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In homecare recession
 

In homecare recession

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This presentation is one of many available on senior topics to help families better understand the aging process and find resources to help their loved one remain safe and healthy in their home. To ...

This presentation is one of many available on senior topics to help families better understand the aging process and find resources to help their loved one remain safe and healthy in their home. To sign up for a workshop please contact our office. Note: Videos and manuals affiliated with this presentation are only available when attending the workshop.
For more information go to www.homeinstead.com/650.

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    In homecare recession In homecare recession Presentation Transcript

    • HOW TO PROVIDE IN-HOME CARE DURING A RECESSION Caring for your parents: Education for the Family Caregiver® Serving Jefferson & Clallam Counties Home Instead Senior Care®© Home Instead, Inc. 2010. This information is proprietary and confidential to Home Instead, Inc. Unauthorized use is prohibited.
    • OBJECTIVES FOR TODAY During today’s workshop, you will: • Learn about less expensive housing options • Understand the benefits and services provided by senior centers and adult day care centers • Discover financing options for care beyond traditional insurance coverage • Gain tips on how to create a team approach for providing care • See how to get paid for your caregiving services
    • INTRODUCTION – VIDEO #1
    • HOUSING OPTIONS: LIVING WITHFAMILY – VIDEO #2
    • HOUSING OPTIONS:LIVING WITH FAMILYBefore making the decision to be a family caregiver, ask:• Are you prepared for the pressure on your spouse/children?• Have your spouse/children agreed to take mom or dad into your home?• Have you established a working arrangement with siblings/ family members?• Have you anticipated the impact on your own health?• Are you prepared for the emotional stress?• Have you evaluated the financial cost of providing family care?• Will you be able to continue working and provide family care?
    • HOUSING OPTIONS:LIVING WITH FAMILY Advantages Disadvantages • Fulfills the promise of • Risk of high personal and home family stress • Develop a close personal • Multigenerational conflicts relationship • Possibility of under-serving • Relatively low cost of care senior’s needs • Personal satisfaction • Less time with your own • Intergenerational bonding family among your parents, you • Decreased productivity at and your children work
    • HOUSING OPTIONS:AFFORDABLE HOUSING
    • HOUSING OPTIONS:AFFORDABLE HOUSING– Two main options: • Public housing and voucher options through local public housing agency • Affordable senior housing through U.S. Department of Housing and Urban Development’s (or HUD’s) 202 Program
    • HOUSING OPTIONS:AFFORDABLE HOUSINGPublic housing agency:• Rental housing• Eligibility criteria• Housing choice vouchersAffordable senior housing – HUD’s 202 program:• Subsidized housing and rental assistance• Rates calculated according to income• Assistance for residents to access health care services• Often limited availability
    • SENIOR CENTERS ANDADULT DAY CARE CENTER
    • SENIOR CENTERS ANDADULT DAY CARE CENTERS Senior Centers: • For those in good mental and physical health • Provide social and recreational outlets • Modest costs for lunches and activity fees Adult Day Care Centers: • For seniors with age-associated disabilities • Provide respite for family caregivers • Rates from $25 to $100 per day
    • FINANCING OPTIONS FOR CARE,BEYOND INSURANCE
    • FINANCING OPTIONS FORCARE, BEYOND INSURANCE Financing options include: • Reverse mortgage drawing on home equity • A “life settlement” using the senior’s life insurance as an asset Get advice from attorney and/or financial advisor
    • CREATING A TEAM APPROACH
    • CREATING A TEAMAPPROACH Enlist support from family members and friends: • Give each person a responsibility • Divide the tasks into categories • Converse with other family members; express your concerns • Don’t be a control freak Other options: • Bartering or trading of services • Timebanking • House trading
    • GET PAID FOR YOURCAREGIVING SERVICES
    • GET PAID FOR YOURCAREGIVING SERVICES Receive direct payments from Medicaid’s Cash and Counselling program (in some states) • Similar programs in a few other states, even if not qualified for Medicaid • Be paid out of senior’s long-term care insurance policy (may require state certification as in-home care If the senior you are caring for is going to pay you, draw up a simple contract setting out terms of care and payment
    • TO US, IT’S PERSONAL ® Take action! • What is the first thing I will do to reduce my stress about the financial impact of caregiving? • What resources do I need to search, talk to, or meet with to learn more about the options available? • What is my strategy for creating a team approach? • How can I find out if I can get paid for my caregiving services?
    • ABOUT HOME INSTEAD SENIOR CARE – LOCAL OFFICE Personal Care Home Helper Services • Bathing & Toileting • Provide Alzheimer’s care • Dressing • Assist with laundry and ironing • Grooming • Take out garbage • Aid with morning and wake-up Companionship Services • Arrange appointments • Provide respite care • Aid with reading, walking • Monitor diet and eating • Write letters and correspondence • Check food expirations • Change linens • Assist with evening and tuck-in • And more… • Stimulate mental awareness • Assist with entertaining© Home Instead, Inc. 2010. This information is proprietary and confidential to Home Instead, Inc. Unauthorized use is prohibited.
    • Thank You! For additional information about this presentation or Home Instead Senior Care of the North Olympic Peninsula please contact your local office. Port Ludlow – (360) 437-9884 Port Townsend – (360) 385-6357 Sequim – (360) 681-2511 www.homeinstead.com/650© Home Instead, Inc. 2010. This information is proprietary and confidential to Home Instead, Inc. Unauthorized use is prohibited.