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2011 Asia Regional Snapshot
2011 Asia Regional Snapshot
2011 Asia Regional Snapshot
2011 Asia Regional Snapshot
2011 Asia Regional Snapshot
2011 Asia Regional Snapshot
2011 Asia Regional Snapshot
2011 Asia Regional Snapshot
2011 Asia Regional Snapshot
2011 Asia Regional Snapshot
2011 Asia Regional Snapshot
2011 Asia Regional Snapshot
2011 Asia Regional Snapshot
2011 Asia Regional Snapshot
2011 Asia Regional Snapshot
2011 Asia Regional Snapshot
2011 Asia Regional Snapshot
2011 Asia Regional Snapshot
2011 Asia Regional Snapshot
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2011 Asia Regional Snapshot

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  • Http://mixmarket.org/profiles-reports/crossmarket-analysis-report?rid=5KBgGUSW (Borrowers by region) profiles-reports/crossmarket-analysis-report?rid=PMi9EEWy (Deposit accounts by region) Note: data represent totals
  • http://mixmarket.org/profiles-reports/crossmarket-analysis-report?rid=YDZeX2AG http://sharepoint.themix.org/analysts/products/Shared%20Documents/Forms/Current%20Extracts.aspx here is the most recent product data. Note: Data represent totals Note to Arielle: This graph is located with the graphs for Slide 4.
  • http://mixmarket.org/profiles-reports/crossmarket-analysis-report?rid=ghj5yHDZ
  • http://www.mixmarket.org/forward?path=profiles-reports%2Fcrossmarket-analysis-report%3Frid%3Dy7nkiLAW Note to Arielle: this graph is with the graphs in Slide 4.
  • http://mixmarket.org/profiles-reports/crossmarket-analysis-report?rid=cXhzkpyd
  • Http://mixmarket.org/profiles-reports/crossmarket-analysis-report?rid=sr4ojjJQ
  • Http://mixmarket.org/profiles-reports/crossmarket-analysis-report?rid=MRjNLqqt profiles-reports/funding-structure-report?rid=D9e36QVC profiles-reports/crossmarket-analysis-report?rid=tNFufHJo
  • http://mixmarket.org/profiles-reports/crossmarket-analysis-report?rid=HEaLwsro (median) http://mixmarket.org/profiles-reports/crossmarket-analysis-report?rid=o4ggwRUM (weighted avg.)
  • http://mixmarket.org/profiles-reports/crossmarket-analysis-report?rid=QDGpt8tM (median) Http://mixmarket.org/profiles-reports/crossmarket-analysis-report?rid=GQtjon6r (weighted avg.)
  • Cross Market links for the graphs: http://www.mixmarket.org/profiles-reports/crossmarket-analysis-report?rid=Mhg4QACn http://www.mixmarket.org/profiles-reports/crossmarket-analysis-report?rid=FCWJf9DN Read more: http://www.themix.org/publications/mix-microfinance-world/2011/11/india-microfinance-post-crisis-results#ixzz1h9tijiK9
  • Transcript

