Store Financial's overview. This covers who we are, what we do, where we operate, and how we get it done. It also contains key facts about Store Financial and how we are an innovator of electronic card payments

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2. Store Financial at a Glance
About Store Financial Select Valued Clients
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Providing card payments across the world since 2003
Managing 650 card programs for 450 corporate payers
Issuing payments in four currencies: USD, CAD, EUR,
and GBP
Supporting 24/7 in English and French
Processing about $2 Billion in B2B payments in 2014
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3. Store Financial is an innovator of payment card technology, specializing
in electronic card payments and B2B supplier payments.
What
About Us And Our Business
3
Electronic Card Payments
We deliver private-label payment
card solutions to corporate payers
for their incentive, loyalty, gift and
disbursement programs.
Supplier Payments
We manage and deliver end-to-end
virtual card programs that offer higher
potential rebates at all levels of spend,
automate conversion and enablement,
minimize supplier acceptance fees, and
provide support and reconciliation tools.
Where
We serve corporate
payers in the U.S.,
Canada and Europe.
How
We enable redemption,
control use, and automate
settlement of funds without
the need for POS integration
or IT development.

4. • Founded in 2003 in Kansas City
• Privately-held company
• Funded and managed by
accomplished payments industry
executives
Company
Key Facts
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Reach Capabilities
• We manage 650 card programs
for 450 corporate payers
• We issue payments in four
currencies: USD, CAD, EUR,
and GBP
• Secure financial transaction
platform
• Debit/credit card issuing,
processing and merchant
acquiring
• Card program management
• Regulatory, compliance and
KYC expertise

5. 10
Horticultural Trade Assn.
Garden Gift Card
Pay-Plus® Solutions
Virtual Healthcare
Claims Settlement
2014 Best Prepaid &
Payments Innovation
Dell Advantage
ePromotional Card
CardSpot® Activation
Technology
Cadillac Fairview
SHOP! CARD®
Industry Innovation Awards
Tanger Outlet Centers
The Tanger Gift Card
The Hunt Group
THE PROMOTION CARD™ The Home Safe Card

6. 66
Electronic Card
Programs

7. Membership Card Gift Card Virtual Gift Card Shopping Gift Card
Disbursement Card Promotional Card Open Loop Card Reward Card
4
Electronic Card Payment Products
and Select Payer Programs

8. Mobile device
enabled
Fund-on-redemption
promotion card
programs and
campaign reporting
Physical card
production and
customized
packaging
Comprehensive
ecommerce website
for gift card sales and
reward redemption
Virtual card
delivery
8
Onboarding
services
Private-label payment cards for incentive, loyalty, gift
and disbursement programs
What Are Electronic Payment Card Solutions?
Customized
reporting tools
Incentive and loyalty
cards for corporate
gifting and rewards

9. • Overcome integration
challenges by utilizing existing
card acceptance networks
Enable Redemption
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Control Use Automate Settlement
• Utilizing custom loop
technology, drive
cardholder spend to
preferred channels,
merchants and locations
• Increase lift opportunities
• Extend membership
purpose/utility
• Eliminate manual vouchers,
checks, plastic or cash
• Automate accounting
reconciliation
• Mitigate fraud
• Increase program
compliance/reduce leakage
Store Financial creates, packages and services an electronic card
payment solution that optimizes value for the payer program
Electronic Card Payment Benefits

10. Payer Issues
payment
instructions
Payee receives
payment in their
designated form
8
Electronic Card Payments: How We Do It
 Virtual
 Mobile
 Physical Card
 Direct Deposit
 Contactless
 PIN on Receipt
 Email/SMS
 Bar Code
 POS Terminal
 Ecommerce Site
 Card Account
 Bank Account
 Form
Factor
 Acceptance
Form
✔ ✔

11. 1111
Supplier
Payment
Programs

12. Virtual cards allow you to
capture more rebates at all
levels of spend
Where Store Financial Supplier Payments Fit
P-Card
ACH
Wire
Check
V-Card
V-Card
V-Card
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Virtual cards can be added to your current payment process

13. What Are Supplier Payments?
B2B payment using
the MasterCard
payment network
Single-use virtual
card (v-card) issued
to specific supplier for
specific amount
Secure, 16-digit
payment number…
No plastic card
needed
Less costly and
reduced risk
versus issuing
check or ACH
Universally
accepted by
any supplier
with card
acceptance
capabilities
********1234
A Supplier Payment Is::
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14. Supplier Payment Benefits
Generates a monthly
rebate for the buyer
organization
Can be used to pay
any invoice for any
payment amount
Coexists with
p-card and T&E
card programs
Eliminates 1099
filing requirements
Supplier Payment Benefits:
Most secure
B2B payment
Does not require changes
to your existing banking
relationship or ERP system
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Supplier payment
assurance and
increased efficiencies
Payer and payee
web portals

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Supplier Payments: How We Do It

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Closing Recap

17. Program Features
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Global Capabilities
More than 450 clients, 40 million
cards issued and 2 billion in loads
worldwide
Branding Benefits
Entire card front is available for the
program sponsors’ branding, unlike
open-loop cards which waste branding
space with card association logos and
card numbers
Restricted Flexibility
Cards can be used at any merchant
participating with the program sponsor
including restaurants, theatres and
hotels; can be restricted by location
Customer Support
Cardholders, program sponsors
and merchants have 24/7 live
customer support in multiple
languages, for fast and accurate
resolution to questions
Customizable Processing
Cards are processed via the
MasterCard network
Full Reporting
Program sponsors, cardholders
and merchants benefit from full
reporting, including activations,
balance tracking and merchant
redemptions
Security, Compliance
Bank-issued prepaid products, anti-money
laundering programs and fraud monitoring
Ease of Implementation
Participating merchants do not require
any additional hardware or software if
they already accept payments over the
underlying open-loop bankcard network

18. Conclusion
Store Financial is an innovator of
electronic card payments.
We enable redemption, control use,
and automate settlement for
hundreds of companies worldwide.
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Call 1-800-755-5001 for
a customized proposal.