Smart Cards & Devices Forum 2012 - European mobile NFC update
Visa’s Future of Payments Update on recent activities May 2012For Visa Internal Use Only. This information is not intended, and should not beconstrued, as an offer to sell, or as a solicitation of an offer to purchase, any securities. 1
A series of phased releases is delivering theseproducts into the market today… Visa Personal Handset certification Samsung Payments & Visa Olympic Alerts launch January 2012 NFC Phone October 2011 Digital wallet April 2012 service launch Monitise strategic McDonalds hits London buses investment 1m contactless October 2011 transactions in April 2012 first 6 months of acceptance November 2011
2012 will be a key year and Visa is well positioned ● Further launches/developments of Visa Alerts and Visa Further Product Personal Payments Developments ● Commercial availability of Mobile Contactless payments ● Significant merchant rollouts expected in key markets (UK, Rapid Contactless Poland, Turkey) Adoption ● Other markets (e.g. France, Spain, etc) committed to large scale contactless acceptance development in 2012 ● Visa approval of 6 handsets…more to come Significant ● Nokia/RIM – “…all new smartphones from 2011 will Availability of come with NFC…” NFC Handsets ● Announcements of NFC support – Google (Android), Microsoft (Windows 8), Samsung, HTC and others ● Google Wallet European launch scheduled for 2012 Emergence of ● Multiple MNOs and Joint Ventures planning 2012 Large Commercial launch of mobile wallets/payments Rollouts ● Significant bank-MNO partnership programmes ● Visa is a worldwide partner of the London 2012 Olympic and Paralympic Games 2012 Olympics - ● Samsung-Visa partnership Showcase ● Olympic park & venues to be used as showcase for mobile & contactless
Visa & Vodafone Strategic Alliance announcement
Visa & Samsung partnership VISA AND SAMSUNG REVEAL MOBILE PAYMENTS APPLICATION FOR THE LONDON 2012 OLYMPIC AND PARALYMPIC GAMES Latest step forward in bringing mobile payments to London 2012 Olympic GamesLONDON, 24th February 2012 – Visa and Samsung today revealed the official mobile payments applicationof the Olympic and Paralympic Games. Samsung and Visa will debut the mobile payment application atMobile World Congress, Barcelona, Spain from February 27th to March 1st. The application will bedemonstrated at Visa stand (Hall 1, Stand 1B19) and Samsung stand (Hall 8, Stand 8B169). This marks thefirst step to realising the partnership between the two Olympic and Paralympic Games sponsors to bringmobile contactless payments to London as part of their support of the London 2012 Olympic Games.The application is based on Visa’s payWave technology that enables contactless payments at the Point ofSale. To make payments, customers simply hold the phone in front of a contactless reader at the point ofpurchase. Purchases above 15 pounds require a passcode. The application also lets customers check theirtransaction history and view their up to date account balance. Backed by the multi-layered security andreliability of Visa’s processing platform, mobile contactless payments are protected by the same standardterms and conditions that apply to Visa cards.
Visa Certified HandsetsVisa Certified Smartphones for Use as Visa Mobile Payment Devices – LG Optimus NET NFC– Samsung Galaxy SII– BlackBerry Bold 9900 – BlackBerry Bold 9790– BlackBerry Curve 9360 – BlackBerry Curve 9380
Passcode is the winning CVM for mobile Online PIN Passcode applicable only for contactless higher-value payments same Passcode for many use cases Alerts Passcode supported on Dynamic all HVP POS terminals CVV2 in Europe Automatic/Manual modes are supported Security settings Market with only offline m-Markets with online PIN commerceimplementation for mobile POS terminals (e.g. UK,cards (Spain, Turkey) France, Ireland, Finland) P2PFor HVP in manual mode All customers are required tocustomers need to insert verify themselves with Loyaltypasscode first and online PasscodePIN later Top-up BalanceCustomer experience is chaotic Inconsistent and confusing DPA Card details enquiry authentication experience for customers with online PIN implementation
Passcode is the most implemented CVMfor Visa mobile cards Implementation with only passcode as CVM Implementation with online PIN + passcode as CVM Finland Finland Iceland Iceland Norway Norway Sweden Sweden Estonia Estonia Denmark Latvia Latvia Ireland Ireland Lithuania Lithuania UK UK Belgium Netherlands Netherlands Germany Germany Poland Poland France France Czech Rep Czech Rep Luxembourg Luxembourg Slovakia Slovakia Switzerland Switzerland Austria Hungary Austria Slovenia Romania Romania Portugal Portugal Italy Italy Bulgaria Bulgaria Spain Spain Turkey Turkey Greece Greece Cyprus Israel
Visa payWave for Mobile Case StudiesFor Visa Internal Use Only. This information is not intended, and should not beconstrued, as an offer to sell, or as a solicitation of an offer to purchase, any securities. 11
“la Caixa” Visa cards in Sitges Bank: La Caixa Bank: La Caixa MNO: Telefonica MNO: Telefonica SE: SIM Centric SE: SIM Centric 1,500 customers 1,500 customers 500 retailers 500 retailers May to November 2010 May to November 2010 Top Retailers for Purchases A project by: A project by:#1 Supermarket chain 70% 90% of customers give a would continue #2 Cafe in the centre of Sitges score of 8 points or higher to use it Collaborating: Collaborating:#3 Stand at Sitges municipal market
Yapı Kredi Visa cards on iPhonesBank: Yapı KrediBank: Yapı Kredi MNO: Turkcell MNO: Turkcell SE: icarte SE: icarte1,000 customers1,000 customers 61K retailers 61K retailers Launched April 2011 Launched April 2011 A project by: A project by:
Akbank Visa cards on micro-SDsBank: AkbankBank: Akbank MNO: ‐ MNO: ‐ SE: micro‐SD SE: micro‐SD500 customers500 customers 61K retailers 61K retailers Launched Jan 2011 Launched Jan 2011 A project by: A project by:
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