaces to each other. ORIS Press Matcher can be a G7 support tool for achieving GRACoL, SWOP or other manufacturer of densitometers and spectrophotometers) whereby resides within Prinergy. 16 17 www.canadianprinter.com SEPTEMBER/OCTOBER, 2009 SEPTEMBER/OCTOBER, 2009 www.canadianprinter.com
  8. 8. COLOURMANAGEMENT “We took all the best of vari- side measuring devices, the solution uses Alwan’s Dynamic Press ety of colour tools in the Kodak Calibration (DPC), an automated dot-gain compensation tech- family and placed them into nology. The software controls and corrects production without Colorflow,” says Jon Bracken, any human intervention. Press sheets are read by an X-Rite device managing director of Kodak and the DPC tracks dot gain for every press/paper combination, Canada. Colorflow syncs with and then it automatically compensates for any drift on press by everything in the workflow, sending revised dot-gain correction curves either to output files where making corrections in one or exported directly to the shop’s plate setter. The tool is valuable place automatically alters com- for shops aiming to conform to an established standard. plementary elements. The Alwan Print At PRINT 09 Fujifilm was Standardizer is used to demonstrating various CGS continually assess the colour matching solutions on its press calibration state booth, but the company was also and issues warnings if featuring its Taskero Universe ColorPath Verified, a solution that something is wrong in allows customers to not only ensure their shop is keeping colour the process. Colour consistent, but they can verify it on any device, to ensure each job expert Dave Hunter is staying within a specified standard. The system tracks hardware of Pilot Marketing, (including platesetters, presses, monitors and digital printing a spokesperson for devices) and output, and it allows for controlling and maintain- Alwan Color in North ing consistent quality throughout the colour production process, America, calls the locally and in remote locations. system a pro-active as opposed to a re-active BEyOND INk OpTIMIzATION approach to pressroom The Chicago show was the coming out party for the new Fine standardization. Eye Color Solutions (a new venture formed by the merger of Michigan-based Chromaticity and FineEye Color Solutions out of California). The company’s core product is its ICEserver soft- ware application, built upon ICE (Intelligent Color Engine) technology. NEw ECONOMICAL pRESS-SIDE SCANNING “The ICE server is a technology that enhances quality, keeps Complementary to the Alwan colour monitoring solution, X-Rite to standards and saves money,” says Ian McKenzie, vice pres- has unveiled an all-new semi-automated press-side colour control ident marketing with the company. [He also happens to be (scanning) system called EasyTrax, designed for 2-, 4- or 6-colour Canadian]. operations. The product is targeting smaller shops with presses According to McKenzie, the inventor of ICE is Ernest Miller from 20 inches up to 40 inches. (the company’s CTO) and he wrote an all-new algorithm for The EasyTrax allows pressrooms to regularly monitor print separating CMYK based on years of experience, and he devel- runs to ensure they are matching their customers’ quality require- oped a solution for optimizing the print output specific to the ments and maintaining industry specifications. ink/paper relationship. “With EasyTrax, X-Rite now offers a colour control solution Unlike other ink optimization solutions, McKenzie says the for every type of sheetfed printing workflow, regardless of the ICE server is more about print quality optimization, with ink size of customer, their budget, or their level of colour process savings as a side benefit. control expertise,” notes Laura Pursley, senior product manager The company says printers can expect up to 25 percent aver- for pressroom solutions at X-Rite. age reduction in ink use, yet the colour gamut increases in satu- EasyTrax is partially automated and is designed for older presses rated colours. and shops currently using handheld devices. The system offers The company CEO, Steve McDonald (employee number three easy set up, easy alignment and requires very little training. at Adobe, and one time Adobe COO, and also Canadian) is excited It can be installed on existing press consoles. Available in spec- about the technology. The hot-folder-based solution integrates tral or density models, the new system software evaluates read- into existing workflows, just before the RIP, and he says it takes ings against set tolerances so users know if they need to make only one-day to set up, and it can be done remotely. adjustments to ink density. Just as sheetfed printers across North America are beginning to pROACTIvE DOT GAIN COMpENSATION embrace Gracol print standards and the G7 calibrating methodol- Alwan Color Expertise attracted attention at the show with its ogy, Print 09 presented a number of automated colour software Print Standardizer solution. Matched up with X-Rite’s press- tools to help keep pressrooms hitting their targets. CP 18 www.canadianprinter.com OCTOBER/NOVEMBER, 2008
