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Installment Lending Survey
 

Installment Lending Survey

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    Installment Lending Survey Installment Lending Survey Presentation Transcript

    • Installment Lending Survey Thomas A. Durkin
    • Background • Installment Lending Sometimes Overlooked • Rate Ceilings: The Oldest Running Controversy • Regulations Have Implications • Still Arguments Whether Credit Use Good or Bad
    • New Survey of Installment Loans • Coverage • Some Project Difficulties – Business – Legal – Practical (I. T. and Processing) • Some Limitations
    • Findings • Size • Maturities • Credit Risk • Rates • Payments • Borrower Age • Variation By Location
    • Installment Lending Survey Thomas A. Durkin