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An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult
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An integrated support system for inclusive entrepreneurship – what are the most appropriate supports to increase the chances of success of financial support? By Norbert Kunz, Founder, IQconsult

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Presentation from the capacity building seminar “Financing business start-up by under-represented groups”, 27-29 June 2012, Trento – Italy; organised by the Local Economic and Employment Development …

Presentation from the capacity building seminar “Financing business start-up by under-represented groups”, 27-29 June 2012, Trento – Italy; organised by the Local Economic and Employment Development (LEED) Programme and its Trento Centre at the OECD in collaboration with the Directorate-General Employment, Social Affairs and Inclusion of the European Commission. See www.trento.oecd.org

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  • 1. iq consultagency for social innovationsNorbert Kunz, CEOOECD Leed, Capacity building seminarTrento, 27-29 June 2012
  • 2. EU General vs. Youth unemployment, Feb. 2012 Umemployment Youth unemployment iqconsult_Shaping development Source: derStandart.at http://derstandard.at/1333185006677/Februar-Hoechste-Arbeitslosigkeit-in-EU-seit-1997 Accessed: 26/06/2012
  • 3. EU Youth unemployment (<25), March 2012 Greece 51.20% Spain 51.10% Portugal 36.10% Italy 35.90% EU 22.60%Eurozone 22.10% iqconsult_Shaping development UK 21.90% France 21.80% Austria 8.60%Germany 7.90% 0.00% 20.00% 40.00% 60.00% Source: Eurostat
  • 4. Youth unemployment in 2012Facts EU unemployment rate reached 10,2 % in Feb. 2012 EU youth unemployment rate more than 21% in Feb. 2012 iqconsult_Shaping development Highest youth unemployment rates, over 50% !! …in Greece and Spain and over 30 % !!! in Italy, Lithuania, Portugal, Slovakia, Irland and Bulgaria
  • 5. Perception of the Feasibility of Self-employment in the EU, 2009 EU 27 15 - 24 25 - 29 40 - 54 > 55 iqconsult_Shaping developmentWomen (all) Men (all) 0% 20% 40% 60% 80% 100% Very or quite feasible Not very or not feasible Source: Commission (2009), Eurobarometer, "Entrepreneurship in the European Union and Beyond"
  • 6. Risks and OpportunitiesEspecially in the case of small enterprises risksand opportunities are manageable !The opportunities of self-employment for unemployedpeople are twofold: The chance to own an income iqconsult_Shaping development Preservation and further development of vocational skillsSelf-determination and ownership is a differentmotivation basis than many other professionalintegration policies – which are often partially acceptedvoluntarily.
  • 7. Barriers - Youth Entrepreneurship (YE)teachers role models key stakeholders migration awareness networks socialfamily society capital market barriers discrimination in markets YE iqconsult_Shaping development collateral attitudes loans skills financial education savings credit history knowledge work experience training programs
  • 8. Barriers - Youth Entrepreneurship (YE)teachers role models key stakeholders migration awareness networks socialfamily society capital market barriers discrimination in markets YE iqconsult_Shaping development collateral attitudes loans skills financial education savings credit history knowledge work experience training programs
  • 9. State of support services in EuropeExperiences from COPIE – Community of Practice onInclusive Entrepreneurship Parallel structures Competition between service providers iqconsult_Shaping development No offers for specific target groups Uncoordinated services No interaction between (micro-)finance institutions and start-up support organisation
  • 10. Risks and OpportunitiesThe opportunities of a self-employment activityincreases significantly through, a good preparatory qualification, a proper assessment of the economic sustainability (business plan), iqconsult_Shaping development an accompanying monitoring (advice and coaching), which helps to avoid mistakes, a timely crisis intervention.
  • 11. Potentials for improvementWe need integrated start-up support services (micro-) Support Finance Interaction servicies iqconsult_Shaping development InstitutionsMain roadblock: Main roadblock:Bankability One size fits all offers
  • 12. enterpriseIntegrated start-up support model for youth unemployedHelp young unemployed to find their way through iqconsult_Shaping development self-employmentBuilding on the fact that an offer for young adultswithout mediation and integration ends up failing.
  • 13. the enterprise process Interaction between(micro-) finance institutions and support services iqconsult_Shaping development
  • 14. iqconsult_Shaping developmentTanja Hofmann“Lekker Snoepjes”Chocolate factory and coffeeFounded in 2008 in Potsdamwww.lekkersnoepjes.de
  • 15. iqconsult_Shaping developmentDaniel Thiede„Die Saubermacher“Maintenace servicesFounded in 2011 in GroßWoltersdorf/ Priegnitz
  • 16. iqconsult_Shaping developmentSusann Goldau„Tischkultur Susann Goldau“Interior designerFounded in 2010 in Rathenow/Havellandwww.deko-goldau.de
  • 17. Evaluation of regional business start-up support infrastructure, Extremadura, Spain – Sep. 20105th Block – Evaluation of regional business start-upsupport infrastructure1. The infrastructure to start-up a business in my area reaches and is aligned to all interested groups2. It is possible to obtain information through info-sessions or by other means about entrepreneurship and self employment in my area3. The advising services in my region give a complete and transparent iqconsult_Shaping development information on their support services4. It is easy for entrepreneurs to find adequate support services in my region5. In my region there are suitable individual advising and support offers for those interested in the pre-start-up phase (free or at a reasonable cost)6. In my region there are suitable individual advising and support offers for those interested in the post-start-up phase (free or at a reasonable cost)7. There are appropriate funding sources for small business start-ups in my region (with small or reasonable warranties)8. The business start-up advisors are good qualified for their work
  • 18. Evaluation of regional business start-up support infrastructure, Extremadura, Spain – Sep. 20105.0 4.54.03.5 iqconsult_Shaping development3.0 …support services reaches and is aligned to all interested2.5 groups?2.0 5.1 5.2 5.3 5.4 5.5 5.6 5.7 5.8 Entrepreneurs Businessmen/-women (<2y) Advisors Source: Community of Practice on Inclusive Entrepreneurship – QM Survey on requirements for business advisors and evaluation of the regional infrastructure for business start-ups. Extremadura, Spain. September 2010
  • 19. QualityWhat are the most significant quality characteristicsof a business start-up support system? Integrated start-up support model in all phases of business creation. iqconsult_Shaping development Target group oriented services increase the willingness to tackle the question of self-employment. High quality counseling offers Finance: access, monitoring and interaction with support services Positive start-up environment
  • 20. A concept of iqconsultiqconsult is an agency for social innovation based in iqconsult_Shaping developmentGermany with almost 20 years of experience. We designand implement social innovative concepts in the areas ofregional development and inclusive-, cultural- and social-entrepreneurship.
  • 21. Norbert Kunzkunz [at] iq-consult [.] com They can, if they become the right support !! „enterpriseVorein of me the „With the support Annegret provides has given iqconsult_Shaping development comprehensiveSpeechadvisors professional business therapy Start-up idea: into self- courage to step advice on all issues relatedself-employment my dream of and self- www.logopraxis-potsdam.de employment to transform my employment.career“ tovital has come true and the the passion into Thanks tirelessVaorin of 20.000 Euro start-upsupport of my business Maria credit advisors, idea: byalway & very was approved Fashion felt Start-up I have the bank. You have been great, thank you comfortablephotography advertising and proficiently very much!“ www.mariavaorin.de supported!“ Maria Vaorin Martin Rolle Fashion & Annegret Vorein Start-up idea: Boat rental Start-up idea: Speech therapy advertising photography www.geboote24.de Age at founding: 2527

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