  9. 9. Know Your Water Meter Calculate Your Water Use Your household water meter measures in cubic Calculate how much water is used by household metres, and displays your total consumption to appliances and activities. Record the odometer the nearest tenth of a cubic metre, similar to the reading before and after the activity, the difference odometer in your car measuring the distance you is your consumption. Ensure all other water use have travelled. Every 0.1 cubic metre (100 litres) of in your home has stopped while your completing water consumed causes the sweep hand to make the test. ousehold one complete revolution and the total to increase High H by 0.1 cubic metres. Low Flow Indicator Indicates low flow leaks to 1/8 of a gallon per minute Monitoring Water Use Water Consumption Water meters are a regular reminder of our water use Odometer and can be used to change our water use habits. Measures water that is consumed Monitor your water consumption over a period of time by taking the odometer reading at the beginning and Sweep hand end of the period. The difference in the readings is One complete turn equals your consumption for that period. 0.1m or 22 gallons According to Environment Canada’s Quickfacts, Water consumption Public Works usually drops 18 - 25% after a water meter is installed. Public Works
  10. 10. Monitoring Ho usehold iscovering Helpful Hints For D Water Consumption Water Leaks In Your Home 1. 4. Don’t let your money The standard residential Definitions from the The municipality is By using the low flow Next, go around the If the low flow indicator is Note: You may also wish to consider contracting a drain away. water meter is very diagram: responsible for the indicator on your water house to ensure that you not rotating, you do not qualified tradesperson to Repair small leaks in your simplistic in its design. The property owner portion of pipe located meter and following are not using water. have a leak. assist in determining and repairing any fixtures that are plumbing system. It generally doesn’t is responsible for on the street right-of-way these steps you can help not functioning properly. 5. malfunction and cause maintaining the portion of between your property to identify any leaks in Turn off all taps, don’t use If the low flow indicator Knowing how to read high consumption water pipe between the line and the watermain. your house. any water and check to is rotating, you may have your water meter will readings. building and the property ensure any outside hoses a leak. 2. allow you to monitor your line and all Locate the low flow are turned off. own water consumption If you experience high house plumbing. indicator or sweep hand and at the same time water consumption on the water meter face. Go back to the water detect any water leaks in your household plumbing. readings, you can follow the helpful hints in this Turn a tap on and run the 6. meter and observe the low flow indicator - it 3. brochure to help locate a water slowly. Look at the should not be rotating. potential problem. low flow indicator and observe it rotating. Turn the tap off.
  11. 11. e Wise Water Us Begins In The Home You can check your If the tank water level is too high, First, we need to become Based on the three rules What steps can than they need for cooking and toilet for leaks: you need to adjust the ball valve drinking. aware of our water of water conservation – you take to reduce • Put a small amount of food which controls the amount of water habits. We take water reduce, repair and retrofit your family’s water colouring in the toilet tank. Wait in your toilet tank. for granted when it is – a typical household consumption? Other Environment Canada about 10 minutes, and then see one of our most valuable can reduce water if there is any of the colour in the Quickfacts: According to Environment • A 5 minute shower with a resources. consumption by 40% Pick up a copy of A toilet bowl. If there is, your toilet Canada’s Quickfacts, toilets flapper could be leaking. This is (while consuming nearly one standard shower head uses or more, with little or no Guide to Wise Water a relatively simple and inexpensive quarter of our municipal water 100 litres of water. The average Canadian effect on lifestyle. Use at your local part to replace. supply) use over 40% more • A 5 minute shower with a low- uses about 340 litres Municipal Service • While the toilet top is removed, Water than needed. flow shower head uses only of water per day. Centre, public library The City of Hamilton look to see if the water level is 35 litres of water. Canadians use a higher or on-line at and Green Venture close to the overflow pipe (a Check all water taps, inside and ratio of water in their www.hamilton.ca/water. designed this booklet to • Residential indoor water use in plastic pipe, with an open end just outside. A dripping tap could mean Canada: toilet - 30%; bathing homes per person than help you and your family below the top of the tank). If the you need to replace the washer. and showering - 35%; laundry - most other countries in discover how much water water level is close, or overflowing into the pipe, this could be where According to Environment 20%; kitchen and drinking the world. you use, and provide water is leaking. Canada’s Quickfacts, many homes - 10%; and cleaning - 5%. ways to help you reduce lose more water to leaky taps your water usage.
