Raddon Chart of the Day December 4, 2012
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Raddon Chart of the Day December 4, 2012

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Raddon Chart of the Day December 4, 2012 Raddon Chart of the Day December 4, 2012 Presentation Transcript

  • Raddon Chart of the Day December 4, 2012 One-Quarter Anticipate Opening a Loan in the Next 12 Months Any Loan 27% Credit Card 7% New Auto Loan 6%Mortgage Loan (Refinance) 5% Used Auto Loan 5% Student Loan 5% Mortgage Loan (New) 3% Home Equity Line 1% Home Improvement Loan 1% Home Equity Loan 1% Auto Lease 1% Debt Consolidation Loan 1% Small Business Loan 0.4% Any Other Type of Loan 1% None of the Above 73% 0% 20% 40% 60% 80% Percent of All Online Respondents Source: Raddon Financial Group, National Online Consumer Research – Fall 2012 ©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
  • Raddon Chart of the Day November 29, 2012 Action Taken When Loan/Credit Request Was Not Granted 16% Secured the Loan/Card Elsewhere 40% Planned to Seek Loan/Card at a Future Date 21% Taking Steps to Improve Credit Standing Took No Further Action Regarding Loan/Card 23% Percent of Online Respondents That Applied and Were Turned Down for LoanSource: Raddon Financial Group, National Online Consumer Research – Fall 2012©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
  • Raddon Chart of the Day November 27, 2012 Almost One-Fifth Indicate That They Have Applied and Been Turned Down for Loan in the Last 12 Months Any of the Loans Listed 16% Credit Card 11% Line of Credit 4% Consumer Loan 3% Mortgage for Refinance 3%Mortgage for Home Purchase 2% Home Equity Loan or Line 1% None of the Above 84% 0% 30% 60% 90% Percent of All Online Respondents Source: Raddon Financial Group, National Online Consumer Research – Fall 2012 ©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
  • Raddon Chart of the Day November 15, 2012 Over One-Quarter Perceive That Their Ability to Borrow Has Been Negatively Impacted Due to Current Economic Conditions Economy Has Negatively Impacted the Ability to Borrow 27% Economy Has Not Negatively Impacted the Ability to Borrow 73% Percent of All Online RespondentsSource: Raddon Financial Group, National Online Consumer Research – Fall 2012©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
  • Raddon Chart of the Day November 13, 2012 Most Consumers See No Evidence That the Recession Is Over Not Sure 14% Definitely See Evidence Economy Is Improving 11% See No Evidence Recession Is Over 56% Have Just Begun to See Signs Recession Is Ending 19% Percent of All Online RespondentsSource: Raddon Financial Group, National Online Consumer Research – Fall 2012©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500