Your SlideShare is downloading. ×
0
Focus on mobile money and improved lives of the unbanked
Focus on mobile money and improved lives of the unbanked
Focus on mobile money and improved lives of the unbanked
Focus on mobile money and improved lives of the unbanked
Focus on mobile money and improved lives of the unbanked
Focus on mobile money and improved lives of the unbanked
Focus on mobile money and improved lives of the unbanked
Focus on mobile money and improved lives of the unbanked
Upcoming SlideShare
Loading in...5
×

Thanks for flagging this SlideShare!

Oops! An error has occurred.

×
Saving this for later? Get the SlideShare app to save on your phone or tablet. Read anywhere, anytime – even offline.
Text the download link to your phone
Standard text messaging rates apply

Focus on mobile money and improved lives of the unbanked

480

Published on

This paper was presented at the Indian Ocean Mobile Commerce Conference, 2012.

This paper was presented at the Indian Ocean Mobile Commerce Conference, 2012.

Published in: Economy & Finance, Business
2 Comments
0 Likes
Statistics
Notes
  • Hi would like to contact you to have a short discussion about Existing and potential demand for MObile money services in Sri Lanka, as we are doing a report for IFC, and I am from TRPC, Singapore, http://trpc.biz/ . Can I have your Email or Phone number please
       Reply 
    Are you sure you want to  Yes  No
    Your message goes here
  • Hi would like to contact you to have a short discussion about Existing and potential demand for MObile money services in Sri Lanka, as we are doing a report for IFC, and I am from TRPC, Singapore, http://trpc.biz/
       Reply 
    Are you sure you want to  Yes  No
    Your message goes here
  • Be the first to like this

No Downloads
Views
Total Views
480
On Slideshare
0
From Embeds
0
Number of Embeds
1
Actions
Shares
0
Downloads
11
Comments
2
Likes
0
Embeds 0
No embeds

Report content
Flagged as inappropriate Flag as inappropriate
Flag as inappropriate

Select your reason for flagging this presentation as inappropriate.

Cancel
No notes for slide

Transcript

  • 1. Focus on Mobile Commerce and Improving the lives of the unbanked January 2012 Colombo
  • 2. Changing Role of a Telco from voice tointegrated services….
  • 3. Telco Could getting to M Commerceleveraging on Scale……. Affluent 2% Bank Penetrated Segment 30% Telecom Penetrated Segment 85% Not Penetrated 15%
  • 4. M Commerce includes three service categories:(1) Transfer, (2) Payments, (3) Banking Definition Comments  Commerce transactions continue to grow, and the term includes the purchase and sale of a wide range of goods and  The use of wireless handheld devices such as cellular services and are commonly grouped into: phones and laptops/Tablet/PC to conduct commercial - Transfer transactions online. - Payments - Banking Commerce Potential Service Offerings Delivery Models Services 1 Local Airtime Transfer SMS/Data/USSD Based Transactions Wallet based Paired Card Payments Remittance / Local Money Transfer Wallet based Online Payments Transfer International Airtime Transfer International Remittances Contactless NFC1 2 Bill Payments Payments Micro Payments and ticketing (Remote/Retail POS Retail Transactions, cash-in/cash-out Card Payments) Cash collections in FMCG 3 Account Inquiry/History Withdrawals / Deposits Banking Bank account > Bank account or Wallet Cross-border Bank account transfersSource: E&Y “Mobile Money 2011”,
  • 5. Key Benefits that can be accrued through aTelco Banking partnership• Loyalty • Reaching • Accessibility• Revenue Untapped • Convenience• Cross Selling market • Inclusiveness • Cross SellingTelco Bank Consumer
  • 6. Mobile Trading Trading Mobile Finance Consumer Credit P2P Credit Lending Revolving Credit m-Commerce Segments / Service Map Micro Credit Micro Insuarance Savings/InsWith Innovative Products and Services……. Mobile Savings Accounts uarance Mobile Banking Utility Bills Transaction Integrated al payments Payments Retail Purchases Card Linked Mobile Mobile Top Up Salary Accrual Mobile Payment Local Remittances International Remittances Cash Withdrawals Cash Deposits Transfers Mobile Bank Account Mobile Wallet Unbanked Banked Market Market Unbanked Mass Mass Affluent Affluent Market Mass
  • 7. Key Enablers for Mobile Commerce in Sri Lanka Mobile Commerce in Sri Lanka 1 2 3 4 Regulatory Acceptance Accessibility Reliability System
  • 8. Thank you

×