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  • Traditional e-commerce payments explainedCards based paymentsACH based payments
  • Barcodes are used for two purposes: generating communication for payment and loading prepaid gift cards into wallet.

Transcript

  • 1. Understanding Mobile Payments Pragati Ogal Rai Mobile Technology Evangelist @pragatiogal
  • 2. E-Commerce Payment SystemsConsumers/Buyers Merchants/Sellers Card Based Networks Clearing House Networks
  • 3. Remote Mobile Payments• SMS• Browser Based• Application Based• Mobile Banking
  • 4. Proximity Mobile Payments• PoS• Barcode Scanning• NFC• Other Technologies
  • 5. Mobile Payments Business Models• Carrier billing• SMS• Mobile web payments• Contactless/NFC• Smartphone credit card readers
  • 6. Pragati Ogal Rai pragati@x.com @pragatiogalhttp://pragatiogalrai.blogspot.com
  • 7. References• www.paypal.com• www.ibtimes.com: Mobile Payments 101:’Just the Basics’• www.wikipedia.org• posterize/FreeDigitalPhotos.net