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Graduation programs creating ladders out of extreme poverty syed hashemi

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  • microfinance alone is insufficient for the pooresthealth serviceslivelihoodssocial developmentFinancial education
  • More than one income sourceMinimum amount of savingsAt least two cooked mealsKnowledge of social and health issuesNormal ‘haemoglobin’ levelsChildren in schoolParticipation in welfare schemesSelf-confidence and future plan
  • Transcript

    • 1. BDI: Who we are CGAP-FORD FOUNDATION GRADUATION PROGRAM: WHAT HAVE WE LEARNED SO FAR Syed M. Hashemi October 2013
    • 2. Conventional do we need Graduation? Why Pathways are Not Enough Microcredit does not generally reach the poorest Destitute Extreme Moderate Poor Poor Vulnerable Non-Poor Non-Poor Wealthy
    • 3. How the Model Works The Graduation Model
    • 4. Graduation Criteria Graduation Criteria • • • • • $$ Food Education Health Self-confidence
    • 5. Graduation Rates and Scale-Up: rates CGAP-Ford Graduation Fonkoze 150 participants (2006-2008) 96% Graduation rate Scale up: 2,050 families
    • 6. Graduation Rates and Scale-Up: rates CGAP-Ford Graduation SKS 426 participants (2007-2009) 97% Graduation rate Scale up: 2,707 families