This presentation is about the trouble students face when choosing their first credit card. Many students choose their cards with not much thinking and so they end up under a pile of interest and bills. They think that interest of 2K is nothing but then this interest make their lives miserable.
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2. Introduction
0 According to the new statistics, student loan in
America has crossed even the figure of $1 trillion.
0 This is an alarming situation.
0 But there is a situation that is equally alarming and
requires attention.
3. 0 The situation is, students over spending on their
credit cards.
0 This matter is making the financial situation of
students worse not only in America but even in
countries like Malaysia.
0 This presentation is about some tips that will help
you in avoiding credit card debt.
5. 0 What most you don’t know is that credit card is an
essential element for your higher studies.
0 For a post graduate program beside good GPA one
also requires a neat and maintained credit card
history.
0 So, be careful with that card in your hands. Its your
future!
6. Tips!
0 Be very wise and careful while choosing your first credit
card. Whether it’s best balance transfer credit cards or else
you need to take that decision very cautiously.
0 Make sure that you are aware of all the terms and
conditions that apply to that credit card. Once operative,
make sure you use your credit card wisely.
0 Make sure that you pay your interest on time.
7. 0 Do not let the bills pile up and haunt you.
0 Use your credit cards for charge you can pay in future.
Building up charge that you know you cannot repay is
the biggest mistake most the students commit.
0 Always stay UNDER your credit limit. This will help
you take a better decision on your financials in near
future.
9. 0 Thinking to take a cash advance, okay, think twice or
may be thrice before doing that.
0 Check your credit report regularly before you are
ready to apply credit card!