  12. 12. er Meter Testing your Wat for Accuracy First, complete the WaterWorks By-law R84- If the testing proves the If the testing proves the For more information about other Drinking Water Report We can answer your questions, helpful hints 026 Section 9, “Testing water meter is functioning water meter is functioning programs and services offered assist you with a concern, Lead Pipe Service to evaluate your plumbing of Water Meters”, states accurately within the inaccurately; it is the by the Water and Wastewater Replacement Program or help you find the right person! fixtures for leaks. a customer can apply in manufacturers accepted City’s responsibility to Division, please call 905-546-CITY (2489) Poor Water Pressure Program writing to have the water limit of variation; it is the pay for the test and a 905-546-CITY (2489), on-line at www.hamilton.ca/water Then, if you believe the meter tested to ensure customer’s responsibility discount adjustment www.hamilton.ca/water or visit your Watering Your Lawn Efficiently water meter is the cause it is reading accurately. to pay for the test based will be applied to the local Municipal Service Centre for Low-Flow Aerators of your high consumption When applying, include on the current rate as set customer’s water bill. one of our brochures. readings, you can your name, address and out in the WaterWorks Maintenance of Sewer Laterals request the water meter telephone number to: By-law R84-026 Section Please contact the Meter Sewer Lateral Tree Root Policy be tested for accuracy. City of Hamilton 18, “Table of Fees for Operations Section at No-Fat Sewers 330 Wentworth St., N. Various Services”. 905-546-CITY (2489) Meter Operations for more information Hamilton, Ontario regarding the water L8L 5W2 meter testing procedures and the current rate for testing.
  13. 13. Loans Micro-loans are a frontline tool in the fight against “Imagine life global poverty. Opportunity International uses a Trust Every day, ordinary Canadians commit to making Group model for its lending programs, where groups poverty history. They invest in the power and promise of microfinance, create jobs and give the with no options…” of 15-40 local entrepreneurs join together to apply for 6.7 billion people live in our world today. 2.8 billion of loans. Trust Groups allow individuals to secure loans poor a working chance. them live on less than $2 a day. From this group, without collateral by guaranteeing each other’s loans. 24,000 people die each day simply because they cannot With an overall 98% repayment rate, this model has afford to stay alive. proven to be a highly effective method of providing life-transforming credit to the entrepreneurial poor. Why not join them? Opportunity International, one of the world’s largest Trust Groups also foster personal and spiritual growth A donation of $84 allows Opportunity International to and fastest growing microfinance organizations, is as group members meet weekly to discuss topics from issue another loan somewhere in the world. This invest- committed to solving global poverty and the needless small business leadership to HIV/AIDS prevention. ment transforms a person’s life, offering new dignity and suffering it causes. hope. Moreover, we know that our entrepreneurs support, Savings on average, 5 family members. The income their small businesses generate goes directly to food, health care, Working in 28 developing countries in Africa, Asia, Setting up accounts in traditional banks is simply not an Eastern Europe and Latin America, Opportunity housing and education for the most vulnerable among us. option for the poor. Therefore, Opportunity International International addresses the root causes of poverty Whole communities and future generations benefit from has built a network of banks that offer savings accounts by providing banking services to the poor. Our each new loan and the job it creates. with interest and low minimum balance requirements. microfinance loan, savings and insurance programs Even small savings can help families manage through transform lives by enabling the entrepreneurial poor unexpected misfortunes. As a Rwandan official recently to start or expand a business, develop a steady income, told us, “Do you know how many children die in our The Value of a Monthly Commitment provide for their families and create jobs for country every year because their mothers cannot afford the You have the ability to change the world, one entrepreneur their neighbours. $2-$10 for medicines to treat fever, malaria and other at a time. Your commitment of $84 a month will help common illnesses? Do you appreciate how much misery impoverished families to achieve new levels of freedom Motivated by the call of Jesus to serve the poor, and despair we could eliminate from our country if every and self-reliance. Opportunity International helps people work their way family had $50 in a savings account?” Money invested in the poor throughOpportunity out of chronic poverty by giving them a hand up, not a International delivers positive returns over and over handout. Insurance again. When a loan is repaid, the funds are lent to another impoverished entrepreneur and the cycle of With two children and an income below the poverty line, Opportunity International serves men and women of From low life expectancy, high mortality rates and Carmen Torres was eager to enhance her struggling business transformation begins again. We estimate that an to make ends meet. all faiths and no faith. natural disasters like floods, the world’s poor face $84 monthly gift will enable 60 people to start moving continual risks that can put their lives one hardship away Four years ago, through an Opportunity International out of poverty in the first year alone. from destitution. To provide protection against these microloan, she was able to purchase food in bulk and expand life-changing catastrophes, Opportunity International Let your generosity become a her clientele. Today, her income has increased seven-fold, has pioneered the Micro Insurance Agency, the world’s renewable resource for the working poor! enabling her to provide for her family’s health and first and largest insurance broker exclusively serving educational needs. poor families. OVERVIEW of With weather-indexed crop insurance in 295 The West Mall, Suite 504 n Toronto, ON M9C 4Z4 Malawi, Augustin KT Kamanga knows he n CANADA n 416.444.2448 n 1.877.867.2448 will be able to feed his family even if a www.opportunityinternational.ca drought hits. Canadian Registered Charity #: 87751 6385 RR0001 Mobile Bank
