Question for Sanabel:Can we shed light on whytherehasn’t been growth? Coulditbethattherehasn’t been growth due to politcalinstability, but simultaneouslyMFI’s are not losingexisiting clients, thusleading to stabilityshown?
QuestionforSanabel:Anyexplanationwhythelargestmarkets (Egypt, Morocco) saw a droporinsability in growth, butthesmallermarketsgrew?
QuestionforSanabel:Anyadditionalexplanationtoaddabouttherelativelylowaverage loan balance (target market?, immaturity of market? Other?)?
Question to Sanabel:1. Do we know whyDFIs are the onlyonesthat charge MENA MFIs more than globalaverage? 2. Can wesaythatlowerinterest rates for MENA for differentfunder types is due to confessionnal rates? And if thisisso, do we have any info on whoprovidesthem? If thisis not the case,instability in the regionis not reflected in the rates – do we have anyexplanationwhy?
Question for Sanabel:Anyreasonbehind high personnel cost?
Question for Sanabel:Do we see any linkages between Arab spring countries and ROA trends? Perhaps somewhere in this report we should list the Arab spring countries…
Question for Sanabel:Can you please define what is Average financing Balance? Balance per borrower? Debt per client? Can weexplainthat AFB is not the same as ALB. Can wealsoexplainwhere the data came from?