Mobile Payments

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  • Traditional e-commerce payments explainedCards based paymentsACH based payments
  • Barcodes are used for two purposes: generating communication for payment and loading prepaid gift cards into wallet.
  • Mobile Payments

    1. 1. Understanding Mobile Payments Pragati Ogal Rai Mobile Technology Evangelist @pragatiogal
    2. 2. E-Commerce Payment SystemsConsumers/Buyers Merchants/Sellers Card Based Networks Clearing House Networks
    3. 3. Remote Mobile Payments• SMS• Browser Based• Application Based• Mobile Banking
    4. 4. Proximity Mobile Payments• PoS• Barcode Scanning• NFC• Other Technologies
    5. 5. Mobile Payments Business Models• Carrier billing• SMS• Mobile web payments• Contactless/NFC• Smartphone credit card readers
    6. 6. Pragati Ogal Rai pragati@x.com @pragatiogalhttp://pragatiogalrai.blogspot.com
    7. 7. References• www.paypal.com• www.ibtimes.com: Mobile Payments 101:’Just the Basics’• www.wikipedia.org• posterize/FreeDigitalPhotos.net
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