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At A Glance 230611   230616
At A Glance 230611   230616
At A Glance 230611   230616
At A Glance 230611   230616
At A Glance 230611   230616
At A Glance 230611   230616
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At A Glance 230611 230616

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  • 1. At-a-glance Investing is smart. Keeping it simple is even smarter. SM A look at conservative investing Investment objective: AXP® Portfolio Builder Conservative Fund Total return consistent with a conservative level of risk. This Fund is designed for investors seeking the highest level of total return that is consistent with a conservative level of risk. The Fund invests primarily in Risk level: mutual funds holding fixed income securities. Low The Fund’s portfolio is created using a four-step allocation process: May be suitable for investors with: ■ A low tolerance for risk and a 1. Strategic asset allocation The Capital Markets Committee determines what percentage of assets should be invested in stocks, bonds or cash. Under normal market need for current income. conditions, the Fund will invest within the following ranges: ■ Education savings needs. ■ 65% to 75% in bond funds ■ A desire to balance more aggressive holdings in ■ 15% to 25% in stock funds retirement plans or ■ 5% to 15% in cash other vehicles. Highlights: 2. Allocation among investment categories This includes investment grade bonds, and growth and value stocks of all sizes, both domestic and international. The Fund’s bond focus is selected ■ No allocation to high yield based on prevailing interest rates, maturity, credit quality and relative bond or emerging market attractiveness of each fixed income sector. stock funds. ■ Pays a quarterly dividend. Typical target allocation ranges: 3. Fund selection Senior American Express asset management executives select the underlying funds based on factors that include historical performance, risk/return characteristics and manager tenure. 10% 20% 4. Periodic reallocation Fund investments are reallocated to keep the Fund within its target range. 70% Get started today. Talk to your American Express financial advisor to review your current financial situation and find out which AXP Portfolio Builder fund is best suited to your financial needs. You should consider the investment objectives, risks, charges and expenses of each AXP Stock Funds 20% Portfolio Builder fund carefully before investing. For a free copy of the prospectus, which Large-, mid- and small-cap contains this and other information, call (800) 297-3863, TTY: (800) 846-4852. Read the Growth and value prospectus carefully before you invest. International developed markets There are special risk considerations associated with international investing related Bond Funds 70% to market, currency, economic, political and other factors. Stocks of small companies Government generally may be subject to abrupt or erratic price movements more so than stocks of Investment grade corporate larger companies. Some of these companies also have fewer financial resources. Multi-sector Cash 10% American Express Funds are offered through American Express Financial Advisors Inc. American Express Financial Advisors Inc. Member NASD. American Express Company is separate from American Express Financial Advisors Inc. and is not a broker-dealer. © 2004 American Express Financial Corporation. All rights reserved. American Express Funds 70100 AXP Financial Center Minneapolis, MN 55474 americanexpress.com 230611 A (2/04)
  • 2. At-a-glance Investing is smart. Keeping it simple is even smarter. SM A look at moderate conservative investing Investment objective: AXP® Portfolio Builder Moderate Conservative Fund Total return consistent with a moderate level of risk. This Fund is designed for investors seeking the highest level of total return that is consistent with a moderate conservative level of risk. The Fund invests primarily Risk level: in mutual funds holding fixed income securities with a modest complement of mutual funds investing in stocks. Medium to Low The Fund’s portfolio is created using a four-step allocation process: May be suitable for investors with: ■ A modest need for income, but are willing to accept some 1. Strategic asset allocation The Capital Markets Committee determines what percentage of assets should be invested in stocks, bonds or cash. Under normal market degree of risk. conditions, the Fund will invest within the following ranges: ■ Education savings needs. ■ 55% to 65% in bond funds ■ A desire to balance more ■ 30% to 40% in stock funds aggressive holdings in ■ 0% to 10% in cash retirement plans or other vehicles. Highlights: 2. Allocation among investment categories This includes investment grade and high yield bonds, and growth and value stocks of all sizes, both domestic and international. The Fund’s bond ■ Pays a quarterly dividend. focus is selected based on prevailing interest rates, maturity, credit quality and relative attractiveness of each fixed income sector. Typical target allocation ranges: 5% 3. Fund selection Senior American Express asset management executives select the underlying funds based on factors that include historical performance, risk/return characteristics and manager tenure. 