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Stay away from bucket and tiered pricing models~They cost more and lack transparency.
Take advantage of savings from the Durbin Amendment with Interchange Plus Pricing programs.
Be cautious of cancellation or renewal fees
Understand the terms of any contract you sign
Don't rent or lease your processing equipment ~ You'll pay for the value of the equipment many times over.
Analyze all the auxiliary fees in addition to the standard processing fees.
Understand your statement and the fees you are being charged.