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Save a Million Dollars for Retirement
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Save a Million Dollars for Retirement

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Tom gets into a recent tweet by radio personality Dave Ramsey. He claims that saving a million dollars for retirement is feasible, and in fact simple. The main message of his tweet was to save more …

Tom gets into a recent tweet by radio personality Dave Ramsey. He claims that saving a million dollars for retirement is feasible, and in fact simple. The main message of his tweet was to save more money!

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  • 1. Mullooly Asset Management Podcast February 13, 2013Mullooly Asset Management February 2013
  • 2. Dave RamseyRecent tweet created a stir:Split people in “Dave Ramsey Lovers” and “Dave Ramsey Haters” Mullooly Asset Management February 2013
  • 3. Ramsey’s MessageGet out of debt fastStart savingNever stop saving (pay yourself!)Very few even have a $1000 emergency fundRamsey: "[I use this formula] to encourage you to save... to encourage you to be an investor. ...it was a mathematical formula showing that if you save money over time, youll have some." Mullooly Asset Management February 2013
  • 4. ProblemsTough to find anything returning 12% per year for 40 yearsNo idea of how much things will cost in the future (we only know it will be more) Mullooly Asset Management February 2013
  • 5. No Savings Account?According to Business Insider, roughly 30% of American families have NO SAVINGS ACCOUNTCorporation for Enterprise Development says nearly half of US households (about 132 million) would not last three months if faced with issues like unemployment, natural disaster, or medical emergency. Mullooly Asset Management February 2013
  • 6. None of the securities mentioned in this (or any) podcast orvideo represent past specific recommendations of MulloolyAsset Management.This video is NOT a recommendation to buy or sell any ofthe securities mentioned here.If you’re relying on a podcast for investment advice, you arelikely making a huge mistake.We strongly urge our listeners to consult with theirinvestment advisor before they make a decision to buy orsell any investment. Mullooly Asset Management February 2013
  • 7. Mullooly Asset Management, LLC support (at) mullooly (dot) net 732-223-9000 www.mullooly.net Mullooly Asset Management February 2013