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Entitlements are stressing our current National and State Budgets. Projections accounting for America's aging population and 'Boomer bubble' show our debt level is heading into uncharted waters and the prognosis, based on history of other Nations is not good. Moreover, it's a lack of responsibility on our part to run up a large debt mess and leave it for our kids and grandkids to clean up. As a political hot potato, solutions are divisive as Citizens ponder the complexity of spending our way to disaster vs. ignoring the Needy amongst us. But in this situation it is more important than ever, that Citizens arm themselves with the knowledge to help our elected leaders converge on a solution. This article addresses the issues and offers some modest paths toward resolution. Take a look and make your own thoughts known to friends, colleagues, social correspondents and, most importantly, to our Electeds.