Occupational Accident Coverage for Pet Sitters

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http://www.petsit.com Pet Sitters International's free January 2013 webinar explained the occupational accident coverage now available exclusively to PSI members through Business Insurers of the …

http://www.petsit.com Pet Sitters International's free January 2013 webinar explained the occupational accident coverage now available exclusively to PSI members through Business Insurers of the Carolinas, http://www.psi-ins.com.

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  • 1. Brought to you by Pet Sitters International www.petsit.com David Pearsall, CIC, CWCAThe Pet Sitting for Smarties© Free Member Webinar Series is Sponsored by
  • 2. Coverage for on-the-job accidents that owner operators or contracted pet service professionals sustain while providing pet care servicesThe Pet Sitting for Smarties© Free Member Webinar Series is Sponsored by
  • 3. • Covered claims.• Coverage policy provides.• Qualifications for policy.• Policy plans and cost.• How to apply.This free member webinar series is brought to you by and
  • 4. »SECRET WORD #1This free member webinar series is brought to you by and
  • 5. • Dog bites you incur while caring for clients pets.• Injuries sustained in auto accident while in route to client’s homes.• Slip and falls.• Injuries sustained when pet drags or knocks you down.• Any other injuries caused by accident arising out of work you perform as a pet sitter/pet care provider. This free member webinar series is brought to you by and
  • 6. • Accidental Death $100,000• Accidental Dismemberment $100,000• Accidental Disability Benefit $100,000• Accidental Medical Expense $750,000 -$100 Deductible This free member webinar series is brought to you by and
  • 7. • Option of $300 to $500 weekly maximum up to 104 weeks (7 day waiting period).• Your disability income is based on average earned Income for past 52 weeks as reported on Tax Form 1099, at time of loss.• You must be under the care of a licensed physician and claim must be reported in first 30 days. This free member webinar series is brought to you by and
  • 8. -All active PSI members that are Owner Operators: (Sole Proprietors, LLC Members, Corporate Officers and/or Independent Contractors meeting the legal definition/requirements as set forth in your state)-Must perform work under a formal written work agreement or contract for all clients and/or companies you work for, and must provide with initial application. This free member webinar series is brought to you by and
  • 9. -Must receive compensation reported under a Form 1099 for compensation and self-employment tax purposes, and-Must have responsibility for determining the time, means and method of performing the work required under the contract-Must be able to generate a profit or a loss from the business-Should carry your own General Liability Insurance This free member webinar series is brought to you by and
  • 10. • Anyone receiving income under Form W2• Volunteer workers or employees*Please note this is not a coverage of workers compensation insurance and does not relieve an employer of workers compensation coverage obligations. This free member webinar series is brought to you by and
  • 11. - Two options depending on maximum disability benefit desired: Option 1 - $300 weekly benefit $456 Option 2 - $500 weekly benefit $576 Premium can be paid quarterly or annual. Credit cards are accepted on annual payment only. A $6 installment fee if quarterly pay plan chosen. This free member webinar series is brought to you by and
  • 12. -Go Online to www.PSI.petsitterinsurance.com click on the Occupational Accident tab, then click on Apply For Coverage. You will need to print and complete the application. Mail with payment to Business Insurers of the Carolinas.-Call 1-800-962- 4611 Ext 1 or Email PSI@Business- Insurers.com and request an application. This free member webinar series is brought to you by and
  • 13. »SECRET WORD #2This free member webinar series is brought to you by and
  • 14. -Please note we must have a signed original application, therefore you can not submit applications online.-Coverage will be effective the 1st day of the month following receipt of your application with payment. This free member webinar series is brought to you by and
  • 15. This free member webinar series is brought to you by and
  • 16. Brought to you by Pet Sitters International www.petsit.comThe Pet Sitting for Smarties© Free Member Webinar Series is Sponsored by