Mitch Denny Principal Consultant http://notgartner.wordpress.com [email_address]

yes, that Readify!

disclaimer choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead. choice. Our systematic understanding of the causes of chapter choice is weak, even though the opinions expressed by experts from every corner are very strong. As is frequently the case with empirical research, we are better at saying what is false than what is true. For example, in a highly quantified analysis of 1,529 consumer cases in Texas, Illinois, and Pennsylvania (all filed in 1981), Sullivan et al. tested chapter choice against a range of potential causes of the choice. They concluded that many of the plausible and intentional determinants of choice (e.g. ability to pay, assets to protect, unsecured debt levels, state exemption levels) had little if any causal effect. What mattered more, but still not a lot, were such factors as a recent move within the state or choice of a specialist attorney. 4 The authors noted that the district of filing is far and away the most powerful predictor of chapter choice, which is as true today as it was in 1981. Consider, for example, that during 1998 there were 22,840 non-business filings in the Western District of Tennessee, of which 74% were chapter 13 filings. During that period there were 25,011 non-business filings in the Western District of Washington, of which 17% were chapter 13 filings. 5 Such differences persist over time, revealing the potent but amorphous factor of “local legal culture.” There are no simple ideas or models that will completely account for the large variations in chapter choice–or at least no one has found them yet. What follows is a brief description of a promising lead.

sorry.

why?

change

change > opportunity

change > opportunity > profit!

forces

forces consequences

forces consequences strategies

Aa architect classification scheme

forces fundamental, but subtle changes over time

mobility (and by extension, connectivity)

mobility (and by extension, connectivity)

work life balance €  ‚ ƒ

work life balance €  ‚ ƒ

work life blending €  ‚ ƒ

question: is Facebook a personal or work tool?

‚ ƒ

‚ ƒ

new users = new expectations ‚ ƒ

video: little britain

if the computer says no, I’ll find another computer that says yes. ‚ ƒ

other forces

(empowered users) computing power ‚ ƒ

the thing about forces . . .

consequences knock on effects from forces

computer scientist

computer scientist

computer scientist computer user

computer scientist computer user

computer scientist computer user vendor

computer scientist computer user vendor

system administrator computer user vendor software developer

system administrator computer user vendor software developer

what next?

tip: who works for who?

computer scientist

computer scientist computer user

computer scientist computer user vendor

system administrator computer user vendor software developer

system administrator computer user vendor software developer

question: what about my special requirements?

system administrator computer user vendor software developer

video: yahoo pipes

see also: Microsoft Popfly Google App Engine? Apple Automator

implications

firewall

firewall value on the inside value on the outside

firewall value on the inside value on the outside Exchange, CRM, SharePoint . . . Yahoo! Pipes, Facebook, SalesForce . . .

firewall value on the inside value on the outside Exchange, CRM , SharePoint . . . Yahoo! Pipes, Facebook, SalesForce . . .

firewall value on the inside value on the outside Exchange, CRM , SharePoint . . . Yahoo! Pipes, Facebook, SalesForce . . .

firewall value on the inside value on the outside

firewall value on the inside value on the outside

firewall value on the inside value on the outside

firewall value on the inside value on the outside

firewall value on the inside value on the outside

consider: Microsoft Online (Exchange/CRM)* Windows Live Mesh Oracle on EC2 Saasu* GoGrid SaaSGrid

question: what does my techology stack look like?

major data centers (provides network, power, cooling, redundancy)

major data centers (provides network, power, cooling, redundancy) platform vendors (provide operting systems, virtualisation)

major data centers (provides network, power, cooling, redundancy) platform vendors (provide operting systems, virtualisation) framework vendors (provide identity, database, general APIs)

major data centers (provides network, power, cooling, redundancy) platform vendors (provide operting systems, virtualisation) framework vendors (provide identity, database, general APIs) applications (provide user functionality)

major data centers (provides network, power, cooling, redundancy) platform vendors (provide operting systems, virtualisation) framework vendors (provide identity, database, general APIs) applications (provide user functionality)

major data centers (provides network, power, cooling, redundancy) platform vendors (provide operting systems, virtualisation) framework vendors (provide identity, database, general APIs) tier #1 applications (provide user functionality) tier #2 applications (provide user functionality and mashups)

strategies conscious decisions made to cope with or take advantage of change

get out before you’re homeless . . .

Windows Live ID & CardSpace, Yahoo!, Google, Open ID + millions more?

question: what about Active Directory?

tip: let users control identity

User Table: UserID ... Identity Table: UserID IdentityTypeID IdentityReference UserRight Table: UserID RightID UserRightReference

Identity Table: UserID IdentityTypeID IdentityReference

tip: grant and revoke is key

tip: expect a platform

demo: EC2 provisioning

question: great, but what about my users?

business model?

discussion points

limit your liability

rich vs. reach

the role of developers ?

the role of sysadmins ?

do I run a data center ?

CIO vs. CTO

Thank-you! Mitch Denny Principal Consultant, Readify http://notgartner.wordpress.com [email_address]