Raddon Chart of the Day                                             December 11, 2012                                    L...
Raddon Chart of the Day                                           December 6, 2012                               Preferred...
Raddon Chart of the Day                                                             December 4, 2012       One-Quarter Ant...
Raddon Chart of the Day                                                         November 29, 2012          Action Taken Wh...
Raddon Chart of the Day                                                            November 27, 2012                  Almo...
Raddon Chart of the Day                                                         November 15, 2012  Over One-Quarter Percei...
Raddon Chart of the Day                                                         November 13, 2012       Most Consumers See...
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Raddon Chart of the Day December 11, 2012

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Raddon Chart of the Day December 11, 2012

  1. 1. Raddon Chart of the Day December 11, 2012 Likelihood of Home Owners to Use a Personal Loan Instead of Equity Credit 3% 5% 13% Extremely Likely Very Likely Somewhat Likely Not Very Likely 51% Not at All Likely 28% Percent of Online Respondents That Are HomeownersSource: Raddon Financial Group, National Online Consumer Research – Fall 2012©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
  2. 2. Raddon Chart of the Day December 6, 2012 Preferred Method to be Contacted by PFI with a Competitive Finance Offer 35% 28% By Mail By E-Mail By Phone Prefer Not to Be Contacted 26% 11% Percent of All Online RespondentsSource: Raddon Financial Group, National Online Consumer Research – Fall 2012©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
  3. 3. Raddon Chart of the Day December 4, 2012 One-Quarter Anticipate Opening a Loan in the Next 12 Months Any Loan 27% Credit Card 7% New Auto Loan 6%Mortgage Loan (Refinance) 5% Used Auto Loan 5% Student Loan 5% Mortgage Loan (New) 3% Home Equity Line 1% Home Improvement Loan 1% Home Equity Loan 1% Auto Lease 1% Debt Consolidation Loan 1% Small Business Loan 0.4% Any Other Type of Loan 1% None of the Above 73% 0% 20% 40% 60% 80% Percent of All Online Respondents Source: Raddon Financial Group, National Online Consumer Research – Fall 2012 ©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
  4. 4. Raddon Chart of the Day November 29, 2012 Action Taken When Loan/Credit Request Was Not Granted 16% Secured the Loan/Card Elsewhere 40% Planned to Seek Loan/Card at a Future Date 21% Taking Steps to Improve Credit Standing Took No Further Action Regarding Loan/Card 23% Percent of Online Respondents That Applied and Were Turned Down for LoanSource: Raddon Financial Group, National Online Consumer Research – Fall 2012©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
  5. 5. Raddon Chart of the Day November 27, 2012 Almost One-Fifth Indicate That They Have Applied and Been Turned Down for Loan in the Last 12 Months Any of the Loans Listed 16% Credit Card 11% Line of Credit 4% Consumer Loan 3% Mortgage for Refinance 3%Mortgage for Home Purchase 2% Home Equity Loan or Line 1% None of the Above 84% 0% 30% 60% 90% Percent of All Online Respondents Source: Raddon Financial Group, National Online Consumer Research – Fall 2012 ©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
  6. 6. Raddon Chart of the Day November 15, 2012 Over One-Quarter Perceive That Their Ability to Borrow Has Been Negatively Impacted Due to Current Economic Conditions Economy Has Negatively Impacted the Ability to Borrow 27% Economy Has Not Negatively Impacted the Ability to Borrow 73% Percent of All Online RespondentsSource: Raddon Financial Group, National Online Consumer Research – Fall 2012©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
  7. 7. Raddon Chart of the Day November 13, 2012 Most Consumers See No Evidence That the Recession Is Over Not Sure 14% Definitely See Evidence Economy Is Improving 11% See No Evidence Recession Is Over 56% Have Just Begun to See Signs Recession Is Ending 19% Percent of All Online RespondentsSource: Raddon Financial Group, National Online Consumer Research – Fall 2012©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
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