    • 1. Microfinance Information Exchange2011 Asia Regional Snapshot March 2012 The Premier Source for Microfinance Data and AnalysisThis presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
    • 2. Contents Overview of the microfinance sector in Asia: 2This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
    • 3. Overview 3This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
    • 4. The Asia MF landscape is large and growing Asia has: 62% of the population of the developing world, or 3.5 billion people* 75% of the world’s microfinance borrowers, or 74 million borrowers** 47% of the world’s microfinance deposit accounts, or 37 million deposit accounts***Figure downloaded from http://databank.worldbank.org/data/home.aspx Data represent totals.**Figure downloaded from MIX Market Cross Market Analysis, 11/11/11. Depositors does not include ASA 4 This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
    • 5. World’s largest sector, dominated by India and Bangladesh In Asia: •74 million borrowers have a total 34 billion USD in loans outstanding* •91 % of loans are used to fund microenterprises** •32 million depositors have mobilized 15 billion USD in deposits* •7 out of 10 borrowers in Asia live in Bangladesh or India**Figure downloaded from MIX Market Cross Market Analysis, http://mixmarket.org/profiles-reports/crossmarket-analysis-report?rid=YDZeX2AG 11/11/11**MIX Product Data Extract. 3/2/2012 5This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
    • 6. Fast growth, especially in South Asia The number of borrowers in Asia doubled in 5 years •EAP and SA show vastly different market sizes and growth trajectories •South Asia is growing faster than any other region in the world, while; •Growth in EAP remains similar pace to the rest of the worldFigure downloaded from MIX Market Cross Market Analysis, http://mixmarket.org/profiles-reports/crossmarket-analysis-report?rid=ghj5yHDZ 11/18/11Data represent totals. 6 This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
    • 7. Growth and saturation at the top •Borrowers in all S. Asian countries are growing slightly, but on a radically different scale than India and Bangladesh •Bangladesh remained stable after years of growth •India borrowers increased five fold in six yearsDownloaded from: http://www.mixmarket.org/forward?path=profiles-reports%2Fcrossmarket-analysis-report%3Frid%3Dy7nkiLAWData represent totals 7 This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
    • 8. 8This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
    • 9. Asian MFIs have been consistently profitable •The “typical” MFI in Asia has fared well in the past half decade; •EAP ROA hovers around 3%,with a reversal of the dip last year from the financial crisis; •SA is stable with 2010 returns coming back to 2005 levels.Figure downloaded from MIX Market Cross Market Analysis.Data represents medians. 9 This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
    • 10. EAP and SA varied efficiency scenarios •Yield levels differ between regions with S. Asian MFIs providing through large volumes of low-yield loans; •Efficiency increases in EAP from the reduction of personnel and admin expenses; •Financial expenses remain constant in EAP, but are the driving factor in increased overall expenses in S. Asia.Figure downloaded from MIX Market Cross Market Analysis.Data represents medians. 10 This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
    • 11. 11This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
    • 12. How are MFIs in Asia funding their portfolios?•Slight reversal of •Cost of funds arethe 5-year trend of more expensive in S.increasing reliance Asia; increase drivenon borrowings by increasing interest rates and•Increasing reliance shorter terms foron deposits borrowingsFigure 1 downloaded from MIX Market Cross Market Analysis, 11/18/11. Data represent percentage of total. Balanced panel of 124 MFIs across Asia. Not including VietnamFigure 2 downloaded from MIX Market Funding Structure Tool and MIX Market. 3/1/2012. Figures represent weighted averages. 12 This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
    • 13. Varying picture on lender origins•Domestic borrowings play an increasingrole in both regions;•Largest markets rely on domestic funds 13This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
    • 14. 14This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
    • 15. What do we know about Asia’s portfolio quality? •PAR>30 is in a slight downward trend across the globe. South Asia is the exception as the first effects of the AP crisis are detected in rising PAR.Data represent are weighted average 15 This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
    • 16. Crisis apparent in PAR data •Rising PAR in South Asia is almost exclusively caused by Andhra Pradesh crisis; •India’s position as lowest PAR in region dramatically reversed in 2010.PAR figure represents weighted averages. Does not include SKS; With SKS the figure for India would likely be higher 16 This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
    • 17. India: Post Crisis Results •Growth for most Indian MFIs decelerated from 95% to 17% last year •ROA dropped 2.5% to 2006 levels of 1.9%Read more: http://www.themix.org/publications/mix-microfinance-world/2011/11/india-microfinance-post-crisis-results 17 This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
    • 18. MIX Global and Project PartnersMIX partners with a dedicated group of industry leaders: 18This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
    • 19. Microfinance Information Exchange Headquarters: 1901 Pennsylvania Ave., NW, Suite 307 Washington, D.C. 20006 USA Visit us on the Web: www.themix.org ♦ www.mixmarket.org Regional Offices: Baku, Azerbaijan Contact us: info@themix.org 44 J. Jabbarli st. Caspian Plaza I, 5th Floor, Baku, Azerbaijan Interested in learning more about MIX? Lima, Peru Sign up to receive our free e-mail Jirón León Velarde 333 Lince, Lima 14, Perú newsletters! Rabat, Morocco Immeuble CDG Place Moulay Hassan BP 408 Rabat Morocco Find us on Facebook Follow us on Twitter: @mix_market Hyderabad, India Road #12, Landmark Building, 5th Floor, Banjara Hills, Hyderabad 500034, India 19This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.

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