35% 60% 4. Periodic reallocation Fund investments are reallocated to keep the Fund within its target range. Get started today. Talk to your American Express financial Stock Funds 35% advisor to review your current financial situation and find out which Large-, mid- and small-cap AXP Portfolio Builder fund is best suited to your financial needs. Growth and value International You should consider the investment objectives, risks, charges and expenses of each AXP Emerging markets Portfolio Builder fund carefully before investing. For a free copy of the prospectus, which contains this and other information, call (800) 297-3863, TTY: (800) 846-4852. Read the Bond Funds 60% prospectus carefully before you invest. Government Investment grade corporate There are special risk considerations associated with international investing related High yield corporate to market, currency, economic, political and other factors. Stocks of small companies Global generally may be subject to abrupt or erratic price movements more so than stocks of Multi-sector larger companies. Some of these companies also have fewer financial resources. Higher Cash 5% yield corporate bond prices fluctuate more broadly than prices of higher quality bonds. Risk of principal and income is also greater than with higher quality securities. American Express Funds are offered through American Express Financial Advisors Inc. American Express Financial Advisors Inc. Member NASD. American Express Company is separate from American Express Financial Advisors Inc. and is not a broker-dealer. © 2004 American Express Financial Corporation. All rights reserved. American Express Funds 70100 AXP Financial Center Minneapolis, MN 55474 americanexpress.com 230612 A (2/04)
  • 3. At-a-glance Investing is smart. Keeping it simple is even smarter. SM A look at moderate investing Investment objective: AXP® Portfolio Builder Moderate Fund Total return consistent with a moderate level of risk. This Fund is designed for investors seeking the highest level of total return that is consistent with a moderate level of risk. The Fund invests primarily in mutual Risk level: funds holding fixed income securities and stocks. Medium The Fund’s portfolio is created using a four-step allocation process: May be suitable for investors with: ■ Retirement needs and are not 1. Strategic asset allocation The Capital Markets Committee determines what percentage of assets should be invested in stocks, bonds or cash. Under normal market comfortable taking significant conditions, the Fund will invest within the following ranges: risk, but want modest growth. ■ 45% to 55% in bond funds ■ Limited need for current income and want to grow ■ 45% to 55% in stock funds their investment. ■ 0% to 5% in cash ■ Education savings needs. Highlights: 2. Allocation among investment categories This includes investment grade and high yield bonds, and growth and value stocks of all sizes, both domestic and international. The Fund’s bond ■ May invest in high yield focus is selected based on prevailing interest rates, maturity, credit quality bond and emerging market and relative attractiveness of each fixed income sector. stock funds. Typical target allocation ranges: 3. Fund selection Senior American Express asset management executives select the underlying funds based on factors that include historical performance, risk/return characteristics and manager tenure. 50% 50% 4. Periodic reallocation Fund investments are reallocated to keep the Fund within its target range. Get started today. Talk to your American Express financial advisor to review your current financial situation and find out which AXP Portfolio Builder fund is best suited to your financial needs. Stock Funds 50% You should consider the investment objectives, risks, charges and expenses of each AXP Large-, mid- and small-cap Portfolio Builder fund carefully before investing. For a free copy of the prospectus, which Growth and value contains this and other information, call (800) 297-3863, TTY: (800) 846-4852. Read the International prospectus carefully before you invest. Emerging markets Bond Funds 50% There are special risk considerations associated with international investing related to market, currency, economic, political and other factors. Stocks of small companies Government Investment grade corporate generally may be subject to abrupt or erratic price movements more so than stocks of High yield corporate larger companies. Some of these companies also have fewer financial resources. Higher Global yield corporate bond prices fluctuate more broadly than prices of higher quality bonds. Risk Multi-sector of principal and income is also greater than with higher quality securities. American Express Funds are offered through American Express Financial Advisors Inc. American Express Financial Advisors Inc. Member NASD. American Express Company is separate from American Express Financial Advisors Inc. and is not a broker-dealer. © 2004 American Express Financial Corporation. All rights reserved. American Express Funds 70100 AXP Financial Center Minneapolis, MN 55474 americanexpress.com 230613 A (2/04)
