Perceived Usefulness Degree to which a person believes that using mobile banking would enhance his job performance. H1: Perceived Usefulness has positive effect on the behavioural intention to adopt mobile banking.
Perceived Ease of Use The degree to which a person believes that using a particular system would be free from effort. H2: Perceived ease of use has the positive effect on the behavioural intention to adopt mobile banking.
Perceived Credibility The extent to which a person believes that using mobile banking will be free of security and privacy threats. H3: Perceived Credibility has the positive effect on the behavioural intention to adopt mobile banking.
Self Efficacy The judgement of one’s ability to use mobile service. H4: Self efficacy has the positive effect on the behavioural intention to adopt mobile banking.
Perceived Financial cost The extent to which a person believes that he has the financial resources needed to use mobile banking. H5: Perceived financial cost has the negative effect on the behavioural intention to adopt mobile banking.
Online survey Likert scale Total 18 questions Pilot study 165 RESULTS
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