Trend Impact of a Long Term Commitment to a Fitness Wellness Initiative from an Actual Client Started Fitness Wellness Loss Region Program 100% of Premium $357 85% of Premium Paid per Employee/ Dependent Building Reserve for Shock Claims. If in this region you can expect to remain at or below trend for Increases The corporate goal is to keep low risk employees/dependents in the low risk category and move high risk employees/dependents to low risk through creating a culture of wellness/fitness. In 2009, our insurer reported based on paid claims that we had employees/dependents move from a high risk to low risk category which translated in projected savings of approximately $88,000 for the renewal period. From the trend graph you can see since 2006 we have not experienced significant increases in health care premium compared to the rest of the nation which we attribute to creating a culture of wellness/fitness for the long term. We can state without reservation that our investment in One on One as a partner continues to pay off when it comes time for our healthcare renewals.