  • 4. At-a-glance Investing is smart. Keeping it simple is even smarter. SM A look at moderate aggressive investing Investment objective: AXP® Portfolio Builder Moderate Aggressive Fund Total return consistent with a moderate aggressive level of risk. This Fund is designed for investors seeking the highest level of total return that is consistent with a moderate aggressive level of risk. The Fund invests primarily Risk level: in mutual funds holding stocks with a complement of mutual funds investing in fixed income securities. Medium The Fund’s portfolio is created using a four-step allocation process: May be suitable for investors with: ■ A desire to grow their portfolio, but with some mitigation of 1. Strategic asset allocation The Capital Markets Committee determines what percentage of assets should be invested in stocks, bonds or cash. Under normal market risk through exposure to fixed income securities. conditions, the Fund will invest within the following ranges: ■ Minimal need for current ■ 60% to 70% in stock funds income and want their ■ 30% to 40% in bond funds investment to grow significantly. ■ 0% to 5% in cash ■ Education savings needs. Highlights: 2. Allocation among investment categories This includes growth and value stocks of all sizes; domestic and international stocks; and investment grade and high yield bonds. The Fund’s bond focus ■ May invest in high yield is selected based on prevailing interest rates, maturity, credit quality and bond and emerging market stock funds. relative attractiveness of each fixed income sector. Typical target allocation ranges: 3. Fund selection Senior American Express asset management executives select the underlying funds based on factors that include historical performance, risk/return characteristics and manager tenure. 65% 35% 4. Periodic reallocation Fund investments are reallocated to keep the Fund within its target range. Get started today. Talk to your American Express financial advisor to review your current financial situation and find out which Stock Funds 65% AXP Portfolio Builder fund is best suited to your financial needs. Large-, mid- and small-cap You should consider the investment objectives, risks, charges and expenses of each AXP Growth and value International Portfolio Builder fund carefully before investing. For a free copy of the prospectus, which Emerging markets contains this and other information, call (800) 297-3863, TTY: (800) 846-4852. Read the prospectus carefully before you invest. Bond Funds 35% Government There are special risk considerations associated with international investing related Investment grade corporate to market, currency, economic, political and other factors. Stocks of small companies High yield corporate generally may be subject to abrupt or erratic price movements more so than stocks of Global larger companies. Some of these companies also have fewer financial resources. Higher Multi-sector yield corporate bond prices fluctuate more broadly than prices of higher quality bonds. Risk of principal and income is also greater than with higher quality securities. American Express Funds are offered through American Express Financial Advisors Inc. American Express Financial Advisors Inc. Member NASD. American Express Company is separate from American Express Financial Advisors Inc. and is not a broker-dealer. © 2004 American Express Financial Corporation. All rights reserved. American Express Funds 70100 AXP Financial Center Minneapolis, MN 55474 americanexpress.com 230614 A (2/04)
  • 5. At-a-glance Investing is smart. Keeping it simple is even smarter. SM A look at aggressive investing Investment objective: AXP® Portfolio Builder Aggressive Fund Total return consistent with an aggressive level of risk. This Fund is designed for investors seeking the highest level of total return that is consistent with an aggressive level of risk. The Fund invests primarily in mutual Risk level: funds holding stocks with a small complement of mutual funds investing in fixed income securities. Medium to High The Fund’s portfolio is created using a four-step allocation process: May be suitable for investors with: ■ A desire to maximize the growth potential of their portfolio and 1. Strategic asset allocation The Capital Markets Committee determines what percentage of assets should be invested in stocks, bonds or cash. Under normal market are comfortable with meaningful short-term risk. conditions, the Fund will invest within the following ranges: ■ Minimal need for current ■ 75% to 85% in stock funds income and want their ■ 15% to 25% in bond funds investment to grow significantly. ■ 0% to 5% in cash ■ Education savings needs. Highlights: 2. Allocation among investment categories This includes growth and value stocks of all sizes; domestic and international stocks; and investment grade and high yield bonds. The Fund’s bond focus ■ May invest in high yield is selected based on prevailing interest rates, maturity, credit quality and bond and emerging market stock funds. relative attractiveness of each fixed income sector. Typical target allocation ranges: 3. Fund selection Senior American Express asset management executives select the underlying funds based on factors that include historical performance, 20% risk/return characteristics and manager tenure. 