Profile 230595

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  • 1. Profile Investing is smart. Keeping it simple is even smarter. SM A look at six fund opportunities Smart investing can help tackle some of life’s big challenges American Express has designed AXP Portfolio Builder Series with your AXP Portfolio Builder investment needs in mind. AXP Portfolio Builder Series gives you access to a team of experienced professionals to help you manage your Series streamlines the personal economy. investment decision- making process, providing Disciplined asset allocation a clear plan for a The knowledgeable and experienced professionals on the American Express Capital Markets Committee guide each portfolio’s asset lifetime of asset allocation. allocation to make these decisions. It’s a series of six mutual In a sense, it’s like having your own team of economists and portfolio funds that offers you: managers as you and your advisor strive to meet your financial goals. ■ Disciplined asset allocation Built-in diversification ■ Built-in diversification AXP Portfolio Builder Series provides access to domestic equity investment styles and sectors, global and international equities and a ■ Convenient, efficient mix of bond sectors. The outlook of the Capital Markets Committee decision-making helps guide allocations to individual investment categories. Through investments in both American Express® Funds and American Express® Partners Funds, AXP Portfolio Builder Series offers an investment opportunity that capitalizes on the experience and resources of many of the industry’s most respected firms. Convenient, efficient decision-making AXP Portfolio Builder Series: ■ Offers much less paperwork than building a portfolio fund by fund ■ Eliminates the need to manually reallocate your portfolio Diversification helps you spread risk throughout your portfolio, so investments that do poorly may be balanced by others that do relatively better. Diversification is not a guarantee of overall portfolio profit.
  • 2. Funds at a glance Typical portfolio compositions AXP® Portfolio Builder AXP® Portfolio Builder AXP® Portfolio Builder Conservative Fund Moderate Conservative Fund Moderate Fund ■ Seeks the highest level of total ■ Seeks the highest level of total ■ Seeks the highest level of total return consistent with a return consistent with a moderate return consistent with a moderate conservative level of risk. level of risk. level of risk. ■ Invests primarily in fixed ■ Invests primarily in fixed income ■ Invests in a balance of fixed income income securities. securities with a moderate securities and equities. complement of equities. 10% ■ Stock Funds 20% 5% ■ Stock Funds 35% ■ Stock Funds 50% Large-, mid-, and small-cap Large-, mid- and small-cap Large-, mid- and small-cap 20% Growth and value 35% Growth and value 50% Growth and value 50% 70% International developed 60% International International markets Emerging markets Emerging markets ■ Bond Funds 70% ■ Bond Funds 60% ■ Bond Funds 50% Government Government Government Investment grade corporate Investment grade corporate Investment grade corporate Multi-sector High yield corporate High yield corporate Global Global ■ Cash 10% Multi-sector Multi-sector ■ Cash 5% AXP® Portfolio Builder AXP® Portfolio Builder AXP® Portfolio Builder Moderate Aggressive Fund Aggressive Fund Total Equity Fund ■ Seeks the highest level of total ■ Seeks the highest level of total ■ Seeks the highest level of total return consistent with a return consistent with an aggressive return consistent with a very moderate aggressive level of risk. level of risk. aggressive level of risk. ■ Invests primarily in equities ■ Invests primarily in equities, with ■ Invests entirely in equities with a complement of fixed a small complement of fixed under normal market conditions. income securities. income securities. ■ Stock Funds 65% 20% ■ Stock Funds 80% ■ Stock Funds 100% 35% Large-, mid- and small-cap Large-, mid- and small-cap Growth and value Large-, mid- and small-cap Growth and value 100% Growth and value 65% International International Emerging markets 80% International Emerging markets Emerging markets ■ Bond Funds 35% ■ Bond Funds 20% Government Government Investment grade corporate Investment grade corporate High yield corporate High yield corporate Global Global Multi-sector Multi-sector AXP Portfolio Builder funds will invest in the types of stock and bond funds listed above. These stock and bond funds may invest in asset classes not specifically listed here. Pie charts represent neutral allocation for each fund. Actual asset allocation will vary over time depending on market conditions. There are special risk considerations associated with international investing related to market, currency, economic, political and other factors. Stocks of small companies generally may be subject to abrupt or erratic price movements more so than stocks of larger companies. Some of these companies also have fewer financial resources. Higher yield corporate bond prices may fluctuate more broadly than prices of higher quality bonds. Risk of principal and income is also greater than with higher quality securities. Get started today. Talk to your American Express financial advisor to review your current financial situation and find out which AXP Portfolio Builder fund is best suited to your financial needs. American Express Funds You should consider the investment objectives, risks, charges and expenses of each AXP Portfolio Builder fund 70100 AXP Financial Center carefully before investing. For a free copy of the prospectus, which contains this and other information, Minneapolis, MN 55474 call (800) 297-3863, TTY: (800) 846-4852. Read the prospectus carefully before you invest. americanexpress.com Products offered are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution and involve investment risks including possible loss of principal and fluctuation in value. American Express Financial Advisors Inc. Member NASD. American Express Company is separate from American Express Financial Advisors Inc. and is not a broker-dealer. © 2004 American Express Financial Corporation 230595 A (2/04) All rights reserved.