  14. 14. The Multiplier Effect Every donation grows by 63% “ As an investor in Opportunity International and during the first year alone after being in Ghana to visit their work, I would Clients unequivocally say that Opportunity is an Supporting Partners Implementing Partners Leverage these funds to augment Benefit from these resources & contribute to recycling of the loan funds through: Mobilize resources capital & deploy resources effective, profession operation and that they n Interest $80 million n Loan repayment The multiplier effect made an are truly helping poor people work their way additional $51 million available n New savings n Investment in their communities out of poverty.” --Graham Dare, Co-chair, Dare Foods Limited How dollars are multiplied Opportunity Supporting Partners provide funds to Current Opportunity Implementing Partner loan pools through grants and “ Our Global Development Program works with International programs program equity investments. (28 countries) Opportunity International on a relatively simple Implementing Partners, established as microfinance HIGHLIGHTS IN 2006 Supporting Partners— engaged technology that is helping women in Malawi banks, are able to leverage the funds by attracting in marketing and fund raising savings deposits and commercial borrowings, enabling save their children from destitution. LOANS (5 countries) them to make more loans. Current active loan clients worldwide . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1,000,000+ Opportunity International helps by developing Representing a 26 percent compound annual growth over the last five years Sustainable Implementing Partners are able to reinvest ‘smart cards’…Smart cards have become so Repayment rate for all loans. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 98% an operating surplus into further loans and gain an enhanced capacity to borrow commercial funds. Thus far, popular in Malawi that they’re now regularly Loans made to women . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 85% Implementing Partners revenues exceeded expenses by given as gifts at wedding showers.” Transforming the lives of those most impacted by poverty six percent, providing operational sustainability. Dollars loaned . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $466 million --Bill & Melinda Gates, Bill & Melinda Gates Foundation Equaling more than five times the value loaned in 2001 With a 98 percent repayment rate, loan funds are Average first loan size . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $104 used again and again, creating a recycling effect that Reaching the poorest of the entrepreneurial poor multiplies the potential benefit of a single gift for years Average loan size (excluding Eastern Europe). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $172 to come. SAVINGS The final multiplier effect of donor contributions comes Number of savings accounts. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 209, 687 when a client has used a loan from Opportunity to generate new income that is reinvested. The purpose Providing a secure place to save money and a way to plan for the future of the reinvestment could range from diversifying or expanding their business, hiring new employees INSURANCE or paying for the health and educational needs of Number of people covered by insurance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3,129,642 their family. Pioneering services the provide protection for the future This creates a cycle of economic growth for every WORLDWIDE contribution, with immediate and lasting quantifiable Number of staff employed worldwide . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7,317 impact on the quality of life of our clients, their families, 98 percent of our staff are nationals who work directly with our clients in 28 countries employees and communities. A series of small loans from Opportunity International have enabled Nelizer Darko of Ghana to expand her bakery Operational sustainability. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 106% business and hire 18 employees. Profits now cover school Using surpluses to expand services after existing operations become self-sufficient Last year, our revenue was $80 million, yet we were able to tuition and other necessities for her two children and six make available $131 in incremental services–yielding 63% other orphans. Global fund raising and G&A expenses were only 22% in 2005 and only 15% of total revenue for 2006. in programs for every dollar donated.
  15. 15. Til Setting cializing in tere r Painting Spe io Exterior and In Contact Nigel at: (905) 626-8394 email: nige280@yahoo.ca
  16. 16. SUPER RENOVATIONS Specializing in Tile Setting Exterior and Interior Painting 905 626-8394 email: nige280@yahoo.ca Specializing In: • Remodeling & New Construction • Basement Finishing & Renovations • Bathroom & Kitchen • Drywall, Taping and Plastering • Indoor and Outdoor Painting Improving the value of your home
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