80% 4. Periodic reallocation Fund investments are reallocated to keep the Fund within its target range. Get started today. Talk to your American Express financial advisor to review your current financial situation and find out which Stock Funds 80% AXP Portfolio Builder fund is best suited to your financial needs. Large-, mid- and small-cap You should consider the investment objectives, risks, charges and expenses of each AXP Growth and value Portfolio Builder fund carefully before investing. For a free copy of the prospectus, which International Emerging markets contains this and other information, call (800) 297-3863, TTY: (800) 846-4852. Read the prospectus carefully before you invest. Bond Funds 20% There are special risk considerations associated with international investing related Government Investment grade corporate to market, currency, economic, political and other factors. Stocks of small companies High yield corporate generally may be subject to abrupt or erratic price movements more so than stocks of Global larger companies. Some of these companies also have fewer financial resources. Higher Multi-sector yield corporate bond prices fluctuate more broadly than prices of higher quality bonds. Risk of principal and income is also greater than with higher quality securities. American Express Funds are offered through American Express Financial Advisors Inc. American Express Financial Advisors Inc. Member NASD. American Express Company is separate from American Express Financial Advisors Inc. and is not a broker-dealer. © 2004 American Express Financial Corporation. All rights reserved. American Express Funds 70100 AXP Financial Center Minneapolis, MN 55474 americanexpress.com 230615 A (2/04)
  • 6. At-a-glance Investing is smart. Keeping it simple is even smarter. SM A look at total equity investing Investment objective: AXP® Portfolio Builder Total Equity Fund Total return consistent with a very aggressive level of risk. This Fund is designed for investors seeking the highest level of total return that is consistent with a very aggressive level of risk. The Fund invests primarily in mutual funds holding stocks. Risk level: High The Fund’s portfolio is created using a four-step allocation process: May be suitable for investors with: ■ A desire to seek maximum 1. Strategic asset allocation The Capital Markets Committee determines what percentage of assets should be invested in stocks, bonds or cash. Under normal market growth potential. conditions, the Fund will invest within the following ranges: ■ Education savings needs. ■ 95% to 100% in stock funds ■ A need for an all equity ■ 0% to 5% in cash portfolio to complement existing fixed income investments. Highlights: 2. Allocation among investment categories This includes growth and value stocks of all sizes within domestic, international and emerging markets. ■ No bond funds. ■ May own emerging market stock funds. 3. Fund selection Senior American Express asset management executives select the underlying funds based on factors that include historical performance, Typical target allocation ranges: risk/return characteristics and manager tenure. 4. Periodic reallocation Fund investments are reallocated to keep the Fund within its target range. 100% Get started today. Talk to your American Express financial advisor to review your current financial situation and find out which AXP Portfolio Builder fund is best suited to your financial needs. You should consider the investment objectives, risks, charges and expenses of each AXP Stock Funds 100% Portfolio Builder fund carefully before investing. For a free copy of the prospectus, which Large-, mid- and small-cap contains this and other information, call (800) 297-3863, TTY: (800) 846-4852. Read the Growth and value prospectus carefully before you invest. International Emerging markets There are special risk considerations associated with international investing related to market, currency, economic, political and other factors. Stocks of small companies generally may be subject to abrupt or erratic price movements more so than stocks of larger companies. Some of these companies also have fewer financial resources. American Express Funds are offered through American Express Financial Advisors Inc. American Express Financial Advisors Inc. Member NASD. American Express Company is separate from American Express Financial Advisors Inc. and is not a broker-dealer. © 2004 American Express Financial Corporation. All rights reserved. American Express Funds 70100 AXP Financial Center Minneapolis, MN 55474 americanexpress.com 230616 A (2/04)

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