Pre-Paid Legal Services ® , Inc. and subsidiaries 2003 FTC Report Pre-Paid Legal Services ® , Inc. and subsidiaries * America’s fastest growing white collar crime * you Could be at risk? you Could be at risk?
<ul><li>Company </li></ul><ul><li>Need </li></ul><ul><li>Product </li></ul><ul><li>Compensation </li></ul><ul><li>Timing </li></ul>Five Areas to Evaluate
THE COMPANY <ul><li>Over 30 Years In Business </li></ul><ul><li>Began With A Serious Auto Accident </li></ul><ul><li>Public Company Since 1976 </li></ul><ul><li>Debt-Free </li></ul>THE COMANY THE COMPANY Harland C. Stonecipher Founder, Chairman, and CEO
THE COMPANY Equities magazine rated Pre-Paid Legal Services ® , Inc. the 33rd Fastest Growing Company on the New York Stock Exchange.
What Others Are Saying About Pre-Paid Legal One of the 200 Best Small Companies In America 5 Years In A Row! #13 Out of the Top 50 Stocks of the 90’s! One of the Fastest Growing Companies In America For 2 Years In A Row! THE COMPANY
Identity Theft is not just about Credit Cards! ID Theft is an international crime and access to an attorney may be critical Five Common Types of Identity Theft What is Identity Theft? Drivers License Identity Theft Medical Identity Theft Financial Identity Theft Social Security Identity Theft Character / Criminal Identity Theft
Identity Theft <ul><li>You Are GUILTY Until Proven INNOCENT </li></ul>
What is Identity Theft? The DataBased You Meet The DataBased You ™ ™
What is Identity Theft? Your Name 1000’s of aggregators Your Fingerprints and DNA FBI, State, and Local DBS College Campuses & University Databases C.L.U.E. DBS, etc... Your Military Record DOD DBS Your Criminal History NCIC DBS Internet Sites DBS Your Legal History State and Federal Court DBS Your Credit History Credit Repositories’ DBS Your Birth Certificate Choice Point DBS, State, etc … Your Phone Number and Tracking Info 1000’s of aggregators Your Social Security Number SSA DBS Your Address 1000’s of DBS The DataBased You ™ Your Driver’s License # and Record – DMV DBS Your Medical Records MIB DBS, etc … Your Car Registration & Info DMV, Local Treasurer, On Star, etc … DBS
Lost, Hacked, or Stolen… Notables You can’t control The DataBased You <ul><li>ChoicePoint: 145,000 </li></ul><ul><li>CitiFinancial: 3.9 Million </li></ul><ul><li>MasterCard: 40 Million </li></ul><ul><li>AOL: 92 Million </li></ul><ul><li>Veterans Admin: 26.5 Million </li></ul><ul><li>Bank of America: 1.2 Million </li></ul><ul><li>Acxiom: 1.2 Billion </li></ul>™ What is Identity Theft? So many laptops … we lost count i.e. Hotels.com (Ernst & Young)
“ People whose identities have been stolen can spend months or years and thousands of dollars cleaning up the mess the thieves have made of their good name and credit record” “ When Bad Things Happen to Your Good Name ” - September 2002, Federal Trade Commission The Cost of Identity Theft
Monitoring Services Life Events Legal Plan Restoration Services You The Best Answer … The Complete Wall of Security The Best Answer
Pre-Paid Legal Services ® , Inc. and Kroll Background America provide The Best Answer: Harland C. Stonecipher CEO and Founder, Pre-Paid Legal Services, Inc. The Best Answer SHIELD ID entity T heft TM with the Pre-Paid Legal Plan
Pre-Paid Legal Services ® , Inc. is the only company with a suite of products that provides help in every phase of Identity Theft – before, during, and after the crime occurs… The Best Answer
Three Areas of Coverage for ID Theft The Best Answer Access to Counsel Restoration Services Continuous Monitoring
Monitoring Services <ul><li>Monitoring helps primarily with Financial Identity Theft </li></ul><ul><li>Monitoring services often cover only the accounts you have with the company offering the service </li></ul><ul><li>Monitoring services do just that, Monitor. They notify you that the nightmare is beginning but do nothing to help you. The real headache associated with Identity Theft is the cost of the 600 Hours* it takes you to restore your identity. </li></ul>Monitoring credit activity is the single best method to detect identity theft, but … Industry Response * USA Today, January 2005
Restoration Services <ul><li>Restoration means that experienced professionals — not you — do the work to clear your name </li></ul><ul><li>These services can save hundreds, possibly thousands of hours of work… </li></ul>Restoration Services provide tremendous relief to you Industry Response Restoration Services provide incredible support, but they do not include monitoring services or legal help, particularly 24-hour legal access in the event you are being arrested …
The Best Answer Five Areas of Coverage – Life Events Legal Plan Preventive Legal Services Motor Vehicle Legal Services Trial Defense Services Federal Tax Audit Legal Service Other Legal Services 25%
The Legal Shield membership will not apply if the member is alleged to be under the influence of or impaired by alcohol, intoxicants, controlled substances, chemicals or medicines, whether prescribed or not; the member is alleged to be involved with domestic violence or stalking; and/or assistance in making, posting, or obtaining bond, bail or other security required for release. Check benefit availability in your state. Legal Shield <ul><li>The Legal Shield gives you and your family 24-hour access to legal consultation for only $1 a month for the following situations: </li></ul><ul><li>If you are detained by a law enforcement officer </li></ul><ul><li>If you are injured in an accident </li></ul><ul><li>If authorities attempt to remove your child from your </li></ul><ul><li>home or custody </li></ul><ul><li>If you are served with a warrant </li></ul>To contact your Provider Law Firm, simply call the toll-free number on your Legal Shield card. You will reach the Pre-Paid Legal offices, who will then put you in contact with your Provider Law Firm, so you can consult with an attorney about your detainment. It’s that easy. The Best Answer
Plan Costs Expanded Family Plan w/ IDT $35.95 per month Less Than A Bottle of Water a Day $1.16 a day The Best Answer
IDENTITY THEFT PROTECTION ONLY <ul><li>AS A STAND ALONE SERVICE </li></ul><ul><li>$12.95/MONTH WITH A ONE TIME PROCESSING FEE OF $10.00 </li></ul>
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