Best Practices For Online Banking

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OneUnited Bank

Make the most of your online banking features.

Economy & Finance

Are You Fully Utilizing Your
Online Banking Benefits?
Online Banking – Best Practices

Stay Informed
Online banking offers a number of different
features and benefits.
Have you taken full advantage of your online
banking account?
Some features to look for:
– Security alerts
– Text alerts
– Online statements
– Free online transfers
– Bill pay

Avoid the Fees
Review your bank's fee schedule to see if
you are being charged too much for
banking services. Speak with your bank to
discuss ways to avoid extras.
Or, shop around for a new bank that has a
more competitive fee schedule.
Examples of unnecessary fees include
direct deposit fees, debit card fees, and, if
possible, minimum balance fees.

Monitor Your Account
With online banking, you can access your account
on any device, anywhere you have an internet
connection.
Take advantage of this feature and check in often.
Look for any unusual charges and monitor your
balance to avoid any overdraft fees.
Report any strange activity to your bank
as soon as possible.

Pay Your Bills on Time Every Month
Setting up automatic online bill
payments is the easiest way to pay
your bills.
You won't have to worry about due
dates, postage or other payment
concerns.
You can also make automatic
savings transfers for added
convenience.

Learn how to make sound personal
finance decisions with OneUnited Bank
877-663-8648
100 Franklin Street. Boston, MA 02110

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